WeLab

WHAT WE DO

We’re reinventing traditional financial services by creating seamless mobile lending experiences. With our proprietary risk management technology, we effectively analyze unstructured mobile big data within seconds to make credit decisions for individual borrowers. We also partner with traditional financial institutions which utilize our technology to offer fintech-enabled solutions to their customers.

We currently operate Wolaidai (我来贷), one of China’s largest mobile lending platforms, and WeLend, Hong Kong’s leading online lending platform.

 

WHO WE ARE

We’re a team of ambitious, innovative and passionate people who are committed to democratizing finance and delivering simpler, faster and cheaper access to financial services.

 

INVESTORS

We have attracted a stellar consortium of investors including CK Hutchison’s TOM Group, Malaysian sovereign wealth fund Khazanah Nasional Berhad, International Finance Corporation (a member of the World Bank Group), Alibaba Entrepreneurs Fund, Sequoia Capital, China Construction Bank (International) and ING Bank.

WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Manage CRM System to facilitate portfolio management Strategize and execute retention plans according to CRM program results Handle data processing and reporting for various marketing programs Handle customer fulfilment programs and stock control Assist in product development and product enhancement Conduct regular competitive analysis report Render marketing supports to other teams when necessary Requirements Bachelor’s degree holder with 1-2 years of experience Preferably with banking experience or data management experience Familiar with excel and interested in exploring and applying new technology tool in marketing Self-motivated, detail minded, independent, team-player and be able to manage multiple tasks in a fast-paced environment Fluent in English & Cantonese with excellent written and verbal communication skills Candidate with less experience will also be considered for Marketing...
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Report directly to CFO. Provide administrative support to CFO and the Group Finance team. Act as a liaison between CFO and internal/external parties. Arrange appointments and handle ad hoc duties as assigned. Requirements Degree in business administration or related disciplines. Fresh graduate with good academic results. Desire to work in a Fintech start-up environment. Good English, Mandarin and Cantonese is a MUST. Proficient in Microsoft Office (Word, Excel, Powerpoint, Outlook). Work independently and keep confidentiality. Proactive, detail-oriented, responsible and flexible. Excellent interpersonal and communication skills.
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Handle cash management including disbursement, collection, refund and bank reconciliations. Carry out day-to-day accounting duties including the preparation of journal vouchers and reconciliation of accounting information. Support in the preparation of month-end accounts, accounting schedules and management reporting. Ensure data accuracy and compliance with all policies and procedures. Participate in new accounting system implementation. Support business processes enhancement to optimize operation efficiency. Assist in statutory audit and perform ad-hoc duties. Requirements Degree holder in Accounting or related disciplines. Qualified member of ACCA, HKICPA or equivalent is preferable. Minimum 3 years of relevant experience in accounting or audit field. Familiar with PC applications, preferably with experience in MYOB accounting system. Independent, detail oriented and analytical. Team player with...
WeLab Hong Kong
May 29, 2018
Full time
Job Overview WeLend is looking for an IT System Engineer to join our team. We are looking for someone to help looking after our internal IT systems from desktop to cloud servers. You will gain exposure to work with many different technologies, including Windows OS, Linux, Desktops, Mobile, VoIP, networking, security, server hardware, storage, cloud services, systems monitoring. Fresh graduate welcomed. If this sounds like you, here is your chance to work in one of the most successful Fintech startup in Hong Kong. Responsibilities Deployment and maintenance of desktops and laptops computers. Deployment and maintenance of IP phones. Deployment and maintenance of corporate mobile phones. Handle technical enquiries . Hardware and software installation and configuration. Manage hardware and software inventory. Manage system configuration and monitoring. Requirements Certificate holder or above in IT or Computer...
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Work with our team to design, implement, and extend our backend platform. Integrate new technologies and techniques into our existing systems. Perform optimization and code refactor to make our system more awesome. Assist to build and maintain our data pipeline. Monitor and troubleshoot day to day errors. Requirements Degree in Computer Science / Engineering or related field. 2-6 years professional experience in software development Skilled in at least one modern programming language (Ruby, Node, Java, Python, JavaScript, C# etc.). Candidate with good breadth of experience in multiple technologies, tools, frameworks and processes is highly regarded Experienced in HTML5, CSS3, REST API, SQL or NoSQL databases Able to work independently with business owners to understand requirements and deliver high quality software Solid understanding of core computer science concepts like algorithms, data structure,...
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Build mobile app using React Native / JavaScript and native code. Participate in the entire application lifecycle, including design, development, implementation, testing and maintenance. Setup the mobile app architecture. Select code libraries. Setup the mobile app delivery pipeline with continuous integration and tests. Integrate the new mobile app with our backend API team. Requirements Diploma or above in Computer Science, Information Technology or related disciplines. At least 4 years solid working experience in mobile app development. Must be proficient in programming for iOS or Android. Experience in React / React Native. Knowledge in HTML5, XML, JavaScript, SQL, WebSocket, SVN, Git is a plus. Good understanding of Object-Oriented Design. Fast learner, passion at mobile app development. Good critical thinking, problem solving and presentation skills. Great team player, independent,...
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Developing and maintaining web applications including public web site , portals, and LOB applications. Enhancements of our current applications, technical architecture enhancements, code refactoring, incorporating updated libraries. Ensure smooth and performant operation of applications in production. Monitor and maintain scheduled tasks. Full-stack development with latest technology. Maintain our continuous integration and delivery by enhancing to our CI/CD pipeline. Ensure our applications has sufficient test coverage, both unit tests and integration tests. Create technical documentation. Mentor team members, present latest technology trends for internal learning. Work closely with other business teams. Requirements Enjoys a start-up environment, love to get your hands dirty and wear many hats. Can provide solution to identified problem, and self-initiated to execute the solution. Good hands-on...
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities To handle customer enquiries and loan application process. To follow up loan applications, verifications and repayments in a professional manner. To provide administrative support to the team. To assist in ad-hoc duties as assigned. Requirements F.5 or above. Minimum 1 year’s relevant experience in customer service or telemarketing. With experience in unsecured lending industry would be an advantage. Proactive, good telephone manner and customer-oriented. Good spoken English, Mandarin and Cantonese.
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for personal installment loan applications. Process credit applications according to credit policies and underwriting standards. Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines. Perform verification to detect fraud application and prevent fraud. Participant in projects with the aim of optimizing the credit operation and process. Requirements Higher Diploma or above. Minimum 1 year related experience in unsecured credit products. Personal loan experience is an advantage. Self-initiative and good team player. Excellent interpersonal and communication skills.
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Lead a small team of credit officers to review and approve credit applications with the designated credit authority. Process credit applications according to credit policies and underwriting standards. Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines. Participate in projects with the aim of optimizing the credit operation and process. Perform verification to detect fraud application and prevent fraud. Requirements Higher Diploma or above. Minimum 5 year related experience in unsecured credit products. Personal loan experience is an advantage. Strong understanding in key market and industry dynamics of Hong Kong. Self-initiative and good team player. Excellent interpersonal and communication skills.
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Responsible for all collections related activities to maintain low loss ratio. Responsible for unsecured and secured personal loans. Manage daily operations of the team including supervision and development of collections staff. Ensure compliance of company policies & procedures and recommend changes to manager when necessary. Drive loss mitigation actions, recommend accelerated collection actions, initiation of legal process, loan restructures or payment plans. Prepare reporting , such as daily / monthly loss and delinquency reports, staff productivity reports. Manage external collections agency, drive collections agency to collect from delinquent / written-off accounts. Requirements Diploma holder or above in any disciplines. 5 years of collections experience in lending industry. Self-starter who is action-oriented, organized, and possesses a strong sense of urgency. Ability to drive initiatives,...
WeLab Hong Kong
May 29, 2018
Intern
Job Description The Business Intern will participate in projects across a variety of functions including business development, marketing and operations. The intern will have the opportunity to contribute significantly to the growth of WeLab Limited over an 8-12 week period. The intern will work with a manager who will help identify project goals and support his or her professional development. Responsibilities Provide support for the development, execution and tracking of business development and marketing projects. Analyze results of campaigns and projects. Create and execute on marketing ideas, including but not limited to writing content for email marketing campaigns and blog posts. Research and analyze the current website and suggest changes to improve UI/UX. Qualifications Enrolled in a Bachelor’s degree program in any major. Desire to work in a start-up environment. Proven ability to multi-task and manage...
WeLab Hong Kong
May 29, 2018
Full time
Responsibilities Support WeLab's senior management team on growth initiatives, including strategic partnerships, operational improvements, and product development and marketing ideas. Serve as a results-oriented project manager on business development initiatives, working with internal and external stakeholders to drive growth. Be an enthusiastic team player and contribute at all levels of the organization - from running partnership meetings to creating detailed charts and slides for investor presentations to surveying customers over the phone, no task is off limits. Qualifications 2-3 years of experience in investment banking, management consulting, or a related field. Demonstrated analytical experience and sound business judgment. Excellent communication skills with an ability to distill complex issues into structured frameworks and concrete action plans. Entrepreneurial self-starter who can work in a fast-paced environment with minimal...
WeLab Hong Kong
Mar 16, 2018
Full time
Responsibilities To work in the project management group and responsible for transferring the Company’s risk management infrastructure to South East Asia market. To conduct research on South East Asia market and big data source to enhance the controls. To be responsible for new business setup of an on-line lending platform, together with the local partners. Support the recruit, train, coach and develop staff from South East Asia to build bench-strength of the local team. To develop, monitor and enhance utilization of various credit decision tools such as credit scorecards, segmentation models, credit bureau, decision engine etc. for credit risk management. To collaborate with other functions such as product, risk management, marketing, technology etc. to drive various business initiatives and proper execution on risk control and policy actions. Requirements Bachelor degree or above. Minimum 5 years or above experience in credit policies or lending products...