CrossLend

CrossLend is a cross-border, marketplace-lending platform that specializes in flexible refinancing via a capital market structure. It also offers cross-border credit intermediation through cooperation with CrossLend's partner bank.

CrossLend Berlin, Germany
Jul 17, 2017
Full time
About CrossLend:  CrossLend is a cutting-edge FinTech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. About your role:  Supporting us with managing our infrastructure, deploying code and securing our customer data Building and supporting our cloud infrastructure Designing, building and maintaining our development, testing and production infrastructure  Automating our infrastructure automation Helping ensure we delivery code quickly and safely into production, helping build testing automation infrastructure, and related developer tools Helping keep our production infrastructure running smoothly  About your profile: You will need to own at least a BS in Computer Science and if that’s lacking, then at least 3 years of work experience as a system engineer, working with software engineers, for software vendors. You’re already a guru in Linux configuration and operation in large real or virtual datacenters Java, Python or bash, AWS, VPC, Openstack have no secret to you. Experience with OpsWorks and Terraform You could teach anyone about PostgreSQL, Mysql, MongoDB, Zookeeper (and NoSQL for sure!) Loadbalancers (Big IP, AWS ELB, Haproxy), queuing (Kafka, ActiveMQ, RabbitMQ), integration systems (Jenkins, Sonar), Puppet, Chef, Ansible are your best friends No fear to work in a live production machine but knowing that you should never need to do it. Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
About CrossLend CrossLend is a cutting-edge FinTech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks.   Your role:  Execute automated and manual testing of our web application, in particular UI, functional, API, End-to-End and regression tests Create detailed, comprehensive and well-structured test scenarios and test cases Design, develop and execute automation test scripts Perform both front-end and back-end testing, including working with SQL database Identify and document software defects using a bug tracking system as well as verify their resolution Cooperation and cross collaboration with the QA, Product Management and Development teams Work closely with developers to effectively find the cause of the defect and ideally a hint towards the solution Requirements: You have hands-on experience in automation test frameworks and tools (PHP Codeception, Javascript, Selenium Web Driver) and are familiar with best practices and coding standards You have at least 2 years of experience in QA and/or a degree in Computer Science or comparable experience You have experience in writing clear, concise and comprehensive test scenarios and test cases You understand code versioning tools, such as Git and have solid knowledge of SQL and scripting You have experience in testing both web and mobile applications You are fluent in English, German is a plus Experience working in an Agile/Scrum development process Strong knowledge of software QA methodologies, tools and processes You pay attention to detail, but do not forget about the bigger picture You are a team player but also have the ability to work independently What we offer Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day and be part of decision making processes Encouragement of personal and professional development inside the company Regular boot-camp sessions with the team and weekly meditation classes Weekly team lunches with the team and interactive and engaging workshops Passionate kicker matches Fresh fruit every week, soft drinks and coffee at your disposal at all times Drinks and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. Job description: Design, develop and maintain our platform. Dedicate yourself to building a well-tested and scalable application. Planning, implementing and maintaining the API for a financial platform Customizing the system in order to meet the business needs of the company; You are not afraid to assisting with deployment and provisioning activities. Work in a small, yet strong dev team, using PHP (Symfony2) on the Backend and AngularJS and WebRTC on the Frontend. Requirements: Since you are an experienced backend developer, we can skip all the SQL, NoSQL, TDD, security, agile, Scrum,  Git, GitHub-talk and focus on the real things: You have your favorite frameworks, languages and platforms. You know their ins and outs and love to have a chat about them. Having knowledge of SOLID, clean code and good practices. You have an opinion on how things should be done and are up to defend it if necessary. You know what a REST API is, how to connect to one and how to build one yourself. Production ready code Experience or familiarity with Domain Driven Design and CQRS / Event Sourcing Experience with asynchronous processing with queues  (e.g RabbitMQ, Kafka) Development experience in one of these finance applications is required: Banking Insurance Stock markets Accounting Payment processing English fluent, German not require Degree in computer science or relevant experience in the field Benefits: Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
About CrossLend:  CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. Job Description Design, develop and maintain our platform. Dedicate yourself to building a well-tested and scalable application. Planning, implementing and maintaining the API for a financial platform Customizing the system in order to meet the business needs of the company; Assisting with deployment and provisioning activities. Work in a small, yet strong dev team, using PHP (Symfony2) on the Backend side and AngularJS and WebRTC on the Frontend. Requirements Since you are an experienced backend developer, we can skip all the SQL, NoSQL, TDD, security, agile, Scrum,  Git, GitHub-talk and focus on the real things: You have your favorite frameworks, languages and platforms. You know their ins and outs and love to have a chat about them. You have an opinion on how things should be done and are up to defend it if necessary. You know what a REST API is, how to connect to one and how to build one yourself. You can deliver code to production. Experience in accounting software architecture and Payment schemes (SEPA for example) is required English fluent Degree in computer science or relevant experience in the field   Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
About CrossLend CrossLend is a cutting-edge FinTech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks.   About your Role: Reporting to the CTO the duties and responsibilities of the Senior Frontend Developer that include: Developing and maintaining a platform roadmap Creating new awesome features in the existing react applications; Customising the system in order to meet the business needs of the company; Assisting with deployment and provisioning activities. About your profile: Requirements: HTML5 and CSS3 React (at least 5 years experience, joking, at least 1 big project) AngularJS experience (at least 1 big project) Cross-browser optimisations Knowledge of javascript templating languages Experience with Jekyll, Hugo, Phenomic, etc Experience with tools such as yarn, npm, bower, gulp, webpack Experience with LESS, SASS, postCSS, jade and similar Experience with Git VCS Integration and unit-testing of front-end applications, Karma, Jasmine, Protractor, Jest Experience building single-page applications You are able to host a website in S3 or NGINX that handles high traffic peaks English fluent, German is a plus   What we offer Work in a team with more than 40 people driven by passion from all over the world Have a direct impact on our organisation each day and be part of decision-making processes Encouragement of personal and professional development inside the company Regular boot-camp sessions with the team and weekly meditation classes Weekly team lunches with the team and interactive and engaging workshops Passionate kicker matches Fresh fruit every week, soft drinks and coffee at your disposal at all times Drinks and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
About CrossLend:  CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. Job Description Find and fix security issues within the CrossLend code base Define, implement, and monitor security measures to protect CrossLend.com and company assets Manage a bug bounty program Perform vulnerability testing, risk analyses, and security assessments Investigate intrusion incidents, conduct forensic investigations, and mount incident responses Collaborate with colleagues on authentication, authorization and encryption solutions Evaluate new technologies and processes that enhance security capabilities Analyze and advise on new security technologies and program conformance Write documentation around how to maintain a high-level of security. Requirements Significant computer security experience in production-level settings Passion for open source Linux experience (e.g. Ubuntu) Programming experience (PHP preferred) Collaborative team spirit with great communication skills Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constrained banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks.              About your role: Development of strategies for building the business and client relationships Identification of business opportunities Conduct financial analysis Project implementation and development Design and update reporting for existing and new clients Analyse competitor’s strategies and marketing              About your profile: You love selling and advising on an innovative financial product to key players in the financial industry Relevant professional sales or business development experience in the financial sector and in key account management is a big plus You are a brilliant communicator and have excellent negotiation skills suitable for C-Level interaction in English and German You are a performance-oriented, number-driven and entrepreneurial self motivated person At the same time, you have solid social skills You are comfortable with financial jargon and understand securitization and have a basic familiarity with fixed income products and capital markets You will be based in Berlin and you will be expected to travel             Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Regular boot-camp sessions with the team and weekly meditation classes  Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 17, 2017
Full time
CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting institutional money to the real economy’s financing needs. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. We are bridging Europe’s credit divide to create fresh opportunities for originators and investors on both sides of the coin. We give a positive impulse towards increasing investments and growth and contribute to develop a real European financial market. The company was founded in 2014 and is backed by well-known investors like Lakestar, CME Ventures, Northzone and the Luxembourg Future Fund. CrossLend’s vision is to establish the first European Debt Exchange for single loans.  Your role & responsibilities You investigate market conditions, relevant industry trends and main market players to further develop the business plan You work closely with our Founder and management team and report to our COO to develop a strategy and execution plan to establish CrossLend’s B2B products and services to financial services companies like banks, insurance companies and pension funds with a structured finance focus in Europe. You source lending products from institutions such as banks, marketplace lenders or other loan originators and for placing them for distribution on our platform You are responsible for the acquisition of institutional investors You generate or follow up on leads and build an active network and strong relationships with potential business partners You negotiate customized contracts and successfully close them with the support of our legal, operational and product team You develop and lead and gradually build your own team Our ideal match You bring at least 5 to 10 years of relevant business development or sales experience, ideally in banking & financial services organizations. You have been working on structured finance transactions, in a credit portfolio manager role or in the treasury department of a bank or similar, ideally in a sales role You have previously successfully lead a complete sales process/value chain in a comparable business environment You are familiar with fixed income products and capital markets, you know securitization and you are comfortable with the financial jargon You are passionate about the recent developments in the FinTech space and enthusiastic about advising key players in the financial industry on innovation You bring an extensive network and good reputation within the financial services industry in Europe with excellent negotiation skills & the ability to build strategic partnerships You work with a result-oriented mindset and feel motivated by complex challenges You are a team player with previous experience in building and leading performance-oriented teams You have excellent analytical and strong communication skills in both German and English What we offer The chance to participate in building a new and disruptive product/market within the European financial capital market segment An innovative, fast-paced and fun working environment with modern offices in the center of Berlin Concrete learning and development opportunities and the chance to independently drive your area of responsibility and further grow the role A team of more than 40 international people driven by passion to ensure the company’s success A competitive compensation package including virtual shares
CrossLend Berlin, Germany
Jul 17, 2017
Full time
Are you a super motivated Business / Economics student in Berlin looking for a  professional experience in a game - changing dynamic FinTech  in an international team of young professionals, with flexible working hours?  We have the job that fits your interest perfectly! About CrossLend CrossLend is a cutting-edge FinTech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. Are you aiming for professional and personal growth while striving to make a real difference? Then join CrossLend's diverse and multicultural team now and help us in paving the way into a new era of digital credit exchange. About your role  You will support the work of the Business Development team. Your tasks will change from day to day in order to support the operations in this department in the best way possible: they will span from conducting research and analysis in the fields of bond markets, securitization, P2P lending, macro economic and interest rates developments, translation German - English / English - German, creating a weekly press review for the whole company, research on regulatory topics (e.g. Basel III / CRR) and support of the team in clerical work. The complexity of your tasks will certainly increase once you have a better understanding of our product and our processes.  About your profile  - Bachelor or Master student in Business / Economics - Native level of German and English - Meticulous style of work / strong eye for detail - Experienced user of the Microsoft Office package.  - Available 20 hours / week (flexible hours) About CrossLendians We are an awesome team of more than 40 people from 20 different countries. We work cooperatively in the same building located in the heart of Berlin (Sony Center at Potsdamer Platz) with our office language being English but our approach being global. What characterises us: We love to work in a very international and communicative environment We are all driven by passion and results We all believe that everyone has a big impact in the organisation We value personal and professional development inside the company We have fun at work. A lot. Meditation classes, boot-camp in Tiergarten and a kicker table, free coffee, fruit and beverages are always available, including free beers on Friday
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend:  CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. Job Description You will retrieve data from any source (mostly APIs), wrangle it and integrate it into our system. You will be responsible for the integration of our system with our PHP REST API and other services. You will prioritize your own work and find pragmatic solutions to our integration problems. Requirements You have previous professional experience in Python and PHP (ideally Symfony2). You have experience with relational databases and SQL. You know how to work independently and when and how to say no to stakeholders. You bulletproof your code against errors and strive to make it beautiful and simple. You are motivated to work with machine learning specialists and not scared of working with code that performs interpolations and statistic calculations in the future. You know how to take your code to production. You are fluent in English and willing to learn (some) financial language. Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend:  CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. Job Description You will be the person responsible for all technical decisions. Our data science system makes decisions on loans which amounts sum up to 7 figures per month. You will retrieve data from any source (mostly APIs), wrangle it and integrate it into our system. You will prioritize your own work and find pragmatic solutions to our problems. You are not scared of doing different things. You can work close to DevOps, web services or PHP programmers in a given moment. You will help us build a team of Pythoners in the near future. Requirements You are a Python guru and you have some experience with libraries like  numpy  and  pandas . You have solid experience with relational databases. You don’t have to write code for a problem that you can solve with some SQL tricks. You have a solid background in math and statistics, you are not scared of code that performs interpolations and statistic calculations. You know when and how to say no to stakeholders. You bulletproof your code against errors and strive to make it beautiful and simple. You are capable of working with machine learning specialists. You are fluent in English and willing to learn (some) financial language. Benefits Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend CrossLend is a cutting-edge Fintech Start-Up: We are reshaping the European capital market landscape by offering an innovative setup that allows Originators and Investors to exchange loans / risks via a capital market structure. We are bridging Europe’s credit divide to create fresh opportunities for originators and investors on both sides of the coin in order to give a positive impulse towards increasing investments and growth and to a real European finance market. We are looking for a prolific, talented and highly motivated content creator; with a passion for storytelling and experience generating and managing different type of content. The Content Marketing Manager will be responsible for producing a wide range of smart, insightful and helpful content such as ebooks, whitepapers, infographics, blog posts, web copy, press releases, sales tools (like presentations), webinar slides, videos, etc. Other responsibilities will include the management of the social media channels, as well as monitoring the industry to identify content gaps or market needs for content to make sure we are seen by thought leaders by our audience. Our ideal candidate will have a strong knowledge and experience within the financial services industry. Job Description Providing our target audience with regular, helpful and engaging content that is aligned with their needs and interests and showcases the company’s unique values and insights Write and produce (with help of the design team) high quality content relevant to different target audiences to help drive inbound marketing activities, leads, subscribers, awareness, and/or other important metrics. Examples include blog posts, ebooks, whitepapers, press releases, sales collateral, web content, social media, etc. Quality control and proofread all copy to ensure it is engaging and accurate but also adheres to the firm’s style. Manage projects from concept through delivery, leveraging & recommending external resources as needed Manage content inventory, regularly evaluating existing content for updates or archiving. Showcasing effective industry and media positioning/coverage in an effort to raise the profile and awareness of our work in the industry. Become an expert in capital markets, securitisation, investment in loan receivables, interacting with Business Development and legal teams on regular basis to stay up-to-date on market trends and customer insights. Spot opportunities to communicate stories of interest across our social channels and blogs proactively. Monitor and manage social channels engagement to ensure growth, proper audience targeting, and performance of strategic initiatives. Use  social media profiles to promote content in a targeted manner that builds brand awareness, attracts subscribers, and generates inbound leads. Work closely with digital manager to think up, run and test campaigns generating data for decision making. Requirements You have at least 5 to 10 years of relevant working experience in one or more for the following fields: PR / communication, content marketing, journalism producing content across content types (web copy, video, eBooks, blogs/ articles, infographics, services/solutions collateral, social media, Email, etc.) In depth knowledge and experience in the financial services industry is essential, experience in capital markets, debt exchange, investment funds and/or securitisation is desireable. You are comfortable with financial jargon and have a basic familiarity with capital markets and fixed income products University degree, business / finance preferred English native speakers or highly proficient English speaker, bilingual candidates English / German preferred Strong writing skills and the ability to create a cohesive narrative is required. Capable of developing highly effective, targeted marketing copy for a variety of audiences and marketing channels Past experience building audiences either online or offline. Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend CrossLend is a cutting-edge FinTech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. About the role CrossLend is looking for a Head of Marketing (m/f) who has extensive knowledge in finance, a high level of creativity, is a thought leader and masters excellent project management skills. The successful candidate will have a 360° marketing experience including content creation, establishing lead generation campaigns from ground-up, sourcing and managing potential events and leading our PR and communications within the financial realm. This role comes with a high level of potential to shape the future direction of the company and you’ll be expected to pro-actively suggest proposals to our executives that bring the business forward. Job Description As Head of Marketing (m/f), you will position CrossLend in the market as the leading FinTech for innovative securitisation solutions Manage our lead generating efforts, including marketing-qualified leads by converting site traffic through calls-to-actions, landing pages and lead generation content Identify, organize and attend industry relevant events with the team in order to raise brand-awareness and generate new business for CrossLend Develop our overall go to-all market strategy and strategic territory plans (focus markets) through deep market research and suggest the most effective channels to market CrossLend´s value proposition Analyse  and assess CrossLend´s offering through extensive research and optimise our value proposition based on feedback from our target audience and sales cycles outcome Identify strategic partners in the market that CrossLend should be working with and could result into a multiplier network Lead our content efforts, by having a heavy appearance on social media networks and coordinating with our content creators where appropriate Establish closed-loop analytics with Sales, Business Development and Product to define and track important KPIS which help understand how our inbound and offline marketing as well as PR activity turns into customers Manage all PR and branding activities through working with our external agency Hold Marketing budgeting responsibility You will report to CrossLend´s CEO, Oliver Schimek and liaise with our Business Development team for the overall company strategy and implement fundamental growth Requirements At least 8 years ´s experience in B2B marketing experience ideally in a fast-paced and competitive environment University degree in the related fields of Marketing, Business, Journalism or Finance Highly proficient English required, German and/or other European languages would be a plus Ideally you have been in a similar position to this one before Background in financial services is a must Strong understanding of effective PR and Marketing Communications Your are a thought leader and evangelist in the future of financial services Excellent project management, communication and negotiation skills Strong experience with CRM and ability to provide business requirements to our Product team Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Regular boot-camp sessions with the team and weekly meditation classes  Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month  
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend:  CrossLend securitises loans and assets generated by third parties and sell corresponding notes to investors. As a Reconciliation and Operations Analyst (m/f), you will be at the core of our cash flow management operations as you will be responsible for monthly loan bank accounts reconciliation, processing loan payments, and payments to investors. You will be in charge of communication with partners and internal IT teams in case of data inconsistency or bugs and will contribute to the reporting towards our investors and regulators. Job Description Review bank accounts data on daily basis  - analyse and investigate unexpected cash flows on operational accounts and manual transfers by our customers Prepare and validate investor payment reports Monitor loan payments from our partners Be a point of contact and valuable source of information for your colleagues in Finances, Business Intelligence, Operations, and Business Development. Perform monthly bank statements reconciliations, report inconsistencies to Finance Manager and Product Support the Finance Manager in the monthly/quarterly/annual closings Perform scheduled activities on time and make sure regulatory deadlines are met Validate and approve data for automated payment processing File tickets for 3rd parties in case of issues with data on their side, and track progress Requirements Bachelor in Economics or You have successfully completed your business studies or your commercial training with advanced training as a financial accountant (IHK) You are able to process a big amount of data with an extreme attention to detail Advanced Excel skills, basic SQL skills is a plus Ideally, previously you worked in operational department of financial company Experience working with finance data in a financial institution back offices or in cash management departments of large organisations Fluent English and professionally proficient German Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend: CrossLend is a cutting-edge FinTech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constrained banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. About your role:  As an Assistant to CEO, you will work directly with our founding CEO Oliver Schimek on business strategy and company development You help manage our CEO´s day-to-day business, you are involved in key strategic decision making processes. you identify business opportunities and you help analyse growth markets You will provide outstanding executive support through administration duties such as preparing content for meetings and conferences before and after You will represent the CEO during meetings and present to an audience in the absence of the executive You will manage the CEO´s database through working with confidential information on a daily basis, working on new projects and maintaining the contact database list You will provide detailed reports and regular analysis of data You will be working closely internally with all heads of department at CrossLend to monitor company performance Support the business by working closely with HR You will hold Chief of Staff responsibilities when it comes to advising the executive, strategic planning and facilitating effective decision-making Prepare relevant documentation and information for monthly/quarterly ´All hands meetings´ About your profile: You have an MBA which is from a top university 3-5 years relevant experience preferably in the financial services industry (ideally banking) in corporate development or similar roles or as management consultant with one of the top-tier strategy consulting firms Exceptional analytical skills with high standards of quality, detail-oriented with passion for excellence Ability to manage multiple projects and time-sensitive deliverables with a high degree of quality and accuracy Good team player, enables collaboration among different stakeholders with excellent communication and influencing skills Strong understanding of regulations around structured finance and bank regulations Work with diligence Extremely fast thinker in all relevant topics Ability to work independently in an extremely organised fashion Fluent in German and very strong English You will be working with confidential data and will be expected to remain discreet at all times Benefits:  CrossLend offices are located in one of the most vibrant and exciting capitals Very relaxed working culture with flexible working hours International team of more than 40 highly skilled people from 20 different countries Innovative, fast-paced and exciting working culture with modern offices Concrete learning and development opportunities Weekly meditation classes and bootcamp around Tiergarten Friday drinks every week and a big get together with food and beer every month
CrossLend Berlin, Germany
Jul 16, 2017
Full time
CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. About your role: As a Head of Product you will be responsible for ensuring smooth development of our product, shaping the environment for effective functioning of for providing leadership Product Development and Creative Teams, resulting in and providing overall direction to the Engineering Development Team aligned with business needs. You will be responsible for the analysis, design, development, testing, documentation and support of all products and supporting tools. This includes web applications, data collection/communication systems, payment systems. This also includes strategic direction, budgets, reporting, staffing, performance management, development plans, recruiting, mentoring, coaching, terminations, and other human resources related activities. Your responsibilities will include : Leading and coaching the Product Team and ensuring that we deliver the best solutions to our customers and business partners Developing the product vision, strategy and roadmap with the product team   Leading the Product and Creative teams through all phases of the product life cycle Ensuring open communication in the organisation Bringing knowledge of relevant markets, products and trends into the company Working closely with all relevant stakeholders regarding expectations, priorities and capacity Analysing and prioritising all support issues and service requests based on the product vision and goals Hiring outstanding people, planning for resources and coaching individual team members for career development Developing appropriate performance objectives and conducting regular performance reviews Main contact person between management and Product team Requirements : 5+ years as Product Manager and at least one year of experience as software developer or similar position (hands-on software development experience is a must) Passion for FinTech concepts: at least 2 years working experience with a financial product is mandatory (loans, factoring, payment providers, securitisation, debt collection, investments) Experience in multi-national platforms (adapting product for different languages, compliance with variable legal requirements) Proven experience in creating, captivating customer experiences At ease understanding and communicating technical IT and Fintech concepts Ability to interact with, present to, and gather feedback from stakeholders of varying backgrounds, including engineering, marketing and executives You are a people person. We value a motivating working atmosphere and we like to enjoy working with each other, both on professional and social level Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month
CrossLend Berlin, Germany
Jul 16, 2017
Full time
CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constraint banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. Job Description: Make sure that we deliver the best solution to our customers and business partners Develop a product strategy and lead the short and long-term planning process, in collaboration with the rest of the product team   Create specifications for new features, be responsible for the development of new features and the improvement of existing ones within our core product on web and mobile Lead cross-functional project teams and be responsible for coordinating resources, creating project timelines, ensuring on time delivery, overseeing internal project communication and managing the releases Set, monitor and analyze KPIs, track adoption of new features after release and the impact on company operations Analyze business processes, identify areas for improvement, and design solutions to challenging payment use cases Take ownership of the payments product backlog, manage payment processes end to end Participate in the hiring process, resources planning and employee life cycle Continuously improve prioritisation and follow up on daily product processes and communication with the business stakeholders about priorities and capacity review Investigate root cause of high priority problem issues; implement processes to reduce the risk of similar issues in the future. Requirements: 3+ years as Product Manager and at least one year of experience as software developer or similar position (hands-on software development experience is a must) Passion for FinTech concepts: at least 2 years working experience with a financial product is mandatory (account receivables, amortisation of loans, factoring, payment providers, securitisation, debt collection, investments) You are familiar with SEPA standard and its implementation Experience in multi-national platforms (adapting product for different languages, compliance with variable legal requirements) Proven experience in creating, captivating customer experiences At ease understanding and communicating technical IT and Fintech concepts Ability to interact with, present to, and gather feedback from stakeholders of varying backgrounds, from engineering, to marketing and to executives You are a people person. We value a motivating working atmosphere and we like to enjoy working with each other, both on professional and social level  Benefits: Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.
CrossLend Berlin, Germany
Jul 16, 2017
Full time
About CrossLend: CrossLend is a cutting-edge Fintech company: We are reshaping the European lending economy by connecting the loan origination of banks to institutional money. CrossLend purchases single loan receivables in different asset classes from banks, securitizes them one-by-one and places the resulting bonds to institutional investors. This way, CrossLend offers a flexible and efficient balance sheet relief mechanism for capital constrained banks and helps to actively manage the banks' loan books. Banks can increase their operational efficiency and reduce their costs of capital and customer acquisition costs with CrossLend. CrossLend’s vision is to establish the first European Debt Exchange. CrossLend is backed by a reputable array of equity investors from Europe and the U.S. such as Lakestar, CME Ventures and the Luxembourg Future Fund with a wide range of experience and extensive networks. About your role:  As a Legal Counsel (m/f) for Crosslend, you will be dealing with various legal issues in the field of capital market law with a focus on securitisation law, supervisory law, corporate law, data protection law as well as general civic and contractual law You will be negotiating and drafting contracts in the legal areas mentioned above, You will be setting up Crosslend´s B2B platform through the support of the understanding of placement of products in different European jurisdictions Additionally you will be setting up the private placement platform You will be expected to monitor regulatory developments and understand how this applies to our business model You will provide support in the further development of the business model as well as support of important current and future cooperation of CrossLend You will provide legal advice and support for CrossLend´s business areas in day-to-day business and you will assist with our Venture financing rounds Coordination with external attorneys About your profile: You have obtained the 2 bar exam (Staatsexamen) with a minimum of 8 points  You hold a PHD or LL.M in laws You have experience in banking and regulatory law (Europe) as well as knowledge in Capital Markets and Corporate Law 2-3 years of professional experience You have strong drafting skills as well strong English legal skills Research skills are a must You are resourceful and can work independently You have excellent analytical skills Legal English fluency Benefits:  You will have the opportunity to take full responsibility for projects and offer strategic input CrossLend offices are located in one of the most vibrant and exciting capitals Work in an international  team with more than 40 people driven by passion from 20 different countries Very relaxed working culture with flexible working hours Innovative, fast-paced and exciting working culture with modern offices As a way to unwind from work, we have weekly meditation classes and sport bootcamp around Tiergarten during the working day Regular update meetings on the company's achievements & challenges   Soft drinks a
CrossLend Berlin, Germany
Jul 16, 2017
Full time
CrossLend is a cutting-edge Fintech Start-Up: We are reshaping the European capital market landscape by offering an innovative setup that allows Originators and Investors to exchange loans / risks via a capital market structure. We are bridging Europe’s credit divide to create fresh opportunities for originators and investors on both sides of the coin in order to give a positive impulse towards increasing investments and growth and to a real European finance market. The CrossLend Risk Department is looking for a Senior Analyst / Managerial level professional with significant experience in consumer and SME lending products, including risk scorecard model development. Main responsibilities focus on risk analytics for monitoring and credit decisioning, including credit scoring model development – supporting various consumer and SME lending portfolios.  Job Description Design and implement a risk score monitoring and risk rating facility for consumer and SME lending products Demonstrate proficiency in scorecard development and deliver segmentations, as well as other advanced analytical tools for consumer and SME credit risk decisions and other areas of the business Perform analysis of key quantitative and qualitative factors influencing credit quality of borrowers and SMEs Establish score validation and strategy Establish thought leadership and documentation on future analytical strategies and procedures Train and mentor other employees in experimental design and analytical concepts and processes Requirements 7+ years’ experience in quantitative analytics & statistical modelling in the field of consumer or/and SME credit risk - specifically credit decision models Must have Master’s or Advanced Degree in Statistics, Applied Mathematics, Operations Research, Econometrics, Engineering or other quantitative discipline. PhD strongly preferred Professional background in capital markets and/or credit analysis and well developed financial statement analysis skills Experience with multiple consumer and SME lending product portfolios Experience with credit analyses in the context of securitization transactions or other transactions involving sales of loan portfolios Developed understanding of the securitization market, multiple asset classes and types of structures Experience in interpreting complex legal documents such as bank agreements and bond indentures Diligence, with strong quantitative and investigative skills Ambition to deepen their exposure to, and understanding of, the debt capital markets Ability to develop strong working relationships and communicate clearly Candidates will be expected to show good judgment of risks and a solid understanding of financial products and risk management concepts such as VaR, stress testing, and scenario analysis A general understanding of regulatory capital frameworks, such as Basel 3, is a plus Desire to join high impact, entrepreneurial team   Benefits:  Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.
CrossLend Berlin, Germany
Jul 16, 2017
Full time
CrossLend is a cutting-edge Fintech Start-Up: We are reshaping the European capital market landscape by offering an innovative setup that allows Originators and Investors to exchange loans / risks via a capital market structure. We are bridging Europe’s credit divide to create fresh opportunities for originators and investors on both sides of the coin in order to give a positive impulse towards increasing investments and growth and to a real European finance market.              About your role: sell the CrossLend B2B products and services to financial services companies origination of lending products from institutions such as banks, market place lenders or other retail or company loan originators for distribution and placement on our platform acquisition of institutional investors generate or follow up on leads and build strong relationships with potential business partners negotiate customized contracts and successfully close them with the support of our legal, operational and product team              About your profile: You love selling and advising on an innovative financial product to key players in the financial industry You have at least 5 to 10 years of relevant professional sales or business development experience in the financial sector and in key account management You have a relevant existing network of contacts in the financial services sector  You are a brilliant communicator and have excellent negotiation skills suitable for C-Level interaction in German and English You are a performance-oriented, number-driven and entrepreneurial self motivated person At the same time, you have solid social skills You are comfortable with financial jargon and understand securitization and have a basic familiarity with fixed income products and capital markets You will be based in Berlin and you will be expected to travel     Benefits: Work in a team with more than 40 people driven by passion from all over the world Have a direct impact within our organisation each day Encouragement of personal and professional development inside the company Regular update meetings on the company’s achievements & challenges Passionate kicker matches with our team The panoramic view over Tiergarten Fresh fruit every day, soft drinks and coffee at your disposal at all times Friday Drinks every week and a big get together with food and beer each month Would you like to be part of our team? We are looking forward to receiving your application! Should you have any questions about this position, please do not hesitate to get in touch.