Kontomatik is an API that allows financial institutions access customers' banking activity. Kontomatik add-ons enrich and structure the data to build a broader financial behavior profile for analytics purposes. Kontomatik data can be used to identify a customer (KYC) online, perform a detailed credit scoring, and customer segmentation in a more precise way.
Started in 2009 as Kontomierz.pl, a leading Polish personal finance application, the team has seen a significant need in the development of the Banking API. This is why two years later the team has released its first version of the Banking API that was used in the award-winning service - Alior Sync. Since then Kontomatik has been launched not only in Poland but in 9 more countries.
Kontomatik is a result of creativity, hard work, and a passion for making the whole financial industry more transparent, consumer oriented and start-up friendly.
In early 2015 Kontomierz.pl was acquired by one of the fastest growing FinTech companies in Europe - Kreditech, and since then the Banking API has been rebranded to Kontomatik. Now the main aim of Kontomatik is to let financial organisations benefit from the banking data and its enrichment.