Cashcloud operates an open, neutral and integrated platform that is totally independent of banks, mobile network operators, and device manufacturers and works smoothly on IOS and Android operating systems. Cashcloud turns your Smartphone into a wallet. The mobile Wallet application spans all of the key functions needed for shopping, payments, send money between friends, collecting bonus points, receiving coupons and social messaging – both online and offline. The offer is rounded out with a prepaid MasterCard® and a NFC sticker, issued by PPRO Financial Limited under the license of MasterCard International Inc. (MasterCard and the MasterCard Symbol are registered trademarks of MasterCard International Incorporated). Cashless and contactless payments and money transfers between friends are thus easier than ever before. The application is already fully available in all euro-countries and an expansion into further markets and currencies is planned. Cashcloud’s all-in-one mobile wallet solution sets innovative standards and has already received numerous international awards including the BankingCheck Award, the FinTech Innovation Award, and the Banking IT-Innovation Award.