Based in Barcelona, Spain, Finanzarel is an online trading platform that allows companies to crowdfund their invoices. It is primarily geared towards small- and medium-sized enterprises in need of working capital, offering them the ability to trade credits to investors. Its service allows companies to auction off their invoices to private investors, with Finanzarel generating revenue by taking 0.25% on each invoice monthly. Founded by Jorge Bustos and Paulino De Evan in 2013, Finanzarel receives funding from undisclosed foreign venture capitals and local backers.