The idea of transferring an existing bank account to a new bank within a few minutes without a lot of paperwork already started at the end of 2014. With its founding in April 2015, this idea became a reality within only 5 months. Since then, thousands of bank customers have moved their account to a new bank via fino's digital account exchange service. Today, almost 2 years later, the fino technology is used by more than 200 banks and associations. Launched with an intelligent change of control in 8 minutes, fino is continually expanding its role as a pioneer. With the ever-growing portfolio, fino provides solutions to its partners for better, faster and easier customer onboarding. Specifically, today's digital account opening and self-service is part of the process of acquiring new customers quickly and easily; The bank exchange with account, credit card and deposit to activate the new customer fully; As well as the intelligent contract manager, to bind the customer successfully.