Kerv is a technology company that develops an e-payment technology. The company develops Kerv, a contactless payments ring that substitutes wallets and debit cards. Kerv users can make payments anywhere in the world that displays the contactless payment symbol without requiring a card, PIN, signature, bank account or a smartphone.

It is a self-work technology that doesn’t need to be paired with smartphones to function. Kerv is engineered from aerospace-grade zirconia technical ceramic, and available in black or white outside and a range of colors inside. Additionally, the tech is waterproof so the users doesn’t have to take it off when getting in to a pool.

Kerv was founded by Philip Campbell in 2015 and is headquartered in London, England.