Bread

Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent. We use technology to advance consumer-friendly credit by improving access, transparency, ease-of-use, and cost. Our products help our merchant partners grow their sales by making their products accessible to more consumers. Bread was founded in 2014 and is based in New York, NY.

Bread New York, NY, United States
Dec 06, 2017
Full time
Bread makes essential purchases affordable to regular people. We transform pricing in e-commerce: The $1,000 couch you’re looking at might become a $50/month charge. Clear, transparent terms with fair rates. Add a powerful, flexible merchant API that can seamlessly integrate financing anywhere in the e-commerce experience, and you’ve got Bread. This position is an essential, strategic component of the Bread Sales team. The Sales Strategist acts as a partner with the Account Executives to build strategic sales plans and generate successful business proposals that are sellable and deliverable. The Sales Strategist will also help develop the strategic foundation for Bread’s work with clients and potential clients, across verticals.   Things you’ll do: Lead the development and authoring of new business proposals to potential clients including formal responses to requests for proposals (RFP’s). Build strategic proposals, or “pitches,” by pulling research data,...
Bread New York, NY, United States
Dec 06, 2017
Full time
Bread makes essential purchases affordable to regular people. We transform pricing in e-commerce: The $1,000 couch you’re looking at might become a $50/month charge. Clear, transparent terms with fair rates. Add a powerful, flexible merchant API that can seamlessly integrate financing anywhere in the e-commerce experience, and you’ve got Bread. This position is an essential, strategic component of the Bread Sales team. The Business Development Representative (BDR) acts as a partner with the Account Executives calling on our largest prospects. The BDR provides frontline, outbound prospecting, lead generation, and follow up, clearly qualifying partnership opportunities and communicating Bread’s value to merchants. Things you’ll do : Relentless prospecting via phone & email Research and develop target accounts and prospect lists Initiate the sales process via outbound and inbound communications Create client interest, answer questions and qualify sales...
Bread New York, NY, United States
Dec 06, 2017
Full time
At Bread, Product Managers own product vision, strategy and roadmap, working closely with engineers and designers to build products that our merchants, members and other users love. We’re looking for entrepreneurial individuals who are both creative and strategic to come up with innovative products that will help us achieve our mission of transforming consumer finance. Bread’s business sits at the center of consumer lending, ecommerce conversion, payments, fraud and identity verification. We’re looking for a product person who isn’t afraid to dig into any of these areas and who is excited to work all our users, including merchants, borrowers, developers, regulators, lending partners and internal teams, to continue growing our portfolio of products. You will: Own the ideation, development and go-to-market strategy of products and features for a diverse set of customers Work with designers and engineers to define, prioritize, and deliver high impact products quickly Gather...
Bread New York, NY, United States
Dec 06, 2017
Full time
Bread transforms pricing in e-commerce: The $1,000 couch you’re looking at might become $50/month. Bread partners with merchants to offer end consumers the ability to pay over time with clear, transparent terms and fair rates. Our B2B2C model aligns our goals with our merchants’ goals, and we are a leader in organizational customer centricity and service. Add a powerful, flexible merchant API that can seamlessly integrate financing anywhere in the e-commerce experience, and you’ve got Bread. The Product Head will be responsible for owning the ambitious roadmap for Bread's enormously complex product.  You will work with every stakeholder in the company - sales, merchant success, marketing, operations, legal, finance and capital markets, engineering, partnerships and business development - as well as external customers and stakeholders including consumers, merchants large and small, and debt investors to understand their needs and bring innovation to our product, to increase...
Bread New York, NY, United States
Dec 06, 2017
Full time
The operations associate will provide best-in-class support to our customers.  We are looking for a self-starter, recent grad who is looking to join a rapidly growing early stage startup. Be prepared to wear many hats and get your hands dirty. A typical day would consist of responding to customer support emails, educating customers on our product and designing the call center dashboard.   This a great opportunity to learn how to build a company from the ground up.   What you will do: Customer Service - provide exceptional customer service by fielding inbound member calls and emails Operational Excellence - work on projects to continuously improve our processes, product and customer experience Customer Advocacy - identify member pain points and act as voice of customer to the rest of the business   What we are looking for: - Recent college grad with 1-3 years of experience, ideally in a customer facing role - Excellent verbal & written communication skills...
Bread New York, NY, United States
Dec 06, 2017
Full time
We use technology to advance consumer-friendly credit by improving access, transparency, ease, and cost. Our products are clear and easy to understand, and we deliver excellent customer service. We work with merchant partners to bring more customers within their reach by providing products and solutions that fit their needs.   What you will do: Outbound/Inbound collections - field outbound & inbound delinquent customers calls with the objective of negotiating a payment Skip/Trace- leverage our skip/trace tools to establish right party contact with delinquent customers Customer Advocacy - identify member pain points and act as voice of customer to the rest of the business  Process improvement - assist designing and improving our collections processes     What we are looking for: - Seasoned collector with 2-3 +years of experience, ideally with unsecured products - Strong understanding of the Fair Debt Collection Privacy Act (FDCPA) -...
Bread New York, NY, United States
Dec 06, 2017
Full time
Bread’s finance organization is critical to both the daily operations and long-term strategy of our financial technology business. The Capital Markets Transaction Manager will be a key member of Bread’s growing finance team. You’ll work with internal and external stakeholders to execute on the company’s financing needs. What you’ll do: Manage the company’s daily funding position Assist in the execution of various Capital Markets initiatives Create Borrowing Base reports, monthly servicing reports and performance reports for our Lenders Work cross functionally with FP&A, Sales, Legal, Collections, Risk and Product Forecast financing needs and performance metrics Facilitate due diligence with existing Lenders as well as potential Lenders   Your skills and qualifications: Bachelor’s degree 2-4 years working in financial services or financial institutions group; direct experience with unsecured consumer finance products + Understanding of Capital Markets...
Bread New York, NY, United States
Dec 06, 2017
Full time
You are passionate about uptime. You can't sleep when you don't understand the technical underpinnings of a site anomaly. You are comfortable in the codebase and in the infrastructure. Logs tell you a story.  If these sentiments resonate with you we would love to talk. We are looking to hire someone who will: be responsible for the uptime of our sites. review our overall architecture and make changes in the code and in the infrastructure to improve the reliability and performance of our sites. tune our alerting to ensure that we know when there are anomalies while keeping a high signal to noise ratio. curate our monitoring so that we have actionable forensics when there are anomalies. This is a senior role. Requirements Expertise building scalable, reliable distributed systems, both from the coding side and the infrastructure side Expert knowledge of server-side languages and data stores (our system is built with Go and PostgreSQL) Strong knowledge of cloud...
Bread New York, NY, United States
Dec 06, 2017
Full time
We have enormous and engaging technical challenges. We are designing an API that can drop easily into any one of dozens of ecommerce platforms, proprietary and off-the-shelf, hosted and on-site. We need to verify online identity and predict fraud while providing a beautiful and frictionless consumer experience, and mine user and financial information to approve and price credit, all in real time. And we are using technology to explore new approaches to consumer credit marketplaces that have never been attempted before. Come learn what we’re all about at  www.getbread.com . We are looking to hire a Senior Front End Engineer to join the team in building our product. This engineer will: be responsible for leading front-end architecture and implementation work with the rest of the engineering team to deliver new functionality to face merchants, consumers, investors, and internal users create beautiful user interfaces and elegant user experiences be on the front lines...
Bread New York, NY, United States
Dec 06, 2017
Full time
We have enormous and engaging technical challenges. We need to verify online identity, predict fraud, and approve and price credit while providing a beautiful and frictionless consumer experience all in real time.  We are looking to hire a senior engineer to join the current technology team in continuing to build out our core platform and product. This senior engineer will: be responsible for leading design and implementation of new features and iterations of our core platform design new iterations of our merchant integration APIs be on the front lines responding to customer issues and ensuring smooth integrations write tools and introduce approaches that we didn't know we needed but that after a month we won't know how we lived without them Requirements Expertise building scalable, reliable distributed systems Expert knowledge of server-side languages and data stores (our system is built with Go and PostgreSQL, but we’re also happy to speak with those that...
Bread New York, NY, United States
Dec 06, 2017
Full time
Bread has a small, talented and driven engineering team. We have difficult problems to solve up and down the stack, from providing a seamless user experience that works on hundreds of merchants' websites in the most critical part of their flow, to making real time credit decisions to scaling to support millions of dollars in transactions per day in a system that is being used around the clock. We are looking for a Principal Engineer to join our team. This engineer will be a direct partner to the VP of Engineering and will guide the technical approach and strategy of Bread's engineering team. Things you'll do: Mentor and be a resource for every member of the team Write code Review and curate all aspects of our technical architecture and approach, from the code base to the database, to infrastructure, to our development process Be involved in all significant technical decisions Develop a strategy for scaling Bread's platform to support billions of dollars in...
Bread New York, NY, United States
Dec 06, 2017
Full time
About Bread: Bread increases e-commerce sales by providing a best-in-class digital workflow for consumer purchase financing. Our technology, coupled with intelligent, responsive customer service, is what makes merchants choose to partner with Bread. A holistic onboarding and high-value ongoing service offering makes our merchants - and our company - successful.   As Head of Training and Enablement at our high-growth startup, you will be responsible for improving Bread adoption through the execution of training programs to our merchant install base, and - especially in the near-term - creating an internal training program that empowers our Customer Success team to drive results and high retention rates. You will own our merchant-facing documentation and merchant training programs for merchants at every stage of the customer lifecycle (onboarding, ongoing, renewed). You will be expected to identify key knowledge gaps across the Success organization and within our install...
Bread New York, NY, United States
Dec 06, 2017
Full time
Merchant Success Manager Bread increases e-commerce sales by providing a best-in-class digital workflow for consumer purchase financing. Our technology, coupled with intelligent, responsive customer service, is what makes merchants choose to partner with Bread. A holistic onboarding and high-value ongoing service offering makes our merchants - and our company - successful. As Customer Success Manager at our high-growth startup, you will be responsible for tending to the day-to-day needs of our merchant partners, and for building out and executing merchant trainings and business reviews. You will own the overall tone of your merchant relationships, and will be responsible for assigning accurate views of the health of your customers and forecasting retention and expansion opportunities within your book of business. You will work with C-levels on the merchant side to design and implement digital marketing strategies to help merchants make the most of the Bread tool in accordance...
Bread New York, NY, United States
Dec 06, 2017
Full time
Bread makes essential purchases affordable to regular people. We transform pricing in e-commerce: The $1,000 couch you’re looking at might become a $50/month charge. Clear, transparent terms with fair rates. No impact on your credit score to sign up. Add a powerful, flexible merchant API that can seamlessly integrate financing anywhere in the e-commerce experience, and you’ve got  Bread . We've got great funding and backers! The Associate Integrations Engineer will be responsible for executing a best-in-class implementation program to onboard Bread’s merchants smoothly and efficiently. You will work with merchants, sales, Merchant Success and Engineering to deliver an excellent technical integration and onboarding experience for Bread merchants. Things you’ll do: Work with developers at Bread’s merchant customers and platform partners to design and execute integration solutions using Bread’s tools and APIs Brainstorm solutions to merchant technical challenges, and...
Bread New York, NY, United States
Dec 06, 2017
Full time
Talent Acquisition Lead Bread increases e-commerce sales by providing a best-in-class digital workflow for consumer purchase financing. Our technology, coupled with intelligent, responsive service, is what makes merchants choose to partner with Bread. Bread has grown its book of business significantly since its launch, and along with that, its team. However, in order to continue supporting our growth, we need an exceptional recruiter to help source and close high-quality candidates that will enjoy life at Bread. We've got great funding and backers! A big part of what’s made us successful to date has been our relentless commitment to hiring the absolute best folks we can find for each and every role. We have conviction that great companies are made up of great people, and we care that people fit both the role that we are hiring them to do each day, and are also people we’d enjoy spending time with. After all, so much of one’s time is spent at work with colleagues! You:...