Betterment

Betterment is a smart automated investing service that provides optimized investment returns for individual, IRA, ROTH IRA, and rollover 401(k) accounts. Its technology enables users to manage their investments in a customized, diversified portfolio. Charging a management fee of 0.25%, the company’s mobile app enables users to access, view, share, and review their portfolio’s activities as well as deposit and withdraw money from anywhere, anytime. Betterments products also include Tax Loss Harvesting, a program that works to offset taxes on both gains and income; and RetireGuide, a series of online surveys to enable users to determine the success of their long-term financial goals.

Betterment New York, NY, United States
Dec 15, 2017
Full time
About the Investing Team: The Investing Team at Betterment is responsible for strategic asset allocation of our core portfolios, including support of algorithmic fund selection and risk advice. The team is composed of quantitative finance experts who use mathematical and statistical tools to prototype, test and analyze models which include, but are not limited to, financial planning models, tax overlay trading strategies, and due diligence on alternative investment strategies. Additionally, the team is also responsible for the education of our customers, which we do through writing white papers, blog posts and speaking engagements at conferences. About the right team member:  You’re an algorithmic investing nerd. You’re all about optimization, and you sweat the details. You’re analytical and curious by nature. You seek the truth through detailed analysis of data. You solve problems by writing excellent code. You are creative and trust your intuition, but demonstrate it...
Betterment New York, NY, United States
Dec 15, 2017
Full time
About the right team member: You are a talented and focused product leader. You have a proven track record of financial or technical product delivery, and take pride in leading the end to end product management efforts for your product lines. You will own all aspects of our Broker-Dealer product, including the consumer experience around transfers, automated cash flows, securities trading, and reconciliation. You believe in experimenting - build, fail fast, learn quickly and iterate - pushing the boundaries throughout the process. You are a natural collaborator who enjoys building a team, along with partnering with cross functional stakeholders. You can roll up your sleeves and explain complex requirements to engineers or designers, then dive into analysis while zooming out to focus on the product strategy and roadmap. You lead with openness,  trust , and a strong focus on people development. You rapidly build rapport with new people and teams and are respected by peers as a...
Betterment New York, NY, United States
Dec 15, 2017
Full time
This internship is an immersive program where you will make big contributions in a short amount of time. Betterment’s internship program is a mutually beneficial relationship: We invest time in teaching, training, and mentoring you while gaining from your creativity, enthusiasm, and new approaches to our inner-workings. You’ll get hands-on experience in a professional workplace, make valuable contacts, and gain knowledge for future endeavors. Best of all, you get to experience what it’s like working for a leading fintech robo-advisor in the industry — in the heart of New York City.  You must be able to receive course credit. About the right team member:  We are seeking a driven student eager to flex your skills at the most innovative broker-dealer and registered investment advisor in the world. You want to learn how a team builds and executes an efficient compliance program and you’re not afraid to roll up your sleeves and get to work. You have a business mind, and are always...
Betterment New York, NY, United States
Dec 15, 2017
Full time
About the right team member:  You’re an analytically-minded marketing leader with a passion for introducing consumers to companies and products that will make their lives better. Figuring out how to efficiently find and attract new customers at scale gets you psyched. You always strive to find data to back up your point of view but can think outside the box when the data isn’t there, and have a keen creative eye. You enjoy and excel at managing a team and collaborating across functions. You have built strong relationships with marketing vendors and agencies and know how to respectfully get what you need. You design tests and know what questions to ask to make sure everything that needs to be measured will be measured. You consistently build strong internal and external relationships, and never hesitate to roll up your sleeves and learn new things, while leveraging your experience to teach others. You are excited to use your knowledge and relationships to scale a business, while...
Betterment New York, NY, United States
Dec 15, 2017
Full time
About the right team member: Betterment’s FP&A team is responsible for improving strategic and financial decision-making across the company. We maintain the company’s operating model, partner across the organization to provide forward-looking analysis to support business decisions, and analyze capital allocation decisions. In this role, you will join our tight-knit finance team and work directly with our Head of FP&A. We’re looking for someone who is thrives in an environment where they will wear multiple hats – financial model guru, internal consultant and business strategist. You see the big picture, but always sweat the small stuff. You plan and project for the future, but keep your cool when the conditions change. You’re driven by metrics, and value partnering with key organizations throughout the company. Business partners appreciate your data-driven insights to help make decisions and navigate challenges, and you're a trusted advisor with exceptional...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Betterment is  transforming the financial services industry, and we’re just getting started. We’re looking for someone to join our extraordinary team as our Director of Corporate Development. About the right team member: You are a mover, a shaker, and a dealmaker. You not only enjoy identifying new partnership opportunities in the market; but find true satisfaction leading the entire process from strategy and ideation through execution and integration. You’re excited to be a Betterment evangelist: You are looking for a role that will empower you to make substantial and immediate impacts through your hard work.  You know collaboration is key to any successful project, so you are eager to build trusted relationships with our brand, retail, product, tech, and customer experience teams who will help turn new opportunities into a reality.  At Betterment you will get to: Establish Betterment’s company-wide strategy for external partnerships and M&A Collaborate  with...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Technology is at our core here at Betterment. Site Reliability is a trusted partner throughout the organization which is constantly working to keep everything running smoothly. We do this by building tools for our development teams, improving reliability & performance of our systems and better monitoring and visibility into our services. This helps us move faster and smarter, all while done within a highly regulated and secure environment. About the right team member: You have a wealth of experience to draw from, with a background in building and automating, reliable, secure, scalable solutions in the cloud.  You are highly motivated by all tasks that come across your desk which range from delivering new tools and systems that make engineering more impactful to working with your peers to help maintain and improve current systems. You are always keeping up with what is going on within the tech industry and strive to learn and share your knowledge with colleagues all while...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Mobile Product Engineers sit side-by-side with user experience and product management to craft the customer experience on all fronts.  The table stakes for being a part of this team is a love for building product you’re proud to share with friends and family.  We strive for fluid, delightful user experiences, so you'll need deep knowledge of native toolkits (or a desire to acquire it) to help answer the questions we're faced with. At Betterment you will get to: Build things people love. Our goal is to delight our customers whenever possible. Sleek design, simple user experience, and access to smart decisions help us to achieve it. Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat. Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s revolutionary software even better. Gain trust through transparency. We believe in taking the guesswork...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Mobile Product Engineers sit side-by-side with user experience and product management to craft the customer experience on all fronts.  The table stakes for being a part of this team is a love for building product you’re proud to share with friends and family.  We strive for fluid, delightful user experiences, so you'll need deep knowledge of native toolkits (or a desire to acquire it) to help answer the questions we're faced with. At Betterment you will get to: Build things people love. Our goal is to delight our customers whenever possible. Sleek design, simple user experience, and access to smart decisions help us to achieve it. Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat. Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s revolutionary software even better. Gain trust through transparency. We believe in taking the...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Full Stack Engineers sit side-by-side with user experience and product management to craft our consumer-facing applications. Part of being a part of this team is a love for building product you’re proud to share with your friends and family. We strive for fluid, delightful user experiences. You’ll need to leverage the entire software stack to help us realize these goals, and you’ll be a part of a team that’s tackling difficult questions of scale, architecture and interaction. At Betterment you will get to: Build things people love. Our goal is to delight our customers whenever possible. Sleek design, simple user experience, and access to sophisticated advice. Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat. Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s revolutionary software even better. Gain trust through transparency. We...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Betterment is hiring a Full Stack Engineer for our Cashflow and Automation team. Our team's mission is to build and maintain core customer-facing features relating to the transfer of money and assets -- to, from, and around Betterment. We collaborate closely with our backend teams and other full-stack teams and work to bridge the customer facing experience with the various sophisticated backend systems that power our broker-dealer. We live the fine line between working within existing constraints and pushing the boundary to deliver innovative features at a fast pace. About the right team member: You love building product you’re proud to share with your friends and family. You strive for fluid, delightful user experiences. You believe that the right abstraction is invaluable, and encapsulating complexity is vital to helping us thrive. You are excited to be in an environment where you get to work with multiple teams that span the entire company. You love to learn and to share...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Backend Systems is the core of the Betterment platform. On a busy day, we need to securely move millions of dollars through the Betterment system. At the same time, every transaction must flow through a complicated series of risk checks to ensure strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions.  At Betterment you will get to: Build things people love. Our goal is to delight our customers whenever possible. Sleek design, simple user experience, and access to smart decisions help us to achieve it. Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat. Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s revolutionary...
Betterment New York, NY, United States
Dec 15, 2017
Full time
Backend Systems is the core of the Betterment platform. On a busy day, we need to securely move millions of dollars through the Betterment system. At the same time, every transaction must flow through a complicated series of risk checks to ensure strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions. As a lead backend engineer, you'll help define the architectural vision of our backend systems, while also developing new, innovative features for our product experiences. At Betterment you will get to: Build things people love. Our goal is to delight our customers whenever possible. Sleek design, simple user experience, and access to smart decisions help us to achieve it Solve “impossible” problems. Take your ideas to the next level right away. We...
Betterment New York, NY, United States
Dec 15, 2017
Full time
What you can expect to work on in this role: On any given day, Betterment needs to securely buy and sell millions of dollars in assets. Every transaction flows through a complicated series of risk checks, tax algorithms, drift calculations, and liquidity scenarios to ensure the best possible returns for our customers. We use complex algorithmic and mathematical models, all of which need to execute quickly and precisely in production. Furthermore, every ounce of efficiency and scale we pour into our trading systems translates into more value for Betterment’s customers. As the engineering manager for the trading team, you'll help balance on-time delivery of new trading features alongside system stability and scale. You’ll guide the team to answer questions like: How can we decompose long-term trading projects into small, releasable achievements that provide incremental value to our customers? How can we increase the efficiency of our systems by an order of magnitude to...
Betterment New York, NY, United States
Dec 15, 2017
Full time
About the right team member: You like interacting with people, fixing things, and are a master at the art of the analogy. You understand what it means to be a champion of a brand. You are the voice of the company for customers, and relish providing them with that “wow” moment. You understand what it is like to be a customer, and appreciate going above and beyond to delight people and solve their problems. You are a very strong communicator with an eye for detail, and you demonstrate quick thinking and creative problem solving. You have experience with financial or investment products, personally or professionally, and are interested in learning much more. This role is key to enhancing our customer-focused product, supporting its users, and is relied on by every team in our organization. At  Betterment you will get to: Deliver above-and-beyond customer service and experiences through phone, email, live chat, and social media channels Explain complex transactional and...
Betterment New York, NY, United States
Dec 15, 2017
Full time
About the right team member: As a Plan Ops & Compliance Executive, you will be a critical part of the Business Success team in managing the compliance needs of our 401(k) plans.  You love nothing more than 401(k) rules and compliance, understanding how the IRS thinks about plan qualification and building processes to help clients meet DOL requirements. You care about accuracy and are comfortable using compliance software as well as Excel to assess plan testing data. You’ve worked directly on a compliance team or in a Third Party Administration firm and know what “busy season” entails. You care about plan design, helping clients meet their retirement readiness goals, and want to be a part of a team that’s revolutionizing the industry.  You are entrepreneurial and can demonstrate quick thinking and creative problem solving to get the job done. At Betterment you will get to: Prepare and manage the annual compliance testing, correction calculations, and government...