Join the financial revolution!
Kreditech is a pre-eminent European FinTech company headquartered in Hamburg, Germany. Funded by some of the most respected global investors, e.g. JC Flowers, Varde Partners, Peter Thiel, IFC, Rakuten, Blumberg Capital, Victory Park, Kreditech has so far raised 135m EUR in equity and 190M EUR in refinancing capital. We use state-of-the-art proprietary, artificial intelligence based risk underwriting models and e2e digital financial processes to issue installment and micro loans to households in five markets on three continents: Spain, Poland, Russia, Czech Republic and Mexico. More then 300 employees represent more than 40 nationalities and provide full spectrum of professions required to build a modern, digital financial services disruptor.
Kreditech Group’s mission is to improve financial freedom for the underbanked with the use of technology. Combining non-traditional data sources and machine learning, the company is aiming to provide access to better credit and a higher convenience for digital banking services. The product offerings include consumer loans, a digital wallet and a personal finance manager designed to help customers manage their credit score and plan their spending. Kreditech also offers a “Lending as a Service” model, allowing partners to integrate Kreditech’s credit products via an API into their own platform and services.
Founded in 2012 and headquartered in Hamburg, Germany, Kreditech covers more than 5 markets worldwide, amongst others Russia, Mexico, Spain and Poland. Up until now, the company has processed more than four million loan applications through its subsidiaries. Kreditech’s team of more than 350 people is led by CEO and Co-Founder Alexander Graubner-Müller and is financially backed by world-class investors including PayU, J.C. Flowers, Peter Thiel, and the World Bank’s IFC.