Join the financial revolution!
Kreditech is the world’s leading Fintech company for consumer lending to the underbanked and unbanked. From our headquarters in Hamburg and subsidiaries in 7 countries, our team of over 330 professionals works passionately to transform the consumer financial services industry. In our partnership with PayU/ Naspers, we are the first company globally to integrate merchant payment services with point of sale credit under one roof. Our values are teamwork, ownership, efficiency and integrity. We want to do things differently, innovating to drive growth. We have a lot of work to do – and we want you to join us!
Kreditech Group’s mission is to improve financial freedom for the underbanked with the use of technology. Combining non-traditional data sources and machine learning, the company is aiming to provide access to better credit and a higher convenience for digital banking services. The product offerings include consumer loans, a digital wallet and a personal finance manager designed to help customers manage their credit score and plan their spending. Kreditech also offers a “Lending as a Service” model, allowing partners to integrate Kreditech’s credit products via an API into their own platform and services.
Founded in 2012 and headquartered in Hamburg, Germany, Kreditech covers more than 5 markets worldwide, amongst others Russia, Mexico, Spain and Poland. Up until now, the company has processed more than four million loan applications through its subsidiaries. Kreditech’s team of more than 350 people is led by CEO and Co-Founder Alexander Graubner-Müller and is financially backed by world-class investors including PayU, J.C. Flowers, Peter Thiel, and the World Bank’s IFC.