Capital Markets Associate

  • Prodigy Finance
  • London, United Kingdom
  • Oct 07, 2017
Full time Finance

Job Description

Prodigy Finance is a platform that enables financing for international postgraduate students at the world’s best universities, whilst delivering competitive financial and social returns to alumni, institutional and private investors.

This borderless and innovative model enables education loan financing to students from across the globe, whilst using predicted post-degree affordability rather than present-day salary. Since 2007, Prodigy Finance has processed over US$300 million through the platform to fund students from 118 nationalities, with exceptionally strong repayment rates.

Our team of 110 (and growing) is already truly global. Our head office is in London but the majority of the team is based in beautiful Cape Town. We also have an office in New York plus team members based across Europe and Asia.

We are funded by some of the best, pre-eminent institutions and entrepreneurs in the world.

Why this is an amazing opportunity

This role is perfect for an up and coming structured finance/capital markets professional who thrives in a complex environment tackling challenging assignments, who is an independent thinker and an omnivorous learner, and who wants to supercharge their career by experiencing first-hand what it is like to be part of an energetic, extremely fast growing company.

You will join our growing capital markets team, where you will work closely with senior members of the team to manage all aspects of funding supply for the business. We are a non-hierarchical team; this means that you will have exposure to all aspects of our business immediately. You will be given as much accountability as you can handle and with significant senior management exposure.

Working in a small company that is growing fast, your impact will be visible and influential to the trajectory of the company’s continuing success. Our team is very international and very sociable; you will interact with stakeholders in the business around the world on a regular basis.  Being an organisation that’s passionate about education, we place a high value on learning and personal growth.

One of our goals is to build one of the top FinTech teams and cultures anywhere in the world. This means putting a lot of time into ensuring we only hire people with exceptional potential, and creating the best working environment possible. If you want to work somewhere where you're learning from some of the best brains in Fintech, this would be a good fit.

Why join Prodigy Finance

  • Be a part of a pioneering global growth company
  • Experience the excitement and learn from being part of an incredibly fast-growing young company. No kidding - exponential growth. Happening right now!
  • Enjoy the agility and flexibility offered by a startup culture. A sociable, relaxed and friendly work environment (with a serious coffee culture where you can wear shorts to work)
  • We will help you make your mark. Make a real impact on the business and experience a steep learning curve with huge opportunities to grow and develop
  • Gain an inside perspective on the functioning of a venture-backed Fintech startup, backed by top VCs, learn day-to-day management and build functional expertise
  • Build a platform that helps to make a very real difference in the world

What you will do in the role

Joining our newly formed Capital Markets team, your work will involve assisting with the end to end planning, origination, execution and management of a complex and diverse range of financing transactions. You will interact with investors, prepare marketing materials and data analysis, build and run financial models and assist with planning and management of our funding requirements, maintaining a high level of connectivity with other areas of the business. You will have extensive exposure to our target investors which comprise leading global investment banks, development agencies, high net worth and family offices, impact and retail investors, with whom you will be involved with executing multi-million dollar transactions in a regular basis.

Your role will include:

  • Full ownership for building and maintaining complex transaction models
  • Running and presenting high quality and accurate data analysis
  • Full involvement in investor activities, funding strategy and preparation of investor materials
  • Transaction project management including structuring, due diligence and documentation
  • Working closely with other business functions in relation to data management and reporting

What you will be judged on

You’ll be measured on the following:

  • Delivering high quality models, data, and insights, which break down problems into solvable components, provide clearly backed up options to inform the decision maker’s thinking
  • Presenting recommendations and implementing solutions which genuinely help drive strategic and operational decision making and improve business performance
  • The volume of your output – can you get stuff done often to a tight deadline? The quality of your output – is your work product “best in class”, accurate and well presented? Your proactivity – can you get stuck in without much direction or management?
  • Contribution to securing the funding position of the business across multiple sources
  • Building strong relationships across all stakeholders within Prodigy Finance

 What you need to be great at

  • Outstanding analytical thinking capability; advanced analysis and skills (able to build financial models, useful analysis tools and dashboards from scratch); both quantitative and qualitative; able to learn new concepts and business issues quickly
  • Highly organised, ability to multi-task, schedule and project manage; can correctly prioritise multiple issues, opportunities and process large amounts of data from disparate sources
  • Strong attention to detail; logical, systematic, relentless focus on 100% accuracy, an ‘in-control’ OCD and obsession for errorless and perfectly presented work product
  • Problem-solving aptitude; able to conduct research to define problems and prepare responses to anticipated questions and queries, make logical conclusions, anticipate obstacles, and consider different approaches during the decision-making process
  • Ability to work autonomously without micro-management and clear direction, in a rapidly changing and often ambiguous environment; possess the self-motivation and inner drive to set and deliver against tight deadlines bringing a “results focused” approach
  • Startup DNA; Resilient, gets things done, 80/20, carpe diem, adaptable to change, huge capacity for hard work in a relentlessly fast-paced environment

Who we are looking for; track record must haves

  • Proven analytical, financial and transaction based experience (ABS, leveraged finance, LBO) with a structured finance/capital markets background, ideally from a leading investment bank, investment house or private equity firm
  • Alternatively a background in general banking, corporate finance or consulting with proven deal experience in relevant debt and equity transactions
  • Possess a relevant bachelor’s degree or equivalent qualification (finance, statistics, mathematics, accounting or economics) and have an excellent academic and professional record, CFA as a plus
  • Advanced financial modelling & data analytical skills in MS Excel (VBA)
  • Bright, motivated, energetic, independent, organized, creative, resilient, accurate, ethical
  • Great communicator, people person, professional presenter, brand ambassador
  • Must be adaptable to change and the fast pace of a dynamic Fintech startup

Experience that would be nice to have (but we’ll trade off if everything else fits)

  • Startup experience. Sometimes the earth moves beneath your feet at Prodigy Finance so you've got to be comfortable with ambiguity, able to wear lots of hats, and adapt easily as we continue to grow.

The Prodigy Finance fit; attributes which run true in everyone at Team Prodigy

To be an A player at Prodigy Finance, you need to possess – in spades - the following attributes:

Innovative + Smart

Be curious enough to want to know more, think out the box, maybe even break the box, show initiative and be smart about it to find implementable, impactful solutions.

International + Accountable

Push yourself to be better every day. Work with others across the world, be resilient, add value and then hold yourself accountable. Encourage and celebrate each other.

Energetic + Fun

Sense of humour = survival. Bring energy and fun. Wear your heart on your sleeve. Work hard and find the time to play. We’re in this together.