Credit Analyst SME

  • Lendico
  • Berlin, Germany
  • Aug 01, 2017
Full time Finance Management

Job Description

WE ARE LENDICO
Lendico is a modern FinTech company specializing in the provision of corporate loans through an internet-based marketplace. Lendico brings together borrowers and investors across the marketplace and offers a digital and fast alternative to banks. Lending is fully online, without any branch network. We use state-of-the-art technologies and work on innovative processes to reduce costs and optimize handling for our users.

Since its founding in December 2013, Lendico has won the trust of over 400,000 users and has won several awards as the best credit market place.

YOUR TASKS

As Credit Analyst SME (m / w) you support the establishment and expansion of our lending business for corporate clients. In detail, your tasks include:

  • Control and processing of the entire credit decision-making process - from the development / further development of rating models to the independent examination and processing of incoming loan applications
  • Analysis of balance sheets and business analysis in connection with the examination of loan applications
  • Independent evaluation, assessment and control of credit security
  • Creation of credit plans and support for sales in credit questions
  • Close collaboration with Lendico Risikoteam for the analysis of creditworthiness

YOUR PROFILE

  • Relevant professional experience in the lending business as well as the analysis of balance sheets and business analysis, usually in a bank and / or a credit intermediary, financial services or FinTech company
  • Very good knowledge in dealing with Excel
  • First experiences with the implementation of quantitative analyzes are an advantage
  • Integrity, teamwork and hands-on mentality
  • Resilience, conscientiousness and a high degree of sense of responsibility
  • Ability to successfully contribute in a constantly changing environment
  • Very good knowledge of German and English spoken and written

WHAT WE OFFER

  • Freedom of design and short decision-making
  • Different, responsible tasks
  • Open and cooperative working atmosphere in a dynamic environment in the heart of Berlin
  • Start-up according to the standard "soft" & "free" drinks, regular teamevents, language courses, and much more.