We have great ambitions. We went into the fight against banks and large financial institutions. We want to teach Czechs to pay for their everyday needs and to manage their money. If you want to join the finest FinTech team in Eastern Europe, write to us!
We are looking for a senior developer to help us develop existing and new products. Currently, it is primarily a Twisto account that allows you to shop with one click on different e-shops, or pay bills and invoices simply by photo or e-mail. No more internet banking and complicated payments in the bank. We pay for the client for a month and we keep track of all the bill in the mobile application. The client pays only once a month for all their spend (always until the 15th day).
We are currently starting the project with the German Bank WireCard - Twisto card, which will change the way we pay in the shops. It is a project full of new technologies and challenges!
In addition to the Twisto account, there is a lot of room to work on other components of our application in the future, and it will be up to you which area you would like to devote the most effort. Whether it's API, customer interface, e-shop administration, credit scoring (machine learning and neural networks - more at nikitaengine.com), internal dashboards, or automation of processes.
We simplify the financing of online purchases. Our patterns are Klarna.com, Affirm.com and Kreditech.com. We want people to buy more and more freely in Czech e-shops. Ideally via Twisto. We are obsessed with innovation and come to market with unusual ideas.
Twisto is a provider of instant virtual credit card for mobile purchases. It is enabled by our unique risk assessment engine “Nikita”.
Through Twisto Account we delivery 1 click payment experience. This is enabled by the smart use of credit that helps us to aggregate all of customer's online purchases into one monthly invoice. Our customers can choose to pay each month in full or in flexible installments. Our proprietary risk assessment engine Nikita evaluates hundreds of individual factors and delivers a credit decision within milliseconds. Such speed allows our customers seamless payment experience without the need for forms or website redirects. Furthermore all Nikita requires from the customer is his name, email, address and mobile phone number. With an average transaction approval rate above 80% and default well below the industry average. We are now successfully offering Nikita to banks to help them make better credit decisions in the online environment. In 2016 we are bringing Twisto into the mobile app market. The Twisto app will serve as your personal day-to-day financier redefining your transaction experience. We will deliver the power of banking into your hands... With an increasing shift to digital-online world, banks will function as “deposit boxes” where your monthly paycheques are held. Payments will be carried out by specialised payment companies that will oversee the monetary transactions.