The Investing Team at Betterment is responsible for strategic asset allocation of our core portfolios, including support of algorithmic fund selection and risk advice. The team is composed of quantitative finance experts who use mathematical and statistical tools to prototype, test and analyze models which include, but are not limited to, financial planning models, tax overlay trading strategies, and due diligence on alternative investment strategies. Additionally, the team is also responsible for the education of our customers, which we do through writing white papers, blog posts and speaking engagements at conferences.
You’re an algorithmic investing nerd. You’re all about optimization, and you sweat the details. You’re analytical and curious by nature. You seek the truth through detailed analysis of data. You solve problems by writing excellent code. You are creative and trust your intuition, but demonstrate it through empirical evidence.
Betterment is the largest independent online financial advisor with more than $11 billion in assets under management. The service is designed to help increase customers’ long-term returns and lower taxes for retirement planning, building wealth, and other financial goals. Betterment takes advanced investment strategies and uses technology to deliver them to more than 300,000 customers across its three business lines: direct-to-consumer, Betterment for Advisors, and Betterment for Business.
Betterment is a smart automated investing service that provides optimized investment returns for individual, IRA, ROTH IRA, and rollover 401(k) accounts. Its technology enables users to manage their investments in a customized, diversified portfolio. Charging a management fee of 0.25%, the company’s mobile app enables users to access, view, share, and review their portfolio’s activities as well as deposit and withdraw money from anywhere, anytime. Betterments products also include Tax Loss Harvesting, a program that works to offset taxes on both gains and income; and RetireGuide, a series of online surveys to enable users to determine the success of their long-term financial goals.