Credit Head

  • Monexo
  • Chennai, Tamil Nadu, India
  • Apr 13, 2018
Full time Data Management Risk

Job Description

Job description

Exp: 10-15 years; Create and develop products and formulate and manage credit policy for Monexo India.Work with sales and product team to ensure that right targeting. Involve in crediting testing and control score cards for consumers and commercial loans.Increase the approval rate of applications in Monexo India. Develop relationships with key public and private stakeholders such as investors, business partners, bureaus, funders and international corporations and create a network of reliable business partners and other key players in the financial ecosystem.Balance Approval rate and default rate of the portfolio.Skills/Qualifications10+ years in consumer and commercial credit, banking, housing finance or any asset funding company. Professional degree from a reputable institution.Good understanding of Indian market in terms of products, competitors and pricing. Awareness of the regulatory aspects related to P2P lending business and ability to deal with the regulators and all stakeholders.Ability to handle complex data and analytics and comprehend the risks across diverse geography /markets and customer segments. Ability to work with evolving data points from social scoring to stay ahead of the market.Excellent interpersonal, persuasive and organizational skills including ability to make important decisions and resolve disputes. Focused and result-oriented.Comfortable in a face-paced, startup environment

Desired Skills and Experience

Create and develop products , commercial credit , housing finance , handle complex data, crediting testing , Financial Services ,Underwriting , Credit & Risk Management