Upstart is a fast-growing and profitable company revolutionizing how people access credit. We use data science and automation to make smarter lending decisions and help borrowers access credit easier and faster. Join our engineering community as a Data Engineer, and help Upstart build infrastructure to move and analyze large volumes of data. Our success depends on our ability to efficiently make sense of data, and as a Data Engineer at Upstart, you'll be responsible for architecting systems to move, store, transform, and analyze large amounts of data, including financial and business data. You'll have an outsized impact on the productivity of the entire engineering and data science team and directly contribute to Upstart's core competitive advantage.
Here is more about what you’ll be doing:
Founded by ex-Googlers, Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. The company's proprietary underwriting model identifies high-quality borrowers despite limited credit and employment history by using variables including schools attended, area of study, and work experience. Upstart offers 3-year and 5-year fixed-rate interest loans, which are primarily used to pay off credit cards, consolidate debt, make large purchases, or invest in vocational education.
In addition to its direct-to-consumer lending platform, Upstart provides technology to banks, credit unions and other partners via a “Software-as-a-Service” offering called Powered by Upstart.