Knoma is an early stage startup backed by a large European VC. We offer a payment solution and marketplace for lifelong learning with the aim of tackling the digital skills gap.
We are looking for an experienced credit underwriter, who can become an instrumental part of the team. As a Credit Risk Manager you would oversee development of the logic and the systems associated with working out who we lend to and how much we lend, and then how we collect that money back.
Competences & Characteristics
Knoma would love you to apply if you have a deep understanding of managing consumer credit risk. You should understand all aspects of the credit lifecycle from decision science and underwriting through portfolio management, including collections and provisioning and all of the regulations that apply.
You should be comfortable using data and analytics to optimise across all of these stages. In particular, you should have experience of the following within a consumer lending environment:
You should apply if:
Ideally Knoma is seeking someone from the FinTech space, who has experience in working with early stage financial startups.
Salary competitive! If interested please send your CV over to email@example.com
Knoma offers a payment solution and marketplace for lifelong learning. The business is tackling the digital skills gap as the global economy shifts into the fourth industrial revolution. We help people looking to future proof their career or move into new areas of work by reducing the barrier of payment and removing the pain point of sourcing technical courses.
The business is built upon the firm belief in the importance of lifelong education to drive improvements in our customers’ future prosperity. We believe education should be accessed in a short, but frequent manner; at a lower price point and a focus on gaining technical, digital and data skill-sets.
All users can gain access to a revolving credit facility of up to £10,000, where the cost of a course can be spread over 12 months with weekly, fortnightly or monthly repayments. The product is completely free to all end users with no interest or fees applicable. Knoma is launching in August 2019 after closing a number of partnerships with leading coding schools in the UK. The business is backed by a large European Venture Capital (VC) firm. We are a fun and driven team, ready to make an impact!