Join one of Europe’s leading Fintech startups
At iwoca we believe finance should make life easier, not harder, for small businesses. When small businesses go to traditional lenders they are forced to deal with long waits, absurdly rigid criteria, and impersonal bureaucracies. We believe small businesses deserve a financing service that strips out the hassle; that gets to know each customer’s needs; that generates opportunities instead of problems. iwoca is finance, custom-built to expand possibilities for small business.
Data is central to everything we do: it drives our risk engine, enables us to develop cutting-edge UX and provides the insights we need to continuously become a better company. Our Analytics team develops cutting edge algorithms using statistical modelling and machine learning techniques; Python (Pandas, NumPy and SciPy) is our language of choice to deliver data-driven solutions. Working in a relaxed, collaborative and flexible environment, we give everyone the opportunity to make a significant contribution to the business. You will be expected to derive meaningful and actionable insights from our data as well as develop the innovative technologies behind our platform.
Whilst anchored in the Technology & Analytics team, the Operations Analyst role sits at the crossroads between data & risk analytics and business operations. You’ll be responsible for facilitating collaboration between both teams, working across a range of diverse projects, some strategic and others more tactical (the balance will be shaped over time). For example, you could be analysing data to provide actionable insights to our operational teams, working on the next iteration of our scorecard and risk engine, and managing the technical aspects of a product integration with a commercial partner.
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
What’s life like as an iwocan?
We all enjoy:
Just for you:
And to make sure we all keep learning, we offer:
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.