Lending and Fulfilment Specialist (Securities & Collateral Section)

  • Metro Bank
  • Holborn, London, UK
  • Mar 24, 2020
Full time Other

Job Description

Do you enjoy coming up with innovative solutions and ways of solving complex problems? Do you enjoy the minor details and revolutionising the way we work? Do you have commercial lending, securities and collateral experience ? Then this is the role for you !
Our team of specialists provide specialist support, primarily post completion, for Business and Commercial Lending teams. The team deals mainly with security for commercial loans, however they also support the wider Lending Fulfilment team when needed.
So what would you be doing?...
• Creating security and collateral records and posting these onto our banking platforms T24 and CRM• Producing regular ad hoc data capture including MI reports• Making sure the Bank’s position is maintained with priority at the Land Registry• Checking security and collateral records are accurate and up to date.• Being the main point of contact for the business in regards to any security and collateral related bump ups• Checking of registration of all legal charges and debentures at Land Registry and Companies House• Liaising with panel solicitors in respect of outstanding registration items and security positions• Updating security and collateral records on T24 and CRM following re-valuations or other amendments• Assisting with other tasks such as Consent to Leases, Section 106 Agreements, Deeds of Priority and Valuation Instructions
You need to be this kind of person…
• Passionate about providing unparalleled levels of service and convenience for customers• Able to work and learn quickly in a fast paced, fun and dynamic environment• Prepared to stick at something – as we want people who are prepared to learn and grow • Care about doing a great job and exceeding expectations with the quality of what you do
And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.
We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things...
• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• You will have lots of experience in security and collateral within a lending environment, perhaps at another bank or larger lender• Great attention to detail as accuracy is key in data input• Experience of managing daily workflow tasks for inputting security and collateral records• A good understanding of registration processes for security and collateral at Land Registry and Companies House• Good knowledge of commercial lending and loan drawdown processes.• Good understanding of collateral and legal documentation and know your way around lending offers and security documentation, alongside the legal due diligence process for commercial lending• Knowledge of T24 will be an advantage• Previous experience relating to the release, part-release, redemptions and discharges of the Bank’s security and collateral will also be an advantage

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!