At Trustly, we’re passionate about simplifying the way people pay and get paid online. We are a licensed payment institution and our B2B products available in 29 European countries attract global merchants in segments such as e-commerce, travel, financial services and gaming. In 2017, we processed 44% of our total payment volume since our founding in 2008, which is a testament to our fast growth, and today we process about 4 million monthly transactions. In June 2018, private equity firm Nordic Capital acquired a majority stake in Trustly with ambitions to support us in becoming the leading global online banking payments provider.
We are a diverse and fast-growing team of 210+ people with our headquarters in Stockholm, Sweden, and regional offices in Spain, Malta, Germany, Finland and the UK. Together we are leading the development of the payments industry and the work you’ll do here will make a great impact.
About Finance at Trustly
The Finance team today consists of some 20 full-time employees across the Accounting, Payroll, Business Controlling, Cash Management and Banking Relations teams. The majority of the team is located in Stockholm with team members also in Malta and Spain.
About the role
We are looking for a strategic doer to establish and lead our new Corporate Strategy function. As Trustly is a fast-growing company that thrives on action, you will drive the strategic agenda and own the strategic plan, but also be an integral part of delivering on it.
Responsibilities will range from strategic planning to post-merger integration and everything in between as Trustly expands globally. You will work closely with the CEO, as well as with the board and owners, and will report directly to the CFO. Some travel will be required for this role.
What you’ll do
Establish and lead the Corporate Strategy function
Corporate strategy development
Own the strategic planning process
Support M&A efforts
Drive Post Merger Integration
Support and track strategic initiatives
Be part of driving Trustly’s global expansion
Support CEO & CFO on ad hoc projects
Who you are
5+ years of successful work experience
Strong track record from a leading management consulting firm, ideally with experience from Financial services, Payments, Tech , FinTech, High growth businesses
Preferably you have experience from a role within Corporate Development, Strategic Planning, Program Office or similar, with international exposure
A team player with excellent project management skills and the ability to deal with both internal and external stakeholders
A true doer with strategic vision and proven leadership skills
Previous direct management experience is considered a plus
Masters degree in Business or Engineering from a leading University
Fluent in English and Swedish is required
Sep 06, 2018
Full time
At Trustly, we’re passionate about simplifying the way people pay and get paid online. We are a licensed payment institution and our B2B products available in 29 European countries attract global merchants in segments such as e-commerce, travel, financial services and gaming. In 2017, we processed 44% of our total payment volume since our founding in 2008, which is a testament to our fast growth, and today we process about 4 million monthly transactions. In June 2018, private equity firm Nordic Capital acquired a majority stake in Trustly with ambitions to support us in becoming the leading global online banking payments provider.
We are a diverse and fast-growing team of 210+ people with our headquarters in Stockholm, Sweden, and regional offices in Spain, Malta, Germany, Finland and the UK. Together we are leading the development of the payments industry and the work you’ll do here will make a great impact.
About Finance at Trustly
The Finance team today consists of some 20 full-time employees across the Accounting, Payroll, Business Controlling, Cash Management and Banking Relations teams. The majority of the team is located in Stockholm with team members also in Malta and Spain.
About the role
We are looking for a strategic doer to establish and lead our new Corporate Strategy function. As Trustly is a fast-growing company that thrives on action, you will drive the strategic agenda and own the strategic plan, but also be an integral part of delivering on it.
Responsibilities will range from strategic planning to post-merger integration and everything in between as Trustly expands globally. You will work closely with the CEO, as well as with the board and owners, and will report directly to the CFO. Some travel will be required for this role.
What you’ll do
Establish and lead the Corporate Strategy function
Corporate strategy development
Own the strategic planning process
Support M&A efforts
Drive Post Merger Integration
Support and track strategic initiatives
Be part of driving Trustly’s global expansion
Support CEO & CFO on ad hoc projects
Who you are
5+ years of successful work experience
Strong track record from a leading management consulting firm, ideally with experience from Financial services, Payments, Tech , FinTech, High growth businesses
Preferably you have experience from a role within Corporate Development, Strategic Planning, Program Office or similar, with international exposure
A team player with excellent project management skills and the ability to deal with both internal and external stakeholders
A true doer with strategic vision and proven leadership skills
Previous direct management experience is considered a plus
Masters degree in Business or Engineering from a leading University
Fluent in English and Swedish is required
Volant is a technology-driven trading firm made up of a close-knit group of quantitative traders and technologists. For over 10 years we have specialized in automated options, futures, and equities trading from our offices in New York, Chicago, and Hong Kong. We pride ourselves on our entrepreneurial culture, flat hierarchy, and cross-team collaboration.
Responsibilities
Quantitative Traders build, pilot, and improve our trading and risk systems. This involves detailed research and analysis of live trading strategies as well as investigating new strategies or business opportunities. As a Quantitative Trader, you will have the opportunity to:
Combine your market making experience with our technology to add immediate value to our growing business
Apply a data-driven approach to trading
Create systematic trading strategies, utilizing the firm’s superior technology
Use analytical methods to identify market inefficiencies, streamline trading systems and improve risk management techniques
Qualifications
We are looking for candidates who have proven:
1-3 years work experience in automated market-making
Ability to apply quantitative skill and logical reasoning to solve complex problems
Interest in strategic games and/or competitive activities
Ability to communicate effectively in a collaborative team environment
Proficiency in at least one of: Python, R, Perl, VBA, C, C++, or Java
Dec 08, 2017
Full time
Volant is a technology-driven trading firm made up of a close-knit group of quantitative traders and technologists. For over 10 years we have specialized in automated options, futures, and equities trading from our offices in New York, Chicago, and Hong Kong. We pride ourselves on our entrepreneurial culture, flat hierarchy, and cross-team collaboration.
Responsibilities
Quantitative Traders build, pilot, and improve our trading and risk systems. This involves detailed research and analysis of live trading strategies as well as investigating new strategies or business opportunities. As a Quantitative Trader, you will have the opportunity to:
Combine your market making experience with our technology to add immediate value to our growing business
Apply a data-driven approach to trading
Create systematic trading strategies, utilizing the firm’s superior technology
Use analytical methods to identify market inefficiencies, streamline trading systems and improve risk management techniques
Qualifications
We are looking for candidates who have proven:
1-3 years work experience in automated market-making
Ability to apply quantitative skill and logical reasoning to solve complex problems
Interest in strategic games and/or competitive activities
Ability to communicate effectively in a collaborative team environment
Proficiency in at least one of: Python, R, Perl, VBA, C, C++, or Java
Job Description
Are you motivated by using technology to help businesses thrive in their communities? Then take a look a look at the current role needs below, and apply if you are a great fit! Advanon is a rapidly growing, well-funded, FinTech startup based in Zürich, with an office in Berlin. We offer an online platform that allows small and medium businesses (SMEs) to sell their open invoices directly to financial investors. By that, we help SMEs to improve their cash flow, and for the investors, we provide a new, short-term, and high-yielding asset class. Our team consists of 30 (and growing) visionary people coming from diverse backgrounds (Google, ING, ETH, HEC). We are proud to say we have 19 different nationalities on the team. We’re looking for people who’d like to work in a very exciting environment with lots of opportunities to bring in their own ideas to add to the growth of a successful company. What you would do:
- Build up and implement a strategy for the investor relations - Implement guidelines for the management of investor relations - Single point of contact for Investors: address any questions and ensure their needs are being met - Build up a cross border investor-community
What you have:
- You have a Bachelor’s or higher in Economics, Business, Mathematics, or other related field - You have strong skills communicating with professional clients to meet their needs - You have experience in the financial sector or the fintech sector - You have an entrepreneurial and hands-on mindset, and always ready to go the extra mile - You have Innovative ideas, independent working style, and a true passion for startups - You are fluent in English and mother-tongue German, Swiss German a strong plus - You have valid working permission for the EU or Switzerland
What We Offer:
- Competitive salary + share option possibilities - Spend time with an innovative and passionate group of professionals building an exceptional product - ADVAPERKS, an awesome benefits package: Unlimited holiday, 2 weeks per year flight/hotel for holiday is paid, annual transport passes, brekkie/TGIF events, budget for free-time courses, 3-6 months parental leave, remote work time, and even a laundry service option!
Aug 04, 2017
Full time
Job Description
Are you motivated by using technology to help businesses thrive in their communities? Then take a look a look at the current role needs below, and apply if you are a great fit! Advanon is a rapidly growing, well-funded, FinTech startup based in Zürich, with an office in Berlin. We offer an online platform that allows small and medium businesses (SMEs) to sell their open invoices directly to financial investors. By that, we help SMEs to improve their cash flow, and for the investors, we provide a new, short-term, and high-yielding asset class. Our team consists of 30 (and growing) visionary people coming from diverse backgrounds (Google, ING, ETH, HEC). We are proud to say we have 19 different nationalities on the team. We’re looking for people who’d like to work in a very exciting environment with lots of opportunities to bring in their own ideas to add to the growth of a successful company. What you would do:
- Build up and implement a strategy for the investor relations - Implement guidelines for the management of investor relations - Single point of contact for Investors: address any questions and ensure their needs are being met - Build up a cross border investor-community
What you have:
- You have a Bachelor’s or higher in Economics, Business, Mathematics, or other related field - You have strong skills communicating with professional clients to meet their needs - You have experience in the financial sector or the fintech sector - You have an entrepreneurial and hands-on mindset, and always ready to go the extra mile - You have Innovative ideas, independent working style, and a true passion for startups - You are fluent in English and mother-tongue German, Swiss German a strong plus - You have valid working permission for the EU or Switzerland
What We Offer:
- Competitive salary + share option possibilities - Spend time with an innovative and passionate group of professionals building an exceptional product - ADVAPERKS, an awesome benefits package: Unlimited holiday, 2 weeks per year flight/hotel for holiday is paid, annual transport passes, brekkie/TGIF events, budget for free-time courses, 3-6 months parental leave, remote work time, and even a laundry service option!
Design at Stripe:
Stripe’s mission is to increase the GDP of the internet and we think that building an internet business is a problem rooted in code and design, not finance. We also believe that there are far too many barriers to doing business on the internet and that the opportunities to do it are not equally distributed throughout the world. To break down those barriers and make the opportunities available to anyone, we’re designing the future of tools and infrastructure for starting, running, and scaling an online business—from anywhere in the world. That’s where you come in: we’re looking for a diverse set of designers of many disciplines, skills, backgrounds, and specialties to join our small (but growing!) team in San Francisco.
The design team works across most projects at Stripe—from our brand voice and websites to events, web and mobile products, and even printed publications. And since Stripe’s main audience is other people who build products, we agonize over and take pride in crafting user-friendly and user-focused experiences.
Learn more about how the design team works and who you’d work with.
You will:
Create research strategy that prioritizes between competing business needs
Implement the strategy, and find ways to measure and improve its impact on the business and the quality and relevance of the products we develop
Design and execute studies that generate insights that can both fuel ideation and evaluate designs
Build working relationships and processes with product development teams
Establish process for selecting the right methodology for the task at hand
Implement strategies and tactics for communicating insights to product development teams as well as the rest of the company in compelling ways
Evangelize research across the company and ensure we use it to learn from our mistakes
Prioritize incoming requests while making progress on overall goals for the research function
You may be fit for this role if you:
Have experience in a wide range of research methodologies, as well as the ability to pick the right one for the job
Demonstrate stellar written and verbal communication skills
Have well-proven recruiting strategies and methods
Can plan and manage research efforts that involve external research assistants or other external resources
Enjoy working cross functionally and teaching others how to generate insights from research findings
Are flexible and able to remain focused on delivering better products and experiences for our users
You should include these in your application:
A link to your online portfolio
Your CV or LinkedIn profile
A few words about why Stripe is interesting to you
Aug 01, 2017
Full time
Design at Stripe:
Stripe’s mission is to increase the GDP of the internet and we think that building an internet business is a problem rooted in code and design, not finance. We also believe that there are far too many barriers to doing business on the internet and that the opportunities to do it are not equally distributed throughout the world. To break down those barriers and make the opportunities available to anyone, we’re designing the future of tools and infrastructure for starting, running, and scaling an online business—from anywhere in the world. That’s where you come in: we’re looking for a diverse set of designers of many disciplines, skills, backgrounds, and specialties to join our small (but growing!) team in San Francisco.
The design team works across most projects at Stripe—from our brand voice and websites to events, web and mobile products, and even printed publications. And since Stripe’s main audience is other people who build products, we agonize over and take pride in crafting user-friendly and user-focused experiences.
Learn more about how the design team works and who you’d work with.
You will:
Create research strategy that prioritizes between competing business needs
Implement the strategy, and find ways to measure and improve its impact on the business and the quality and relevance of the products we develop
Design and execute studies that generate insights that can both fuel ideation and evaluate designs
Build working relationships and processes with product development teams
Establish process for selecting the right methodology for the task at hand
Implement strategies and tactics for communicating insights to product development teams as well as the rest of the company in compelling ways
Evangelize research across the company and ensure we use it to learn from our mistakes
Prioritize incoming requests while making progress on overall goals for the research function
You may be fit for this role if you:
Have experience in a wide range of research methodologies, as well as the ability to pick the right one for the job
Demonstrate stellar written and verbal communication skills
Have well-proven recruiting strategies and methods
Can plan and manage research efforts that involve external research assistants or other external resources
Enjoy working cross functionally and teaching others how to generate insights from research findings
Are flexible and able to remain focused on delivering better products and experiences for our users
You should include these in your application:
A link to your online portfolio
Your CV or LinkedIn profile
A few words about why Stripe is interesting to you
WE ARE LENDICO Lendico is a modern FinTech company specializing in the provision of corporate loans through an internet-based marketplace. Lendico brings together borrowers and investors across the marketplace and offers a digital and fast alternative to banks. Lending is fully online, without any branch network. We use state-of-the-art technologies and work on innovative processes to reduce costs and optimize handling for our users.
Since its founding in December 2013, Lendico has won the trust of over 400,000 users and has won several awards as the best credit market place.
YOUR TASKS
Responsibility for the management and strategic orientation of the BI department
Control of BI projects and further development of our databases and BI solutions
Derive strategic concepts and monitor trends in data to improve our business processes
Preparation of reports and key figures for the management as well as corresponding recommendations for action
Close collaboration with the IT and product department
YOUR PROFILE
A successfully completed degree in a technical discipline (eg informatics, business informatics) or a comparable education
Relevant professional experience in a comparable position, typically in a bank, credit broker and / or FinTech company
Experience with the Python programming language and complex data warehouse structures, typically PostgreSQL-based
Safe handling of tools such as SQL and Excel, experience with ticket systems like JIRA and agile development
Excellent understanding of business connections and processes
Independent, solution-oriented work and a high degree of sense of responsibility
First management experience is an advantage
Very good knowledge of English in spoken and written English
WHAT WE OFFER
Freedom of design and short decision-making
Different, responsible tasks
Open and cooperative working atmosphere in a dynamic environment in the heart of Berlin
Start-up according to the standard "soft" & "free" drinks, regular teamevents, language courses, and much more.
Aug 01, 2017
Full time
WE ARE LENDICO Lendico is a modern FinTech company specializing in the provision of corporate loans through an internet-based marketplace. Lendico brings together borrowers and investors across the marketplace and offers a digital and fast alternative to banks. Lending is fully online, without any branch network. We use state-of-the-art technologies and work on innovative processes to reduce costs and optimize handling for our users.
Since its founding in December 2013, Lendico has won the trust of over 400,000 users and has won several awards as the best credit market place.
YOUR TASKS
Responsibility for the management and strategic orientation of the BI department
Control of BI projects and further development of our databases and BI solutions
Derive strategic concepts and monitor trends in data to improve our business processes
Preparation of reports and key figures for the management as well as corresponding recommendations for action
Close collaboration with the IT and product department
YOUR PROFILE
A successfully completed degree in a technical discipline (eg informatics, business informatics) or a comparable education
Relevant professional experience in a comparable position, typically in a bank, credit broker and / or FinTech company
Experience with the Python programming language and complex data warehouse structures, typically PostgreSQL-based
Safe handling of tools such as SQL and Excel, experience with ticket systems like JIRA and agile development
Excellent understanding of business connections and processes
Independent, solution-oriented work and a high degree of sense of responsibility
First management experience is an advantage
Very good knowledge of English in spoken and written English
WHAT WE OFFER
Freedom of design and short decision-making
Different, responsible tasks
Open and cooperative working atmosphere in a dynamic environment in the heart of Berlin
Start-up according to the standard "soft" & "free" drinks, regular teamevents, language courses, and much more.
We are smava, the online credit comparison. Smava brings private borrowers together with a wide range of banks and private investors, offering consumers loans in the amount of 1,000 to 120,000 euros. Due to the highly developed scoring technology and the wide range of credit products, borrowers receive an immediate loan at the best conditions. Our credit customers use financing for a variety of projects, including auto financing, debt restructuring or renovations. The consultation is free, independent and is carried out by our lending experts. Sounds good - it is. The smava concept has convinced independent testers for years. In recent years, we have provided installment loans with a total value of more than € 2 billion. With headquarters in Berlin, we currently employ more than 220 employees. To be even more successful, we are looking for the best heads - we look for you as:
Consultant - Strategy (m / w)
In our volume supply team you support our Director Key Account Management in the successful cooperation with our partner banks. You are right for this position if you would like to develop the banking and product portfolio of smava with enthusiasm.
This is what you do with us:
You go through all teams for a deep understanding of our thinking, processes, and current and future challenges
You accompany our Director Key Account Management to our bank partners in order to support the expansion of banking cooperations in perspective or to take over a portfolio on our own responsibility
The previous analysis of existing partnerships for optimization potentials is one of your tasks
You will receive support from the team analysts
The conception of improvement suggestions for the management is also one of your tasks
A constant desire is to improve processes, interfaces and products
You are that:
You have successfully finished your studies with quantitative orientation
You bring in first well-founded project experience in the field of consulting or strategic and process consulting
You have knowledge in the analysis and design of business processes (typically in marketing, sales or product)
You can analyze complex relationships, analyze them, and find solutions in a targeted manner
You are an open personality and you are convincing and confident
German, you are fluent in spoken and written English
You have a safe handling of MS Office
You like this:
Paid training
Smunch Lunch (smunch.co), the virtual canteen, at discounted smava prices
BVG company ticket discount
Internal language courses
A company pension scheme sponsored by smava
An open & dynamic company culture as well as a highly motivated team
High self-responsibility and a wide range of possibilities
Start-up Flair incl. Beer Friday & regular company and teamevents
International environment by employees from around 30 different nations
A nice central office in Berlin-Friedrichshain
We look forward to receiving your online application including earliest possible start date, salary and resume to Timm Wege .
Please also tell us how you became aware of this invitation.
Aug 01, 2017
Full time
We are smava, the online credit comparison. Smava brings private borrowers together with a wide range of banks and private investors, offering consumers loans in the amount of 1,000 to 120,000 euros. Due to the highly developed scoring technology and the wide range of credit products, borrowers receive an immediate loan at the best conditions. Our credit customers use financing for a variety of projects, including auto financing, debt restructuring or renovations. The consultation is free, independent and is carried out by our lending experts. Sounds good - it is. The smava concept has convinced independent testers for years. In recent years, we have provided installment loans with a total value of more than € 2 billion. With headquarters in Berlin, we currently employ more than 220 employees. To be even more successful, we are looking for the best heads - we look for you as:
Consultant - Strategy (m / w)
In our volume supply team you support our Director Key Account Management in the successful cooperation with our partner banks. You are right for this position if you would like to develop the banking and product portfolio of smava with enthusiasm.
This is what you do with us:
You go through all teams for a deep understanding of our thinking, processes, and current and future challenges
You accompany our Director Key Account Management to our bank partners in order to support the expansion of banking cooperations in perspective or to take over a portfolio on our own responsibility
The previous analysis of existing partnerships for optimization potentials is one of your tasks
You will receive support from the team analysts
The conception of improvement suggestions for the management is also one of your tasks
A constant desire is to improve processes, interfaces and products
You are that:
You have successfully finished your studies with quantitative orientation
You bring in first well-founded project experience in the field of consulting or strategic and process consulting
You have knowledge in the analysis and design of business processes (typically in marketing, sales or product)
You can analyze complex relationships, analyze them, and find solutions in a targeted manner
You are an open personality and you are convincing and confident
German, you are fluent in spoken and written English
You have a safe handling of MS Office
You like this:
Paid training
Smunch Lunch (smunch.co), the virtual canteen, at discounted smava prices
BVG company ticket discount
Internal language courses
A company pension scheme sponsored by smava
An open & dynamic company culture as well as a highly motivated team
High self-responsibility and a wide range of possibilities
Start-up Flair incl. Beer Friday & regular company and teamevents
International environment by employees from around 30 different nations
A nice central office in Berlin-Friedrichshain
We look forward to receiving your online application including earliest possible start date, salary and resume to Timm Wege .
Please also tell us how you became aware of this invitation.
For the first time in modern history, the 13 trillion dollar financial services industry is being modernized. Blockchain is at the forefront of this revolution. Our software is helping millions across the globe - from single individuals to the largest institutions - access a financial system that is open, accessible and radically more efficient.
In this position, you will play an instrumental, cross-functional role in shaping the evolution of our business and its impact on the world’s financial infrastructure. You will work closely with our CEO as well as senior managers to help direct the development and expansion of our software platform (especially through partnered solutions with other leading FinTech providers) and to drive increased adoption and usage of our products. You will identify new opportunities to deploy Distributed Ledger Technology within consumer, business, and banking use cases, and you will lead our business development efforts to capture growth on these frontiers.
WHAT YOU WILL DO:
Oversee Blockchain’s business and market intelligence operations.
Identify and develop strategies to deliver more value and new markets for Blockchain.
Build relationships and strategic partnerships with key technology, telecommunications, and banking firms.
Manage Blockchain’s deal processes related to product integrations, marketing/referral agreements, enterprise sales, and M&A.
Assist in financial planning and analysis.
WHAT YOU WILL NEED:
The foremost quality for this or any position at Blockchain is integrity.
Deep knowledge and relationships across capital markets.
Understanding of bank IT environments, the global payments ecosystem, and digital currencies.
Extremely strong analytical, communications, and leadership skills.
Openness to a dynamic set of responsibilities and frequent international travel.
Entrepreneurial hustle and the appetite to roll up your sleeves and get stuff done on a lean team in a fast moving environment!
US / EU citizenship and/or work visa.
COMPENSATION & PERKS:
Full-time salary based on experience and meaningful equity in an industry-leading company.
Benefits: Medical, Dental, Vision, 401K, Flexible Spending Account, Commuter, Life, Short Term & Long Term Disability (Country Dependent).
The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
Great office locations in SoHo (NYC) and Shoreditch (London).
Unlimited vacation policy; work hard and take time when you need it.
Sharp, motivated co-workers in a fun office environment.
Apple Equipment.
APPLICATION:
Resume or CV.
Link to profile on LinkedIn.
Your favorite GIF.
Aug 01, 2017
Full time
For the first time in modern history, the 13 trillion dollar financial services industry is being modernized. Blockchain is at the forefront of this revolution. Our software is helping millions across the globe - from single individuals to the largest institutions - access a financial system that is open, accessible and radically more efficient.
In this position, you will play an instrumental, cross-functional role in shaping the evolution of our business and its impact on the world’s financial infrastructure. You will work closely with our CEO as well as senior managers to help direct the development and expansion of our software platform (especially through partnered solutions with other leading FinTech providers) and to drive increased adoption and usage of our products. You will identify new opportunities to deploy Distributed Ledger Technology within consumer, business, and banking use cases, and you will lead our business development efforts to capture growth on these frontiers.
WHAT YOU WILL DO:
Oversee Blockchain’s business and market intelligence operations.
Identify and develop strategies to deliver more value and new markets for Blockchain.
Build relationships and strategic partnerships with key technology, telecommunications, and banking firms.
Manage Blockchain’s deal processes related to product integrations, marketing/referral agreements, enterprise sales, and M&A.
Assist in financial planning and analysis.
WHAT YOU WILL NEED:
The foremost quality for this or any position at Blockchain is integrity.
Deep knowledge and relationships across capital markets.
Understanding of bank IT environments, the global payments ecosystem, and digital currencies.
Extremely strong analytical, communications, and leadership skills.
Openness to a dynamic set of responsibilities and frequent international travel.
Entrepreneurial hustle and the appetite to roll up your sleeves and get stuff done on a lean team in a fast moving environment!
US / EU citizenship and/or work visa.
COMPENSATION & PERKS:
Full-time salary based on experience and meaningful equity in an industry-leading company.
Benefits: Medical, Dental, Vision, 401K, Flexible Spending Account, Commuter, Life, Short Term & Long Term Disability (Country Dependent).
The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
Great office locations in SoHo (NYC) and Shoreditch (London).
Unlimited vacation policy; work hard and take time when you need it.
Sharp, motivated co-workers in a fun office environment.
Apple Equipment.
APPLICATION:
Resume or CV.
Link to profile on LinkedIn.
Your favorite GIF.
For the first time in modern history, the 13 trillion dollar financial services industry is being modernized. Blockchain is at the forefront of this revolution. Our software is helping millions across the globe - from single individuals to the largest institutions - access a financial system that is open, accessible and radically more efficient.
In this position, you will play an instrumental, cross-functional role in shaping the evolution of our business and its impact on the world’s financial infrastructure. You will work closely with our CEO as well as senior managers to help direct the development and expansion of our software platform (especially through partnered solutions with other leading FinTech providers) and to drive increased adoption and usage of our products. You will identify new opportunities to deploy Distributed Ledger Technology within consumer, business, and banking use cases, and you will lead our business development efforts to capture growth on these frontiers.
WHAT YOU WILL DO:
Oversee Blockchain’s business and market intelligence operations.
Identify and develop strategies to deliver more value and new markets for Blockchain.
Build relationships and strategic partnerships with key technology, telecommunications, and banking firms.
Manage Blockchain’s deal processes related to product integrations, marketing/referral agreements, enterprise sales, and M&A.
Assist in financial planning and analysis.
WHAT YOU WILL NEED:
The foremost quality for this or any position at Blockchain is integrity.
Deep knowledge and relationships across capital markets.
Understanding of bank IT environments, the global payments ecosystem, and digital currencies.
Extremely strong analytical, communications, and leadership skills.
Openness to a dynamic set of responsibilities and frequent international travel.
Entrepreneurial hustle and the appetite to roll up your sleeves and get stuff done on a lean team in a fast moving environment!
US / EU citizenship and/or work visa.
COMPENSATION & PERKS:
Full-time salary based on experience and meaningful equity in an industry-leading company.
Benefits: Medical, Dental, Vision, 401K, Flexible Spending Account, Commuter, Life, Short Term & Long Term Disability (Country Dependent).
The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
Great office locations in SoHo (NYC) and Shoreditch (London).
Unlimited vacation policy; work hard and take time when you need it.
Sharp, motivated co-workers in a fun office environment.
Apple Equipment.
APPLICATION:
Resume or CV.
Link to profile on LinkedIn.
Your favorite GIF.
Aug 01, 2017
Full time
For the first time in modern history, the 13 trillion dollar financial services industry is being modernized. Blockchain is at the forefront of this revolution. Our software is helping millions across the globe - from single individuals to the largest institutions - access a financial system that is open, accessible and radically more efficient.
In this position, you will play an instrumental, cross-functional role in shaping the evolution of our business and its impact on the world’s financial infrastructure. You will work closely with our CEO as well as senior managers to help direct the development and expansion of our software platform (especially through partnered solutions with other leading FinTech providers) and to drive increased adoption and usage of our products. You will identify new opportunities to deploy Distributed Ledger Technology within consumer, business, and banking use cases, and you will lead our business development efforts to capture growth on these frontiers.
WHAT YOU WILL DO:
Oversee Blockchain’s business and market intelligence operations.
Identify and develop strategies to deliver more value and new markets for Blockchain.
Build relationships and strategic partnerships with key technology, telecommunications, and banking firms.
Manage Blockchain’s deal processes related to product integrations, marketing/referral agreements, enterprise sales, and M&A.
Assist in financial planning and analysis.
WHAT YOU WILL NEED:
The foremost quality for this or any position at Blockchain is integrity.
Deep knowledge and relationships across capital markets.
Understanding of bank IT environments, the global payments ecosystem, and digital currencies.
Extremely strong analytical, communications, and leadership skills.
Openness to a dynamic set of responsibilities and frequent international travel.
Entrepreneurial hustle and the appetite to roll up your sleeves and get stuff done on a lean team in a fast moving environment!
US / EU citizenship and/or work visa.
COMPENSATION & PERKS:
Full-time salary based on experience and meaningful equity in an industry-leading company.
Benefits: Medical, Dental, Vision, 401K, Flexible Spending Account, Commuter, Life, Short Term & Long Term Disability (Country Dependent).
The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
Great office locations in SoHo (NYC) and Shoreditch (London).
Unlimited vacation policy; work hard and take time when you need it.
Sharp, motivated co-workers in a fun office environment.
Apple Equipment.
APPLICATION:
Resume or CV.
Link to profile on LinkedIn.
Your favorite GIF.
For the first time in modern history, the 13 trillion dollar financial services industry is being modernized. Blockchain is at the forefront of this revolution. Our software is helping millions across the globe - from single individuals to the largest institutions - access a financial system that is open, accessible and radically more efficient.
As a member of our UX Design team, you will be a critical piece of our development process by making the visions behind our products a reality for our users. As we continue to re-imagine how the world transacts, you will drive transformational improvements in the accessibility and utility of our products, and you will play a part in defining what the future of finance looks like.
WHAT YOU WILL DO:
Help build and grow an industry-leading brand, working collaboratively with other designers as well as executing your own visions independently.
Bring your designs to life.
Partner with development, product management, strategy and others.
Work across all facets of design: interaction, visual, product, prototyping.
Communicate your ideas and vision to the greater organization.
Refine your work through rigorous iteration.
WHAT YOU WILL NEED:
The foremost quality for this or any position at Blockchain is integrity.
You possess excellent communication skills (you should be able to clearly articulate your design decisions).
Solid track record in possessing strong interaction design abilities.
You have designed and shipped B2C web products or mobile apps.
You know that a good design requires research and multiple iterations. As part of that, you’re able to accept feedback and make rational decisions.
Attention to detail.
Creativity.
You can work independently and reliably.
You can maintain and extend a world-class brand.
COMPENSATION & PERKS:
Full-time salary based on experience and meaningful equity in an industry-leading company.
Catered lunches on Monday, Wednesday and Friday.
The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
Great office locations in Shoreditch (London).
Unlimited vacation policy; work hard and take time when you need it.
Sharp, motivated co-workers in a fun office environment.
Apple Equipment.
APPLICATION:
Resume/CV or LinkedIn profile.
Link to your portfolio.
Your favorite GIF.
Aug 01, 2017
Full time
For the first time in modern history, the 13 trillion dollar financial services industry is being modernized. Blockchain is at the forefront of this revolution. Our software is helping millions across the globe - from single individuals to the largest institutions - access a financial system that is open, accessible and radically more efficient.
As a member of our UX Design team, you will be a critical piece of our development process by making the visions behind our products a reality for our users. As we continue to re-imagine how the world transacts, you will drive transformational improvements in the accessibility and utility of our products, and you will play a part in defining what the future of finance looks like.
WHAT YOU WILL DO:
Help build and grow an industry-leading brand, working collaboratively with other designers as well as executing your own visions independently.
Bring your designs to life.
Partner with development, product management, strategy and others.
Work across all facets of design: interaction, visual, product, prototyping.
Communicate your ideas and vision to the greater organization.
Refine your work through rigorous iteration.
WHAT YOU WILL NEED:
The foremost quality for this or any position at Blockchain is integrity.
You possess excellent communication skills (you should be able to clearly articulate your design decisions).
Solid track record in possessing strong interaction design abilities.
You have designed and shipped B2C web products or mobile apps.
You know that a good design requires research and multiple iterations. As part of that, you’re able to accept feedback and make rational decisions.
Attention to detail.
Creativity.
You can work independently and reliably.
You can maintain and extend a world-class brand.
COMPENSATION & PERKS:
Full-time salary based on experience and meaningful equity in an industry-leading company.
Catered lunches on Monday, Wednesday and Friday.
The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
Great office locations in Shoreditch (London).
Unlimited vacation policy; work hard and take time when you need it.
Sharp, motivated co-workers in a fun office environment.
Apple Equipment.
APPLICATION:
Resume/CV or LinkedIn profile.
Link to your portfolio.
Your favorite GIF.
We’re looking for a Head of Data to lead the development and execution of our data engineering, business intelligence and data science initiatives.
Annual payment volume at GoCardless exceeds $1 billion, and we’re processing up to hundreds of thousands of transactions every day. As we grow, there is an increasing demand for data across all functions. Our ability to understand our users, and make sound and timely business decisions is hugely dependent our ability to extract meaning from this data.
The data team exists to enable GoCardless to make smarter decisions by providing a combination of data oriented products, solutions and technologies. The data team is building data products that massively enhance the value and differentiation of our products at a global scale.
THE ROLE
You will lead the Data team, making sure it can fulfil its objectives in the three core areas: data pipelines and warehousing; analysis infrastructure, tooling, and reporting; and data science initiatives to enhance GoCardless’ capabilities as a payments provider.
Your main responsibilities will be:
Hiring, mentoring and coaching Data team members
Planning long-term strategy and the team roadmap by gathering requirements from other leaders
Developing data products in partnership with product managers
Hands-on contributing to data projects. Past projects include building a fraud detection system, and rebuilding our BI & reporting system to make it easier for everyone at GoCardless to access data.
Enhancing our range of self-serve analysis tools and coaching staff to use these effectively.
Ensuring operational responsibilities are being met, and driving the adoption of best practices in testing, security, and monitoring the availability and correctness of data.
WHO WE'RE LOOKING FOR
We want to work with collaborative leaders, who have a strong background in developing modern data systems and team management. We’re looking for someone who communicates clearly, enjoys working with others, and is a pragmatic decision-maker.
You may be a good fit if you have:
strong Python, R (or similar) and SQL skills.
been involved in defining and delivering a long-term vision spanning 2 to 5 years.
built and maintained performant data systems.
experience advocating for innovation and engineering best practice.
managed and shipped technical projects.
hired and led a team of four or more data specialists.
a passion for coaching, mentoring, and helping teammates advance in their careers.
Bonus points for:
Experience designing data warehouses and assembling data pipelines, including familiarity with tools such as Amazon RedShift and Google BigQuery.
Experience deploying BI analysis tools such as Tableau
Computer Science degree, or equivalent experience.
Our team come from a variety of backgrounds and we welcome diversity – if you’re unsure, please apply.
Aug 01, 2017
Full time
We’re looking for a Head of Data to lead the development and execution of our data engineering, business intelligence and data science initiatives.
Annual payment volume at GoCardless exceeds $1 billion, and we’re processing up to hundreds of thousands of transactions every day. As we grow, there is an increasing demand for data across all functions. Our ability to understand our users, and make sound and timely business decisions is hugely dependent our ability to extract meaning from this data.
The data team exists to enable GoCardless to make smarter decisions by providing a combination of data oriented products, solutions and technologies. The data team is building data products that massively enhance the value and differentiation of our products at a global scale.
THE ROLE
You will lead the Data team, making sure it can fulfil its objectives in the three core areas: data pipelines and warehousing; analysis infrastructure, tooling, and reporting; and data science initiatives to enhance GoCardless’ capabilities as a payments provider.
Your main responsibilities will be:
Hiring, mentoring and coaching Data team members
Planning long-term strategy and the team roadmap by gathering requirements from other leaders
Developing data products in partnership with product managers
Hands-on contributing to data projects. Past projects include building a fraud detection system, and rebuilding our BI & reporting system to make it easier for everyone at GoCardless to access data.
Enhancing our range of self-serve analysis tools and coaching staff to use these effectively.
Ensuring operational responsibilities are being met, and driving the adoption of best practices in testing, security, and monitoring the availability and correctness of data.
WHO WE'RE LOOKING FOR
We want to work with collaborative leaders, who have a strong background in developing modern data systems and team management. We’re looking for someone who communicates clearly, enjoys working with others, and is a pragmatic decision-maker.
You may be a good fit if you have:
strong Python, R (or similar) and SQL skills.
been involved in defining and delivering a long-term vision spanning 2 to 5 years.
built and maintained performant data systems.
experience advocating for innovation and engineering best practice.
managed and shipped technical projects.
hired and led a team of four or more data specialists.
a passion for coaching, mentoring, and helping teammates advance in their careers.
Bonus points for:
Experience designing data warehouses and assembling data pipelines, including familiarity with tools such as Amazon RedShift and Google BigQuery.
Experience deploying BI analysis tools such as Tableau
Computer Science degree, or equivalent experience.
Our team come from a variety of backgrounds and we welcome diversity – if you’re unsure, please apply.
Klarna’s Product Group is an ambitious international team, where results and attention to detail are taken seriously. We believe that each individual’s ideas can create revolutions.
We are looking for a Product Manager to re-invent the Developer’s Experience space within Klarna. This individual will build a top notch experience assisting developers in better understanding Klarna's products, and providing options on how to best implement and position Klarna products into their sites.
As a Product Manager you will be responsible for :
Planning and defining the strategy and product roadmap for our developer experience team.
Continuously meeting with your stakeholders to collect and analyze their requirements and needs. It will be your task to understand and document these requests into clear requirements.
Coordinating within the product and engineering organizations to verify that information presented is accurate and can be updated in a timely manner upon product updates.
Working very closely with a team of 3-5 developers.
Building a solution that will assist developers, both internal and external, in implementing Klarna products easily and at a high quality following the best practices laid out by the product.
What we are looking for:
3+ years of software product management experience, or leading a team of developers.
High achiever, proven track record of building products and getting things done through a structured/analytical approach.
Excellent written and verbal communication skills.Candidates who are open to travel, to meet with stakeholders.
Knowledge of e-commerce payment solutions is a plus.
Experience implementing e-commerce extensions is a plus.
Experience in e-commerce is a plus.
Jul 28, 2017
Full time
Klarna’s Product Group is an ambitious international team, where results and attention to detail are taken seriously. We believe that each individual’s ideas can create revolutions.
We are looking for a Product Manager to re-invent the Developer’s Experience space within Klarna. This individual will build a top notch experience assisting developers in better understanding Klarna's products, and providing options on how to best implement and position Klarna products into their sites.
As a Product Manager you will be responsible for :
Planning and defining the strategy and product roadmap for our developer experience team.
Continuously meeting with your stakeholders to collect and analyze their requirements and needs. It will be your task to understand and document these requests into clear requirements.
Coordinating within the product and engineering organizations to verify that information presented is accurate and can be updated in a timely manner upon product updates.
Working very closely with a team of 3-5 developers.
Building a solution that will assist developers, both internal and external, in implementing Klarna products easily and at a high quality following the best practices laid out by the product.
What we are looking for:
3+ years of software product management experience, or leading a team of developers.
High achiever, proven track record of building products and getting things done through a structured/analytical approach.
Excellent written and verbal communication skills.Candidates who are open to travel, to meet with stakeholders.
Knowledge of e-commerce payment solutions is a plus.
Experience implementing e-commerce extensions is a plus.
Experience in e-commerce is a plus.
At Klarna we have been working tirelessly to simplify buying for over 10 years. Our journey has taken us from a Swedish payments company to a global player on a mission to become the world’s favorite way to buy. As we continue to grow our footprint, products and channels, our customer base (currently measuring over 45 million consumers) is growing with us. To ensure a smooth and positive dunning and payment experience for our consumers around the globe, we are looking for a Manager to lead the Debt Collection Strategies team joining our Analytics domain, based in Stockholm.
What you will be doing
As Manager of Debt Collection strategies you will lead a team dedicated to optimizingdunning strategies through innovative application of advanced analytics. The team will serve as an internal consulting services group providing strategic guidance, analytic support and dunning chain execution to regional management teams. You will:
develop and maintain strategic partnerships across the organization and serve as a strategic advisor and change agent helping to institute a data driven approach to dunning strategies
execute and optimize collection of outstanding debt from consumers in good standing
develop metrics measurement schemas, algorithms, models and analyses in support of strategy optimization
partner with other analytic functions to develop standards, share best practices and drive efficiency
You should get in touch with us if you enjoy:
Developing and leading high performing analytics teams
Driving value through process mapping and prescriptive analytics
Fostering strong relationships with internal partners and stakeholders
Solving complex business problems in a clean and simple way
Optimizing strategy for positive consumer and business impact
Benefits
Culture - You'll have an opportunity to work with people from 42 different countries in our English speaking office in Stockholm city centre. To encourage equality at Klarna we have an internal female leadership network that work proactively with internal talents and attracting women to Klarna.
Compensation - You’ll get an attractive salary, pension and insurance plans, along with 30 days annual leave.
Learning - We have a learning and development focused environment with an emphasis on knowledge sharing, training and regular internal expert talks.
Family - We offer a flexible work schedule and parental leave compensation.
We know that diverse teams are strong teams, and welcome those with alternative identities, backgrounds, and experiences. Our team includes women, men, mothers, fathers, the self-taught, the college-educated, and people from all over the world.
Interested in finding out more?
Send over a CV or LinkedIn profile in English and let's arrange a chat.
Jul 28, 2017
Full time
At Klarna we have been working tirelessly to simplify buying for over 10 years. Our journey has taken us from a Swedish payments company to a global player on a mission to become the world’s favorite way to buy. As we continue to grow our footprint, products and channels, our customer base (currently measuring over 45 million consumers) is growing with us. To ensure a smooth and positive dunning and payment experience for our consumers around the globe, we are looking for a Manager to lead the Debt Collection Strategies team joining our Analytics domain, based in Stockholm.
What you will be doing
As Manager of Debt Collection strategies you will lead a team dedicated to optimizingdunning strategies through innovative application of advanced analytics. The team will serve as an internal consulting services group providing strategic guidance, analytic support and dunning chain execution to regional management teams. You will:
develop and maintain strategic partnerships across the organization and serve as a strategic advisor and change agent helping to institute a data driven approach to dunning strategies
execute and optimize collection of outstanding debt from consumers in good standing
develop metrics measurement schemas, algorithms, models and analyses in support of strategy optimization
partner with other analytic functions to develop standards, share best practices and drive efficiency
You should get in touch with us if you enjoy:
Developing and leading high performing analytics teams
Driving value through process mapping and prescriptive analytics
Fostering strong relationships with internal partners and stakeholders
Solving complex business problems in a clean and simple way
Optimizing strategy for positive consumer and business impact
Benefits
Culture - You'll have an opportunity to work with people from 42 different countries in our English speaking office in Stockholm city centre. To encourage equality at Klarna we have an internal female leadership network that work proactively with internal talents and attracting women to Klarna.
Compensation - You’ll get an attractive salary, pension and insurance plans, along with 30 days annual leave.
Learning - We have a learning and development focused environment with an emphasis on knowledge sharing, training and regular internal expert talks.
Family - We offer a flexible work schedule and parental leave compensation.
We know that diverse teams are strong teams, and welcome those with alternative identities, backgrounds, and experiences. Our team includes women, men, mothers, fathers, the self-taught, the college-educated, and people from all over the world.
Interested in finding out more?
Send over a CV or LinkedIn profile in English and let's arrange a chat.
As Senior Manager of Consumer Retention and Engagement you will develop and lead a cross-functional team dedicated to optimizing consumer retention and enhancing consumer engagement through innovative application of advanced analytics. The team will serve as an internal analytic consulting services group providing strategic guidance and analytic support to consumer-focused digital marketing teams and consumer engagement Product Managers across all Klarna regions and spanning multiple channels. You will:
develop and maintain strategic partnerships across the organization and serve as a strategic advisor and change agent helping to institute a data driven approach to consumer journey
initiate, execute and manage consumer retention and engagement roadmap for touchpoint and journey optimization
manage the creation and maintenance of consumer segmentation models for addressable marketing and product personalization
develop metrics measurement schemas, algorithms, models and analyses in support of consumer retention and engagement
partner with other analytic functions to develop standards, share best practices and drive efficiency
You should get in touch with us if you enjoy:
Developing and leading high performing consumer engagement and/or marketing analytics teams
Driving value through application of machine learning and prescriptive analytics
Fostering strong relationships with internal partners and stakeholders
Managing cross-functional teams
Solving complex business problems in a clean and simple way
Optimizing marketing impact within e-commerce
Benefits
Culture - You'll have an opportunity to work with people from 42 different countries in our English speaking office in Stockholm city centre. To encourage equality at Klarna we have an internal female leadership network that work proactively with internal talents and attracting women to Klarna.
Compensation - You’ll get an attractive salary, pension and insurance plans, along with 30 days annual leave.
Learning - We have a learning and development focused environment with an emphasis on knowledge sharing, training and regular internal expert talks.
Family - We offer a flexible work schedule and parental leave compensation.
We know that diverse teams are strong teams, and welcome those with alternative identities, backgrounds, and experiences. Our team includes women, men, mothers, fathers, the self-taught, the college-educated, and people from all over the world.
Interested in finding out more?
Send over a CV or LinkedIn profile in English and let's arrange a chat.
Jul 28, 2017
Full time
As Senior Manager of Consumer Retention and Engagement you will develop and lead a cross-functional team dedicated to optimizing consumer retention and enhancing consumer engagement through innovative application of advanced analytics. The team will serve as an internal analytic consulting services group providing strategic guidance and analytic support to consumer-focused digital marketing teams and consumer engagement Product Managers across all Klarna regions and spanning multiple channels. You will:
develop and maintain strategic partnerships across the organization and serve as a strategic advisor and change agent helping to institute a data driven approach to consumer journey
initiate, execute and manage consumer retention and engagement roadmap for touchpoint and journey optimization
manage the creation and maintenance of consumer segmentation models for addressable marketing and product personalization
develop metrics measurement schemas, algorithms, models and analyses in support of consumer retention and engagement
partner with other analytic functions to develop standards, share best practices and drive efficiency
You should get in touch with us if you enjoy:
Developing and leading high performing consumer engagement and/or marketing analytics teams
Driving value through application of machine learning and prescriptive analytics
Fostering strong relationships with internal partners and stakeholders
Managing cross-functional teams
Solving complex business problems in a clean and simple way
Optimizing marketing impact within e-commerce
Benefits
Culture - You'll have an opportunity to work with people from 42 different countries in our English speaking office in Stockholm city centre. To encourage equality at Klarna we have an internal female leadership network that work proactively with internal talents and attracting women to Klarna.
Compensation - You’ll get an attractive salary, pension and insurance plans, along with 30 days annual leave.
Learning - We have a learning and development focused environment with an emphasis on knowledge sharing, training and regular internal expert talks.
Family - We offer a flexible work schedule and parental leave compensation.
We know that diverse teams are strong teams, and welcome those with alternative identities, backgrounds, and experiences. Our team includes women, men, mothers, fathers, the self-taught, the college-educated, and people from all over the world.
Interested in finding out more?
Send over a CV or LinkedIn profile in English and let's arrange a chat.
At Klarna we have been working tirelessly to simplify buying for over 10 years. Our journey has taken us from a Swedish payments company to a global player on a mission to become the world’s favorite way to buy. As we continue to grow our global footprint, products and channels, our customer base (currently measuring over 45 million consumers) is growing with us. With rapidly expanding opportunities to attract new consumers, we are now looking for a Manager to build and lead the Upstream Response team joining the Analytics domain, based in Stockholm.
What you will be doing
As Upstream Response Manager you will develop and lead a cross-functional team dedicated to creating, driving and optimizing response to upstream campaigns through innovative application of marketing and advanced analytics. The team you will lead will:
Own the design, content, production and deployment of the marketing campaigns on e-commerce sites
Focus on optimisations relating to new customer acquisition in e-commerce, including merchant sites
Build and execute tests of offer, messaging and medium constructs in a manner consistent with both business intent of regional teams as well as within merchant guidelines
Evaluate tests and build models to predict probability of response
Build and maintain mechanisms to measure and track performance
As Manager for Upstream Response, you would be expected to:
Develop and maintain strategic partnerships across the organization and serve as a strategic advisor and change agent helping to institute a data driven approach to upstream marketing
Initiate, execute and manage upstream response start up and optimization
Manage the creation and maintenance of consumer segments for addressable marketing efforts
Develop metrics measurement schemas, algorithms, models and analyses in support of upstream response
Partner with other analytic functions and Marketing to develop standards, share best practices and drive efficiency
You should get in touch with us if you enjoy:
Developing and leading high performing consumer engagement and/or marketing analytics teams
Driving value through application of machine learning and prescriptive analytics
Creatively employing upstream marketing tools to drive effective consumer acquisition
Fostering strong relationships with internal partners and stakeholders
Managing cross functional teams
Solving complex business problems in a clean and simple way
Benefits
Culture - You'll have an opportunity to work with people from 42 different countries in our English speaking office in Stockholm city centre. To encourage equality at Klarna we have an internal female leadership network that work proactively with internal talents and attracting women to Klarna.
Compensation - You’ll get an attractive salary, pension and insurance plans, along with 30 days annual leave.
Learning - We have a learning and development focused environment with an emphasis on knowledge sharing, training and regular internal expert talks.
Family - We offer a flexible work schedule and parental leave compensation.
We know that diverse teams are strong teams, and welcome those with alternative identities, backgrounds, and experiences. Our team includes women, men, mothers, fathers, the self-taught, the college-educated, and people from all over the world.
Interested in finding out more?
Send over a CV or LinkedIn profile in English and let's arrange a chat.
Jul 28, 2017
Full time
At Klarna we have been working tirelessly to simplify buying for over 10 years. Our journey has taken us from a Swedish payments company to a global player on a mission to become the world’s favorite way to buy. As we continue to grow our global footprint, products and channels, our customer base (currently measuring over 45 million consumers) is growing with us. With rapidly expanding opportunities to attract new consumers, we are now looking for a Manager to build and lead the Upstream Response team joining the Analytics domain, based in Stockholm.
What you will be doing
As Upstream Response Manager you will develop and lead a cross-functional team dedicated to creating, driving and optimizing response to upstream campaigns through innovative application of marketing and advanced analytics. The team you will lead will:
Own the design, content, production and deployment of the marketing campaigns on e-commerce sites
Focus on optimisations relating to new customer acquisition in e-commerce, including merchant sites
Build and execute tests of offer, messaging and medium constructs in a manner consistent with both business intent of regional teams as well as within merchant guidelines
Evaluate tests and build models to predict probability of response
Build and maintain mechanisms to measure and track performance
As Manager for Upstream Response, you would be expected to:
Develop and maintain strategic partnerships across the organization and serve as a strategic advisor and change agent helping to institute a data driven approach to upstream marketing
Initiate, execute and manage upstream response start up and optimization
Manage the creation and maintenance of consumer segments for addressable marketing efforts
Develop metrics measurement schemas, algorithms, models and analyses in support of upstream response
Partner with other analytic functions and Marketing to develop standards, share best practices and drive efficiency
You should get in touch with us if you enjoy:
Developing and leading high performing consumer engagement and/or marketing analytics teams
Driving value through application of machine learning and prescriptive analytics
Creatively employing upstream marketing tools to drive effective consumer acquisition
Fostering strong relationships with internal partners and stakeholders
Managing cross functional teams
Solving complex business problems in a clean and simple way
Benefits
Culture - You'll have an opportunity to work with people from 42 different countries in our English speaking office in Stockholm city centre. To encourage equality at Klarna we have an internal female leadership network that work proactively with internal talents and attracting women to Klarna.
Compensation - You’ll get an attractive salary, pension and insurance plans, along with 30 days annual leave.
Learning - We have a learning and development focused environment with an emphasis on knowledge sharing, training and regular internal expert talks.
Family - We offer a flexible work schedule and parental leave compensation.
We know that diverse teams are strong teams, and welcome those with alternative identities, backgrounds, and experiences. Our team includes women, men, mothers, fathers, the self-taught, the college-educated, and people from all over the world.
Interested in finding out more?
Send over a CV or LinkedIn profile in English and let's arrange a chat.
Klarna Group
Klarna’s aim is clearly defined: We strive to become the world’s favorite way to buy. We will meet this goal by developing smart payment solutions that simplify buying. In 2014 we merged with SOFORT to create the Klarna Group, Europe’s leading provider of alternative online payment solutions.
Klarna Group has more than 1,400 employees and is active on 18 markets. We serve over 45 Million online consumers and work together with 65,000 merchants.
In order to continue our success story we are constantly looking for motivated and creative colleagues who will enjoy shaping the digital purchasing and payment experiences of the future.
These tasks await you:
Responsibility for volume and contribution of Partners in the DACH-region
Achieve sales and budget goals in accordance with the financial plan
Supervise and lead a team of sales professional s (performance management, motivation, employee development, career planning, training, etc) to achieve their goals.
Developing and executing our partner strategy in close collaboration with Country Management and Operations
Developing the team of Partner Managers to achieve their goals.
Further building our network of moving partners and developing close-knit relationships
Creating and managing partner relations, planning and conducting partner summits, road shows, etc
Driving key initiatives to improve our partner network's efficiency
Initiating and accelerating projects aiming at higher customer and partner satisfaction
Optimization of running processes
What we expect from you:
Very good Leadership skills: Influence and guide others toward goals, provide purpose and direction, motivate and enthuse others.
You work independently, in a structured manner and are goal-oriented
Take independent action and attempt to influence events to achieve results.
Know the market forces affecting businesses and customers. Identify what customers need and value.
Able to deliver under pressure, balancing conflicting needs and requirements
Ability to negotiate and to work across all levels of the customers and their organization.
Ability to develop and maintain strong working relationships.
Team player with strong interpersonal skills
Ability to effectively work in a global organization, across functions and across cultures.
Excellent communication and interpersonal skills
Fluent in English and German
What we offer:
The chance to work in a fast-growing international company
A dynamic and varied working environment
State-of-the-art offices and IT equipment
Flexible structures, short decision routes and flat hierarchies
Exceptional team events and many other benefits
Interested?
Please apply online and include a detailed application with cover letter, CV, references, salary expectations and earliest starting date. We are looking forward to hearing from you!
Jul 28, 2017
Full time
Klarna Group
Klarna’s aim is clearly defined: We strive to become the world’s favorite way to buy. We will meet this goal by developing smart payment solutions that simplify buying. In 2014 we merged with SOFORT to create the Klarna Group, Europe’s leading provider of alternative online payment solutions.
Klarna Group has more than 1,400 employees and is active on 18 markets. We serve over 45 Million online consumers and work together with 65,000 merchants.
In order to continue our success story we are constantly looking for motivated and creative colleagues who will enjoy shaping the digital purchasing and payment experiences of the future.
These tasks await you:
Responsibility for volume and contribution of Partners in the DACH-region
Achieve sales and budget goals in accordance with the financial plan
Supervise and lead a team of sales professional s (performance management, motivation, employee development, career planning, training, etc) to achieve their goals.
Developing and executing our partner strategy in close collaboration with Country Management and Operations
Developing the team of Partner Managers to achieve their goals.
Further building our network of moving partners and developing close-knit relationships
Creating and managing partner relations, planning and conducting partner summits, road shows, etc
Driving key initiatives to improve our partner network's efficiency
Initiating and accelerating projects aiming at higher customer and partner satisfaction
Optimization of running processes
What we expect from you:
Very good Leadership skills: Influence and guide others toward goals, provide purpose and direction, motivate and enthuse others.
You work independently, in a structured manner and are goal-oriented
Take independent action and attempt to influence events to achieve results.
Know the market forces affecting businesses and customers. Identify what customers need and value.
Able to deliver under pressure, balancing conflicting needs and requirements
Ability to negotiate and to work across all levels of the customers and their organization.
Ability to develop and maintain strong working relationships.
Team player with strong interpersonal skills
Ability to effectively work in a global organization, across functions and across cultures.
Excellent communication and interpersonal skills
Fluent in English and German
What we offer:
The chance to work in a fast-growing international company
A dynamic and varied working environment
State-of-the-art offices and IT equipment
Flexible structures, short decision routes and flat hierarchies
Exceptional team events and many other benefits
Interested?
Please apply online and include a detailed application with cover letter, CV, references, salary expectations and earliest starting date. We are looking forward to hearing from you!
DESCRIPTION
SumUppers are inspired by a dream: payments must be as easy as using cash, a world where the transaction happens and people don’t even realize it. Our intuitive, inclusive and innovative payment solutions are the first step towards this world. We are proud of our amazing and challenging working environment. Obsessed about striking payments, we empower small business to accept card payments. Are you up for the challenge? Apply now!
Why work for us?
We do things differently. We build our own payment solution end-to-end so that we can always offer the best value & service. We know how vital payment is to small business, so we use our technology to solve their problems. We believe in open and transparent communication, not strict rules and hierarchies. If you’re looking for the chance to innovate, and disrupt the payment industry – join us.
The Job
As our Strategy Analyst you will work closely with our CEO in multiple projects, functioning as a jack of all trades. Analysis, decks, project management - you will be involved in multiple projects, always with great impact in our business.
REQUIREMENTS
Previous work experience as analyst in a top Strategy Consulting firm (Bain, BCG, Mckinsey, etc)
Structured, analytical thinking
Sharp communication
BENEFITS
Empowerment to do great things & opportunity to leave your mark;
Work closely with our top management involved in key projects;
An amazing work-environment and an awesome team that works with passion, purpose and high-output;
Rewarding compensation;
Jul 28, 2017
Full time
DESCRIPTION
SumUppers are inspired by a dream: payments must be as easy as using cash, a world where the transaction happens and people don’t even realize it. Our intuitive, inclusive and innovative payment solutions are the first step towards this world. We are proud of our amazing and challenging working environment. Obsessed about striking payments, we empower small business to accept card payments. Are you up for the challenge? Apply now!
Why work for us?
We do things differently. We build our own payment solution end-to-end so that we can always offer the best value & service. We know how vital payment is to small business, so we use our technology to solve their problems. We believe in open and transparent communication, not strict rules and hierarchies. If you’re looking for the chance to innovate, and disrupt the payment industry – join us.
The Job
As our Strategy Analyst you will work closely with our CEO in multiple projects, functioning as a jack of all trades. Analysis, decks, project management - you will be involved in multiple projects, always with great impact in our business.
REQUIREMENTS
Previous work experience as analyst in a top Strategy Consulting firm (Bain, BCG, Mckinsey, etc)
Structured, analytical thinking
Sharp communication
BENEFITS
Empowerment to do great things & opportunity to leave your mark;
Work closely with our top management involved in key projects;
An amazing work-environment and an awesome team that works with passion, purpose and high-output;
Rewarding compensation;
SumUp
Santiago, Santiago Metropolitan Region, Chile
DESCRIPTION
BancoEstado has partnered with SumUp, the leading mobile point-of-sale (mPOS) company in Europe, to create the first Payment Facilitator and mPOS Fintech in Chile. This new venture-backed company has as its mission to create a micro-acquiring network that will enable thousands of PYMES throughout the country to grow their business by accepting debit and credit card payments, using their smartphones or tablets, in a simple, secure and cost-effective way.
The Role: We are now looking for a pre-MBA, data-driven A-player to join our team as its Payments Operations Manager. In this high-visibility role, you will constantly interact with both local and international peers from our partner SumUp’s offices (Berlin, Sofia, and Sao Paulo) and with the company’s local board of directors, composed of senior executives from BancoEstado and from SumUp Global. As such, you will have to be extremely articulate, and be comfortable communicating with a very diverse array of stakeholders in English and Spanish, fluently and idiomatically (requirement). The Payments Operations Manager is very hands-on and demanding role, as you will have to process and manage payments' data from thousands of customers. As such, we expect you to:
Handle payment operations end-to-end; execute and improve the payment process for our customers through activities such as data handling, sanity checks, data analysis, insight development, resolution of problems and payment contingencies; all of this in a pressing and demanding context.
Drive payment process automation and integration; communicate with product managers and developers in Europe to execute the integration of our payments operations into an automated operations management solution. This will require you to move from a business to a technological context in a seamlessly manner and to negotiate an manage with different stakeholders for the success and speed of the development.
Create a robust methodology to effectively monitor our onboarding process and routines; if something goes wrong, we expect you to quickly define and drive an effective action plan.
Interact with developers, project managers and third parties in the implementation of technical improvements to both out front-end and back-end platform(s).
Help us improve our KPIs with a data-driven approach, designing feasible solutions for potential technical and/or operational blockers.
More broadly, you will work closely with management to ensure the continuous implementation and improvement of business process within Operations, Accounting, Administrative, and even Logistics.
REQUIREMENTS
A Bachelor’s of Science degree in Engineering, Math, Business, Information Systems, Computer Science or similar and a solid academic record (top 20% of your class), marked by strong analytical skills.
Up to 3 years of experience, ideally within Strategy Consulting, Management, Banking, FMCG or a high-growth Startup; Pre-MBAs and recent post-MBA highly encouraged to apply.
Ability to speak and write English and Spanish fluently and idiomatically; international experience will be a major plus.
Experience working with cross-functional teams.
Preferred qualifications:
You are a fast-learner and self-starter. You´ll be working at a startup: be prepared to run things outside of your scope and do not expect us to have all answers you need.
Be passionate about technology and the transforming effect it can have on the growth of SMEs/PYMEs in Chile.
Have an entrepreneurial spirit and hands-on attitude, demonstrated either professionally or through extracurricular activities (clubs, associations or hobbies).
Excel and analytical capabilities are pivotal. Being comfortable with vast amount of data, creating advanced spreadsheets and coming up with conclusions/recommendations are a fundamental part of this role
Be a problem-solver and pragmatic.
Jul 28, 2017
Full time
DESCRIPTION
BancoEstado has partnered with SumUp, the leading mobile point-of-sale (mPOS) company in Europe, to create the first Payment Facilitator and mPOS Fintech in Chile. This new venture-backed company has as its mission to create a micro-acquiring network that will enable thousands of PYMES throughout the country to grow their business by accepting debit and credit card payments, using their smartphones or tablets, in a simple, secure and cost-effective way.
The Role: We are now looking for a pre-MBA, data-driven A-player to join our team as its Payments Operations Manager. In this high-visibility role, you will constantly interact with both local and international peers from our partner SumUp’s offices (Berlin, Sofia, and Sao Paulo) and with the company’s local board of directors, composed of senior executives from BancoEstado and from SumUp Global. As such, you will have to be extremely articulate, and be comfortable communicating with a very diverse array of stakeholders in English and Spanish, fluently and idiomatically (requirement). The Payments Operations Manager is very hands-on and demanding role, as you will have to process and manage payments' data from thousands of customers. As such, we expect you to:
Handle payment operations end-to-end; execute and improve the payment process for our customers through activities such as data handling, sanity checks, data analysis, insight development, resolution of problems and payment contingencies; all of this in a pressing and demanding context.
Drive payment process automation and integration; communicate with product managers and developers in Europe to execute the integration of our payments operations into an automated operations management solution. This will require you to move from a business to a technological context in a seamlessly manner and to negotiate an manage with different stakeholders for the success and speed of the development.
Create a robust methodology to effectively monitor our onboarding process and routines; if something goes wrong, we expect you to quickly define and drive an effective action plan.
Interact with developers, project managers and third parties in the implementation of technical improvements to both out front-end and back-end platform(s).
Help us improve our KPIs with a data-driven approach, designing feasible solutions for potential technical and/or operational blockers.
More broadly, you will work closely with management to ensure the continuous implementation and improvement of business process within Operations, Accounting, Administrative, and even Logistics.
REQUIREMENTS
A Bachelor’s of Science degree in Engineering, Math, Business, Information Systems, Computer Science or similar and a solid academic record (top 20% of your class), marked by strong analytical skills.
Up to 3 years of experience, ideally within Strategy Consulting, Management, Banking, FMCG or a high-growth Startup; Pre-MBAs and recent post-MBA highly encouraged to apply.
Ability to speak and write English and Spanish fluently and idiomatically; international experience will be a major plus.
Experience working with cross-functional teams.
Preferred qualifications:
You are a fast-learner and self-starter. You´ll be working at a startup: be prepared to run things outside of your scope and do not expect us to have all answers you need.
Be passionate about technology and the transforming effect it can have on the growth of SMEs/PYMEs in Chile.
Have an entrepreneurial spirit and hands-on attitude, demonstrated either professionally or through extracurricular activities (clubs, associations or hobbies).
Excel and analytical capabilities are pivotal. Being comfortable with vast amount of data, creating advanced spreadsheets and coming up with conclusions/recommendations are a fundamental part of this role
Be a problem-solver and pragmatic.
SumUp
Santiago, Santiago Metropolitan Region, Chile
DESCRIPTION
BancoEstado has partnered with SumUp, the leading mobile point-of-sale (mPOS) company in Europe, to create the first Payment Facilitator and mPOS Fintech in Chile. This new venture-backed company has as its mission to create a micro-acquiring network that will enable thousands of PYMES throughout the country to grow their business by accepting debit and credit card payments, using their smartphones or tablets, in a simple, secure and cost-effective way.
The Role: We are now looking for a pre-MBA, data-driven A-player to join our team as Business Analyst within the Operations department. In this high-visibility role, you will constantly interact with both local and international peers from our partner SumUp’s offices (Berlin, Sofia, and Sao Paulo) and with the company’s local board of directors, composed of senior executives from BancoEstado and from SumUp Global. As such, you will have to be extremely articulate, and be comfortable communicating with a very diverse array of stakeholders in English and Spanish, fluently and idiomatically (requirement). The Business Analyst is very hands-on and demanding role, as you will have to process and manage payments' data from thousands of customers. As such, we expect you to handle payment operations end-to-end; execute and improve the payment process for our customers through activities such as data handling, sanity checks, data analysis, insight development, resolution of problems and payment contingencies; all of this in a pressing and demanding context.
More broadly, you will work closely with management to ensure the continuous implementation and improvement of business process within Operations, Accounting, Administrative, and even Logistics.
REQUIREMENTS
A Bachelor’s of Science degree in Engineering, Math, Business, Information Systems, Computer Science or similar and a solid academic record (top 20% of your class), marked by strong analytical skills.
Up to 2 years of experience, ideally within Strategy Consulting, or a high-growth Startup; Pre-MBAs highly encouraged to apply.
Ability to speak and write English and Spanish fluently and idiomatically; international experience will be a major plus.
Preferred qualifications:
You are a fast-learner and self-starter. You´ll be working at a startup: be prepared to run things outside of your scope and do not expect us to have all answers you need.
Be passionate about technology and the transforming effect it can have on the growth of SMEs/PYMEs in Chile.
Have an entrepreneurial spirit and hands-on attitude, demonstrated either professionally or through extracurricular activities (clubs, associations or hobbies).
Jul 28, 2017
Full time
DESCRIPTION
BancoEstado has partnered with SumUp, the leading mobile point-of-sale (mPOS) company in Europe, to create the first Payment Facilitator and mPOS Fintech in Chile. This new venture-backed company has as its mission to create a micro-acquiring network that will enable thousands of PYMES throughout the country to grow their business by accepting debit and credit card payments, using their smartphones or tablets, in a simple, secure and cost-effective way.
The Role: We are now looking for a pre-MBA, data-driven A-player to join our team as Business Analyst within the Operations department. In this high-visibility role, you will constantly interact with both local and international peers from our partner SumUp’s offices (Berlin, Sofia, and Sao Paulo) and with the company’s local board of directors, composed of senior executives from BancoEstado and from SumUp Global. As such, you will have to be extremely articulate, and be comfortable communicating with a very diverse array of stakeholders in English and Spanish, fluently and idiomatically (requirement). The Business Analyst is very hands-on and demanding role, as you will have to process and manage payments' data from thousands of customers. As such, we expect you to handle payment operations end-to-end; execute and improve the payment process for our customers through activities such as data handling, sanity checks, data analysis, insight development, resolution of problems and payment contingencies; all of this in a pressing and demanding context.
More broadly, you will work closely with management to ensure the continuous implementation and improvement of business process within Operations, Accounting, Administrative, and even Logistics.
REQUIREMENTS
A Bachelor’s of Science degree in Engineering, Math, Business, Information Systems, Computer Science or similar and a solid academic record (top 20% of your class), marked by strong analytical skills.
Up to 2 years of experience, ideally within Strategy Consulting, or a high-growth Startup; Pre-MBAs highly encouraged to apply.
Ability to speak and write English and Spanish fluently and idiomatically; international experience will be a major plus.
Preferred qualifications:
You are a fast-learner and self-starter. You´ll be working at a startup: be prepared to run things outside of your scope and do not expect us to have all answers you need.
Be passionate about technology and the transforming effect it can have on the growth of SMEs/PYMEs in Chile.
Have an entrepreneurial spirit and hands-on attitude, demonstrated either professionally or through extracurricular activities (clubs, associations or hobbies).
Stripe supports 25 countries today, and we’re rapidly expanding around the globe. You will be spearheading our growth efforts in the region, and you will do whatever it takes to make Stripe successful in the long run. You will develop Stripe’s brand in the local tech and startup community, sell into key customers, and establish and manage relationships with local partners!
If you’re hungry, smart, persistent and a great teammate, we want to hear from you!
You’ll:
Develop a growth strategy for particular countries or verticals
Help shape the product roadmap based on local market insights
Identify high-potential prospective users and grow new revenue from businesses of all sizes
Build and maintain relationships with executives, operational teams and developers
Define and execute new sales strategies to effectively showcase Stripe
We’re looking for someone with:
5+ years of experience in customer/client-facing role, with a track record of top performance
Ability to understand the Stripe API and build great relationships with highly technical customers
Ability to understand complex enterprise requirements and craft custom solutions
Ability to operate in a highly ambiguous and fast-paced environment
Demonstrated passion for the start-up community and new technology businesses
Strong interest in technology
Superior verbal and written communication skills in both English and Mandarin Chinese
Nice to haves
Prior experience at a growth stage Internet/software company
Prior experience in enterprise sales
Prior experience in the payments industry
4+ years of experience in consulting, VC/PE, or any other analytical role within a rapidly growing company
You should include these in your application:
A resume or LinkedIn profile
Anything else that would help us understand your aptitude for sales and account management
Jul 28, 2017
Full time
Stripe supports 25 countries today, and we’re rapidly expanding around the globe. You will be spearheading our growth efforts in the region, and you will do whatever it takes to make Stripe successful in the long run. You will develop Stripe’s brand in the local tech and startup community, sell into key customers, and establish and manage relationships with local partners!
If you’re hungry, smart, persistent and a great teammate, we want to hear from you!
You’ll:
Develop a growth strategy for particular countries or verticals
Help shape the product roadmap based on local market insights
Identify high-potential prospective users and grow new revenue from businesses of all sizes
Build and maintain relationships with executives, operational teams and developers
Define and execute new sales strategies to effectively showcase Stripe
We’re looking for someone with:
5+ years of experience in customer/client-facing role, with a track record of top performance
Ability to understand the Stripe API and build great relationships with highly technical customers
Ability to understand complex enterprise requirements and craft custom solutions
Ability to operate in a highly ambiguous and fast-paced environment
Demonstrated passion for the start-up community and new technology businesses
Strong interest in technology
Superior verbal and written communication skills in both English and Mandarin Chinese
Nice to haves
Prior experience at a growth stage Internet/software company
Prior experience in enterprise sales
Prior experience in the payments industry
4+ years of experience in consulting, VC/PE, or any other analytical role within a rapidly growing company
You should include these in your application:
A resume or LinkedIn profile
Anything else that would help us understand your aptitude for sales and account management
Stripe makes it easy for any developer to access and manage the capabilities of the financial system including global payments, banking and other innovative financial services. The Financial Stack organization is responsible for the strategy, partnerships and overall execution required to offer these capabilities globally.
As a Program Manager, you will help scale and improve Stripe’s Financial Stack by overseeing operations, launching new capabilities and improving our existing processes.
You’ll:
Drive long-term, strategic initiatives and projects that involve our financial partners.
Develop and manage formal processes and programs to support our users and products.
Coordinate internal and external operational items, working cross-functionally across teams, including: Risk, Operations, Product and Legal.
Identify areas for improvement and optimize our operations.
Build new and scalable processes that can be widely adopted.
Communicate a deep understanding of Stripe’s entire Financial Stack across the company.
We’re looking for someone who:
Has a strong background in operational excellence and proven track record of building programs to scale.
Has an interest in working with external financial partners.
Is action-oriented, with strong organization skills and attention to detail.
Can develop analysis and make clear data-driven decisions.
Is able to prioritize competing demands while working on complex problems.
Is naturally curious and interested in learning the intricacies of the financial industry and Stripe’s financial stack.
Has 4+ years of experience, preferably in a program management or operational role.
(As a plus) has experience in payments or financial services.
Jul 28, 2017
Full time
Stripe makes it easy for any developer to access and manage the capabilities of the financial system including global payments, banking and other innovative financial services. The Financial Stack organization is responsible for the strategy, partnerships and overall execution required to offer these capabilities globally.
As a Program Manager, you will help scale and improve Stripe’s Financial Stack by overseeing operations, launching new capabilities and improving our existing processes.
You’ll:
Drive long-term, strategic initiatives and projects that involve our financial partners.
Develop and manage formal processes and programs to support our users and products.
Coordinate internal and external operational items, working cross-functionally across teams, including: Risk, Operations, Product and Legal.
Identify areas for improvement and optimize our operations.
Build new and scalable processes that can be widely adopted.
Communicate a deep understanding of Stripe’s entire Financial Stack across the company.
We’re looking for someone who:
Has a strong background in operational excellence and proven track record of building programs to scale.
Has an interest in working with external financial partners.
Is action-oriented, with strong organization skills and attention to detail.
Can develop analysis and make clear data-driven decisions.
Is able to prioritize competing demands while working on complex problems.
Is naturally curious and interested in learning the intricacies of the financial industry and Stripe’s financial stack.
Has 4+ years of experience, preferably in a program management or operational role.
(As a plus) has experience in payments or financial services.
