Monzo
London, UK
We’re looking for a curious, adaptive and data-focused Regulatory Reporting Analyst with a strong attention to detail to join our Regulatory team at Monzo.
This isn’t banking as you know it — we are fast, agile and expect you to take ownership. We’re focused on our end goal of helping a billion customers across the world manage their money. Today we have 600+ staff, over a million amazing customers and a UK banking licence. We’ve done this with a small, talented team, but we’re growing. Fast. One of our (many) next key missions is to evolve what we’ve built so far into a profitable, sustainable business.
That’s where you come in. You'll play a key role in helping us build an automated regulatory ecosystem that will scale with Monzo as we drive towards helping a billion customers around the world!
As our Regulatory Reporting Analyst, you’ll support our business growth by:
Assisting in the production of Monzo’s entire suite of regulatory reports
Contributing to the interpretation and application of regulation, largely CRD IV/CRR in the UK
Documentation of regulatory interpretations and communication
Assist in the implementation of Monzo’s new regulatory system including UAT and data mapping
Enhancement of Monzo’s regulatory validation and control framework
Creation of regulatory metric dashboards using visualisation software
Provide regulatory input into new product launches
Help prepare the ALCO pack and provide Treasury with regulatory advice relating to investment products
Working with, and learning from external technical advisors
Assist with regulatory implementation in new jurisdictions round the world
Contribute to the capital forecasting and stress testing process
You’ll spend your time:
Providing accurate reporting to the regulators and Monzo management
Partnering with teams internally to help them make informed business decisions
Ensuring all our regulatory reporting runs like clockwork, including being responsible for leveraging our data visualisation tool to build dashboards and enable live reporting
Supporting our rolling metric forecasts and scenario modelling
Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business.
You’ll be reporting to our Regulatory Reporting Lead, and working with teams across the company.
You should apply if:
You’re a qualified accountant with experience working within financial services
Previous knowledge of capital and liquidity reporting, though this is not essential
You’re excited by data and have a sharp eye for detail
On top of your amazing Excel skills, SQL knowledge would be a bonus
You enjoy new and exciting challenges
You have a proven record of delivering to deadlines
You want to automate or enhance recurring processes, particularly by leveraging technology, but know how to balance this with getting the actual reports out!
You have an open mind, enjoy transparency and think outside the box
You’re hands-on and take satisfaction in supporting colleagues, projects or tasks however big or small
What we’re doing at Monzo excites you!
We’re looking for a curious, adaptive and data-focused Regulatory Reporting Analyst with a strong attention to detail to join our Regulatory team at Monzo.
This isn’t banking as you know it — we are fast, agile and expect you to take ownership. We’re focused on our end goal of helping a billion customers across the world manage their money. Today we have 600+ staff, over a million amazing customers and a UK banking licence. We’ve done this with a small, talented team, but we’re growing. Fast. One of our (many) next key missions is to evolve what we’ve built so far into a profitable, sustainable business.
That’s where you come in. You'll play a key role in helping us build an automated regulatory ecosystem that will scale with Monzo as we drive towards helping a billion customers around the world!
As our Regulatory Reporting Analyst, you’ll support our business growth by:
Assisting in the production of Monzo’s entire suite of regulatory reports
Contributing to the interpretation and application of regulation, largely CRD IV/CRR in the UK
Documentation of regulatory interpretations and communication
Assist in the implementation of Monzo’s new regulatory system including UAT and data mapping
Enhancement of Monzo’s regulatory validation and control framework
Creation of regulatory metric dashboards using visualisation software
Provide regulatory input into new product launches
Help prepare the ALCO pack and provide Treasury with regulatory advice relating to investment products
Working with, and learning from external technical advisors
Assist with regulatory implementation in new jurisdictions round the world
Contribute to the capital forecasting and stress testing process
You’ll spend your time:
Providing accurate reporting to the regulators and Monzo management
Partnering with teams internally to help them make informed business decisions
Ensuring all our regulatory reporting runs like clockwork, including being responsible for leveraging our data visualisation tool to build dashboards and enable live reporting
Supporting our rolling metric forecasts and scenario modelling
Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business.
You’ll be reporting to our Regulatory Reporting Lead, and working with teams across the company.
You should apply if:
You’re a qualified accountant with experience working within financial services
Previous knowledge of capital and liquidity reporting, though this is not essential
You’re excited by data and have a sharp eye for detail
On top of your amazing Excel skills, SQL knowledge would be a bonus
You enjoy new and exciting challenges
You have a proven record of delivering to deadlines
You want to automate or enhance recurring processes, particularly by leveraging technology, but know how to balance this with getting the actual reports out!
You have an open mind, enjoy transparency and think outside the box
You’re hands-on and take satisfaction in supporting colleagues, projects or tasks however big or small
What we’re doing at Monzo excites you!
Monzo
London, UK
We’re searching for an ambitious, innovative and caring leader to inspire, develop and grow our Finance team.
Monzo is an exciting combination of a bank and tech start-up, started from scratch in February 2015 to build a bank that makes money work for everyone . We’re focused on solving problems, rather than selling financial products, making your financial life simpler, and giving you complete control from your smartphone.
While we currently have around 1,000,000 customers, we’re dreaming of expanding around the world , so there are bigger challenges to come! It’s entirely possible that our 500+ company will grow into the thousands in the next year or two.
Combining the learnings of some of the fastest growing tech companies in the world with your own unique approach, you will help build an elite world class Finance team that fosters our open , collaborative, and inclusive working environment, embraces change, and loves to continuously learn. You will enable Monzo to scale into a world-class, diverse and passionate group of people capable of effecting change across the globe.
You’ll spend your time:
Deputising for the CFO regularly, acting as a key advisor for ExCo and a leader within this team and the business, and helping to prepare the business for IPO in the medium term
Supporting the CFO in building out the Finance function, identifying the critical elements of the Finance blueprint and developing the overall target operating model for Finance
Ensuring Monzo builds a world class accounting and reporting function and taking responsibility for an effective and highly automated financial control environment across all our businesses
Taking responsibility for preparing our annual report and accounts, monthly consolidated financial statements and our monthly board and investor reporting packs - This will include developing robust approaches to key accounting judgements and estimates as well as developing financial control framework and account substantiation to support the Board’s sign off and approval
Managing and delivering on our regulatory reporting commitments, including management of multiple banking licences across different jurisdictions and regulators
Identifying and proactively resolving key accounting issues and identifying opportunities for Monzo, including continuous review of our accounting policies and their implementation
Designing, building and implementing world class financial systems to support and automate our reporting and MI as we expand internationally and increase the complexity of the group
Ensure robust technology driven linkages between our systems of record and our forecasting, facilitating real time automated updating of our forecasts and MI
Building and maintaining strong relationships with the board and audit committee as well as banks, auditors, regulators, advisors, and other key stakeholders
Instilling a culture of continuous improvement throughout the Finance team and associated functions, including designing the team to scale effectively
Managing, supporting and developing more junior members of the team to actively train and improve staff knowledge and empower colleagues to take the next step in their careers
You should apply if:
ACA/ACCA or CIMA Qualified (or equivalent)
Solid experience at Financial Controller level, to include: people management, core technical accounting (under IFRS), and commercially focused budget management
Experience of managing reporting across multiple geographies and building and integrating systems to support international expansion required
Experience in establishing new processes and procedures in very short timeframes and clear track record of simplifying existing processes
Relevant industry experience within Banking would be a huge plus
Experience with multiple financial accounting systems and rapid iteration/agile working would also be highly desirable
Excellent planning, organisation and time-management skills, as well as ability to multitask and lead several projects in a dynamic start-up environment
Excellent interpersonal skills coupled with excellent presentation skills, both verbal and written
Ability to work with a high level of accuracy and meet strict deadlines in a fast paced, high pressure environment
Excellent stakeholder management skills across a range of functional areas
Excellent coaching skills with the ability to provide empathy and guidance to the other members of the finance team and ensuring their continuing development
You're curious, enthusiastic, adaptable, hands-on and excited by a rapidly-changing environment
We’re searching for an ambitious, innovative and caring leader to inspire, develop and grow our Finance team.
Monzo is an exciting combination of a bank and tech start-up, started from scratch in February 2015 to build a bank that makes money work for everyone . We’re focused on solving problems, rather than selling financial products, making your financial life simpler, and giving you complete control from your smartphone.
While we currently have around 1,000,000 customers, we’re dreaming of expanding around the world , so there are bigger challenges to come! It’s entirely possible that our 500+ company will grow into the thousands in the next year or two.
Combining the learnings of some of the fastest growing tech companies in the world with your own unique approach, you will help build an elite world class Finance team that fosters our open , collaborative, and inclusive working environment, embraces change, and loves to continuously learn. You will enable Monzo to scale into a world-class, diverse and passionate group of people capable of effecting change across the globe.
You’ll spend your time:
Deputising for the CFO regularly, acting as a key advisor for ExCo and a leader within this team and the business, and helping to prepare the business for IPO in the medium term
Supporting the CFO in building out the Finance function, identifying the critical elements of the Finance blueprint and developing the overall target operating model for Finance
Ensuring Monzo builds a world class accounting and reporting function and taking responsibility for an effective and highly automated financial control environment across all our businesses
Taking responsibility for preparing our annual report and accounts, monthly consolidated financial statements and our monthly board and investor reporting packs - This will include developing robust approaches to key accounting judgements and estimates as well as developing financial control framework and account substantiation to support the Board’s sign off and approval
Managing and delivering on our regulatory reporting commitments, including management of multiple banking licences across different jurisdictions and regulators
Identifying and proactively resolving key accounting issues and identifying opportunities for Monzo, including continuous review of our accounting policies and their implementation
Designing, building and implementing world class financial systems to support and automate our reporting and MI as we expand internationally and increase the complexity of the group
Ensure robust technology driven linkages between our systems of record and our forecasting, facilitating real time automated updating of our forecasts and MI
Building and maintaining strong relationships with the board and audit committee as well as banks, auditors, regulators, advisors, and other key stakeholders
Instilling a culture of continuous improvement throughout the Finance team and associated functions, including designing the team to scale effectively
Managing, supporting and developing more junior members of the team to actively train and improve staff knowledge and empower colleagues to take the next step in their careers
You should apply if:
ACA/ACCA or CIMA Qualified (or equivalent)
Solid experience at Financial Controller level, to include: people management, core technical accounting (under IFRS), and commercially focused budget management
Experience of managing reporting across multiple geographies and building and integrating systems to support international expansion required
Experience in establishing new processes and procedures in very short timeframes and clear track record of simplifying existing processes
Relevant industry experience within Banking would be a huge plus
Experience with multiple financial accounting systems and rapid iteration/agile working would also be highly desirable
Excellent planning, organisation and time-management skills, as well as ability to multitask and lead several projects in a dynamic start-up environment
Excellent interpersonal skills coupled with excellent presentation skills, both verbal and written
Ability to work with a high level of accuracy and meet strict deadlines in a fast paced, high pressure environment
Excellent stakeholder management skills across a range of functional areas
Excellent coaching skills with the ability to provide empathy and guidance to the other members of the finance team and ensuring their continuing development
You're curious, enthusiastic, adaptable, hands-on and excited by a rapidly-changing environment
Monzo
London, UK
We’re searching for an adaptable, innovative and caring Commercial Director to inspire, develop and grow our FP&A function.
Monzo is an exciting combination of a bank and tech start-up, started from scratch in February 2015 to build a bank that makes money work for everyone . We’re focused on solving problems, rather than selling financial products, making your financial life simpler, and giving you complete control from your smartphone.
While we currently have around 1,000,000 customers, we’re dreaming of expanding around the world , so there are bigger challenges to come! It’s entirely possible that our 500+ company will grow into the thousands in the next year or two.
Combining the learnings of some of the fastest growing tech companies in the world with your own unique approach, you will build an elite world class Finance team that fosters our open , collaborative, and inclusive working environment, embraces change, and loves to continuously learn. You will enable Monzo to scale into a world-class, diverse and passionate group of people capable of effecting change across the globe.
You’ll spend your time:
Deputising for the CFO regularly, acting as a key advisor for ExCo and a leader within this team and the business
Setting the plan and developing, leading and executing a world-class financial planning and strategy function to own everything to do with forecasting from systems to helping ground our ambitions in solid commercials
Business partnering closely with the CEO and other senior stakeholders to ensure Monzo hits it’s strategic milestones and managing the performance of the business
Being a strong Commercial Business Partner to Monzo’s revenue generating departments and managing the growth of our cost base
Translating financial data into actionable insights and operating plans to support key stakeholders in driving the business forward
Building and coaching a team of Finance professionals to develop accurate and insightful analyses, fostering an elite culture of integrity and supportive challenge whilst identifying significant opportunities for improvement and efficiency across the business
Offering key strategic advice and analysis in relation to international expansion and effective growth strategy
Collaborating with cross-functional teams on major company initiatives including but not limited to, business model evaluation, cost-saving opportunities, vendor selection & negotiation, and operational efficiency
Building and maintaining strong relationships with the board and audit committee as well as banks, auditors, regulators, advisors, and other key stakeholders
Instilling a culture of continuous improvement throughout the Finance team and associated functions, including designing the team to scale effectively
Working with the CFO to prepare the business for an IPO in the medium term
You should apply if:
Solid experience at Commercial Director level (or equivalent) ideally with some P&L management experience
Strong commercial acumen, as well as demonstrable experience of understanding relationships between key financial and non-financial business drivers
Comfortable working with big data sets and rapidly translating results into meaningful analysis and incorporating into forecasts
Experience of managing business performance across multiple geographies and supporting international expansion
Have the ability to achieve results by taking initiative, setting lofty / realistic goals and holding Monzo accountable to execution
Relevant industry experience within Banking would be a huge plus
Experience with multiple financial accounting systems and rapid iteration/agile working would also be highly desirable
Excellent planning, organisation and time-management skills, as well as ability to multitask and lead several projects in a dynamic start-up environment
Excellent interpersonal skills coupled with excellent presentation skills, both verbal and written
Ability to work with a high level of accuracy and meet strict deadlines in a fast paced, high pressure environment
ACA/ACCA or CIMA Qualified or MBA (or equivalent experience) an advantage
Advanced spreadsheet skills including financial modelling, pivot tables and other advanced formulae
Excellent stakeholder management skills across a range of functional areas
Excellent coaching skills with the ability to provide empathy and guidance to the other members of the finance team and ensuring their continuing development
You're curious, enthusiastic, adaptable, hands-on and excited by a rapidly-changing environment
We’re searching for an adaptable, innovative and caring Commercial Director to inspire, develop and grow our FP&A function.
Monzo is an exciting combination of a bank and tech start-up, started from scratch in February 2015 to build a bank that makes money work for everyone . We’re focused on solving problems, rather than selling financial products, making your financial life simpler, and giving you complete control from your smartphone.
While we currently have around 1,000,000 customers, we’re dreaming of expanding around the world , so there are bigger challenges to come! It’s entirely possible that our 500+ company will grow into the thousands in the next year or two.
Combining the learnings of some of the fastest growing tech companies in the world with your own unique approach, you will build an elite world class Finance team that fosters our open , collaborative, and inclusive working environment, embraces change, and loves to continuously learn. You will enable Monzo to scale into a world-class, diverse and passionate group of people capable of effecting change across the globe.
You’ll spend your time:
Deputising for the CFO regularly, acting as a key advisor for ExCo and a leader within this team and the business
Setting the plan and developing, leading and executing a world-class financial planning and strategy function to own everything to do with forecasting from systems to helping ground our ambitions in solid commercials
Business partnering closely with the CEO and other senior stakeholders to ensure Monzo hits it’s strategic milestones and managing the performance of the business
Being a strong Commercial Business Partner to Monzo’s revenue generating departments and managing the growth of our cost base
Translating financial data into actionable insights and operating plans to support key stakeholders in driving the business forward
Building and coaching a team of Finance professionals to develop accurate and insightful analyses, fostering an elite culture of integrity and supportive challenge whilst identifying significant opportunities for improvement and efficiency across the business
Offering key strategic advice and analysis in relation to international expansion and effective growth strategy
Collaborating with cross-functional teams on major company initiatives including but not limited to, business model evaluation, cost-saving opportunities, vendor selection & negotiation, and operational efficiency
Building and maintaining strong relationships with the board and audit committee as well as banks, auditors, regulators, advisors, and other key stakeholders
Instilling a culture of continuous improvement throughout the Finance team and associated functions, including designing the team to scale effectively
Working with the CFO to prepare the business for an IPO in the medium term
You should apply if:
Solid experience at Commercial Director level (or equivalent) ideally with some P&L management experience
Strong commercial acumen, as well as demonstrable experience of understanding relationships between key financial and non-financial business drivers
Comfortable working with big data sets and rapidly translating results into meaningful analysis and incorporating into forecasts
Experience of managing business performance across multiple geographies and supporting international expansion
Have the ability to achieve results by taking initiative, setting lofty / realistic goals and holding Monzo accountable to execution
Relevant industry experience within Banking would be a huge plus
Experience with multiple financial accounting systems and rapid iteration/agile working would also be highly desirable
Excellent planning, organisation and time-management skills, as well as ability to multitask and lead several projects in a dynamic start-up environment
Excellent interpersonal skills coupled with excellent presentation skills, both verbal and written
Ability to work with a high level of accuracy and meet strict deadlines in a fast paced, high pressure environment
ACA/ACCA or CIMA Qualified or MBA (or equivalent experience) an advantage
Advanced spreadsheet skills including financial modelling, pivot tables and other advanced formulae
Excellent stakeholder management skills across a range of functional areas
Excellent coaching skills with the ability to provide empathy and guidance to the other members of the finance team and ensuring their continuing development
You're curious, enthusiastic, adaptable, hands-on and excited by a rapidly-changing environment
WorldRemit
Denver
Who are we?
WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple. Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 145 countries and the number is growing all the time.
Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world. These were never designed to work together, but WorldRemit makes it happen.
The journey is just beginning. We believe in faster, simpler, lower-cost money transfers. That means building beautiful products and better services for our customers.
Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.
WorldRemit has grown at an average 50% year on year and is now processing over £1.5bn of remittances on an annualised basis. The recently company went through its Series C financing and raised $40m. The company currently employees over 600 employees and has offices in London, USA, Philippines, Poland, Australia, New Zealand, Canada, Japan, Hong Kong and other locations.
Role
The Group Reporting team is looking to recruit a new member in our Denver office. You will be curious and capable of working cross functionally within the company at every level of the hierarchy. You will be able to multi task and be the finance ‘go-to’ person in that office. You need to be able to efficiently and effectively communicate to the London office any requests or issues that arise so that they can be resolved in a timely manner. If you are a great team player, you are motivated and you want to be part of a fun environment in a growing company, then we want you on this journey with us and this role is for you.
Responsibilities:
Responsible for the production of timely and accurate monthly management accounts for the US entity including P&L, balance sheet and cash flow;
Provide insights into the movements in the P&L and balance sheet versus prior periods and budgets;
Assist in the completion of the year-end statutory accounts and actively participate in the US annual audit;
Own the monthly payroll reporting process;
Work closely with the UK finance team to ensure processes are aligned throughout the group;
Own the monthly and quarterly state reporting process. This includes preparing and submitting the reports directly to the regulators;
Interacting, collaborating and communicating with both the US compliance team and the US Regulators to ensure all licencing requirements are adhered to;
Participating in the development and deployment of end-to-end automated processes within both the finance and reporting team;
Being the main finance point of contact for the Denver office;
Ad hoc requests for financial information from both internal teams as well as third parties;
Work on other projects as and when required
Job qualifications :
BS in Accounting with 3 years of experience, CPA preferred
Attention to detail
Determined, resilient
Strong communication skills
Experienced with Microsoft products, particularly Excel, Word and Outlook
Knowledge of Netsuite/Oracle systems
Who are we?
WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple. Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 145 countries and the number is growing all the time.
Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world. These were never designed to work together, but WorldRemit makes it happen.
The journey is just beginning. We believe in faster, simpler, lower-cost money transfers. That means building beautiful products and better services for our customers.
Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.
WorldRemit has grown at an average 50% year on year and is now processing over £1.5bn of remittances on an annualised basis. The recently company went through its Series C financing and raised $40m. The company currently employees over 600 employees and has offices in London, USA, Philippines, Poland, Australia, New Zealand, Canada, Japan, Hong Kong and other locations.
Role
The Group Reporting team is looking to recruit a new member in our Denver office. You will be curious and capable of working cross functionally within the company at every level of the hierarchy. You will be able to multi task and be the finance ‘go-to’ person in that office. You need to be able to efficiently and effectively communicate to the London office any requests or issues that arise so that they can be resolved in a timely manner. If you are a great team player, you are motivated and you want to be part of a fun environment in a growing company, then we want you on this journey with us and this role is for you.
Responsibilities:
Responsible for the production of timely and accurate monthly management accounts for the US entity including P&L, balance sheet and cash flow;
Provide insights into the movements in the P&L and balance sheet versus prior periods and budgets;
Assist in the completion of the year-end statutory accounts and actively participate in the US annual audit;
Own the monthly payroll reporting process;
Work closely with the UK finance team to ensure processes are aligned throughout the group;
Own the monthly and quarterly state reporting process. This includes preparing and submitting the reports directly to the regulators;
Interacting, collaborating and communicating with both the US compliance team and the US Regulators to ensure all licencing requirements are adhered to;
Participating in the development and deployment of end-to-end automated processes within both the finance and reporting team;
Being the main finance point of contact for the Denver office;
Ad hoc requests for financial information from both internal teams as well as third parties;
Work on other projects as and when required
Job qualifications :
BS in Accounting with 3 years of experience, CPA preferred
Attention to detail
Determined, resilient
Strong communication skills
Experienced with Microsoft products, particularly Excel, Word and Outlook
Knowledge of Netsuite/Oracle systems
