120 Compliance jobs

POSITION:   Canadian AML / Compliance Officer REPORTING TO:  Regional Head of Compliance – North America This role is responsible for the management of maintaining and applying regulatory compliance, recordkeeping, compliance and program monitoring, and analytical functions involved with the Proceeds of Crime (Money Laundering) & Terrorist Financing Act (PCMLTFA), Canadian Economic Sanctions, and Canadian financial services compliance regimes. This role will be the stated PCMLTFA Compliance Officer. The main duties include: Day to day management of PCMLTFA and Canadian Economic Sanctions regimes: Conducting ad-hoc and annual Risk Assessments; Assuring appropriate officer coverage and business continuity; Maintaining AML records; Reviewing transactions and identifying activities that suggest potential money laundering or other suspicious activity; Filing required reports with FINTRAC; Exam and Audit oversight; Manage the resolution of outstanding issues identified in Exams and Audits; Maintain MSB registrations; Manage Client Identification Program; and Report to Executive Management on the status of the regime. Responsible for the overall health and maturity of the PCMLTFA & AML regime Day to day management of Canadian Financial Services Compliance Regimes: Conducting ad-hoc and annual Risk Assessments; Maintaining Compliance records; Filing required reports; Exam and Audit oversight; and Manage the resolution of outstanding issues identified in Exams and Audits. Assure compliance with country laws, regulations, and Company policies and procedures. Manage Compliance Management System (CMS), internal audits and consultations; Update and maintain the CMS and its derivative programs; CMS consulting; CMS monitoring and testing; Externally sourced audits as appropriate. Produce periodic management reports. Make recommendations to management about cases regarding or impacting reputational risk. Carrying out any other tasks as may be requested from time to time. Manage onsite and offsite staff. Member of the Canadian jurisdictional Compliance & AML Committees and Chair meetings. Requirements: Thorough understanding of PCMLTFA. Understanding the risk of non-compliance. Experience recommending process or program improvements to comply with regulations Team player; adaptable in a fast-paced and changing environment. Ability to manage daily processes High attention to detail. Have a sense of urgency necessary to ensure customer transactions are reviewed promptly. Experience in managing a Compliance Management System and familiar with COSO three lines of defence Experience in managing a Quality Assurance program Outstanding customer service skills. Ability to dive into the details and develop greater understand how customer electronic footprint is used in the transaction monitoring and decision matrices. Highly disciplined, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Excellent time management skills – Be able to organize and meet daily, monthly, quarterly and annual deadlines for multiple licenses / regulatory request. Must be able to balance extreme pressure and deadlines with constantly changing priorities. University degree or equivalent experience. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio). Ability to travel internationally up to 10% of the time. Desired Skills: Bi lingual (English & French) Compliance related certifications such as CAMS or CRCM. Experience as a Regulator a plus

We are looking for an  AML Analyst  to join the  Compliance Team . The successful candidate will be responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions warrant further review; identifying potential higher risk relationships; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include:   Monitoring of initial and on-going Know Your Customers (KYC) requirements. Auditing/Analysis of customer activities. Escalating any suspicious activity/concerns to compliance management. . Assist with any other Compliance related matters or projects as identified and assigned by compliance management. Conducting suspicious activity and reputational risk investigations as warranted. Carrying out any other tasks as may be requested from time to time. Requirements: Bachelor’s degree in Banking, Finance, Accounting or equivalent course 1-2 years relevant work experience in a financial institution handling financial fraud, financial accounting, compliance, card verification. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes, with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio).

Roles & Responsibilities Ensure company policies, internal control procedures & manuals are up-to-date with regulatory requirements and monitor adherence with these policies Check and approve AML / KYC due diligence assessments on new client onboarding and conduct transaction monitoring for AML Assist with client profile update based on information collected by internal source and public platform Act as an internal control function to conduct risk assessment Ensure the business and operations are in compliance with regulatory requirements Develop training materials and coordinate compliance / AML training Carry out compliance work on the company’s operations & systems and prepare reports for management decisions. Respond to enquiries from regulatory bodies Participate in any system enhancement UAT, and Ad-hoc projects as assigned Job Requirements Bachelor’s degree in Law/Accounting/Finance or other business discipline 4 to 5 years of experiences in client onboarding/CDD/KYC roles; candidates with less experience will be considered for Assistant Compliance Manager role Client onboarding & AML experiences with Financial Institutions would be highly preferable Ability to work independently and exercise independent judgment, discretion, and decision-making Excellent communication and interpersonal skills, including strong command in English & Cantonese Fluency in Mandarin would be advantageous

WorldRemit  is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 120 countries and the number is growing all the time. Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen. The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area. The Senior AML Analyst responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include: Monitoring of initial and on-going Know Your Customers (KYC) requirements. Auditing/Analysis of customer activities, by communicating with customers on the telephone/email to meet the WR ongoing customer due diligence requirements and obligations. Attending to escalations of Sanction Screenings and matches. Escalating any suspicious activity/concerns to the Compliance Officer. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Conducting suspicious activity and reputational risk investigations as warranted. Carrying out any other tasks as may be requested from time to time. Requirements: BA/BS or compensating experience in AML and CTF compliance. French or Spanish speaker preferable. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes, with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio). 

WorldRemit  is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 120 countries and the number is growing all the time. Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen. The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area. The Senior AML Analyst  is responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include: Conduct, perform and complete applicable Transaction Monitoring of alerts, through investigations and analysis, and identify any potential violation of AML/CTF sanction regulations. Prepare, review and lodge suspicious matters accordingly Attend and address all escalations from the business in a timely manner and escalate urgent matters to the Compliance Officer. Assist and attend to respective and applicable Regulatory Reporting Obligations including, but not limited to, lodgment of AML Reporting obligations and licensing obligations. Assist with the preparation, implementation and monitoring of the applicable business compliance policies and procedures Provide Compliance advice, support and clarifications to the business as required. Collate and submit applicable productivity, quality metrics management report for the applicable Compliance Board reports. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Provide assistance and support to the other APAC Compliance offices where deemed applicable Research and interpret new regulatory guidelines or changes in those guidelines. Monitor compliance with current compliance policies and procedures. Assist in the coordination and support of compliance audits and examinations. Providing assistance in training associates on the company’s compliance policies and procedures. Requirements: At least 5 years of experience working in a compliance role in the banking or remittance sector. Strong AML/C TF & Compliance Financial Services knowledge as part of a varied compliance skill set A strong appreciation of the regulatory landscape as it applies to the remittance/money transfer sector. Holding a recognized compliance qualification a strong plus (CAMS or CRCM) Have the desire to work for a small but rapidly growing firm and have the ambition to progress within the organization Strong communication and relationship building skills A team player and sociable in nature Very high attention to detail The ability to work in a regional and global environment through a variety of communication mediums Driven to succeed and proactive in seeking out information and building relationships

A broad role, this position has two major functions – firstly the regional management of compliance activities across Europe, Middle East and Africa and secondly, the application of compliance principles to support growth across the region. The central feature of this role will involve oversight of regulatory compliance and AML and CTF programmes across the EMEA region and fostering a strong culture of regulatory compliance, AML and CTF awareness. The first major responsibility is to maintain the risk assessments across all programmes. They will ensure compliance at all times with all applicable laws and regulations. The incoming hire will help oversee and manage all Compliance training, record management, current licensing, suspicious activity monitoring, and all exams and audits. Further, they will manage the resolution of issues identified in both the latter. They will also attend to any law enforcement requests. They will partake in reporting, to inform executive management on the status of regulatory compliance. Leveraging the company’s best-in-class practices, they will oversee anti-fraud programmes across the region and roll them out in new countries. This hire will bring an acute prioritisation to the role - the UK/Europe is the most mature part of the region, Africa, with the pre-approval of the South African Reserve Bank, is growing and the Middle East is unexplored; the priority will be to build this out in continental European, African and Middle Eastern markets. Given WorldRemit’s ambitious growth plan to roll out across many of these countries will necessitate applying for licences, there will be an advisory component to this position. This may include flying out to country to represent WorldRemit to central banks and regulatory bodies and maintaining an excellent, ongoing dialogue with them. Additionally a portion of their time will be dedicated to conducting and overseeing correspondent reviews. They will inherit and manage a team of ten and by building it out, create capability which frees them to focus on the more strategic and advisory tasks. The Data Protection Officer will report into this person. Whilst this person will immediately assume the responsibilities of the Money Laundering Reporting Officer, they will separately hire a dedicated MLRO to assume those tasks. This will include supporting licence applications, and proactively understanding the direction of compliance and regulations in target markets to support the latter. It also includes influencing global policies, risk frameworks in terms of onboarding new partners, correspondents and marketing campaigns and marketing campaigns (on consumer and data protection issues). It will be important for this hire to build up strong relationships with the global compliance team, to ensure consistency of processes. They will bring a reputational risk mentality to their daily work and set appropriate processes, including escalation and working with the UK’s Financial Intelligence Unit. They will correspondingly build up strong working relationships with the business continuity team. This hire will strike the right balance between fulfilling all the professional duties of a control function and serving as a counterbalance to business development team, enabling WorldRemit to grow in a sustainable way. Based in London HQ, the role will involve travel across Europe and the Middle East.  Summary of required experience & attributes • Compliance Subject Matter Expertise: Will be steeped in AML/KYC/ /CTF/Consumer Protection best practice and know how to leverage this to enable sustainable growth. Will also understand the compliance governing the consumer finance and foreign exchange industries. Will know how to implement best compliance, audit, and risk assessment practices and resolve outstanding issues. Will be completely familiar with the “three lines of defence” compliance model, as well as conducting correspondent reviews. Familiar with General Data Protection Regulation (GDPR) and Payment Services Directive (PSD2). Able to share and co-create best practice with the broader global compliance team. They may have a recognised compliance diploma. • Broad Geographical Knowledge: Whilst immediately knowledgeable and experienced in the relevant markets, will have broad knowledge of the international compliance landscape. Has the intellectual agility to rapidly learn new laws and regulations in order to ensure compliance in all relevant territories. Will have a holistic understanding of global and regional compliance initiatives. • Execution and Implementation: Will know how to implement best-in-class compliance, audit, and risk assessment practices and resolve outstanding issues, as well as conducting correspondent reviews. Will act as a control function to local management, the business development (partnerships) organisation and WorldRemit at large. • Commercial and Growth Company Mentality: Will be comfortable working in a high-growth environment. Have the commercial acumen to align company goals with compliance best practice. Will be proactive in engaging with regulators in new countries. Able to advise on all compliance aspects and escalate issues accordingly. They will be able to support all other aspects of applying for and maintaining in country licences. • Gravitas, People and Stakeholder Management: Has the gravitas to represent the firm at the highest levels within regulatory bodies, banks and governments in target countries. Will attract talent and build a team over time. Will act as a control function and a highly-trusted advisor to local management, the partnerships organisation and WorldRemit at large. Will be able to interact and create presentations for a wide variety of stakeholders internally (including but not limited to members of the product, legal, finance and customer service teams) and externally. • Cultural Fit: WorldRemit is deeply proud of its goal to disrupt an incumbent industry, create commercial success and fulfil a broader social mission. The company is known for its low ego culture, and its high intellectual bar. This hire will bring exceptional subject matter expertise and judgement to the role and have natural gravitas in high-level discussions.

About WorldRemit WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 110 countries and the number is growing all the time.  Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen.  Our customers love us: 690,000 Likes on Facebook and a 5* rating on Trustpilot.  The industry is also excited about WorldRemit: Accel Partners (an early backer of Facebook and Spotify) invested $40 million and we’re a member of TechCity UK’s prestigious FutureFifty.  The journey is just beginning.  We believe in faster, simpler, lower-cost money transfers.  That means building beautiful products and better services for our customers.  Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.   This role is responsible for the analytical functions involved with the daily monitoring of the activities related to the regulatory compliance programs. Assist management with ensuring compliance with regulations, Company policies and procedures through review of high risk reports; monitoring and conducting risk assessments; partnering with personnel as it pertains to regulatory compliance issues; and remaining current on compliance matters as they relate to privacy, consumer complaints, marketing, etc.  The main duties include:   Review consumer complaints for systemic problems. Review marketing material and practices. Research new compliance changes. Monitor compliance with current compliance policies and procedures. Escalate issues to the Country Compliance Officer with results of research. Liaise closely with the Director of Customer Service to ensure appropriate practices. Monitor public presence of WorldRemit for compliance. Assist in the coordination and support of compliance audits and examinations. Manage the resolution of compliance issues. Providing assistance in training associates on the Company’s compliance policies and procedures. Performing routine daily tasks—reviewing reports, preparing necessary correspondence, and participating in department projects. Carrying out any other tasks as may be requested from time to time. Requirements:   BA/BS or compensating experience in compliance. Team player adaptable to fast-paced and changing environment Ability to manage tight processes with accuracy and attention to detail Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written Strong organizational skills Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio)

About WorldRemit WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 110 countries and the number is growing all the time. Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen. Our customers love us: 690,000 Likes on Facebook and a 5* rating on Trustpilot.  The industry is also excited about WorldRemit: Accel Partners (an early backer of Facebook and Spotify) invested $40 million and we’re a member of TechCity UK’s prestigious FutureFifty. The journey is just beginning.  We believe in faster, simpler, lower-cost money transfers.  That means building beautiful products and better services for our customers. Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.   POSITION: Compliance Licensing and Partnership Manager   REPORTING TO : Group Compliance Director The role is responsible for the development of initial compliance training, recordkeeping, monitoring, and analytical tasks involved with regulatory compliance, Anti Money Laundering (AML), and Counter Terrorist Financing (CTF) as WorldRemit expands into new send markets and services. This role will work on a cross functional team to deliver the initial compliance documents for our licensing activities, implement the compliance control framework at initiation, and onboard the compliance officer for that country. The main duties include: Management of country Regulatory compliance: Conduct initial compliance training; Collate and provide risk assessment analysis; Manage record management, exam and audit, and money transmitter license registration program requirements; Research requirements for money transmission licensure Develop the initial Compliance and AML programs, policies, and procedures which comply with those requirements and keep to the group standard where possible; and Implement the initial Controls. Resolve outstanding issues identified in the application process; and Report to the Group Compliance Director on the status of regulatory compliance. Management of country AML and CTF programs: Conduct initial compliance training; Collate and provide risk assessment analysis; Initiate the day-to-day monitoring for suspicious activity; and Initiate the initial CIP/KYC/CDD controls. Assure compliance with Country laws, regulations, and Company policy and procedure. Initiate the governance committees within new legal entities consistent with group standards. Manage the compliance, AML, and CTF due diligence assessments of new services. Project manage the roll out of new services across the groups compliance departments to assure that control frameworks are updated. Carrying out any other tasks as may be requested from time to time. Summary of required experience & attributes: Compliance Subject Matter Expertise: Will be steeped in AML/KYC/ /CTF/Consumer Protection best practice and know how to leverage this to enable sustainable growth. Will also understand the compliance governing the Money Service Business and foreign exchange industry. Will know how to implement best compliance, audit, and risk assessment practices and resolve outstanding issues. Will be completely familiar with the “three lines of defence” compliance model, as well as conducting correspondent reviews. Able to share and co-create best practice with the broader global compliance team. They may have a recognised compliance diploma.   Broad Geographical Knowledge: Whilst immediately knowledgeable and experienced in the relevant markets, will have broad knowledge of the international compliance landscape. Has the intellectual agility to rapidly learn new laws and regulations in order to ensure compliance in all relevant territories. Will have a holistic understanding of global and regional compliance initiatives.   Execution and Implementation: Will know how to implement best-in-class compliance, audit, and risk assessment practices and resolve outstanding issues, as well as conducting correspondent reviews. Will act as a control function to local management, the business development (partnerships) organisation and WorldRemit at large.   Commercial and Growth Company Mentality: Will be comfortable working in a high-growth environment. Have the commercial acumen to align company goals with compliance best practice. Will be proactive in engaging with regulators in new countries. Able to advise on all compliance aspects and escalate issues accordingly. They will be able to support all other aspects of applying for and maintaining in country licences.   Gravitas, People and Stakeholder Management: Has the gravitas to represent the firm at the highest levels within regulatory bodies, banks and governments in target countries. Will act as a control function and a highly-trusted advisor to local management, the partnerships organisation and WorldRemit at large. Will be able to interact and create presentations for a wide variety of stakeholders internally (including but not limited to members of the product, legal, finance and customer service teams) and externally.   Cultural Fit: WorldRemit is deeply proud of its goal to disrupt an incumbent industry, create commercial success and fulfil a broader social mission. The company is known for its low ego culture, and its high intellectual bar. This hire will bring exceptional subject matter expertise and judgement to the role and have natural gravitas in high-level discussions.

Wealthfront is seeking a talented, passionate and experienced attorney to handle a wide variety of investment advisory legal and regulatory matters. As a member of our legal team you will work closely with and report to our Deputy General Counsel, and just as importantly, collaborate with all our other departments, including the product, design, engineering, marketing and compliance teams, to provide the best client experience possible. Responsibilities Creatively configure compliant solutions and provide advice for sound business decisions in view of relevant legal and compliance requirements and risks Analyze and provide guidance on evolving laws, rules, regulations, and trends impacting the investment management and financial advisory industries including: Investment Advisers Act of 1940; Securities Exchange Act of 1934 and related regulations; and other federal and state financial services-related laws Advise with respect to legal and regulatory aspects of compliance matters for registered investment-advisers Assist with the development of new lines of business and financial advisory products by: Embedding yourself in the project development team upon project launch; working closely and proactively with other project team members to identify potential legal and regulatory issues; crafting compliant solutions that avoid or minimize inefficient use of product, design and engineering resources and speed product launches; and drafting related agreements, policies, procedures and disclosures Manage interactions with the SEC and other regulatory authorities Interfacing with and managing outside counsel Qualifications J.D. degree and licensed to practice in California, or the ability to apply for California's in-house counsel exemption Between 3 to 5 years of relevant legal experience at a national or international law firm;  in-house or start-up experience preferred Familiarity and experience working with Investment Advisers Act of 1940 required; familiarity and experience with Investment Company Act of 1940 preferred Ability to design creatively compliant solutions while not blocking progress by rotely minimizing risks Ability to work in a fast-paced environment and strong collaborative skills Ability to participate in developing company strategic and operational goals, and work closely with business units in their operational execution Ability to provide hands-on counsel to all levels of executive and non-executive associates Ability to identify and analyze legal issues, draft key documents, present clear recommendations, and assure legal compliance Strong project management skills Self-motivated and efficient, with good business judgment and “take ownership” outlook Creative, with the confidence to present and advocate for the implementation of ideas About  Wealthfront Wealthfront’s vision is to optimize and automate our clients' finances exclusively through software. We've engineered a platform that delivers highly personalized  advice and services  including investment management, financial planning, and personal banking.   Wealthfront employees enable our clients to achieve their financial goals by developing sophisticated algorithms and investment strategies, intuitive user experiences and scalable infrastructure to continuously deploy mission-critical code. Join us as we help clients create their roadmap to financial freedom and scale from $11 billion in assets under management to trillions (yes, trillions).

Wealthfront is seeking a talented, passionate, and experienced attorney to handle a wide variety of broker-dealer legal and regulatory matters. As a member of our legal team you will work closely with and report to our Deputy General Counsel. Just as importantly, you will collaborate with all other departments including the product, design, engineering, marketing, and compliance teams to provide the best client experience possible. Responsibilities Creatively configure compliant solutions and provide advice for sound business decisions in view of relevant legal and compliance requirements and risks Analyze and provide guidance on evolving laws, rules, regulations, and trends impacting broker-dealers, including: Securities Act of 1933, Securities Exchange Act of 1934, and related broker-dealer statutes and regulations; FINRA and MSRB rules and regulations; and other federal and state financial services-related laws, rules and regulations applicable to broker-dealers Advise with respect to legal and regulatory aspects of compliance matters for the broker-dealer Assist with the development of new lines of business and financial advisory products by: Embedding yourself in the project development team upon project launch; working closely and proactively with other project team members to identify potential legal and regulatory issues; crafting compliant solutions that avoid or minimize inefficient use of product and design and engineering resources and speed product launches; and drafting related agreements, policies, procedures and disclosures Manage interactions with the SEC, FINRA and other regulatory authorities Interface with and manage outside counsel Qualifications J.D. degree and licensed to practice in California, or the ability to apply for California's in-house counsel exemption Between 3 to 5 years of relevant legal experience at a national or international law firm;  in-house or start-up experience preferred Familiarity and experience with FINRA and MSRB rules required Experience working with investment advisers preferred Ability to design creatively compliant solutions while not blocking progress by rotely minimizing risks Ability to work in a fast-paced environment with strong collaborative skills Ability to participate in developing company strategic and operational goals, and work closely with business units in their operational execution Ability to provide hands-on counsel to all levels of executive and non-executive associates Ability to identify and analyze legal issues, draft key documents, present clear recommendations, and assure legal compliance Strong project management skills Self-motivated and efficient, with good business judgment and “take ownership” outlook Creative, with the confidence to present and advocate for the implementation of ideas About  Wealthfront Wealthfront’s vision is to optimize and automate our clients' finances exclusively through software. We've engineered a platform that delivers highly personalized  advice and services  including investment management, financial planning, and personal banking.   Wealthfront employees enable our clients to achieve their financial goals by developing sophisticated algorithms and investment strategies, intuitive user experiences and scalable infrastructure to continuously deploy mission-critical code. Join us as we help clients create their roadmap to financial freedom and scale from $11 billion in assets under management to trillions (yes, trillions).

Description   SoFi is seeking an experienced leader to assist in all aspects of our governance, risk and compliance program. This role will report to the Director of Information Security and work with cross-functional teams and external parties to support compliance, risk management and business development activities. At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities Manage and own major GRC-focused initiatives from beginning to end with minimal supervision. Assess and track compliance with regulatory and legal requirements relevant to the SoFi business such as GLBA, FINRA, NYDFS, Colorado Security Act and contractual commitments Perform vendor security and privacy due diligence Coordinate 3rd party audits of SoFi, SOC 2 audits and PCI Drive privacy and information security training and awareness Manage privacy incident response and coordinate remediation activities Maintain information security and privacy policies Works as an advisor to the business areas to plan for vendor solutions for managing the information security risk. Leads the escalation and resolution of risk and compliance issues with appropriate leadership including business, security, privacy, legal, compliance and IT teams Metrics driven, understands, develops and delivers meaningful dashboards and reports to a wide audience demonstrating our current program state and adherence to frameworks and standards.  Works closely with GRC Director towards overall program rollout and providing risk-based operational metrics/management support. Minimum qualifications BS degree in Computer Information Systems or related field 5+ years of experience in compliance, privacy and/or security risk management Strong  leadership skills Experience with business continuity planning and testing, as well as third-party security management Familiarity with U.S privacy regulations, SSAE18 SOC1/SOC2 and standards such as NIST and PCI Familiarity with GRC tools Self-starter with strong interpersonal and communication skills Demonstrate ability to assimilate new knowledge quickly Comfortable working in a fast-paced, dynamic environment Preferred qualifications MS in Management or MBA desired Big 4, or management/IT consulting experience Practical experience implementing GRC Experience with vendor risk management CISSP, CISM, CISA, CIPP or similar certifications Experience leading security or privacy training courses Benefits Subsidized lunches, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.  401(k) and education on retirement planning. 
 Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Kickstarter is looking for an experienced paralegal to join our legal team. About the Team Kickstarter’s Legal team is responsible for all legal aspects of Kickstarter, Drip, and The Creative Independent. From corporate governance structures and site policies to public policy, we’re constantly thinking about our impact both inside and outside of Kickstarter’s walls.  In This Role, You Will:  Serve as both support and liaison between the legal team and the broader company.  Field internal and third-party requests.  Manage our contract management and internal record-keeping systems.  Assist in the preparation, negotiation and execution of routine commercial contracts.  Support the legal team’s corporate governance functions for Kickstarter and its subsidiaries.  Conduct research on regulatory and compliance issues.  Participate in public policy review and development.  About You:  You empathize with creators and recognize the challenges of the creative process and bringing projects to life.  You have excellent communication skills - written and in person - and are able to work well on collaborative projects.  You have a bachelor's degree from an accredited university or college.  You have extensive legal support experience (5-7 years), including previous experience with legal compliance and contracts.  You have solid experience (3+ years) researching regulatory requirements.  You’re meticulously organized and a sharp writer and proofreader.  You’re technologically savvy and have experience using tools like Microsoft Word, Excel, PowerPoint (including the Google versions of these) and Concord CMS.  A sense of humor is a must.  Bonus if you are a notary public.  Kickstarter is an equal opportunity employer. As part of our commitment to fight for equality, we work to ensure a fair and consistent interview process. We celebrate diversity and we are committed to an inclusive work environment.

Robinhood is changing the way America invests. We believe our financial system should work for everyone and not just a few. We offer commission-free trading for stocks, ETFs, options, and cryptocurrencies—all in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as the fastest-growing brokerage ever. About the Role Robinhood is hiring a Risk Associate to join its Market Operations team in Lake Mary. The Risk Associate will be responsible for monitoring the critical risks associated with running a brokerage. You will be monitoring our “Battlestation”, a set of real-time dashboards and alerts, and taking action on any anomalies. As a Risk Associate you will: Monitor real-time market and trading dashboards and alerts Design and follow policies and procedures in the event of alerts or data outliers Quickly diagnose and resolve issues independently or escalate to the appropriate parties Identify patterns and proactively recommend ideas to improve Robinhood’s risk monitoring tools and procedures Some things we consider critical to being a Risk Associate: Bachelor’s degree from an accredited institution Strong attention to detail and ability to analyze and interpret data General understanding of brokerage operations and financial markets Ability to learn quickly, think critically and apply logical problem-solving skills to isolate and resolve root causes of issues Must be trustworthy, self-motivated and able to thrive in an entrepreneurial environment A passion for Robinhood, our product and our mission to democratize access to America’s Financial System Nice to haves: Bachelor’s degree in Finance, Business, Economics or Computer Science 4+ years work experience with 2+ years relevant experience in brokerage operations, financial services, government financial regulatory agency, risk management, or compliance

Robinhood is changing the way America invests. We believe our financial system should work for everyone and not just a few. We offer commission-free trading for stocks, ETFs, options, and cryptocurrencies—all in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as the fastest-growing brokerage ever. As we work to democratize the financial system, the Compliance team contributes to our mission every day by providing firm and investor protection. About the Role The Compliance Manager will be responsible for designing and executing Robinhood Securities’ compliance function so it scales to support Robinhood’s ambitious growth plans. The candidate will design, implement and iterate on our compliance program overseeing the following brokerage back-office areas; cashiering, securities processing, settlements, and reporting functional areas. The candidate will also oversee processes including customer complaints, communications and marketing. They will be responsible for managing regulatory risk and for compliance with Firm policy, SEC rules, and FINRA regulations. The candidate will also work cross-functionally to champion a compliant culture and business. As a Compliance Manager you'll: Design and test internal compliance controls in areas such as new accounts, acats, cashiering, securities processing, and settlements. Execute Robinhood Securities’ back office related Written Supervisory Procedures. Lead the team in processing Robinhood Securities’ regulatory inquiries and customer complaints. Manage and resolve escalated issues from product, support and operations teams. Coordinate compliance roles and responsibilities with the enterprise compliance team. Review Internal Communications, Communications w the Public and Sales and Marketing material. Some things we consider critical for the role: Ability to learn quickly, think critically and apply problem-solving skills to resolve issues and implement process improvements. Trustworthy, self-motivated and able to thrive in an entrepreneurial environment. Great communication and relationship management skills. A passion for Robinhood’s product and our mission to democratize access to America’s Financial System. Bachelor’s degree from an accredited institution. FINRA Series 7, 24 and 4 (or ability to obtain Series 4 within 90 days) licenses. 5+ years working in back office brokerage operations and/or compliance. Some things we consider a plus for the role: Experience working with regulators and/or completing a ROOR exam

Introduction At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider with a fee-free, full-stack 401(k) offering that automates plan administration and compliance with a platform that directly integrates with many of the most popular payroll providers.    By building a transparent and first-of-its-kind software, the Guideline team is providing a fresh alternative to legacy providers who have put profit over the interests of employees. Our company aims to give employees the opportunity to save as much as possible for retirement.    With over 3,500 clients and hundreds of millions of dollars in assets under management in just a couple years of operations, we’re well on our way to making smart retirement planning easy for everyone.  Job Description We are seeking an entry-level Operations Coordinator to join our team. Our ideal candidate is a collaborative self-starter who is excited to help Guideline make affordable retirement benefits accessible to American workers, and would love to grow in a dynamic and fast-paced environment with a tight-knit, collaborative team. A high level of attention to detail is a must, as the position will directly contribute to a best-in-class client experience.    Responsibilities: Support all critical operational transactions of the customer lifecycle—from prospects to active plans—via regular client communications  Assist Operations team members with ongoing quality assurance, educational and program management efforts Collaborate with cross-functional teams such as Customer Success, Engineering, Compliance and Onboarding on customer questions and active operational projects Increase efficiency by assisting team members complete daily operational transactions  Create and actively support internal-facing documentation and reporting  Assist Head of Operations in keeping our tools and systems updated Other duties as assigned   Qualifications  Bachelor’s degree required Impeccable attention to detail Strong drive to results in a fast-changing environment  Comfort level with learning new technology platforms  Ability to manage and prioritize a range of assigned tasks Demonstrated strong verbal and communications skills Ability to communicate clearly and maintain professional disposition with clients and team members Ability to pass background check and credit check for employment

Introduction At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider with a fee-free, full-stack 401(k) offering that automates plan administration and compliance with a platform that directly integrates with many of the most popular payroll providers.    By building transparent and first-of-its-kind software, the Guideline team is combatting what’s unfortunately become the retirement industry status quo -- legacy providers have put profit over the interests of employees, abandoning the goal of the programs in the first place: to give employees the opportunity to save as much as possible for retirement.    With over 4,000 clients and hundreds of millions of dollars in assets under management, in just a couple years of operations, we’re well on our way to making smart retirement planning easy for everyone.     Job Description We are seeking an experienced Retirement Plan Compliance Associate to join our team. The role will focus on qualified retirement plan compliance with ERISA and IRS regulations.  A high level of attention to detail, ability to interpret and effectively communicate plan document rules to team members, and confidence working with plan data are musts, as the position will directly relate to the prompt resolution of important client issues.    Responsibilities    Possess a deep understanding of defined contribution plan rules and be able to clearly articulate these rules to Guideline team members and clients with varying degrees of understanding Collaborate with cross-functional teams including Customer Operations on customer questions and requests involving plan compliance  Lead projects as part of ongoing examinations of plan compliance issues Use analytical tools and industry publications to gather information and to think independently and proactively about how to best distill relevant information   Qualifications    5+ years relevant professional experience High level of proficiency with Microsoft Excel / Google Sheets Impeccable attention to detail Background in accounting or finance Strong drive to results in a fast-changing environment  Comfort level with learning new technology platforms  Proven ability to work independently managing and prioritizing a range of assigned tasks  Demonstrated strong verbal and communications skills Ability to communicate clearly and maintain professional disposition with clients and team members Ability to pass background check and credit check for employment

At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider that doesn’t make money off participant savings. We only charge a low fee per participant to the Employers, in contrast to the asset-based fee model predominant in the industry, which eat away at participant savings.   By offering a full-stack solution that automates plan administration and compliance, the Guideline team is combatting what’s unfortunately become the retirement industry status quo — legacy providers have put profit over the interests of employees, abandoning the goal of the program in the first place -- to give employees the opportunity to save as much as possible for retirement.   We are seeking a motivated law student to join our team as a Fall or Spring semester law clerk.   RESPONSIBILITES: Develop your legal skill set working with an in-house legal department that supports multiple business functions. Collaborate closely with our general counsel and stakeholders to identify legal issues and recommend solutions to help the company innovate and scale responsibly. Conduct legal research and analysis in a variety of areas including employment, privacy, securities, intellectual property and ERISA. Review, revise and help develop policies and procedures.   QUALIFICATIONS: A current student at a Tier 1 or Tier 2 Law School (2L preferred) in the top 30% of the class. Strong research, writing and analytical skills. Exceptional attention to detail and organization. Excellent communication and presentation skills. Demonstrated ability to prioritize, work efficiently, manage projects and meet deadlines in a fast-paced environment. Passion for technology, finance/investments, and/or employee benefits. Ability to pass background and credit check for employment. COMPENSATION: Can be a paid hourly position or performed as an unpaid learning experience. Depends on your experience and commitment.   CLASSIFICATION: Non-Exempt   BENEFITS:  Lunch & well-stocked snacks Free Parking Next to the Hillsdale Caltrain Station  Donut Fridays Awesome team

Introduction At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider with a fee-free, full-stack 401(k) offering that automates plan administration and compliance with a platform that directly integrates with many of the most popular payroll providers.    By building transparent and first-of-its-kind software, the Guideline team is combatting what’s unfortunately become the retirement industry status quo -- legacy providers have put profit over the interests of employees, abandoning the goal of the programs in the first place: to give employees the opportunity to save as much as possible for retirement.    With over 3,000 clients and hundreds of millions of dollars in assets under management in just a couple years of operations, we’re well on our way to making smart retirement planning easy for everyone. Job Description As a qualified plan administrator and SEC-registered investment manager, Guideline is committed to adherence with regulatory and ethical standards in the delivery of our services.     Guideline is seeking an experienced Compliance Program Manager to help manage and scale our compliance program for our investment management practice, which provides investment management and robo-advisory services for 401(k) retirement plans.    Responsibilities: You will be responsible for ongoing monitoring, oversight and improvement of our compliance program, which include: annual review, updates and implementation of changes to company policies and procedures; review and analysis of employee securities trading activity, gift & political contributions, and outside affiliations; oversight of the customer complaint resolution process; managing annual and other required filings, including annual Form ADV filing, preparation and filing of Form U4 applications; ensuring business records are properly maintained and archived; protecting customer information; conducting risk assessments; lead internal investigations; and develop internal training and education materials and conduct employee trainings.     You will also work closely with our marketing and product teams to ensure advertising activities adhere to applicable rules under the Investment Advisers Act of 1940.  In carrying out these duties, you will proactively identify opportunities to implement processes and practices to improve the day-to-day efficiency and effectiveness of the compliance program.   You will also have the opportunity to drive design, development, launch and growth of new lines of business in partnership with our product development team, including supporting the launch of Guideline for Advisers, which will enable Guideline to partner with independent investment advisers to provide retirement plan services.    You will also monitor legal and policy developments, industry trends, and the competitive landscape to inform management regarding regulatory changes that impact our business and work collaboratively with business partners and executive leadership to ensure the compliance program is designed to help drive our business objectives.     Requirements: B.A. or B.S. Degree FINRA-licensed (Series 65 or 66), with a minimum 3 years of regulatory compliance experience  Ability to communicate effectively with senior management, business, and technology teams verbally and in writing Exceptional organizational and analytical skills Demonstrated ability to work efficiently, balance multiple tasks, and identify and prioritize key deliverables in a fast-paced environment Proven ability to work independently, as part of a team, and collaborate effectively across groups; and lead and motivate others Uncompromising integrity and discretion Ability to pass background and credit check for employment Compensation: $85K-125K DOE Classification: Exempt Reports To: Chief Compliance Officer

We are looking for compliance analysts with a love for finance and a desire to ensure that our customers succeed.   At Synapse, our mission is to accelerate democratization of best in class financial products for everybody. On a day-to-day basis, compliance analysts will lead compliance investigations at Synapse which impact the company, our customers, and end users.  We are building a full stack bank, so compliance investigations range from ACH transfers to deposit account compliance to cards.   On top of that, Compliance Analysts are also expected to keep up with changing regulations to ensure we have all the knowledge and experience needed to help our customers succeed. In order to be successful at Synapse, you should have: A drive to help democratize best in class financial products An ability to work independently within a small, fast-paced team An entrepreneurial spirit and unrelenting passion to deliver the best service possible The ability to implement feedback, learn quickly, and contribute new ideas A general concern for the wellbeing of others and the desire to work on problems that maximize a positive future for humanity Key Qualifications: Minimum 1 year relevant experience in Fintech, bank or MSB Working knowledge of applicable laws, regulations, and guidelines (e.g., BSA, OFAC, CFPB) Strong communication + ability to interact with other humans Knack for analyzing data ensuring a better understanding of the big picture (I.e. what is and what is not working for our customers) Technical knowledge is a plus (we work with a lot of developers) Prior experience in conducting AML investigations, customer due diligence, SARs preparation and filing - is a plus! Perks: Growth Potential— Competitive Salary Insurance (Health // Dental // Vision) 401(k) Temporary Housing (for those relocating to San Francisco) Catered lunch and commuter benefits Compensation: $70K - $90K 0.0% - 0.007% We are looking for top notch individuals who are seeking a challenge. Our company is growing quickly. This is an exciting time to join our team. If you are interested in adding value to our team, please apply and we will be in touch.

About Trustly:   At Trustly, we’re passionate about simplifying the way people pay and get paid online. We are at forefront of payments internationally. We are a licensed payment institution and our B2B products available in 29 European countries attract global merchants in segments such as e­-commerce, travel, financial services and gaming. In 2017, we processed 44% of our total payment volume since our founding in 2008, which is a testament to our fast growth, and today we process about 4 million monthly transactions.   We are a diverse and fast-growing team of 210+ people with our headquarters in Stockholm, Sweden, and regional offices in Spain, Malta, Germany and the UK. Together we are leading the development of the payments industry and the work you’ll do here will make a great impact.   About the Compliance team at Trustly:   The Compliance team is based in Stockholm and consists of two full-time employees. Together we work to establish Trustly as a professional and trustworthy partner in the payments industry. We focus on facilitating growth while not compromising on regulatory requirements. We support Trustly in its journey in various ways and work closely with the other teams in the organization. About the role: You will be responsible for driving Trustly’s compliance work on group level and also act as Money Laundering Reporting Officer (MLRO) You will report to the company’s CEO and the Board You will lead two people within the team and expand team further with the company’s growth What you’ll do: Develop the annual compliance work plan Identify and assess current and emerging compliance risks Oversee, monitor and evaluate compliance initiatives and activities in the group Train employees in compliance related topics, e.g. AML/CFTAct as MLRO and be responsible to for reporting to authorities Reporting on relevant compliance topics to the CEO and the Board Maintain internal procedures and processes, ensuring they are updated and relevant at all times Actively collaborate with other teams such as AML & Merchant Risk team, Legal and Risk, in order to support the business and mitigate compliance risks Advise on compliance and regulatory aspects of applicable laws and regulations impacting the business Monitor regulatory legislation, trends and market developments You are/have: An academic degree, preferably in law A solid working knowledge and experience of the payments regulations (PSD2) and understanding of the AML/CFT requirements (AMLD4) Experience from regulated financial environment   Strong communication and collaborative skills Diligent with problem-solving skills A team player with high integrity; you understand the importance of the responsibility and stand your ground Proactive and accountable in all tasks Fluent in both Swedish and English - German is considered a plus