117 Compliance jobs

Description   SoFi is seeking an experienced leader to assist in all aspects of our governance, risk and compliance program. This role will report to the Director of Information Security and work with cross-functional teams and external parties to support compliance, risk management and business development activities. At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities Manage and own major GRC-focused initiatives from beginning to end with minimal supervision. Assess and track compliance with regulatory and legal requirements relevant to the SoFi business such as GLBA, FINRA, NYDFS, Colorado Security Act and contractual commitments Perform vendor security and privacy due diligence Coordinate 3rd party audits of SoFi, SOC 2 audits and PCI Drive privacy and information security training and awareness Manage privacy incident response and coordinate remediation activities Maintain information security and privacy policies Works as an advisor to the business areas to plan for vendor solutions for managing the information security risk. Leads the escalation and resolution of risk and compliance issues with appropriate leadership including business, security, privacy, legal, compliance and IT teams Metrics driven, understands, develops and delivers meaningful dashboards and reports to a wide audience demonstrating our current program state and adherence to frameworks and standards.  Works closely with GRC Director towards overall program rollout and providing risk-based operational metrics/management support. Minimum qualifications BS degree in Computer Information Systems or related field 5+ years of experience in compliance, privacy and/or security risk management Strong  leadership skills Experience with business continuity planning and testing, as well as third-party security management Familiarity with U.S privacy regulations, SSAE18 SOC1/SOC2 and standards such as NIST and PCI Familiarity with GRC tools Self-starter with strong interpersonal and communication skills Demonstrate ability to assimilate new knowledge quickly Comfortable working in a fast-paced, dynamic environment Preferred qualifications MS in Management or MBA desired Big 4, or management/IT consulting experience Practical experience implementing GRC Experience with vendor risk management CISSP, CISM, CISA, CIPP or similar certifications Experience leading security or privacy training courses Benefits Subsidized lunches, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.  401(k) and education on retirement planning. 
 Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Kickstarter is looking for an experienced paralegal to join our legal team. About the Team Kickstarter’s Legal team is responsible for all legal aspects of Kickstarter, Drip, and The Creative Independent. From corporate governance structures and site policies to public policy, we’re constantly thinking about our impact both inside and outside of Kickstarter’s walls.  In This Role, You Will:  Serve as both support and liaison between the legal team and the broader company.  Field internal and third-party requests.  Manage our contract management and internal record-keeping systems.  Assist in the preparation, negotiation and execution of routine commercial contracts.  Support the legal team’s corporate governance functions for Kickstarter and its subsidiaries.  Conduct research on regulatory and compliance issues.  Participate in public policy review and development.  About You:  You empathize with creators and recognize the challenges of the creative process and bringing projects to life.  You have excellent communication skills - written and in person - and are able to work well on collaborative projects.  You have a bachelor's degree from an accredited university or college.  You have extensive legal support experience (5-7 years), including previous experience with legal compliance and contracts.  You have solid experience (3+ years) researching regulatory requirements.  You’re meticulously organized and a sharp writer and proofreader.  You’re technologically savvy and have experience using tools like Microsoft Word, Excel, PowerPoint (including the Google versions of these) and Concord CMS.  A sense of humor is a must.  Bonus if you are a notary public.  Kickstarter is an equal opportunity employer. As part of our commitment to fight for equality, we work to ensure a fair and consistent interview process. We celebrate diversity and we are committed to an inclusive work environment.

Robinhood is changing the way America invests. We believe our financial system should work for everyone and not just a few. We offer commission-free trading for stocks, ETFs, options, and cryptocurrencies—all in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as the fastest-growing brokerage ever. About the Role Robinhood is hiring a Risk Associate to join its Market Operations team in Lake Mary. The Risk Associate will be responsible for monitoring the critical risks associated with running a brokerage. You will be monitoring our “Battlestation”, a set of real-time dashboards and alerts, and taking action on any anomalies. As a Risk Associate you will: Monitor real-time market and trading dashboards and alerts Design and follow policies and procedures in the event of alerts or data outliers Quickly diagnose and resolve issues independently or escalate to the appropriate parties Identify patterns and proactively recommend ideas to improve Robinhood’s risk monitoring tools and procedures Some things we consider critical to being a Risk Associate: Bachelor’s degree from an accredited institution Strong attention to detail and ability to analyze and interpret data General understanding of brokerage operations and financial markets Ability to learn quickly, think critically and apply logical problem-solving skills to isolate and resolve root causes of issues Must be trustworthy, self-motivated and able to thrive in an entrepreneurial environment A passion for Robinhood, our product and our mission to democratize access to America’s Financial System Nice to haves: Bachelor’s degree in Finance, Business, Economics or Computer Science 4+ years work experience with 2+ years relevant experience in brokerage operations, financial services, government financial regulatory agency, risk management, or compliance

Robinhood is changing the way America invests. We believe our financial system should work for everyone and not just a few. We offer commission-free trading for stocks, ETFs, options, and cryptocurrencies—all in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as the fastest-growing brokerage ever. As we work to democratize the financial system, the Compliance team contributes to our mission every day by providing firm and investor protection. About the Role The Compliance Manager will be responsible for designing and executing Robinhood Securities’ compliance function so it scales to support Robinhood’s ambitious growth plans. The candidate will design, implement and iterate on our compliance program overseeing the following brokerage back-office areas; cashiering, securities processing, settlements, and reporting functional areas. The candidate will also oversee processes including customer complaints, communications and marketing. They will be responsible for managing regulatory risk and for compliance with Firm policy, SEC rules, and FINRA regulations. The candidate will also work cross-functionally to champion a compliant culture and business. As a Compliance Manager you'll: Design and test internal compliance controls in areas such as new accounts, acats, cashiering, securities processing, and settlements. Execute Robinhood Securities’ back office related Written Supervisory Procedures. Lead the team in processing Robinhood Securities’ regulatory inquiries and customer complaints. Manage and resolve escalated issues from product, support and operations teams. Coordinate compliance roles and responsibilities with the enterprise compliance team. Review Internal Communications, Communications w the Public and Sales and Marketing material. Some things we consider critical for the role: Ability to learn quickly, think critically and apply problem-solving skills to resolve issues and implement process improvements. Trustworthy, self-motivated and able to thrive in an entrepreneurial environment. Great communication and relationship management skills. A passion for Robinhood’s product and our mission to democratize access to America’s Financial System. Bachelor’s degree from an accredited institution. FINRA Series 7, 24 and 4 (or ability to obtain Series 4 within 90 days) licenses. 5+ years working in back office brokerage operations and/or compliance. Some things we consider a plus for the role: Experience working with regulators and/or completing a ROOR exam

Introduction At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider with a fee-free, full-stack 401(k) offering that automates plan administration and compliance with a platform that directly integrates with many of the most popular payroll providers.    By building a transparent and first-of-its-kind software, the Guideline team is providing a fresh alternative to legacy providers who have put profit over the interests of employees. Our company aims to give employees the opportunity to save as much as possible for retirement.    With over 3,500 clients and hundreds of millions of dollars in assets under management in just a couple years of operations, we’re well on our way to making smart retirement planning easy for everyone.  Job Description We are seeking an entry-level Operations Coordinator to join our team. Our ideal candidate is a collaborative self-starter who is excited to help Guideline make affordable retirement benefits accessible to American workers, and would love to grow in a dynamic and fast-paced environment with a tight-knit, collaborative team. A high level of attention to detail is a must, as the position will directly contribute to a best-in-class client experience.    Responsibilities: Support all critical operational transactions of the customer lifecycle—from prospects to active plans—via regular client communications  Assist Operations team members with ongoing quality assurance, educational and program management efforts Collaborate with cross-functional teams such as Customer Success, Engineering, Compliance and Onboarding on customer questions and active operational projects Increase efficiency by assisting team members complete daily operational transactions  Create and actively support internal-facing documentation and reporting  Assist Head of Operations in keeping our tools and systems updated Other duties as assigned   Qualifications  Bachelor’s degree required Impeccable attention to detail Strong drive to results in a fast-changing environment  Comfort level with learning new technology platforms  Ability to manage and prioritize a range of assigned tasks Demonstrated strong verbal and communications skills Ability to communicate clearly and maintain professional disposition with clients and team members Ability to pass background check and credit check for employment

Introduction At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider with a fee-free, full-stack 401(k) offering that automates plan administration and compliance with a platform that directly integrates with many of the most popular payroll providers.    By building transparent and first-of-its-kind software, the Guideline team is combatting what’s unfortunately become the retirement industry status quo -- legacy providers have put profit over the interests of employees, abandoning the goal of the programs in the first place: to give employees the opportunity to save as much as possible for retirement.    With over 4,000 clients and hundreds of millions of dollars in assets under management, in just a couple years of operations, we’re well on our way to making smart retirement planning easy for everyone.     Job Description We are seeking an experienced Retirement Plan Compliance Associate to join our team. The role will focus on qualified retirement plan compliance with ERISA and IRS regulations.  A high level of attention to detail, ability to interpret and effectively communicate plan document rules to team members, and confidence working with plan data are musts, as the position will directly relate to the prompt resolution of important client issues.    Responsibilities    Possess a deep understanding of defined contribution plan rules and be able to clearly articulate these rules to Guideline team members and clients with varying degrees of understanding Collaborate with cross-functional teams including Customer Operations on customer questions and requests involving plan compliance  Lead projects as part of ongoing examinations of plan compliance issues Use analytical tools and industry publications to gather information and to think independently and proactively about how to best distill relevant information   Qualifications    5+ years relevant professional experience High level of proficiency with Microsoft Excel / Google Sheets Impeccable attention to detail Background in accounting or finance Strong drive to results in a fast-changing environment  Comfort level with learning new technology platforms  Proven ability to work independently managing and prioritizing a range of assigned tasks  Demonstrated strong verbal and communications skills Ability to communicate clearly and maintain professional disposition with clients and team members Ability to pass background check and credit check for employment

At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider that doesn’t make money off participant savings. We only charge a low fee per participant to the Employers, in contrast to the asset-based fee model predominant in the industry, which eat away at participant savings.   By offering a full-stack solution that automates plan administration and compliance, the Guideline team is combatting what’s unfortunately become the retirement industry status quo — legacy providers have put profit over the interests of employees, abandoning the goal of the program in the first place -- to give employees the opportunity to save as much as possible for retirement.   We are seeking a motivated law student to join our team as a Fall or Spring semester law clerk.   RESPONSIBILITES: Develop your legal skill set working with an in-house legal department that supports multiple business functions. Collaborate closely with our general counsel and stakeholders to identify legal issues and recommend solutions to help the company innovate and scale responsibly. Conduct legal research and analysis in a variety of areas including employment, privacy, securities, intellectual property and ERISA. Review, revise and help develop policies and procedures.   QUALIFICATIONS: A current student at a Tier 1 or Tier 2 Law School (2L preferred) in the top 30% of the class. Strong research, writing and analytical skills. Exceptional attention to detail and organization. Excellent communication and presentation skills. Demonstrated ability to prioritize, work efficiently, manage projects and meet deadlines in a fast-paced environment. Passion for technology, finance/investments, and/or employee benefits. Ability to pass background and credit check for employment. COMPENSATION: Can be a paid hourly position or performed as an unpaid learning experience. Depends on your experience and commitment.   CLASSIFICATION: Non-Exempt   BENEFITS:  Lunch & well-stocked snacks Free Parking Next to the Hillsdale Caltrain Station  Donut Fridays Awesome team

Introduction At Guideline, we’re helping Americans save for a better future. Guideline is the only 401(k) provider with a fee-free, full-stack 401(k) offering that automates plan administration and compliance with a platform that directly integrates with many of the most popular payroll providers.    By building transparent and first-of-its-kind software, the Guideline team is combatting what’s unfortunately become the retirement industry status quo -- legacy providers have put profit over the interests of employees, abandoning the goal of the programs in the first place: to give employees the opportunity to save as much as possible for retirement.    With over 3,000 clients and hundreds of millions of dollars in assets under management in just a couple years of operations, we’re well on our way to making smart retirement planning easy for everyone. Job Description As a qualified plan administrator and SEC-registered investment manager, Guideline is committed to adherence with regulatory and ethical standards in the delivery of our services.     Guideline is seeking an experienced Compliance Program Manager to help manage and scale our compliance program for our investment management practice, which provides investment management and robo-advisory services for 401(k) retirement plans.    Responsibilities: You will be responsible for ongoing monitoring, oversight and improvement of our compliance program, which include: annual review, updates and implementation of changes to company policies and procedures; review and analysis of employee securities trading activity, gift & political contributions, and outside affiliations; oversight of the customer complaint resolution process; managing annual and other required filings, including annual Form ADV filing, preparation and filing of Form U4 applications; ensuring business records are properly maintained and archived; protecting customer information; conducting risk assessments; lead internal investigations; and develop internal training and education materials and conduct employee trainings.     You will also work closely with our marketing and product teams to ensure advertising activities adhere to applicable rules under the Investment Advisers Act of 1940.  In carrying out these duties, you will proactively identify opportunities to implement processes and practices to improve the day-to-day efficiency and effectiveness of the compliance program.   You will also have the opportunity to drive design, development, launch and growth of new lines of business in partnership with our product development team, including supporting the launch of Guideline for Advisers, which will enable Guideline to partner with independent investment advisers to provide retirement plan services.    You will also monitor legal and policy developments, industry trends, and the competitive landscape to inform management regarding regulatory changes that impact our business and work collaboratively with business partners and executive leadership to ensure the compliance program is designed to help drive our business objectives.     Requirements: B.A. or B.S. Degree FINRA-licensed (Series 65 or 66), with a minimum 3 years of regulatory compliance experience  Ability to communicate effectively with senior management, business, and technology teams verbally and in writing Exceptional organizational and analytical skills Demonstrated ability to work efficiently, balance multiple tasks, and identify and prioritize key deliverables in a fast-paced environment Proven ability to work independently, as part of a team, and collaborate effectively across groups; and lead and motivate others Uncompromising integrity and discretion Ability to pass background and credit check for employment Compensation: $85K-125K DOE Classification: Exempt Reports To: Chief Compliance Officer

We are looking for compliance analysts with a love for finance and a desire to ensure that our customers succeed.   At Synapse, our mission is to accelerate democratization of best in class financial products for everybody. On a day-to-day basis, compliance analysts will lead compliance investigations at Synapse which impact the company, our customers, and end users.  We are building a full stack bank, so compliance investigations range from ACH transfers to deposit account compliance to cards.   On top of that, Compliance Analysts are also expected to keep up with changing regulations to ensure we have all the knowledge and experience needed to help our customers succeed. In order to be successful at Synapse, you should have: A drive to help democratize best in class financial products An ability to work independently within a small, fast-paced team An entrepreneurial spirit and unrelenting passion to deliver the best service possible The ability to implement feedback, learn quickly, and contribute new ideas A general concern for the wellbeing of others and the desire to work on problems that maximize a positive future for humanity Key Qualifications: Minimum 1 year relevant experience in Fintech, bank or MSB Working knowledge of applicable laws, regulations, and guidelines (e.g., BSA, OFAC, CFPB) Strong communication + ability to interact with other humans Knack for analyzing data ensuring a better understanding of the big picture (I.e. what is and what is not working for our customers) Technical knowledge is a plus (we work with a lot of developers) Prior experience in conducting AML investigations, customer due diligence, SARs preparation and filing - is a plus! Perks: Growth Potential— Competitive Salary Insurance (Health // Dental // Vision) 401(k) Temporary Housing (for those relocating to San Francisco) Catered lunch and commuter benefits Compensation: $70K - $90K 0.0% - 0.007% We are looking for top notch individuals who are seeking a challenge. Our company is growing quickly. This is an exciting time to join our team. If you are interested in adding value to our team, please apply and we will be in touch.

About Trustly:   At Trustly, we’re passionate about simplifying the way people pay and get paid online. We are at forefront of payments internationally. We are a licensed payment institution and our B2B products available in 29 European countries attract global merchants in segments such as e­-commerce, travel, financial services and gaming. In 2017, we processed 44% of our total payment volume since our founding in 2008, which is a testament to our fast growth, and today we process about 4 million monthly transactions.   We are a diverse and fast-growing team of 210+ people with our headquarters in Stockholm, Sweden, and regional offices in Spain, Malta, Germany and the UK. Together we are leading the development of the payments industry and the work you’ll do here will make a great impact.   About the Compliance team at Trustly:   The Compliance team is based in Stockholm and consists of two full-time employees. Together we work to establish Trustly as a professional and trustworthy partner in the payments industry. We focus on facilitating growth while not compromising on regulatory requirements. We support Trustly in its journey in various ways and work closely with the other teams in the organization. About the role: You will be responsible for driving Trustly’s compliance work on group level and also act as Money Laundering Reporting Officer (MLRO) You will report to the company’s CEO and the Board You will lead two people within the team and expand team further with the company’s growth What you’ll do: Develop the annual compliance work plan Identify and assess current and emerging compliance risks Oversee, monitor and evaluate compliance initiatives and activities in the group Train employees in compliance related topics, e.g. AML/CFTAct as MLRO and be responsible to for reporting to authorities Reporting on relevant compliance topics to the CEO and the Board Maintain internal procedures and processes, ensuring they are updated and relevant at all times Actively collaborate with other teams such as AML & Merchant Risk team, Legal and Risk, in order to support the business and mitigate compliance risks Advise on compliance and regulatory aspects of applicable laws and regulations impacting the business Monitor regulatory legislation, trends and market developments You are/have: An academic degree, preferably in law A solid working knowledge and experience of the payments regulations (PSD2) and understanding of the AML/CFT requirements (AMLD4) Experience from regulated financial environment   Strong communication and collaborative skills Diligent with problem-solving skills A team player with high integrity; you understand the importance of the responsibility and stand your ground Proactive and accountable in all tasks Fluent in both Swedish and English - German is considered a plus

WHAT YOU’LL DO: Be a thought leader and subject matter expert in implementing and maintaining appropriate enterprise programs, policies, and procedures to be compliant with applicable Have working knowledge of information security best practices such as: NIST, ISO 27000, GDPR, etc. Maintain, and oversee enforcement of disaster recovery and business continuity programs Collaborate with appropriate teams and build a data governance program Collaborate with other teams to define and implement security processes and procedures based on industry-standard best practices and compliance requirements Work with teams to prepare ongoing information for prospective clients, and marketing material Wear multiple hats and assist in building and maintaining complex security programs applicable to enterprise and product WHAT WE ARE LOOKING FOR: 8+ years of experience in information security, compliance, policy development and management 5+ years of experience in business continuity and disaster recovery management Ability to utilize working knowledge of information security best practices such as: NIST 800 series, ISO 27000 series, GDPR, etc. Excellent skills in data governance, risk assessment processes, policy development, proposals, work statements, product evaluations, and delivery of technology Ability to understand enterprise business computing operations/requirements, and cloud Ability to be creative when working with customers to find effective solutions Ability to understand and interpret laws and regulatory requirements related to information protection Develop and implement appropriate processes to achieve and maintain compliance Project Management knowledge and experience a strong plus CISSP required WHAT WE OFFER: Competitive salary and equity 100% paid medical and dental and 95% paid vision insurance for employees; 65% paid for employee dependents Generous Health & Wellness program Industry-leading maternity & paternity leave policies Flexible vacation policy- work with your manager to take time off when you need Modern office in San Francisco’s Financial District Fully-stocked kitchen with organic snacks, beverages and coffee drinks Bi-weekly lunches, breakfasts and optional gourmet dinners Monthly team outings to sports games, happy hours, game nights and more A learning environment where you can dive deep into the latest technologies and make an impact WHO WE ARE: Ripple provides one frictionless experience to send money globally using the power of blockchain. By joining Ripple’s growing, global network, financial institutions can process their customers’ payments anywhere in the world instantly, reliably and cost-effectively. Banks and payment providers can use the digital asset XRP to further reduce their costs and access new markets. With offices in San Francisco, New York, London, Sydney, Mumbai, Singapore and Luxembourg, Ripple has more than 100 customers around the world. Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

WHAT YOU'LL DO: Design, and implement Identity and Access Management (IAM) solutions for systems to ensure the appropriate context-based security policies are enforced on users and their devices Partner with engineering and operations to design and implement Privileged Access Management (PAM) solution to ensure a secure production environment Work closely with Security and other stakeholders responsible for establishing governance, policies related to IAM / PAM functions Partner with IT and operations to serve as a security expert and trusted adviser in designing and providing systems that facilitate user provisioning/de-provisioning, authentication/authorization, and reporting based on business needs, industry best practices, and compliance / regulatory requirements Specify, design, build and maintain authentication and/or authorization services Work closely with Security and other stakeholders to build out IAM program and execute against the program roadmap Participate as needed in IAM operational support Produce IAM related metrics and reporting to demonstrate program capability coverage and effectiveness WHAT WE'RE LOOKING FOR: BS or MS in Computer Science, Information Security, or a related field 5+ years of experience in information security, especially in an identity and access management role 3-5 years’ experience in multiple information security domains including LDAP, Microsoft Active Directory Security, Security Assertion Markup Language (SAML), Single Sign-On technologies, authentication technologies and techniques, etc. 2-5 years’ experience in Identity and Access Management domain knowledge Possess experience and/or working knowledge in Identity Lifecycle Management, Application Onboarding, Lifecycle Manager and Workflows, Access Certification, Auditing and Reporting or any other comparable IAM product is a plus A fast learner, with a can-do attitude and an ability to get things done Strong domain knowledge in network security, application security, database security and Linux/Unix security An ability to effectively influence others to modify their behaviors Collaboratively work with architects, engineers and vendors to realize program goals Certified Information Systems Security Professional (CISSP) WHAT WE OFFER: Competitive salary and equity 100% paid medical and dental and 95% paid vision insurance for employees; 65% paid for employee dependents Generous Health & Wellness program Industry-leading maternity & paternity leave policies Flexible vacation policy- work with your manager to take time off when you need Modern office in San Francisco’s Financial District Fully-stocked kitchen with organic snacks, beverages and coffee drinks Bi-weekly lunches, breakfasts and optional gourmet dinners Monthly team outings to sports games, happy hours, game nights and more A learning environment where you can dive deep into the latest technologies and make an impact WHO WE ARE: Ripple provides one frictionless experience to send money globally using the power of blockchain. By joining Ripple’s growing, global network, financial institutions can process their customers’ payments anywhere in the world instantly, reliably and cost-effectively. Banks and payment providers can use the digital asset XRP to further reduce their costs and access new markets. With offices in San Francisco, New York, London, Sydney, Mumbai, Singapore and Luxembourg, Ripple has more than 100 customers around the world. Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Plaid is fundamentally changing how Financial Service and Fintech companies work. Risk and compliance play an integral part in building a solid foundation for the company and our products. We build software that interfaces with Fintech companies, financial services providers and financial institutions.  Because of our partnerships with financial institutions our risk/compliance operations efforts are extremely important and continuing to evolve rapidly. This is where you come in. What excites you Performing KYC validations for new customers Conducting Enhanced due diligence on assigned customers to identify high risk accounts Completing searches utilizing Internet sources and/or third-party vendors to identify fraud signals and capture other relevant information Creating reports for KYC, OFAC and other due diligence findings Analyzing trends and patterns to help categorize risk and ultimately catch bad actors Communicating effectively with customers, peers and management when requesting for information or documentation, and addressing concerns or findings Partnering with the sales and growth teams to conduct compliance searches for new customers Working cross-functionally to articulate KYC and EDD processes and progress updates Help build and automate processes What excites us 1+ years of relevant compliance, risk, or operational experience with a specific focus on financial services Experience in conducting KYC/EDD and/or other risk operations Strong familiarity with a range of relevant technical concepts Clear and polished communication skills; experience in a client-facing role is a plus Strong analytical, prioritization and organizational skills We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upstart is a fast growing fin-tech company looking for an  Attorney  to jump into a lean and nimble team and handle a broad range of commercial legal matters across the entire organization. Since we operate in a regulated space, you will gain breadth and depth of experience into a wide array of complex legal matters including consumer protection, privacy and data protection, IP, and tax. This position is unique because it offers the opportunity to get exposed to issues that have never existed before and work on diverse tasks such as contract drafting and negotiation, escalated customer situations, and a number of projects that will arise as we continue to scale. If you have the confidence, creativity, and flexibility to tackle ambiguity and craft innovative legal arrangements with a bias towards action, this could be the right opportunity for you. Requirements: J.D. degree with solid academic credentials and a state bar membership (CA or NY preferred) 2+ years of experience in a top-tier law firm, government and/or an in-house legal dept Commercial transactional experience dealing with complex business issues involving competing interests Thrives under limited direction and excited by challenges of all sizes. Strong communication skills with a demonstrated ability to effectively and proactively provide quick, concise, and practical legal advice that is consistent with any business objectives; Can show ability and desire to develop expertise in new or unfamiliar areas of law

Upstart is looking for an attorney with  capital markets  experience to join our growing legal team as a Legal Counsel. This role will give you the chance to work across the entire Upstart business while being focused on our capital market products. You will get involved in negotiating transaction documents, assisting with corporate finance transactions and general corporate transactions. Your responsibilities will include: drafting, review and negotiation of all transaction documents related to loan sales, securitizations, warehouse facilities and platform investments; assistance with corporate financing transactions and corporate housekeeping matters; and special projects, as needed. As a fin-tech company operating in a heavily regulated space (but also with many “gray” or unsettled areas!), with financial institutions and individual investors and consumers as our customers. You will be required to consider a wide array of complex and often novel legal issues including securities and financial services regulation, IP, and tax issues. There will often be issues that have never existed before, and you will have the creativity and confidence to tackle ambiguity and craft innovative legal arrangements, with a critical eye toward risk and a deep appreciation of the need to preserve and build upon Upstart’s reputation and credibility with regulators, investors and customers. Requirements: J.D. degree with superior academic credentials and a state bar membership (and eligible to register as an in-house counsel in CA if not primarily licensed there); 2+ years of experience in a top-tier law firm and/or an in-house legal dept; Familiarity with various species of corporate finance, including bank borrowing, whole loan sales, warehouse structures, term asset-backed securities (ABS) and other structured finance transactions and working knowledge of securities, tax and financial services law applicable to the foregoing with an ability to fill in inevitable gaps in your and our learning; Experience working with/for a programmatic ABS issuer and insight into and experience with building systems and controls is a plus; Strong communication skills with a demonstrated ability to effectively and proactively provide quick, concise, and practical legal advice that is consistent with any business objectives; Excellent judgment with demonstrated decision-making capability while dealing with legal, regulatory and business issues involving competing interests; A self-starter mentality with the ability to work well under pressure, thrive working under limited direction, and an attitude that no job is too challenging or too small; Enthusiasm for the application of new technologies and methods to old problems. An ability and desire to develop expertise in new or unfamiliar areas of law.

Our compliance team plays a critical role in mitigating risk and protecting Upstart’s growth and success, and as Upstart’s  Compliance Manager , you will have tremendous impact on this critical team. Someone that is successful in this role won’t say “no”:, but say “No, BUT” by re-defining policies and improving practices. You’ll develop relationships of trust within the organization so that your role is a value add for the business unit. You’ll be a part of the conversation when new products or processes are developed versus getting involved after the fact. If you have previous compliance management experience and share our passion for consumer protection this could be the role for you. Here is what you’ll be doing: Provide subject matter expertise to the product, growth and operations teams with respect to compliance policies, procedures and issue resolution. Maintain, review, and operationalize compliance program to adequately address the needs of a consumer credit business, using data and technology whenever possible to efficiently implement policies, procedures and monitoring activities. Conduct compliance monitoring activities and manage remediation efforts. Interface with investors, partners, and regulators during audits and exams. Maintain a deep and up-to-date knowledge of Upstart’s current and future product offerings, and compliance related issues that could face Upstart. Regularly report to senior management on compliance issues, recommendations, and progress. Identify deficiencies in compliance program and proactively work with the business unit to come up with creative solutions to mitigate regulatory risk. Requirements: 8+ years of work experience with at least 3+ years experience in financial services with proven knowledge of  consumer protection regulation including working knowledge of applicable laws including; ECOA, FCRA, TILA, FDCPA, EFTA, BSA/AML, OFAC, GLBA, and related state laws Prior experience in operationalizing a compliance program including developing and testing procedures, training, and managing third party relationships. Superior communication, organization, project management, and interpersonal skills with demonstrated decision-making capability while dealing with competing interests Self-starter mentality with the ability to work well under pressure and a strong sense of personal accountability and ownership Strong commitment to ethics and exercises good judgment. Bachelor’s degree or relevant work experience Spanish language proficiency is a plus.

This is an opportunity to work for one of the hottest financial technology start-ups. We are founded by a world-class team with decades of experience in international payments. Our mission is to change the legacy financial payment system through innovation. We are backed by some of the most sophisticated investors in Silicon Valley, San Francisco, and Asia. Veem is looking to hire an experienced, detail-oriented, senior compliance professional to oversee Veem’s regulatory examination and licensing functions and to support Veem’s Compliance Program. This person will report to the Chief Compliance Officer and work closely with legal/compliance professionals, risk management, business, product, and operations teams for Veem. The ideal candidate will be a confident self-starter with strong interpersonal and organizational skills, exercise good judgment, experienced in regulatory compliance in payments or financial services industry, demonstrable ability to effectively and proactively engage and partner with the business in a fast-paced and engaging environment. Responsibilities: Work closely with the other Legal, Compliance professionals to support BSA/AML/sanction, privacy, information security, risk management, and other compliance areas. Support the agenda of Veem’s Compliance function, including developing and/or updating Compliance policies and procedures to meet US regulatory requirements (e.g. BSA/AML/Sanctions, privacy, Cybersecurity, consumer complaint and protection, BCP/DR, FCPA) and conduct compliance regulatory risk assessments and program implementation. Develop compliance metrics to measure the effectiveness of compliance program implementation to proactively mitigate regulatory risks. Develop compliance monitoring mechanism to ensure regulatory registrations/licenses are up to date and controls are implemented to meet these regulatory requirements. Develop compliance training and communication programs and establish processes to ensure both existing and new employees are trained timely and adequately. Coordinate with the business and other supporting functions for all incoming or outgoing due diligence requests. Support Money Transmission Licenses and other similar MSB related business licenses applications and maintenance as required. Oversee all regulatory reporting and filing requirements in compliance with the BSA, MTL laws, and general corporation laws. Evaluate, prepare and submit SARs in compliance with the BSA. Drive the regulatory engagement agenda and serve as the point of contact with state and federal regulators, and lead the regulatory examination and licensing functions and related strategies Support Risk Ops team to evaluate use cases for compliance with AML Program. Oversee corporate governance to manage Veem corporate entity and its subsidiaries including Veem’s regulated entity. Serve as a credible business partner to executives and other high-level internal stakeholders. Perform additional tasks as assigned. Requirements : Ability to communicate, collaborate and manage relationships with high-level internal and external stakeholders, including regulators Proven track record of effective communication with regulatory agencies Leadership and judgment to analyze, evaluate, develop and effectuate solutions to complex problems Team player with creativity, resourcefulness, a passion for problem-solving, comfort with ambiguity, and interpersonal acumen Ability to work under pressure, manage multiple projects with competing priorities, meet deadlines, and adapt to change Strong reputation for integrity and ability to balance business partnership with the need to exercise independent judgment and to raise issues in a timely and constructive manner Ability to maintain a high level of confidentiality Ability to think strategically while maintaining excellent attention to detail Ability to credibly challenge solutions and ensure timely escalation of issues and concerns as and when appropriate Adaptable to unexpected situations, comfortable dealing with ambiguity and uncertainty Ability to identify dependencies and leverage multiple sources of information simultaneously Ability to operate simultaneously as an effective tactical as well as strategic thinker High energy and a desire to work in results- and team-oriented, rapid growth environment Strong knowledge of the financial services compliance and/or regulatory environment is required Solid critical and analytical thinking, decision making and innovative problem- solving skills Excellent verbal and written communication skills Strong computer knowledge; excellent MS Word, Excel, Visio, and PowerPoint skills Bachelor’s degree required with 10+ years compliance experience in the financial services industry, specifically payments processing or money services a plus, with financial services reporting experience and/or regulatory examination management experience and demonstrable skills in BSA/AML, MTL, privacy and security, and federal/state regulatory management. Proficient in requirements for filings through NMLS Proficient in requirements for filings through BSA Filing System.

Tala, seeks a  Collections Specialist  to engage in consumer collections of overdue accounts. Primary responsibility will be reaching out to customers to collect payment for accounts that are overdue. Team members will also have opportunity to provide feedback as the voice of the customer that will create impactful change to the company’s services. In addition, agents will have the opportunity to work on creative projects that affect the customer experience. The position purpose is ensuring an excellent standard of caring service, maintaining customer relationships, and representing Tala’s brand of modern and convenient customer-centric service. Duties: Call customers with overdue accounts Understand and explain benefits of repayment and credit history to customers Correct customer misunderstandings on product policies and terms Diffuse tension from bad customer experiences with the application Set up payment plans and follow-up schedule Establish and maintain caring relationships with customers, determine reasons for non payment and engage in negotiations to bridge business and customer needs Educate customers on consequences for late payments Escalate difficult or unusual cases to Team Lead Escalate and document problems with customer identification information Provide feedback on reasons for default to Team Lead Champion the voice of the customer to Team Lead by providing input on product and user experience Engage in creative projects and tasks at the request of Team Lead (example: onboarding welcome calls, white glove service for top customers, etc.) Requirements: Strong problem-solving, negotiation, and conflict resolution skills Fast at typing and working with modern, digital technology Excellent communication skills, both verbally and in writing Willingness to work a flexible and variable schedule Patient and able to handle customer complaints or misunderstandings Strong work ethic, punctual, accountable, and team player Quick learner, creative, intellectually curious and unafraid to ask questions Able to multi-task and work on multiple projects simultaneously Readily accepts feedback and incorporates changes into behavior Desire to go above and beyond job requirements to deliver an excellent customer experience and create capacity-building change for the company   Skills and Qualifications: Graduate of any 4 year course Previous collections experience High level of financial literacy Experience with multiple types of formal and informal credit products   About Tala: Tala  is the leading mobile technology and data science company committed to financial inclusion globally. More than 1.3 million people have borrowed through Tala’s smartphone app, which provides instant credit scoring, lending, and other personalized financial services in emerging markets. Tala has raised more than $105 million from leading venture and impact investors including Revolution, IVP, Ribbit Capital, Data Collective, and Lowercase Capital. Tala’s global team is headquartered in Santa Monica, with additional offices in Nairobi, Manila, Dar Es Salaam, Mexico City, Mumbai, and Bangalore.

Would you like to work at a fast-growing SaaS company? Are you interested in the health, benefits, and insurance industries? Do you get excited about navigating compliance in a highly regulated industry? Join our Compliance Team to build and support employer benefits products! We are passionate about using innovative technology and excellent service to elevate the health and benefits experience of small business owners and their employees. Each team member is a true owner and makes a tremendous impact every day. You will use your project-management skills to streamline compliance and ensure that our internal processes and products keep us and our clients safe. You shine in a fast-paced environment and thrive on the success of a job well done. You are the type of person who will leave no stone left unturned when auditing internal systems and conducting research. When you say “I’ll take care of it” we know it’ll be done well. Here’s what you’ll do day-to-day: Create and audit internal processes and products to ensure we are exceeding all regulatory standards. Establish and review relationships with third parties. This means reviewing third parties regularly for continued adherence to our safety and security standards and to secure any information shared with them. Take ownership of research and support for products that are subject to ERISA, PPACA, HIPAA, and other HHS, DOL, and tax requirements. In addition to Federal requirements you are also interested in and have experience navigating state regulations as well. Educate our employees (from operations to engineering) on compliance protocols and make sure they understand them well enough to translate them to processes and products that solve these requirements for thousands of employers across the nation. Constantly analyze, refine, and iterate on internal processes to make them simpler and more efficient. Here’s what we’re looking for: 2-5 years of experience navigating compliance in health insurance (HIPAA, ERISA, ACA, state Departments of Insurance, etc) Experience working with health and/or insurance software products Approach problems with a passion for reducing operational inefficiencies and pain points Experience working collaboratively with cross-functional teams in a start-up environment Excellent written and oral communication skills Experience auditing technology platforms Juris Doctorate, Paralegal, or other Compliance-related Certificate About Gusto Our customers come from all walks of life and so do we. We hire people from a wide variety of backgrounds, not just because it’s the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.  Gusto’s mission is to create a world where work empowers a better life. By making complicated, impersonal business tasks simple and personal, Gusto is reimagining HR, payroll, and benefits for over 60,000 companies nationwide. Gusto has offices in San Francisco and Denver and the company’s investors include Google Capital, General Catalyst, Kleiner Perkins Caufield & Byers, as well as the founders of Instagram, Stripe, Nest, PayPal, Yelp, Dropbox, and Eventbrite, among others.

Credit Karma is looking for a self-starter, detail-oriented Operations and Compliance Associate to help us scale our practices for maintaining the highest marketing standards for Auto Loans products across Credit Karma and ensure our 80+ million members see the best and most accurate Auto Loans offers available. This person will work closely with our Partnerships, Product, Engineering, and Legal teams to identify opportunities to improve our compliance practices and internal tools, resolve any technical issues, as well as help to streamline communication with our partners and internal stakeholders. This position will be based in Los Angeles, while reporting remotely to the manager in San Francisco. What the Job Entails Manage various Auto Loans and Auto Insurance partner accounts from an operations and compliance standpoint Provide support and redundancy for other loan channels and be able to assist as needed Execute changes as requested by partners and assist in effectively communicating those updates with internal stakeholders in a fast-paced environment Manage partner contracts, partner reporting, and invoicing through Salesforce Constant Innovation: Work cross-departmentally with partnerships, product and engineering to improve UI and functionality with internal tools and existing operations process Be a primary stakeholder for all internal Marketing, Content, and Product initiatives that affect partnerships. Ensure that all initiatives are in compliance and adhere to partner standards Our Ideal Candidate 2-3 years of experience in a customer facing role Highly motivated with exceptional organizational and problem-solving skills Go-getter attitude with innate curiosity - willing to learn, ask a lot of questions, and persevere for results Detail-oriented to ensure that partner updates are in compliance at all times Strong proactive communication skills (written and verbal) to provide remote updates and also ask for help and escalate as needed Autonomous - ability to work independently and be a self-starter A desire to work in a fast-paced environment with varied responsibilities and multiple deadlines Experience with Excel, Salesforce, JIRA and Sketch is a plus