124 Compliance jobs

An early-stage fintech company looking for a compliance specialist Are you excited about and have a desire to work in the Fintech sector.  We are looking for smart and motivated people with problem-solving skills, that are resourceful and are tech and Internet savvy. Knowledge of payments products is desirable. An early-stage fintech company focusing on transactional banking, international remittances, payments and foreign exchange for Small Medium Enterprises and Private individuals is looking for hands-on compliance person with a sounds understanding of Risk-Based Approach and onboarding and monitoring processes for transactional banking and payments.  40% of the job will be focusing on reviewing customer files and transactions and making compliance decisions. Further 30% of the job will be testing systems, maintaining process documentation and policies, while further 30% on keeping abreast of new compliance and regulatory developments and planning for the scalability of the compliance function.  So what would you be doing? Reviewing client files Reviewing Risk Model and Compliance & Transactions monitoring system  Evaluating compliance risks Monitoring  regulatory reporting requirements and coordinating submissions Developing and maintaining compliance-related business requirements documents and use cases Testing compliance systems Providing day to day advice on Payment Services Regulations (PSRs) and other regulatory requirements Identifying and analysing regulatory change relating to payments You need to be this kind of person Passionate about providing quality service  Resourceful Good problem-solving skills Genuine desire to work in this sector Tech and Internet savvy Desirable: Knowledge of the payments product(s) Good business acumen Your experience is  Experience within a compliance role relating to payments Working knowledge of jmlsg guidance  Understanding of PSD2 , GDPR and other applicable regulation  Comfortable nurturing colleagues on regulatory requirements

The champion on all things Operations , you will ensure that we run a tight ship as we navigate the deep waters of P2P financing.   About The Job Understand our AML & CFT standards to implement effective Know Your Customer (KYC), Due Diligence (DD), Politically Exposed Persons (PEP) and Risk Profiling checks Ensure timely end of day reconciliation between our Trust accounts and microLEAP’s platform Execute transfers between our Trust accounts, handle monthly payments and handle ad hoc deposits and withdrawals from our users Assist in our credit checking process to ensure Issuers are correctly evaluated Be aware of new and current SC regulations and its impact on our company Assist in establishing our Operations manual, code of conduct and SOPs At all times be compliant with Securities Commission's rules, regulations & guidelines   Job Requirements Minimum Diploma or Degree holder Up to 3 years Operations experience in the fintech, banking or financial services sector Willing to join our start-up journey Looking for hungry superstars looking for the next step-up   Our Culture   microLEAP – small steps, BIG IMPACT microLEAP is a Malaysian fintech startup looking to launch a Peer-to-Peer (P2P) Financing Platform focused solely on the microfinance sector (the B40 to lower M40 income group) where Issuers may raise crowd-sourced funds with minimum hassle.   FINTECH STARTUP We recently received approval by the Securities Commission (SC) Malaysia to operate a P2P financing platform. microLEAP made it to the Top 18 teams of UNCDF’s Financial Innovation B40 Challenge as well as the Top 11 teams of 1337 Ventures'​ Alpha Startups: Fintech Edition.

Knoma is an early stage startup backed by a large European VC. We offer a payment solution and marketplace for lifelong learning with the aim of tackling the digital skills gap.  We are looking for an experienced credit underwriter, who can become an instrumental part of the team. As a Credit Risk Manager you would oversee development of the logic and the systems associated with working out who we lend to and how much we lend, and then how we collect that money back. Responsibilities All underwriting (including redecisioning) along with any decision science work needed to build and deploy decisioning models and logic. Credit limit assignment activity and credit limit increase/credit limit decrease programs Setting and monitoring the credit risk control framework (e.g. early warning indicators, risk appetite etc.). Provisioning, write offs and management of our P&L credit loss line Ensuring we lend in a compliant and consumer centric way Competences & Characteristics Knoma would love you to apply if you have a deep understanding of managing consumer credit risk. You should understand all aspects of the credit lifecycle from decision science and underwriting through portfolio management, including collections and provisioning and all of the regulations that apply. You should be comfortable using data and analytics to optimise across all of these stages. In particular, you should have experience of the following within a consumer lending environment: Credit underwriting Collections strategy design and management Decision system management and development Data Science (regression modelling and machine learning) Portfolio optimisation, including redecisioning and credit limit strategy management Credit reference agency data and products (including reporting back and negotiating commercials) Customer Lifetime Value (CLV) modelling/Net Present Value (NPV) modelling/unit economic Capital allocation and P&L income and losses modelling and stress testing A/B test design and statistical significance You should apply if :  Ideally Knoma is seeking someone from the FinTech space, who has experience in working with early stage financial startups.  You’re a real expert in consumer credit risk management and understand the detail behind how to optimise all of the various components that make lending products profitable You have a solid understanding of how lending products work to generate profit including experience of building and using tools like Customer Lifetime Value and/or Net Present Value modelling and how income and losses are recognised on the P&L You have a deep understanding for credit risk measurement and control frameworks and are able to set these up from scratch using first principle thinking You’re self-motivated, highly organised and focussed on impact You’re happy taking an MVP approach and doing what’s good enough for now You’re excited about the future of finance and the importance of lifelong learning You’re able to build strong, mutually respectful relationships with diverse teams Salary competitive! If interested please send your CV over to support@knoma.io

Who are we? We’re changing the way people send money abroad: we’re taking something complicated and making it simple. At WorldRemit, our people and our technology work together to create faster, easier and lower cost money transfers. We send to more than 145 countries around the world and have over 3 million happy customers – a number that’s growing every day! The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area.   The role: The  Senior AML Analyst  is responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include: Conduct, perform and complete applicable Transaction Monitoring of alerts, through investigations and analysis, and identify any potential violation of AML/CTF sanction regulations. Prepare, review and lodge suspicious matters accordingly Attend and address all escalations from the business in a timely manner and escalate urgent matters to the Compliance Officer. Assist and attend to respective and applicable Regulatory Reporting Obligations including, but not limited to, lodgment of AML Reporting obligations and licensing obligations. Assist with the preparation, implementation and monitoring of the applicable business compliance policies and procedures Provide Compliance advice, support and clarifications to the business as required. Collate and submit applicable productivity, quality metrics management report for the applicable Compliance Board reports. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Provide assistance and support to the other APAC Compliance offices where deemed applicable Research and interpret new regulatory guidelines or changes in those guidelines. Monitor compliance with current compliance policies and procedures. Assist in the coordination and support of compliance audits and examinations. Providing assistance in training associates on the company’s compliance policies and procedures. Requirements: At least 5 years of experience working in a compliance role in the banking or remittance sector. Strong AML/C TF & Compliance Financial Services knowledge as part of a varied compliance skill set A strong appreciation of the regulatory landscape as it applies to the remittance/money transfer sector. Holding a recognized compliance qualification a strong plus (CAMS or CRCM) Have the desire to work for a small but rapidly growing firm and have the ambition to progress within the organization Strong communication and relationship building skills A team player and sociable in nature Very high attention to detail The ability to work in a regional and global environment through a variety of communication mediums Driven to succeed and proactive in seeking out information and building relationships

Who we are:   We’re changing the way people send money abroad. We’re taking something complicated and making it simple. Our people and our technology work together to create faster, easier and lower cost money transfers. We send to more than 145 countries around the world and have over 3 million happy customers – a number that’s growing every day. After all, 120,000 5★ reviews can’t be wrong!     We believe in helping our customers’ hard work go further. We’ve helped millions of children to go to school, helped thousands of people to receive medical treatment and, every week, we help tens of thousands of people to pay their bills. But most importantly, we do it all with the creativity, imagination and colourful spirit of our customers.     The work we’re doing is making a splash in the fintech industry too. Accel Partners and Technology Crossover Ventures have invested $140 million in us – and as early backers of the likes of Facebook, Spotify and Netflix, we know we’re in good company! Not only that, but we’re also a member of TechCity UK’s prestigious FutureFifty.     Changing the world isn’t easy, but we’re hoping to find the right people to join us on our way. If you think differently, believe in new solutions to old problems and have the drive to make things happen, you might just be what we’re looking for.  The role: You'll be responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. Your responsibilities: Monitoring of initial and on-going Know Your Customers (KYC) requirements. Auditing/Analysis of customer activities, by communicating with customers on the telephone/email to meet the WR ongoing customer due diligence requirements and obligations. Attending to escalations of Sanction Screenings and matches. Escalating any suspicious activity/concerns to the Compliance Officer. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Conducting suspicious activity and reputational risk investigations as warranted. Carrying out any other tasks as may be requested from time to time. What we're looking for: BA/BS or compensating experience in AML and CTF compliance. Experience working in a KYC or transaction monitoring role. French or Spanish speaker preferable. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes, with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio). 

Deputy MLRO GoCardless processes billions in payments each year. Tens of thousands of businesses across the UK and beyond rely on us to handle their payments, and hundreds more sign up every week. As we look to the future, those businesses will be larger, more demanding, and present in multiple countries - and so will we. We are responsible for ensuring that our products and services do not facilitate money laundering or terrorism financing, and that we fulfil our obligations to our regulators and partners, such as our banking partners, all whilst providing the best possible experience for our merchants, and enabling our business to scale. The Legal and Compliance team are at the forefront of GoCardless’ expansion - both domestically and abroad, and must ensure that GoCardless adopts, implements and maintains innovative and appropriate processes and controls. We are looking for a Deputy MLRO to ensure effective Anti-Money Laundering / Counter Terrorism Financing (AML/CTF) systems and controls are in place at a cutting-edge, dynamic and high-growth fintech company. The role You will be responsible for helping to set the money laundering agenda within GoCardless. You will take a consultative approach and work closely with every business division to implement and manage a comprehensive and proportionate to the nature, scale and complexity, AML/CTF framework. Some of the main elements of the role will involve: Ensuring that GoCardless remains up to date with relevant regulatory developments Carrying out a regular ML/TF risk assessment of GoCardless’ business Coordinating the implementation of standards, policies and guidance, and ensuring these are being communicated effectively to all relevant staff Advising our Compliance Operations team on the development and maintenance of AML/CTF procedures to ensure we stay true to our policies Identifying deficiencies in policies, procedures, systems or controls relating to ML/TF and implementing remedial actions to address such deficiencies Reviewing potential / existing high risk relationships and transactions Determining whether or not suspicious activity reports have substance and require disclosure to the relevant authorities Conducting an annual assessment of training and awareness needs, and implementing, together with the MLRO, an effective company-wide training programme Conducting regular monitoring, testing and reporting on the effectiveness of the AML/CTF programme, including system and tools, and day to day operations Preparing regular management information reports for distribution to the MLRO and Senior Management Lead GoCardless’ review of and response to relevant regulator and industry body consultations Supporting the MLRO in meetings with external auditors and regulators Deputise for the MLRO in their absence What we're looking for We’re looking for someone with relevant experience in a regulated financial institution, and who is passionate about moving to a fast-paced fintech startup. You will be driven and able to work independently, while taking a consultative approach in an area that can be seen as inhibitive to business. You are an experienced AML professional, looking to shape the AML/CTF function at a growing company. We’d love to hear from you if: You can say how new regulations coming into play will impact the business’ products and expansion plans You’ve operated in an environment with multiple regulatory requirements You have experience in drafting, implementing and rolling out AML/CTF frameworks and policies You’re constantly driving for improvement, efficiency and risk management Your risk radar is finely tuned and you work tirelessly to mitigate identified risks Your communication skills are first class, and you are able to distil complex and cumbersome regulation into understandable English You are easy to work with, and want to work in a fun, fast-growing but demanding young company Bonus points if: You’ve supported assessing  and implementing regulatory requirements across multiple geographies You’ve designed/maintained AML/CTF processes and procedures You’ve in depth knowledge of non-UK regulatory requirements You’ve overseen the validation of AML/CTF tools/scenarios (design and performance) You’ve been responsible for overseeing KYC/sanctions checks and/or conducted investigations You have relevant professional qualifications (e.g. ACAMS or ICA AML qualifications)

Help lead the fight against financial crime and provide our customers with a great onboarding experience. About us Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast. We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates. We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ). We’re backed by some of the world’s leading investors including Google Ventures, Salesforce Ventures, Adams Street Partners, Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator.   About the Team The Compliance Operations team plays a critical role in GoCardless’ continued expansion. The team: Manages the initial and ongoing verification of customers in over 30 geographies, providing the best possible customer experience Reviews our customers against PEP and sanctions lists, so we’re only working with customers that we should be Coordinates the delivery of AML/CTF training across the company, so everyone in GoCardless makes compliance conscious decisions Identifies and investigates suspicious activity to ensure that GoCardless is not facilitating financial crime   The Role Making customer onboarding decisions upon reviewing customer documentation Resolving escalated alerts that result from our PEPs and Sanctions screening process and customer onboarding process Investigating suspicious activity using a wide range of tools, producing suspicious activity reports and submitting to relevant Financial Investigation Units when required Understanding end to end compliance operations processes and delivering improvements to increase efficiency Researching and implementing new tools that allow us to streamline our customer onboarding  experience Identifying opportunities to upskill other team members and proactively sharing knowledge Reporting on team, process and supplier performance on a regular basis You will act as the subject matter expert on compliance matters within the team in order to drive continuous compliance with existing processes and handle complex onboarding cases You will continually look to improve customer experience and team efficiency by challenging our thinking and asking why we do what we do Supporting the MLRO and Compliance Operations Manager on regulatory issues and our approach to upcoming new regulations Delivering training for staff based in the EU This is a full-time role based in our Paris office, although some travel to other European offices may be required The hours for this role are Monday - Friday, 9 -6 (CET) There will an an initial 4-6 weeks of training in our London HQ   What we're looking for You have experience in signing-off high-risk customers within defined parameters and escalating when necessary You have a minimum of 2-3 years of compliance experience and are motivated by resolving escalations coming from junior members of the team You take pride in paying attention to detail and see tasks through to the end You are easily dissatisfied with how things are run - you frequently feel the urge to act when someone tells you “this is how we’ve always done it” You have a tremendous sense of urgency tempered by the ability to keep calm under pressure You must be fluent in French and English (written and verbal) - this is essential for this role Bonus points for other language skills (German or Spanish)   Benefits Generous holiday allowance Private health insurance Generous maternity & paternity leave Training budget for your personal development Transportation allowance and meal coupons Plus many more Our team comes from a variety of backgrounds and we welcome diversity – if you're unsure, please apply.

Help lead the fight against financial crime and innovate the way to achieve this. About GC Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast. We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates. We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ). We’re backed by some of the world’s leading investors including Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator. About the team The Compliance Operations team plays a critical role in GoCardless’ continued expansion. The team: Manages the initial and ongoing verification of customers in over 30 geographies, providing the best possible customer experience Reviews our customers against PEP and sanctions lists, so we’re only working with customers that we should be Coordinates the delivery of AML/CTF training across the company, so everyone in GoCardless makes compliance conscious decisions Identifies and investigating any suspicious activity to ensure that GoCardless is not facilitating financial crime The role Making customer onboarding decisions upon reviewing customer documentation Resolving escalated alerts that result from our PEPs and Sanctions screening process Investigating suspicious activity using a wide range of tools, producing suspicious activity reports and submitting to relevant Financial Investigation Units when required Understanding end to end compliance operations processes and delivering improvements to increase efficiency Researching and implementing new tools that allow us to streamline our customer onboarding experience Identifying opportunities to upskill other team members and proactively sharing knowledge Reporting on team, process and supplier performance on a regular basis You will act as the subject matter expert on compliance matters within the team in order to drive continuous compliance with existing processes and handle complex onboarding cases You will continually look to improve customer experience and team efficiency by challenging our thinking and asking why we do what we do Responsibilities will include reviewing customer documentation to understand complex structures; resolving escalated PEPs and Sanctions alerts and producing/ filing SAR reports What we're looking for You have experience in signing-off high-risk customers within defined parameters and escalating when necessary You have minimum 2 years compliance experience and are motivated by resolving escalations coming from junior members of the team You take pride in paying attention to detail and see tasks through to the end You are easily dissatisfied with how things are run - you frequently feel the urge to act when someone tells you “this is how we’ve always done it” You have a tremendous sense of urgency tempered by the ability to keep calm under pressure Bonus points if you’re fluent in French, Spanish or German Benefits Generous holiday allowance Private health insurance Private pension scheme Flexible working hours Generous maternity & paternity leave Training budget for your personal development Breakfast, drinks and snacks Company lunch every month Volunteer time Yoga, football and basketball Plus many more Our team comes from a variety of backgrounds and we welcome diversity – if you're unsure, please apply.

Help lead the fight against financial crime and give our customers a great onboarding experience.   About us Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast. We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates. We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ). We’re backed by some of the world’s leading investors including Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator.   About the Team The Compliance Operations team plays a critical role in GoCardless’ continued expansion. The team: Manages the initial and ongoing verification of customers in over 30 geographies, providing the best possible customer experience Reviews our customers against PEP and sanctions lists, so we’re only working with customers that we should be Coordinates the delivery of AML/CTF training across the company, so everyone in GoCardless makes compliance conscious decisions Identifies and investigates any suspicious activity to ensure that GoCardless is not facilitating financial crime   The Role  Making customer onboarding decisions upon reviewing customer documentation Reviewing alerts that result from our PEPs and Sanctions screening process Communicating with our customers to guide them through the onboarding process You will continually look to improve customer experience and team efficiency by challenging our thinking and asking why we do what we do Identifying opportunities to upskill other team members and proactively sharing knowledge Conducting Enhanced Due Diligence checks Identifying opportunities to upskill other team members and proactively sharing knowledge   This is a full-time role based in our London office on an initial 12-month contract: During training, hours will be 9:00 - 18:00 Expected hours after training will be 23:00 - 08:00, Sunday to Thursday   What we're looking for You have a minimum of one-year compliance experience working in a similar role You will have had previous experience working during a night shift You must have the ability to work autonomously as this is a remote position You take pride in having strong attention to detail and always see tasks through to completion You are easily dissatisfied with how things are run - you frequently feel the urge to act when someone tells you “this is how we’ve always done it” You have a tremendous sense of urgency tempered by the ability to keep calm under pressure You understand the importance of anti-money laundering and counter-terrorist financing Equally, you’re conscious of the customer experience and explaining our requirements effectively You have flawless written and verbal communication skills and are happy to support customers via email or over the phone Bonus points if you are fluent in French, German or Spanish   Our team comes from a variety of backgrounds and we welcome diversity – if you're unsure, please apply.

Help lead the fight against financial crime and give our customers a great onboarding experience.   About us Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast. We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates. We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ). We’re backed by some of the world’s leading investors including Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator.   About the Team The Compliance Operations team plays a critical role in GoCardless’ continued expansion. The team: Manages the initial and ongoing verification of customers in over 30 geographies, providing the best possible customer experience Reviews our customers against PEP and sanctions lists, so we’re only working with customers that we should be Coordinates the delivery of AML/CTF training across the company, so everyone in GoCardless makes compliance conscious decisions Identifies and investigates any suspicious activity to ensure that GoCardless is not facilitating financial crime   The Role  Making customer onboarding decisions upon reviewing customer documentation Resolving alerts that result from our PEPs and Sanctions screening process Communicating with our customers to guide them through the onboarding process You will continually look to improve customer experience and team efficiency by challenging our thinking and asking why we do what we do This is a full-time role based in our London office: During training, hours will be 9:00 - 18:00 Expected hours after training will be 14:00 - 23:00. However, this is subject to change and this role may require you to work a rota of day and evening shifts (please note we would spread these out so that your shift work is manageable)    What we're looking for You have previous experience working in a customer onboarding team or similar role You take pride in paying attention to detail and see tasks through to the end You naturally take initiative and ask the right questions to help you succeed You are easily dissatisfied with how things are run - you frequently feel the urge to act when someone tells you “this is how we’ve always done it” You have a tremendous sense of urgency tempered by the ability to keep calm under pressure You understand the importance of anti-money laundering and counter-terrorist financing Equally, you’re conscious of the customer experience and explaining our requirements effectively You have flawless written and verbal communication skills and are happy to support customers via email or over the phone You are fluent (written and verbal) in English and French   Our team comes from a variety of backgrounds and we welcome diversity – if you're unsure, please apply.

BANQIA is looking for a Star Intern to join our Sales department and learn everything about the Payment & Crypto currency world We are looking for an eager, smart and hungry individual to join our 6 month full-time internship program. Our teams are growing very fast and the support given by interns is key for the day to day operations and for Banqia´s  growth. A significant part of our staff started as interns, so this could be your chance! The Role By joining BANQIA you will: You will develop high level proposals for our top clients You will coordinate with other departments (sales, marketing, operations, HR...) You will work in a dynamic and demanding environment Learn how to master Powerpoint, Excel and Bloomberg Learn how to analyze and fully understand a company's operations Learn side by side with the Sales team by supporting them in their day to day duties. REQUIREMENTS You The ideal candidate will possess: Relevant Degree in Finance, Economics or Business Administration (any focus on Payments/Crypto & FX will be a plus). Outstanding analytical skills You feel VERY comfortable working with Excel and powerpoint Great Interest in Finance, Forex and Crypto Crurrency Excellent level of English and Spanish. Any other language skill is a plus. BENEFITS About the Job Career opportunities after finishing the internship period. Internships lasts from 4 to 6 months in a full time basis. Start date: ASAP

Who are we? We’re changing the way people send money abroad: we’re taking something complicated and making it simple. At WorldRemit, our people and our technology work together to create faster, easier and lower cost money transfers. We send to more than 145 countries around the world and have over 3 million happy customers – a number that’s growing every day! The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area.   The role: The role, reporting to the Deputy Regional Head of Compliance APAC, will work in a small team to assist with ensuring compliance with all applicable regulatory obligations and company policies and procedures through the performance of a wide variety of compliance tasks. JOB DESCRIPTION: Due to the rapid expansion of the Company, WorldRemit is looking for a Compliance Analyst to help with the increasing workload.  This is an ideal role for an individual with an interest in Compliance and Anti-money Laundering.  As Compliance Analyst your duties will include but not limited to: Monitor compliance with current compliance policies and procedures. Escalate issues to the Country Compliance Officer with results of research. Monitor public presence of WorldRemit for compliance. Assist in the coordination and support of compliance audits and examinations. Manage the resolution of compliance issues. Providing assistance in training associates on the Company’s compliance policies and procedures. Performing routine daily tasks—reviewing reports, preparing necessary correspondence, and participating in department projects. Carrying out any other tasks as may be requested from time to time. Assist and support the Regulatory Compliance Team with Internal projects, audits, documentations review and collation Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Scope for providing assistance and support to the APAC WorldRemit branches.   SKILLS AND EXPERIENCE REQUIRED Previous experience in AML/Compliance is required and the candidate should have a good understanding of the financial services environment (including remittance business) and the associated regulations. Have a professional manner and excellent communication skills. Have a logical working style and a high attention to detail. Have an ambitious nature with a drive to progress in their career. Have the ability to work with confidential and sensitive information in a trustworthy and professional manner. Be able to work under pressure, handle conflicting demands, and identify priorities. Analytical skills and strong attention to detail Ability to multitask and manage multiple deadlines Excellent written and verbal communication skills.

Who are we? We’re changing the way people send money abroad: we’re taking something complicated and making it simple. At WorldRemit, our people and our technology work together to create faster, easier and lower cost money transfers. We send to more than 145 countries around the world and have over 3 million happy customers – a number that’s growing every day! The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area. The role: Due to the rapid expansion of the Company, WorldRemit is looking for a AML Analyst to help with the increasing workload.  This is an ideal role for an individual with an interest in Compliance and Anti-money Laundering.   As an AML Analyst your duties will include but not limited to: Assist and coordinate Customer Account reviews and Quality Assurance Monitoring of initial and on-going Know Your Customers (KYC) requirements. Providing AML Compliance advice and clarifications to the business as required. Monitor compliance with current compliance policies and procedures. Escalate issues to the Country Compliance Officer with results of research. Assist in the coordination and support of compliance audits and examinations. Manage the resolution of compliance issues. Providing assistance in training associates on the Company’s compliance policies and procedures. Performing routine daily tasks—reviewing reports, preparing necessary correspondence, and participating in department projects. Providing AML Compliance advice and clarifications to the business as required. Attending to escalations of Sanction Screenings and matches by the WR Support office. Escalating any suspicious activity/concerns to the Compliance Officer. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Scope for providing assistance and support to the APAC WorldRemit branches.   SKILLS AND EXPERIENCE REQUIRED Previous experience in AML/Compliance is required and the candidate should have a good understanding of the financial services environment (including remittance business) and the associated regulations. Have a professional manner and excellent communication skills. Have a logical working style and a high attention to detail. Have an ambitious nature with a drive to progress in their career. Have the ability to work with confidential and sensitive information in a trustworthy and professional manner. Be able to work under pressure, handle conflicting demands, and identify priorities. Analytical skills and strong attention to detail Ability to multitask and manage multiple deadlines Excellent written and verbal communication skills.

POSITION:   Canadian AML / Compliance Officer REPORTING TO:  Regional Head of Compliance – North America This role is responsible for the management of maintaining and applying regulatory compliance, recordkeeping, compliance and program monitoring, and analytical functions involved with the Proceeds of Crime (Money Laundering) & Terrorist Financing Act (PCMLTFA), Canadian Economic Sanctions, and Canadian financial services compliance regimes. This role will be the stated PCMLTFA Compliance Officer. The main duties include: Day to day management of PCMLTFA and Canadian Economic Sanctions regimes: Conducting ad-hoc and annual Risk Assessments; Assuring appropriate officer coverage and business continuity; Maintaining AML records; Reviewing transactions and identifying activities that suggest potential money laundering or other suspicious activity; Filing required reports with FINTRAC; Exam and Audit oversight; Manage the resolution of outstanding issues identified in Exams and Audits; Maintain MSB registrations; Manage Client Identification Program; and Report to Executive Management on the status of the regime. Responsible for the overall health and maturity of the PCMLTFA & AML regime Day to day management of Canadian Financial Services Compliance Regimes: Conducting ad-hoc and annual Risk Assessments; Maintaining Compliance records; Filing required reports; Exam and Audit oversight; and Manage the resolution of outstanding issues identified in Exams and Audits. Assure compliance with country laws, regulations, and Company policies and procedures. Manage Compliance Management System (CMS), internal audits and consultations; Update and maintain the CMS and its derivative programs; CMS consulting; CMS monitoring and testing; Externally sourced audits as appropriate. Produce periodic management reports. Make recommendations to management about cases regarding or impacting reputational risk. Carrying out any other tasks as may be requested from time to time. Manage onsite and offsite staff. Member of the Canadian jurisdictional Compliance & AML Committees and Chair meetings. Requirements: Thorough understanding of PCMLTFA. Understanding the risk of non-compliance. Experience recommending process or program improvements to comply with regulations Team player; adaptable in a fast-paced and changing environment. Ability to manage daily processes High attention to detail. Have a sense of urgency necessary to ensure customer transactions are reviewed promptly. Experience in managing a Compliance Management System and familiar with COSO three lines of defence Experience in managing a Quality Assurance program Outstanding customer service skills. Ability to dive into the details and develop greater understand how customer electronic footprint is used in the transaction monitoring and decision matrices. Highly disciplined, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Excellent time management skills – Be able to organize and meet daily, monthly, quarterly and annual deadlines for multiple licenses / regulatory request. Must be able to balance extreme pressure and deadlines with constantly changing priorities. University degree or equivalent experience. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio). Ability to travel internationally up to 10% of the time. Desired Skills: Bi lingual (English & French) Compliance related certifications such as CAMS or CRCM. Experience as a Regulator a plus

We are looking for an  AML Analyst  to join the  Compliance Team . The successful candidate will be responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions warrant further review; identifying potential higher risk relationships; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include:   Monitoring of initial and on-going Know Your Customers (KYC) requirements. Auditing/Analysis of customer activities. Escalating any suspicious activity/concerns to compliance management. . Assist with any other Compliance related matters or projects as identified and assigned by compliance management. Conducting suspicious activity and reputational risk investigations as warranted. Carrying out any other tasks as may be requested from time to time. Requirements: Bachelor’s degree in Banking, Finance, Accounting or equivalent course 1-2 years relevant work experience in a financial institution handling financial fraud, financial accounting, compliance, card verification. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes, with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio).

Roles & Responsibilities Ensure company policies, internal control procedures & manuals are up-to-date with regulatory requirements and monitor adherence with these policies Check and approve AML / KYC due diligence assessments on new client onboarding and conduct transaction monitoring for AML Assist with client profile update based on information collected by internal source and public platform Act as an internal control function to conduct risk assessment Ensure the business and operations are in compliance with regulatory requirements Develop training materials and coordinate compliance / AML training Carry out compliance work on the company’s operations & systems and prepare reports for management decisions. Respond to enquiries from regulatory bodies Participate in any system enhancement UAT, and Ad-hoc projects as assigned Job Requirements Bachelor’s degree in Law/Accounting/Finance or other business discipline 4 to 5 years of experiences in client onboarding/CDD/KYC roles; candidates with less experience will be considered for Assistant Compliance Manager role Client onboarding & AML experiences with Financial Institutions would be highly preferable Ability to work independently and exercise independent judgment, discretion, and decision-making Excellent communication and interpersonal skills, including strong command in English & Cantonese Fluency in Mandarin would be advantageous

WorldRemit  is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 120 countries and the number is growing all the time. Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen. The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area. The Senior AML Analyst responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include: Monitoring of initial and on-going Know Your Customers (KYC) requirements. Auditing/Analysis of customer activities, by communicating with customers on the telephone/email to meet the WR ongoing customer due diligence requirements and obligations. Attending to escalations of Sanction Screenings and matches. Escalating any suspicious activity/concerns to the Compliance Officer. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Conducting suspicious activity and reputational risk investigations as warranted. Carrying out any other tasks as may be requested from time to time. Requirements: BA/BS or compensating experience in AML and CTF compliance. French or Spanish speaker preferable. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes, with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio). 

WorldRemit  is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 120 countries and the number is growing all the time. Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen. The mission of the  Compliance Department  is to assist in the implementation and oversight of the compliance functions embedded throughout WorldRemit and to carry out its mission with integrity and in accordance with WorldRemit’s legal, regulatory and ethical responsibilities. With 50 + regulatory jurisdictions and a truly global span, compliance at WorldRemit provides many exciting challenges and opportunities for those in the compliance area. The Senior AML Analyst  is responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence. The main duties include: Conduct, perform and complete applicable Transaction Monitoring of alerts, through investigations and analysis, and identify any potential violation of AML/CTF sanction regulations. Prepare, review and lodge suspicious matters accordingly Attend and address all escalations from the business in a timely manner and escalate urgent matters to the Compliance Officer. Assist and attend to respective and applicable Regulatory Reporting Obligations including, but not limited to, lodgment of AML Reporting obligations and licensing obligations. Assist with the preparation, implementation and monitoring of the applicable business compliance policies and procedures Provide Compliance advice, support and clarifications to the business as required. Collate and submit applicable productivity, quality metrics management report for the applicable Compliance Board reports. Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer. Provide assistance and support to the other APAC Compliance offices where deemed applicable Research and interpret new regulatory guidelines or changes in those guidelines. Monitor compliance with current compliance policies and procedures. Assist in the coordination and support of compliance audits and examinations. Providing assistance in training associates on the company’s compliance policies and procedures. Requirements: At least 5 years of experience working in a compliance role in the banking or remittance sector. Strong AML/C TF & Compliance Financial Services knowledge as part of a varied compliance skill set A strong appreciation of the regulatory landscape as it applies to the remittance/money transfer sector. Holding a recognized compliance qualification a strong plus (CAMS or CRCM) Have the desire to work for a small but rapidly growing firm and have the ambition to progress within the organization Strong communication and relationship building skills A team player and sociable in nature Very high attention to detail The ability to work in a regional and global environment through a variety of communication mediums Driven to succeed and proactive in seeking out information and building relationships

A broad role, this position has two major functions – firstly the regional management of compliance activities across Europe, Middle East and Africa and secondly, the application of compliance principles to support growth across the region. The central feature of this role will involve oversight of regulatory compliance and AML and CTF programmes across the EMEA region and fostering a strong culture of regulatory compliance, AML and CTF awareness. The first major responsibility is to maintain the risk assessments across all programmes. They will ensure compliance at all times with all applicable laws and regulations. The incoming hire will help oversee and manage all Compliance training, record management, current licensing, suspicious activity monitoring, and all exams and audits. Further, they will manage the resolution of issues identified in both the latter. They will also attend to any law enforcement requests. They will partake in reporting, to inform executive management on the status of regulatory compliance. Leveraging the company’s best-in-class practices, they will oversee anti-fraud programmes across the region and roll them out in new countries. This hire will bring an acute prioritisation to the role - the UK/Europe is the most mature part of the region, Africa, with the pre-approval of the South African Reserve Bank, is growing and the Middle East is unexplored; the priority will be to build this out in continental European, African and Middle Eastern markets. Given WorldRemit’s ambitious growth plan to roll out across many of these countries will necessitate applying for licences, there will be an advisory component to this position. This may include flying out to country to represent WorldRemit to central banks and regulatory bodies and maintaining an excellent, ongoing dialogue with them. Additionally a portion of their time will be dedicated to conducting and overseeing correspondent reviews. They will inherit and manage a team of ten and by building it out, create capability which frees them to focus on the more strategic and advisory tasks. The Data Protection Officer will report into this person. Whilst this person will immediately assume the responsibilities of the Money Laundering Reporting Officer, they will separately hire a dedicated MLRO to assume those tasks. This will include supporting licence applications, and proactively understanding the direction of compliance and regulations in target markets to support the latter. It also includes influencing global policies, risk frameworks in terms of onboarding new partners, correspondents and marketing campaigns and marketing campaigns (on consumer and data protection issues). It will be important for this hire to build up strong relationships with the global compliance team, to ensure consistency of processes. They will bring a reputational risk mentality to their daily work and set appropriate processes, including escalation and working with the UK’s Financial Intelligence Unit. They will correspondingly build up strong working relationships with the business continuity team. This hire will strike the right balance between fulfilling all the professional duties of a control function and serving as a counterbalance to business development team, enabling WorldRemit to grow in a sustainable way. Based in London HQ, the role will involve travel across Europe and the Middle East.  Summary of required experience & attributes • Compliance Subject Matter Expertise: Will be steeped in AML/KYC/ /CTF/Consumer Protection best practice and know how to leverage this to enable sustainable growth. Will also understand the compliance governing the consumer finance and foreign exchange industries. Will know how to implement best compliance, audit, and risk assessment practices and resolve outstanding issues. Will be completely familiar with the “three lines of defence” compliance model, as well as conducting correspondent reviews. Familiar with General Data Protection Regulation (GDPR) and Payment Services Directive (PSD2). Able to share and co-create best practice with the broader global compliance team. They may have a recognised compliance diploma. • Broad Geographical Knowledge: Whilst immediately knowledgeable and experienced in the relevant markets, will have broad knowledge of the international compliance landscape. Has the intellectual agility to rapidly learn new laws and regulations in order to ensure compliance in all relevant territories. Will have a holistic understanding of global and regional compliance initiatives. • Execution and Implementation: Will know how to implement best-in-class compliance, audit, and risk assessment practices and resolve outstanding issues, as well as conducting correspondent reviews. Will act as a control function to local management, the business development (partnerships) organisation and WorldRemit at large. • Commercial and Growth Company Mentality: Will be comfortable working in a high-growth environment. Have the commercial acumen to align company goals with compliance best practice. Will be proactive in engaging with regulators in new countries. Able to advise on all compliance aspects and escalate issues accordingly. They will be able to support all other aspects of applying for and maintaining in country licences. • Gravitas, People and Stakeholder Management: Has the gravitas to represent the firm at the highest levels within regulatory bodies, banks and governments in target countries. Will attract talent and build a team over time. Will act as a control function and a highly-trusted advisor to local management, the partnerships organisation and WorldRemit at large. Will be able to interact and create presentations for a wide variety of stakeholders internally (including but not limited to members of the product, legal, finance and customer service teams) and externally. • Cultural Fit: WorldRemit is deeply proud of its goal to disrupt an incumbent industry, create commercial success and fulfil a broader social mission. The company is known for its low ego culture, and its high intellectual bar. This hire will bring exceptional subject matter expertise and judgement to the role and have natural gravitas in high-level discussions.

About WorldRemit WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple.  Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 110 countries and the number is growing all the time.  Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world.  These were never designed to work together, but WorldRemit makes it happen.  Our customers love us: 690,000 Likes on Facebook and a 5* rating on Trustpilot.  The industry is also excited about WorldRemit: Accel Partners (an early backer of Facebook and Spotify) invested $40 million and we’re a member of TechCity UK’s prestigious FutureFifty.  The journey is just beginning.  We believe in faster, simpler, lower-cost money transfers.  That means building beautiful products and better services for our customers.  Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.   This role is responsible for the analytical functions involved with the daily monitoring of the activities related to the regulatory compliance programs. Assist management with ensuring compliance with regulations, Company policies and procedures through review of high risk reports; monitoring and conducting risk assessments; partnering with personnel as it pertains to regulatory compliance issues; and remaining current on compliance matters as they relate to privacy, consumer complaints, marketing, etc.  The main duties include:   Review consumer complaints for systemic problems. Review marketing material and practices. Research new compliance changes. Monitor compliance with current compliance policies and procedures. Escalate issues to the Country Compliance Officer with results of research. Liaise closely with the Director of Customer Service to ensure appropriate practices. Monitor public presence of WorldRemit for compliance. Assist in the coordination and support of compliance audits and examinations. Manage the resolution of compliance issues. Providing assistance in training associates on the Company’s compliance policies and procedures. Performing routine daily tasks—reviewing reports, preparing necessary correspondence, and participating in department projects. Carrying out any other tasks as may be requested from time to time. Requirements:   BA/BS or compensating experience in compliance. Team player adaptable to fast-paced and changing environment Ability to manage tight processes with accuracy and attention to detail Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written Strong organizational skills Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio)