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This Intern role will be for three months assisting the VP of Sales to rapidly grow the first product launched by Verasity : GenesisPlayer. Your responsibilities will include: • Contacting existing and potential customers worldwide • Assisting the sales team • Assisting in the distribution and delivery of marketing materials • Gathering competitive information and communicating market trends and future needs • Maintaining and developing relationships with existing customers • Enter contact information into our international contact management system • Maintaining diaries and arranging appointments £16,000 - £18,000 pa +commission

DESCRIPTION About us At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us!   The role We’re a small design team who work very closely with each other and our development teams. This allows each of us to have a big impact on shaping the future of the Monese product, both functionally and visually. Our process and skill requirements are wide ranging as we work as full stack product designers across the UX/UI of both our IOS and Android apps. We cover all aspects of the design process, from participating in Design sprints and wire-framing features, through to high fidelity UI design with illustrations and animations. We regularly prototype and test features with real users. We also help conducting layout adjustments for internal tools (i.e BackOffice). Finally we write feature design specs and provide detailed style guides for developers. We’re looking for a mid-weight level Product Designer, someone who’s driven by problem solving and designing great experiences, whilst being obsessive over visual craft and beauty. If you’re looking to take your next step and produce the best work of your career, we’re very excited to work with you. REQUIREMENTS Strong UI/UX skills Strong mobile app and responsive web design experience An expert using Sketch and the Adobe Creative Suite Illustration and iconography as well as motion design and animation skills Experience with prototyping tools Experience working directly with developers on design implementation Driven, hardworking and comfortable in a fast-paced environment The ability to take charge of your time and meet deadlines The ability to think at a high level about product strategy and vision (not just 'how it should look' but 'what we should build and why') Familiarity using Jira would also be a plus BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. Monese serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast-growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. About the role We are looking for a dedicated Legal Executive, who will make sure that our business adhere to law by giving legal advice and monitor all applicable legal aspects. Your day-to-day tasks will include, but are not limited to: Thorough review and in some instances writing of contracts with our commercial partners Manage the fast and effective agreement of commercial terms with external parties following guidance from the CEO and relevant members of the leadership team Lead the negotiations of the legal agreements with our commercial partners Document management of our legal agreements and ensure that the agreements with partners are renewed and terminated on a timely manner Draft and review agreements with our customers (e.g. terms and conditions, privacy policy) Review and keep employment and option agreements up to date Guide and advise executives and teams with legal matters when needed Stay up to date and informed of the latest rules and regulations which will affect our business and ensuring the leadership team is given the necessary guidance on this front Ensure all contracts, policies and procedures adhere to the latest regulations and laws Assist in ensuring the company and its employees are aware of the laws and regulations that affect them in the workplace that is FCA regulated Find, seek advice from, liaise with and manage external legal partners Ensure the business is aware of areas of risk in business operations and related decisions REQUIREMENTS Proven experience in a similar role, preferably in the finance industry Excellent knowledge and understanding of corporate law and procedures Familiar with banking and financial services products and environment Good working knowledge of relevant UK specific as well as wider European regulations Outstanding verbal and written communication skills BSc degree in Law BENEFITS Benefits of working at Monese: Stock options and competitive salary Ample opportunity for personal growth within Monese as you will be an important part of a fast- growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded and talented people Opportunity to travel between our offices and meet other teams as wel Flexible working schedule and possibility to work remotely

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues. About the role Working closely with the rest of the Monese team on multiple projects, you’ll bring to the table a drive for impact, a curious and tenacious approach to help improve our users’ experience via data-driven experiments. Specifically, we’re looking for people with a keen interest in improving retention, ideally with experience building retention + engagement through marketing automation / CRM. Role Specifics: Define the strategic marketing automation roadmap based on detailed understanding of their qualitative and quantitative usage data Use mobile analytics and attribution tools to build and investigate key user funnels, segmented retention charts and behavioural analyses to find problems, opportunities and campaign ideas Ideate, build, QA, deploy and optimize those campaigns across the customer lifecycle using email, SMS, push notifications and in-app messages to deliver measurable impact Turn experiments into complex lifecycle flows using triggers and segmentations that intelligently send campaigns with both static and dynamic content Closely monitor campaign delivery and conduct robust statistically significant reports against core retention KPIs Work closely with data and BI experts to perfect the algorithms and data outputs that drive insight and action Ability to work in an agile team with a ‘hands-on’ approach. REQUIREMENTS What we are looking for: You have at least 3 years prior experience developing, managing and measuring CRM campaigns over some or all of Email, Push and In-App channels, ideally for a mobile-first or mobile-only startup. You’re comfortable with terms like SDK and API, even if you are not a coder. You have prior experience with some or all of: Amplitude, Apssflyer, Mixpanel, Braze, Branch, Localytics, Google Analytics, MParticle, Segment, Deep-linking and be able to quickly familiarize yourself with new tools + 3rd party solutions. You have experience working with product, tech and data teams for complex data/tech requirements gathering, documentation and QA Excellent communication and presentation skills (written and verbal). Passion for solving complex interaction problems and ability to take charge of your time and meet deadlines. Experience of working in multi-national / multi-lingual environments beneficial Fluent English skills BENEFITS Benefits of working at Monese: Stock options and competitive salary Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues Flexible working schedule

DESCRIPTION About Monese Monese revolutionises banking for expats, digital nomads and immigrants. Residency restrictions imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when they arrive in a new country. Our breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app. Monese's fully-featured banking account comes with cheap global payments and a contactless debit card. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us! About the role We are looking for three proactive and eager persons to assist with our AML / fraud / SAR function for 2 months. You will support various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, global sanctions screening, enhanced due diligence or other AML processes. The person will also work closely with the MLRO on continuous improvements, occasional internal control auditing and reporting requirements. Role Responsibilities: Ensuring Suspicious Activity Reports, Sanctions Screening, KYC and PEP's are fully investigated in line with regulatory requirements. Investigating and identifying fraudulent activity, compiling full reports and ensuring all confirmed findings are reported to the MLRO. Serving as a subject matter expert on suspicious activity monitoring to other departments by providing advice and counsel to ensure they understand AML compliance and implications to their operations. Working closely with management to ensure critical functions are fulfilled timely and accurately. Detecting potential suspicious activity when complex manual processes are needed. Supporting the MLRO with internal control audits on customer support and other functions within the business, basing the results in line with company policies and regulations. Identifying and recommending training aids/materials that may aid in improved compliance and efficiency. Assisting the MLRO with continuous improvement ideas on processes and systems. REQUIREMENTS Experience, traits and skills required: Proven experience in an AML/Risk investigative type role is a must. Experience in AML within a bank is preferable, but not required. Strong attention to detail. Knowledge of current AML legislation, money laundering techniques/patterns and counter-fraud preventive measures is a must. A team player willing to help the team and educate those less aware of the risk of money laundering displaying a supportive and understanding attitude. Willingness to learn and adapt to the current business culture both in the Risk department and beyond. A proactive, can-do attitude. The ability to think outside the box and help improve the business, department and processes. Telephony and customer contact experience is preferable but not a necessity. BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast-growing team is located in London, UK, Tallinn, Estonia and Lisbon, Portugal. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues.   Job Description As IT Security Engineer at Monese you will be responsible for protecting the organisation’s computers, networks and data against threats, such as security breaches, computer viruses or attacks by cyber-criminals. You will be required to evaluate and identify any potential Security Threats to the business and to ensure the proper and robust risk mitigation systems are in place. You will also ensure the appropriate Information and Cyber Security controls are effectively implemented and managed. You will be relied upon for carrying out good practice and behaviours in all the teams and informing Head of Internal IT where and when improvements need to be made.   Role responsibilities: Provide guidance and assist business stakeholders with (IT) Governance and Information Security enterprise. Manage security audits and report audit issues. Educate and support the team leads on all IS matters. Contribute to the future Information Security & Governance strategy Accountable for ISO 27001 ISMS maintenance and related activities. Manage and maintain Information Security Audit program and Risk Event Register. Ensure Monese is compliant with the GPDR legislation that must be enforced and of relevance to the appropriate running of Monese. Audit and manage any reported breaches from the security auditor(s) and ensure the escalation of these reports according to the organisation’s policies. Providing reporting on a monthly/bi-monthly/quarterly basis for the key stakeholders detailing any breaches. Ensuring that all IT services are reliable and secure. Proactively improving services security and quality. Cooperating with Internal IT, software and quality engineers to ensure that all teams are on the same page with regards to IS. REQUIREMENTS Strong background and proven track record in IT (IT support, System Administration, Software Development) 3+ years of experience in IT security Ideally IT Security / Computer Science related degree or certification Have strong knowledge of IT systems, processes and controls Understanding of Database, Networking and Systems Experience with Antivirus software and web proxy management Governance, Risk and Compliance (GRC) – Including ISO 27001, GDPR Understanding of applicable UK law and regulations in relation to IT Security Aware of current developments in IT security A thorough understanding of information security principles Strong analytical skills Ability to prioritise tasks, communicate effectively and recognise the value of collaboration between team members BENEFITS Benefits of working at Monese: Opportunities to progress in your career, being an essential part of a growing team and processes An opportunity for independent and self-reliant work Knowing your contributions matter on every level in making our product the best it can be International team and fun office environment with plenty of perks An incredible team of open-minded people dedicated to creating the best banking product yet Stock options.

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues.   About the role We are looking for a Business Analyst who will be the vital link between our information technology capacity and business objectives. In this role you will be working with different teams to define, build and roll-out innovative technology and business processes in fast-paced environment.   Role Specifics: Conducting solid and detailed investigation of business needs and designing the best solution in close collaboration with both business and development. Defining configuration specifications and business analysis requirements. Identifying issues and opportunities, and acting as a bridge between different projects. Creating user stories and translate high-level business solutions into technical specifications. Ability to work in an agile team with a ‘hands-on’ approach. Constantly be on the lookout for ways to improve monitoring, discover issues and deliver better value to the customer. REQUIREMENTS What we are looking for: Profound experience in business and/or system analysis of complex software systems. Solid experience in writing SQL queries. Extensive experience with UML modelling. Ability to translate ambiguous business requirements into analytical insights. Excellent communication and presentation skills (written and verbal). Ability to follow a system’s life cycle process. Previous experience in Finance would be beneficial. Passion for solving complex interaction problems and ability to take charge of your time and meet deadlines. Fluent English skills BENEFITS Benefits of working at Monese: Stock options and competitive salary Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues Flexible working schedule and possibility to work remotely

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. Monese serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues.   About the role We’re looking for a talented and self-motivated QA engineer with experience in all phases of the software development lifecycle to join us on a permanent basis in our London office. You will be responsible for the design, implementation and execution of manual test solutions and supporting test engineering practices. So we are looking for a creative and curious person with hands-on mentality, who likes to figure out puzzles and understand the whole picture. We are very keen to take on board a QA engineer that does not shy away from responsibilities and takes great pride in delivering high quality work. Moreover, your responsibilities will include but are not limited to: Planning and managing all phases of the quality assurance process Responsible for the design, implementation and execution of manual test solutions supporting test engineering practices Develop automation test scripts using the functional test cases Cross browser web testing Localisation and regression testing Identify, record, document and track bugs as well as run tests for all releases Updating team on open project statuses and testing activity around features REQUIREMENTS We expect you to have: Previous working experience as QA engineer and/or developer Experience with consumer facing mobile applications Demonstrable manual testing experience with iOS and Android applications A high level of proficiency in testing techniques such as exploratory testing Up to date understanding of the latest developments in mobile application testing Ability to take charge of your time and prioritise problems to solve Good communication skills and the will to be part of our team Experience working in a cross functional development team, collaborating with designers, product managers and developers Passion about building something truly meaningful in the financial sector Experience with Testrail or a similar test case management tool Experience using Charles Proxy Education or a proven track record in software development BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. Monese serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues.   About the role In joining Monese’s award winning team as strong mid-weight to senior iOS Developer you will be participating in driving our already successful banking service to new heights. Possessing a passion for pushing mobile technologies to the limits you will be a member of a seasoned, cross-functional team of developers, analysts and designers that will partner with you in crafting the next-generation of mobile banking features for the Monese mobile apps on iOS. If taking on a big part of the responsibility for making Monese the most innovative banking account in the world doesn’t scare you and you want to file patents not follow trends then read on… REQUIREMENTS We are looking for you, if you have: Proven commercial experience in iOS app development Experience working in an Agile environment, as well as with Xcode, Swift and iOS SDK Knowledge of using Jira, Bitbucket and Github in collaborative environment Experience in maintaining and releasing commercial apps in App store Experience working with third party SDKs, libraries and analytics tools Experience of A/B testing Strong networking experience – integrating with Restful Json APIs Degree in Computer Science, related technical field or equivalent experience Fluent English skills   More about you.... Fun loving personality is crucial! Highly value efficiency and understand the importance of writing clean code Ability to take charge of your time and prioritise tasks, as well as communicate effectively and recognise the value of collaboration between team members Passion about building something truly meaningful Entrepreneurial mindset, able to generate ideas and new opportunities for growth Some start-up experience could be useful as well BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. Monese serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues. About the role We are looking for a front-end middle level developer who possesses a passion for pushing web applications to the limits and will participate in driving our already successful global website. You will be a member of a wider team of product designers, testers and marketers. If taking on a big part of the responsibility for making Monese the most innovative banking account in the world doesn’t scare you, read on… REQUIREMENTS We are looking for you, if you have: Strong front-end skills (HTML5, CSS3) and an eye for design, UX and accessibility Strong Vue.js skills Experience with ES6+ / Vanilla JavaScript / Typescript Experience with Preprocessors (Babel / es6-transpiler), Transpilers (SCSS / Stylus / SASS / LESS) and CSS methodologies (BEM) Experience with Gulp/Grunt Familiarity with Requirejs / Webpack / Browserify, ESLint, Polyfills Writing clean, standards-compliant, scalable, reusable, quality code Strong working knowledge developing cross platform/browser compatibility Believer in TDD test driven development and continuous deployment Strong knowledge with responsive design and mobile first approach Proven commercial experience in translation of interaction and visual designs into production quality front-end experiences Experience with sprint-based Agile methodology Knowledge of using Jira, and solid Git workflow experience Ability to collaborate with product managers and designers to create prototypes necessary for usability evaluations, A/B and MVT testing and development specifications Degree in Computer Science, related technical field or equivalent experience Fluent English skills   More about you.... Fun loving personality is crucial! Highly value efficiency and understand the importance of writing clean code Ability to take charge of your time and prioritise tasks, as well as communicate effectively and recognise the value of collaboration between team members Passion about building something truly meaningful Entrepreneurial mindset, able to generate ideas and new opportunities for growth Some start-up experience could be useful as well BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. Monese already serves hundreds of thousands of customers, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues. If taking on a big part of the responsibility for making Monese the most innovative banking service in the world doesn’t scare you and you want to file patents not follow trends then read on…   About the role We are looking for a Product Manager, who would take a leading role in driving our already successful banking service to new heights. You will have access to a seasoned, cross-functional team of analysts, designers, developers and growth hackers that will partner with you in crafting the next-generation of mobile banking features for the Monese mobile apps on iOS and Android.   Your Responsibilities: Help to define the product vision and strategy for the iOS and Android apps Work side by side with cross-functional team (iOS, Android and Backend developers, QA, Designers) to drive the product within the specified area Together with the team breakdown company OKRs into team OKRs and define measurable Key Results Regularly update, manage and prioritise the backlog of product features for cross-functional team Prioritise and manage design work so that it is ready for forthcoming sprints Revel in Agile product delivery, the process of rapid prototyping, design and shipping product ‘little and often’ Be on top of the product related data, determine which tracking events and properties are collected and passed to relevant systems to enable reporting Regularly review the competitor landscapes to better understand Monese’s position in the market. Research customer needs, together with the UX team conduct user surveys and user interviews to understand better customers needs and feedback. Clearly communicate product plans, benefits and results, as appropriate, to a spectrum of audiences, from development team, management team to external business partners REQUIREMENTS We are looking for you, if you have : Demonstrable experience of working in an Agile environment Minimum of 5 years experience of native app Product Management, overseeing a dedicated team and managing backlog prioritisation, roadmap, and delivery of user-facing functionality Thrive on evangelising your product vision and engaging with teams across the company, at all levels Passion for problem-solving through user-centric design, applying expertise, data, research and judgement to make sure you’re focused on making the biggest impact to our entrepreneurs and investors Curious and capable of deriving meaningful insight from data - good understanding of modern tracking tools (e.g. Google Analytics, Mixpanel, Tableau etc) Degree in Computer Science, related technical field or equivalent experience Fluent English skills Some start-up experience would also be a plus BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues.   About the role We’re looking for two talented software engineers to join us on a permanent basis in our London office. You could be a junior engineer with some experience, passionate and dreaming about building stuff and figuring out puzzles of integration, connections between the app and backend. Or you could be an experienced developer / architect, still passionate and hands on one. We are looking for ones valuing a clean neat code and wanting to know why. At Monese, we have ample opportunities for you to grow and develop your skills. You could contribute to our Fraud team outsmarting fraudsters with machine learning algorithms. Or you might be a great asset to our full-stack Growth team working on understanding our customers better via improved analytics and compelling features. Or perhaps you’d be interested in developing alongside our seasoned onboarding experts working on improving our infamous 3-minute fully mobile customer onboarding experience. As we said, there’s plenty of opportunities if you’re one to grab a chance and give it your all. You are going to: Work closely with our product and design teams to define feature specifications Contribute with analysis and solutions to fulfil business requirements Design and develop reliable, fast, flexible and decoupled systems Research, plan and implement integrations with numerous banking and payments systems Optimise performance of complex systems Create structured, testable, lightweight code in Java REQUIREMENTS We are looking for you, if you: Have excellent Java skills Are experienced in Agile development practices Understand relational databases Can communicate well in English Highly value efficiency and understand the importance of writing clean code Are able to take charge of your time and prioritise problems to solve Can communicate effectively and recognise the value of collaboration between team members Are familiar and comfortable with working in the DevOps culture Are passionate about building something truly meaningful in the financial sector   What we consider as a plus: Have previous payment systems integration experience Exposure to the full stack, from frontend UI to the server side, business logic and database, and awareness of the leading technologies in each domain Advanced hands-on experience with Amazon Web Services and its core architectural components / utilities Database management skills like scaling, performance management, capacity planning, etc., PostgreSQL BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION About Monese Monese revolutionises banking for expats, digital nomads and immigrants. Residency restrictions imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when they arrive in a new country. Our breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app. Monese's fully-featured banking account comes with cheap global payments and a contactless debit card. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us!   About the role We are looking for a proactive and eager person to assist with our AML function. The chosen candidate will support various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, global sanctions screening, enhanced due diligence or other AML processes. The person will also work closely with the MLRO on continuous improvements, occasional internal control auditing and reporting requirements.   Role Responsibilities: Ensuring Suspicious Activity Reports, Sanctions Screening, KYC and PEP's are fully investigated in line with regulatory requirements. Investigating and identifying fraudulent activity, compiling full reports and ensuring all confirmed findings are reported to the MLRO. Serving as a subject matter expert on suspicious activity monitoring to other departments by providing advice and counsel to ensure they understand AML compliance and implications to their operations. Working closely with management to ensure critical functions are fulfilled timely and accurately. Detecting potential suspicious activity when complex manual processes are needed. Supporting the MLRO with internal control audits on customer support and other functions within the business, basing the results in line with company policies and regulations. Providing occasional informal training and guidance to less experienced AML Investigators and customer support. Identifying and recommending training aids/materials that may aid in improved compliance and efficiency. Assisting the MLRO with continuous improvement ideas on processes and systems. REQUIREMENTS Experience, traits and skills required: At least 1 years experience in an AML/Risk investigative type role. Experience in AML within a bank is preferable, but not required. Strong attention to detail. Knowledge of current AML legislation, money laundering techniques/patterns and counter-fraud preventive measures is a must. A team player willing to help the team and educate those less aware of the risk of money laundering displaying a supportive and understanding attitude. Willingness to learn and adapt to the current business culture both in the Risk department and beyond. A proactive, can-do attitude. The ability to think outside the box and help improve the business, department and processes. Telephony and customer contact experience is preferable but not a necessity. BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves tens of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast-growing team is located in London, UK, Tallinn, Estonia and Lisbon, Portugal. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues. The things you need to know are: We have 3 offices and we are about to move to new premises in London, Tallinn and Lisbon. We use countless apps, systems, SAAS etc. We run a bank – so we have to be careful with access management etc. We must implement new services to ensure we have secure management systems for all computers. We have printers that might need a pat on the back from time to time (or a new toner). If none of the above has left you cold and made you run the other way then please read on… REQUIREMENTS The good news is most of our employees are techies or good at using technology. So you don’t have to deal with constant hand holding. Most of the work load is caused by our team growing fast, their needs changing, new ideas surfacing. We need someone that can adapt well and thrive in a fast-paced and constantly changing environment. The following words should make sense to you: Mac’s (Pro’s, Air’s, Mini’s ..) Linux Wifi LAN Google services Atlassian tools The most crucial part of this role is: To keep our systems up and running, maintained, installed, reinstalled, replaced, taped, organized, counted, safe. To figure out the best way we can accomplish all of the above and work out how we can improve on what we currently have in place and to come out with slick elegant solutions. If you’re worried that this will not keep you busy enough, please do not worry there is always more that you can get involved with. Helping out our senior system administrator or quality assurance being just two examples. Essential requirements: You love to figure out elegant solutions and to make things work better and more smoothly. You like to support and help people and have an abundance of patience. Good command of English. You have 2+ years of relevant work experience. You are reliable, organized and friendly. You thrive in dynamic companies and love to work with international colleagues. You are happy to travel to London as and when needed. It would be an added bonus if: You have travelled the world. Have worked for a startup or IT company before. Have managed Mac computers before. Have experience in a financial institute. BENEFITS Opportunities to progress in your career, being an essential part of a growing team and processes. An opportunity for independent and self-reliant work. Knowing your contributions matter on every level in making our service the best it can be. International team and fun office environment with plenty of perks. An incredible team of open-minded people dedicated to creating the best banking product yet.

DESCRIPTION About Monese At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast-growing team is located in London, UK, Tallinn, Estonia and Lisbon, Portugal. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues.   Job Role It’s very important for us to know our customers, know where we are coming from and where heading. That’s why, we need some additional support to our BI team. You would be responsible of providing analytical support for our business teams and helping to create reports everyone can understand. You will build reports and analyse data using different reporting tools (i.e. Tableau).   Key Responsibilities: Performing data analysis using different analytical tools (i.e. Tableau) Building (interactive) reports, visualisations and dashboards Developing key performance indicators for Product department Provide ad hoc customised reports analysis Maintaining up-to-date knowledge of best practices in data visualisation and BI Working closely with BI team members to coordinate and prioritise work Restructuring exciting analytics tools and event management (Mixpanel and similar) Attribution modeling Performing analysis for given business problems or areas to investigate using available data, preparing research results REQUIREMENTS We are looking for you, if you have: Bachelors’ or Masters’ degree in Finance / Economics / Statistics / IT 1-2 years of working experience with data analysis Analytical mindset and experience in writing SQL Experience in working with large datasets High proficiency in both spoken and written English Excellent Excel skills Great attention to detail Ability to interpret and present various datasets   What we consider a plus: Have travelled the world or lived abroad Have worked in multinational company before Have used reporting tools (i.e. Tableau) before BENEFITS Benefits of working at Monese: Opportunities to progress in your career, being an essential part of a growing team and processes An opportunity for independent and self-reliant work Knowing your contributions matter on every level in making our product the best it can be International team and fun office environment with plenty of perks An incredible team of open-minded people dedicated to creating the best banking product yet Stock options.

DESCRIPTION You speak fluent English and would like to use your skills on daily basis? You enjoy interacting and helping others over phone, chats, video calls and emails and you also want to be part of building something truly meaningful in the financial sector? Well, we might just have the right opportunity for you, as we are looking for English speaking  KYB Analyst.  You could be either  Junior, Middle or Senior Agent. Our customers are everything to us, so we always want to make them feel welcomed, accepted and treated with love and respect. You will be the voice of our company and will be communicating with the customers mainly via chat and email. Your main target will be assisting the customers with their account opening. You may also assist in troubleshooting any issues they may encounter and answering general enquiries about our service. Expect lot of brief fast interactions per day and some longer troubleshootings. REQUIREMENTS We are looking for you, if you: have fluent English skills, both written and spoken have excellent attention to detail with an ability to spot patterns and behaviours have a good understanding of Know Your Business (KYB) requirements & the Money Laundering Regulations. have an understanding of CDD and EDD processes and ensuring the complete and accurate collection and documentation of customer data are familiar with performing accurate onboarding of new clients, due diligence and KYB related analysis working using cross-platform research tools you are at the same time fast, efficient, patient and positive are solution-oriented and never give up in the face of a challenge are tech savvy and a quick learner enjoy communicating with people and helping them understand that customer service is the voice of our company What we consider as a plus: quick typing previous experience in the financial sector previous experience in customer support have travelled the world or lived abroad BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

DESCRIPTION At Monese we believe that access to banking and financial services is a right that everybody should enjoy. We are on a mission to ensure that anyone in the world who needs a bank account can get one. By using leading edge technology via smartphones, we offer services that are easy to access, simple to use and cheap to run for anybody. The first Monese product already serves hundreds of thousands of customers in the UK and Europe, and we are adding new services on a regular basis. Our fast growing team is located in London, UK and Tallinn, Estonia. By working with us, you will be part of a carefully selected team who are great at what they do and share the belief in our mission of making banking available to everybody. We’re not just a start-up with an idea; we have a proven business model that is growing exponentially and generates strong revenues. About the role In joining Monese’s award winning team as Android Developer you will be participating in driving our already successful banking service to new heights. You will be a member of a seasoned, cross-functional team of developers, analysts, designers and growth hackers that will partner with you in crafting the next-generation of mobile banking features for the Monese mobile apps on Android. If taking on a big part of the responsibility for making Monese the most innovative banking account in the world doesn’t scare you and you want to file patents not follow trends then read on… REQUIREMENTS We are looking for you, if you have: Proven commercial experience in Android app development Experience working in an Agile environment, as well as with Android Studio Knowledge of using Jira, Bitbucket and Github in collaborative environment Knowledge or experience with Kotlin a plus Experience in maintaining and releasing commercial apps in App store Experience working with third party SDKs, libraries and analytics tools Experience of A/B testing Strong networking experience – integrating with Restful Json APIs Degree in Computer Science, related technical field or equivalent experience Fluent English skills More about you.... Fun loving personality is crucial! Highly value efficiency and understand the importance of writing clean code Ability to take charge of your time and prioritise tasks, as well as communicate effectively and recognise the value of collaboration between team members Passion about building something truly meaningful Some start-up experience could be useful as well BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Opportunity to travel between our offices and meet other teams as well Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Flexible working schedule and possibility to work remotely Stock options and competitive salary

DESCRIPTION What are we about? LendInvest is the UK’s leading marketplace platform for property lending and investing, and one of the UK’s largest non-bank mortgage lenders. LendInvest lends finance to professional property investors and developers and has a range of products tailored to their needs. We use technology to make mortgage applications easier and faster, redefining the previously painful customer experience of getting a mortgage. We also make it possible, in a way that simply did not exist before, for all sorts of investors - from individuals to some of the world's largest financial institutions - to invest in the loans we originate. To date our investors have invested £1.4 billion in loans, helping to bring over 4,000 new or improved homes into the UK market. In September 2017, LendInvest debuted at #37 in the Sunday Times Tech Track 100 and was named Europe's Allstar Company at the Investor Allstar Awards. We are looking for a Senior Analyst to join our capital markets team in an Associate Director level role. The role will cover Mortgage Portfolio Modelling, Portfolio Covenant Reporting, Stress Testing and Product Pricing. What’s the team like The Capital Markets team is a transaction driven team tasked with raising lending capital for the business as well as managing the existing funding lines. The team has completed warehouse funding, retail bond transactions, direct private placements, equity raises and is now working towards the company’s first RMBS transaction. What you’ll be doing Loan Portfolio Modelling and Reporting Analyse property loan portfolios to support funding line reporting Manage external banking & investor relationships Build forecast models / cash flows to support capital markets transactions Build full RMBS cash flow model development in support of RMBS transactions and liaise with credit rating agencies Liquidity & Net Interest Margin Modelling Business & funding line cash flow planning Stress testing Analysis by product type and funding source Support initiatives to maximise the NIM within the loan allocation policy Support FP&A process Product Pricing Behavioural analysis of lending products to feed into modelling requirements throughout the business Develop and maintain product pricing models capturing Behavioural analysis All associated costs Funding line scenarios What we’d need you to have Proven analytical and problem solving skills, with the ability to make recommendations based on own analysis Technically minded with strong Excel skills (good knowledge of logical functions, statistical analysis; VBA/Macro) Solid understanding of mortgage lending Must be confident when dealing and interacting with institutional funders An exceptional eye for detail University graduate, ideally with a degree in mathematics, economics, investment or finance with a quantitative focus or equivalent experience Solid experience within a financial institution in an analyst role A flexible attitude to doing what needs to be done is essential Ability to see the bigger picture/team goal as a priority, whilst still being motivated by personal KPIs & support a risk excellence culture Ability to work in a very fast paced work environment, to have initiative and to understand the vision of the company, and to understand how your role works towards fulfilling the company’s goals. What you’d ideally have Experience working in a similar capacity at a specialist lender or rating agency analysing mortgage loan portfolios Several years’ post qualification (ACA, ACCA, CIMA, ACT, CFA, MBA) with solid knowledge in analytics Analytical/numerical academic background and strong IT skills, especially with Excel What you’ll get in return A relaxed open-plan working environment Matched pension contributions Discretionary share-option scheme 25 days holiday Private Healthcare (Vitality scheme which gives you gym, spa, sports clothing and smartwatch discounts) Enhanced maternity/paternity pay Company Childcare Vouchers Company eye tests Subsidised gym membership via PerkBox Various other discounts/benefits via PerkBox In house Yoga class or join the Netball / Football team (there’s always ping pong in the office too) Open bar from 5.30pm (4pm on Fridays) Cooked lunch on Friday's from a local restaurant A selection of breakfast cereals and fresh fruits and snacks are available each day A MacBook or similar and everything else you need to do your job

DESCRIPTION Associate Director - Capital Markets What are we about? LendInvest is a fast-growth Financial Technology business that is shaping the future of property finance. Since launching in 2008, we’ve funded over £1.3 billion of loans to buy, build or renovate over 4,000 properties around the UK. We raised almost £50 million of equity backing to date from top tier investors such as Atomico, the European venture capital fund led by Skype founder, Niklas Zennström. In total we’ve raised and manage over $1 billion of funds for investors. LendInvest is the world’s largest online marketplace for property lending and investing, and is one of the UK’s fastest growing FinTech companies. REQUIREMENTS What’s the team like? The Capital Markets team is a transaction driven team tasked with raising lending capital for the business as well as managing existing portfolios and funder relationships. The team has successfully closed warehouse funding lines, retail bond transactions, direct private placements, equity raises and is now currently working towards the company’s debut securitisation.   What you’ll be doing: Working with our advisors and key stakeholders within the business to structure finance that meets the commercial needs of the business Reviewing legal documentation, drafting prospectuses and marketing presentations Analysing property loan portfolios and working with analysts to build cash flow and securitisation models Liaising with ratings agencies Working with key stakeholders within the business to ensure their requirements are met Attending roadshows and client meetings Attending industry conferences, roundtables and networking events Staying abreast of market and sector trends Providing ad hoc advice and support to senior colleagues and the Executive Committee where necessary   What we’d need you to have Proven analytical and problem solving skills Proven relationship management skills Proven project management skills Confidence when dealing with institutional funders, credit officers and relationship managers Strong communicator and presenter A strong understanding of financial markets, specifically UK debt capital markets Solid knowledge of corporate finance Solid understanding of mortgages, mortgage lending and the housing market Awareness of the regulatory environment Technically minded with strong Excel skills An exceptional eye for detail A degree in economics, law, investment, finance or mathematics/engineering, An ability to see the bigger picture A hands-on approach towards your work Ability to work in a fast paced work environment and manage multiple work streams   Nice to have Experience working in structured finance at a specialist lender (securitisation experience beneficial) Experience working as a lawyer in structured finance Strong knowledge of logical functions, statistical analysis Several years’ post qualification (in law, accounting or corporate finance) BENEFITS What you’ll get in return A relaxed open-plan working environment Matched pension contributions Discretionary share-option scheme 25 days holiday Private Healthcare (Vitality scheme which gives you gym, spa, sports clothing and smartwatch discounts) Enhanced maternity/paternity pay Company Childcare Vouchers Company eye tests Subsidised gym membership via PerkBox Various other discounts/benefits via PerkBox In house Yoga class or join the Netball / Football team (there’s always ping pong in the office too) Open bar from 5.30pm (4pm on Fridays) Cooked lunch on Friday's from a local restaurant A selection of breakfast cereals and fresh fruits and snacks are available each day A MacBook or similar and everything else you need to do your job

DESCRIPTION What We are About LendInvest is a fast-growth Financial Technology business that is shaping the future of property finance. Since launching in 2008, we’ve funded over £1 billion of loans to buy, build or renovate almost 4,000 properties around the UK. We raised almost £50 million of equity backing to date from top tier investors such as Atomico, the European venture capital fund led by Skype founder, Niklas Zennström. In total we’ve raised and manage over $1 billion of funds for investors. LendInvest is the world’s largest online marketplace for property lending and investing, and is one of the UK’s fastest growing FinTech companies.   LendInvest has a rare opportunity for a proactive and target driven Relationship Management specialist who is capable of procuring new business opportunities, while delivering an exceptional level of service to clients in need of funding for real estate development projects, and to manage and develop their Real Estate Development Finance portfolio. This will focus on coverage nationwide. This role is hands-on management of existing Real Estate Development Finance deals & borrower relationships. The successful candidate should be keen to secure a new challenge where you will make your mark. What you will be doing Develop & maintain relationships with key introducer's and relevant market contacts Work closely with the team head to assess new business opportunities Liaise with relevant internal departments (i.e. Credit, Legal & Compliance) Sourcing, establishing & nurturing relationships with borrowers Promote and cultivate new business and partnership opportunities Establish initiatives to generate both internal and external referral and enquiry pipelines Undertake comprehensive due diligence on prospective clients, investment & project opportunities Write up of initial credit papers and structuring of deals Monitoring portfolio/exposure/repayment of development transactions Prepare and present proposals to financial stakeholders Facilitate & manage the commercial funding process Manage external resources to ensure all legal, financial & commercial requirements are met Effectively manage operational processes to ensure a smooth workflow of timely and high quality work What we'd need you to have Seasoned financial knowledge, with proven experience of real estate development finance A clear and confident communicator at all levels (face-to-face, verbal & written) Impeccable presentation skills and the ability to form personable relationships quickly A proven ability to build and maintain long term business relationships A highly detailed approach with excellent organisational skills Existing & established network of connections with brokers, developers, investors, etc. would be advantageous What we would like you to have Rics qualified What you’ll get in return A relaxed open-plan working environment Matched pension contributions Discretionary share-option scheme Private Healthcare (Vitality) Season Ticket Loan 25 days holiday Enhance maternity/paternity pay Subsidised gym membership via PerkBox Various other discounts/benefits via PerkBox Open bar from 5.30pm (4pm on Fridays) Cooked lunch on Friday's from a local restaurant A selection of breakfast cereals and fresh fruits and snacks are available each day A MacBook or similar and everything else you need to do your job