32 jobs found in riga

Would you like to combine your foreign language skills with your job? Are you an active listener and positive person? We have a job for you!   Customer Service Representative with  Danish / Swedish / Norwegian / Finnish Place of work: Riga (Latvia)   Requirements: - Fluent language skills in Danish / Swedish / Norwegian / Finnish (writing and speaking) (B2+/C1) - Intermidiate English level (B1/B2) - Active listening skills and high communication level   We offer: - Employment contract - Full-time or part-time job with flexible working hours - Benefits bundle – private health care, sport card, group life insurance - Work in the morern office with a relax area - Relocation bundle - Full paid professional training - Double salary for work while the weekend - Lots of wage bonuses and promotion opportunities   You will take care of: - our customers (scandinavian languages speakers) by incoming phonecalls, chat messages and e-mail - Providing information and solving occurring problems - Preparation of statements and reports - Analysis of customer needs and expectations   Interested with this job? Apply now! Send your CV to the e-mail address  [email protected] We will call you back and tell more about job details Don’t forget to add to your CV a clause on the use of personal data: „I agree to the processing of personal data provided in this document for realising the recruitment process pursuant to the Personal Data Protection Act of 10 May 2018 (Journal of Laws 2018, item 1000) and in agreement with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation)”.

When was the last time you visited your bank? And when was the last time you did it over an app? That’s right, digitalization is taking place everywhere, especially when it comes to money. If you believe that anybody should be able to put their money to work as simply as play candy crush on their smartphones and still make decent returns, you have found a company with the same mindset. Who are we looking for? Preferably, student of Finance, Economics, Business Management Person fluent in English, with good communication skills Someone with advanced skills in MS Office (Excel, Word, Powerpoint) A person familiar with accounting and finance principles Humble, hardworking young challenger with strong work ethics What will I do? Attract new clients and establish partnerships. Communicate with investors from all over Europe Gather feedback to improve Viventor platform Take part in business development from A to Z Get involved in Key Account Management Prepare product pitches, presentations, etc Participate in financial analysis and Due Diligence Present new ideas and express your opinion. What’s in it for me?  Spacious office in the heart of the city Experience working in a truly international team Opportunity to gain hands-on experience in Investor Relations and Business Development A great entry to your CV Chance to learn more about growing Fintech and Peer-to-Peer Lending industry Chance of joining the company after the internship or studies.

Investing sucks. If you have 10’000 EUR in savings and limited finance knowledge, chances are you put the money in a bank, go to an investment advisor, or just put it under your pillow. High costs, low earnings, and little transparency & control. Take Action! If you believe the old model of financing is too old, and both investing and lending has to be reinvented, we think alike. We are looking for a person with eye and passion for data. If you are pragmatic and believe numbers tell the true story, working with Viventor and other companies and products of our group will be an exciting challenge for you. What will I do? Determine customer behaviour patterns from historical data Develop and implement credit scoring models on a continuous basis Work with big data sets/ databases to develop summaries and propose solutions Analyse multiple data sources for determining risk, variables and their importance Generate ad-hoc reports and analyses Improve existing data collection and processing flows and procedures Report directly to and work closely with CFO and other executives We are efficient team that interacts and shares knowledge at all times. The same will be expected of you What skills and practices should I have experience with? Profound understanding of statistical analysos, correlations and regressions Knowledge of R, Stata and other statistical analysis tools Strong knowledge of Excel Knowledge of SQL and/or QlikView is an advantage Logical thinking and analytical mindset Previous experience with statistical analysis and data mining is mandatory Experience with building scorecards, predictive models and finance products is a strong advantage Degree in Mathematics, Econometrics or Statistics Knowledge of Machine Learning is an advantage We communicate in English and Russian Why should I choose Viventor? Spacious office in the very centre of sunny Barcelona International environment, filled with humble and passionate people Competitive remuneration and challenging tasks Xbox and fresh fruits in the office There is always someone up for a beer after work

Common ways of investing suck. If you have 10’000 EUR in savings and limited finance knowledge, chances are you put the money in a bank, go to an investment advisor, or just put it under your pillow. High costs, low earnings, and little transparency & control. Viventor is here to change that!  Since our launch in February 2016, more than 3’000 investors from Europe have invested over 20 Million Euros through Viventor, earning 10% and enjoying remarkable investing experience. Take Action! We need professionals like you to enable Viventor and other Prestamos Prima Group’s products to a much wider audience.  If crowdfunding and FinTech is something you’re interested in, and you agree there has to be a fresh alternative for the old ways of investing,  apply now! How do we see the suitable candidate? Minimum of 3 years experience in development using PHP Experience with Laravel or Symphony frameworks Understanding of server-side CSS preprocessors, such as Less and Sass, is an advantage Experience with NoSQL databases (CouchDB, MongoDB, Couchbase) is definitely beneficial Get things done  attitude We communicate in English. Knowledge of Spanish is a + What will this position be responsible for? Designing overall architecture of our web apps Our web apps are powered by a set of APIs and services. You’ll be in charge of implementation Reusable code and libraries let us move faster, so we all keep them in order Optimizing apps for maximum speed and scalability Implementing security measures Providing ideas and input for product planning, as well as hiring at times What do we offer? Modern office in the very heart of Barcelona Dynamic and challenging environment in a very ambitious company Small, efficient team – you’ll collaborate with just about every person in the company There is always someone up for a beer after work

Common ways of investing suck. If you have 10’000 EUR in savings and limited finance knowledge, chances are you put the money in a bank, go to an investment advisor, or just put it under your pillow. High costs, low earnings, and little transparency & control. Viventor is here to change that! Since our launch in February 2016, more than 3’000 investors from Europe have invested over 24 Million Euros through Viventor, earning 10% and enjoying remarkable investing experience. Take Action! We need professionals like you to enable Viventor and other Prestamos Prima Group’s products to a much wider audience. If crowdfunding and FinTech is something you’re interested in, and you agree there has to be a fresh alternative for the old ways of investing,  apply now! How do we see the suitable candidate? Minimum of 3 years experience in development using Java Experience with Java Spring framework Experience with Hibernate, JDBC and Test Driven Development Understanding of Jenkins, Maven and Java 8 principles Past experience with Scrum and Agile development principles Get things done  attitude We communicate in English. Knowledge of Spanish is a + What will this position be responsible for? Developing new features, product enhancements and improvements Being a DevTeam technical lead Playing an important role in technical solution and product development meetings Keeping an eye out for new technologies and trends to take advantage of We’re a small, efficient team that interacts and shares knowledge at all times. The same will be expected of you What do we offer? Modern office in the very heart of Barcelona Dynamic and challenging environment in a very ambitious company Small, efficient team – you’ll collaborate with just about every person in the company There is always someone up for a beer after work

Your responsibilities Communicate with customers by telephone and writing; Assess customer solvency; Maintain existing customers and attract new customers; Manage payments. What we are looking for You are fluent in Latvian and Russian; You can concentrate and make decisions in difficult situations; You are motivated to learn new skills; You carry out the duties entrusted to you with a deliberate and with a great sense of responsibility; Be prepared to work shift work.

Your responsibilities Development of lending rules and processes for products within Twino Group Review, analyze and provide guidance on improvements of credit policies Monitoring of credit portfolio quality and initiate improvements in the processes to maximize profitability of the product Work within cross-functional team to develop new and optimize existing products Collection, processing and analysis of business data related to credit risk management Preparation of ad-hoc reports, forecasts and business data analysis related to credit risk management issues Communication with external partners, including, credit bureaus and regulatory institutions Development and improvement of business data monitoring and reporting to ensure proactive portfolio management Data interpretation to support business decisions     What we are looking for Good understanding of credit risk management process Experience and understanding of financial products and services Experience in consumer loan portfolio management Experience in credit risk management including fraud management in banking or non-banking financial institution is an asset Good SQL knowledge Advanced Excel skills University degree in Business Administration, Economics, Mathematics, Statistics or a related discipline High level of spoken and written Latvian, English and Russian Detail-oriented with strong analytical and communication skills Results-driven with the ability to take initiatives, handle multiple tasks and shifting priorities and meet deadlines Ability to work well as part of a team as well as independently  

Your responsibilities Financial analysis Financial modeling Product profitability analysis Participation in cash flow planning for the Group Support in management reporting Participation in Group budgeting and forecasting Various ad-hoc tasks What we are looking for BSc in Economics and Business or a related field (can be a final year student) Basic level of and interest to further develop MS Excel modeling skills Familiarity with accounting and finance principles Willingness to work in a dynamic environment and enthusiasm to add value on a daily basis Great communicational and interpersonal skills Fluency in English

Your responsibilities Accounts payable Accounts receivable Advanced payment preparation and verification Business trip order preparation and booking of business trip expenses  Booking of fixed assets Representation cost document preparation and booking Road sign prescription and booking Team cooperation in order to improve processes What we are looking for Basic knowledge of accounting You have higher education in Finance, Accounting or Economics or you are on the way of pursuing it  Good command of Latvian and English Knowledge of ERP will be a major plus You are a team player Organizational skills You enjoy working in dynamic, uncertain and challenging environment You easily adapt to unexpected turn of events on daily basis

Your responsibilities Tax planning – identification and implementation of optimal tax strategies in existing business environment Continuous research and monitoring of prospective changes in taxes in all countries, where the Group is represented Manage the transfer pricing practices Managing and improving the Group tax reporting Working on ad-hoc tax projects, communicating with external tax consultants What we are looking for Is eager to develop and implement new tax solutions in fintech industry Would thrive in a fast-paced environment with lots of opportunities to take initiative and apply problem solving skills Has strong tax accounting skills Is willing to become an expert of international tax Preferably, has 2-3 years of experience working with corporate income tax as well as transfer pricing matters in Big 4 consulting or other consulting companies.

Do you want to be part of a team that’s revolutionizing financial services through technology? If you are passionate about fintech, thrive in a fast-paced international environment, and want to see your ideas turning to reality, come join us! At Mintos we are building a global marketplace where investors go to invest in loans originated by non-bank loan originators. As a high-growth startup, we have won the AltFi People’s Choice Award 2016, Rietumu FinTech Challenge 2015 by TechHub Academy, and have been selected as a runner up for The One to Watch Award 2015, European Alternative Finance Platform of the Year 2016 and Aggregator of the Year 2016 by AltFi. As a Loan Originator Partnership Executive you'll have the opportunity to join smart and ambitious team and have a major influence on the future success and direction of Mintos. The ideal candidate will be a self-starter with excellent communication skills and ability to articulate Mintos’ value proposition to loan originators. A keen sense of ownership, speedy execution, and drive is a must. What you’ll do: Manage a deep pipeline of opportunities and existing relationships with loan originators in the non-bank lending sector globally. Identify specific prospects to approach and effectively communicate the value proposition for the loan originator’s business and use case. Understand business opportunities and use your network and know-how to develop C-level relationships with decision makers among prospects. Structure partnership terms that align interests and facilitate scale. What you need to know/have: 3-5 years of experience in business development and/or sales, ideally related to non-bank lending. Experience with establishing, maintaining and leveraging C-level relationships. Brilliant communication skills with the ability to identify and provide comprehensive solutions. Strong understanding of loan origination businesses and the non-bank lending landscape is a serious plus. Undergraduate degree from an accredited university, MBA or Masters is a plus. Business level or higher level in English. What we offer: Ground-floor opportunity to change the world. Full-time salary, negotiable based on experience. Share options in the company. Unlimited vacation policy; work hard and take time when you need it. Sharp, motivated co-workers in a results-driven international environment. Newly refurbished, relaxed open-plan office, including fully stocked kitchen with healthy beverages and snacks.

Do you want to be part of a team that’s revolutionizing financial services through technology? If you thrive in a startup environment and want to help us build a large-scale, distributed and highly-robust lending marketplace of the future, come join us! At Mintos we are finding a better way for people to invest in loans globally. We are a peer-to-peer lending marketplace where investors meet different loan originators and we have facilitated already EUR 40 million in loans in a year and a half since launch. As a high-growth startup, we have won the Rietumu FinTech Challenge 2015 by TechHub Academy and were selected as the runner up for The One to Watch Award 2015 by AltFi. As a Software Developer of our smart, friendly, self-driven, and passionate engineering team, you'll have a direct impact on the future success of Mintos. You should be able to adapt easily and be enthusiastic about learning new technologies to meet the needs of our growth and rapidly evolving business environment. What you need to know/have: Advanced knowledge of PHP, MySQL, Javascript, HTML5, CSS3. Knowledge in how to build highly scalable, robust, and fault-tolerant services that support our growth requirements. Experience with Apache Subversion/Git/Mercurial and Symfony2/Zend Framework 2; comprehension of design patterns and ORM concepts is a plus. Ownership over everything you ship; you use automated testing and you'd never call code "released" until you’re confident it’s correct. Belief that the whole is greater than the sum of its parts; you rely on others' feedback for continuous improvement. What we offer: Ground floor opportunity to change the world such that everyone around you is using the product you built. Full-time salary negotiable based on experience. The opportunity to be granted share options in the company. Unlimited vacation policy; work hard and take time when you need it. Sharp, motivated co-workers in a results-driven international environment. Just refurbished, relaxed open-plan office with fully stocked kitchen with healthy beverages and snacks.

Problem we Are solving Insurance – we all need it, most people are confused by it and few really “get it”. Insurance products are hard to understand and don’t always seem to cover what you expect and on top of this buying insurance isn’t easy. In a world where we can get most things at the click of a button, buying insurance is usually still an offline or late-1990s-digital nightmare, with confusing forms and a horrible customer experience. Existing legacy IT-systems make it hard for insurers to bring out new products quickly, to sell them in digital channels, to integrate 3rd party services and to test what works and what doesn’t, in a low cost way. KASKO’s Solution? We offer a digital insurance platform, which acts as a middle layer between insurers and the digital world. This makes it easy for insurers: to create new insurance products offering best-in-class digital customer journeys connect to 3rd party APIs build in a sandbox or fully integrated with existing systems We can do this in a matter of weeks, rather than the traditional insurance speed of months or years. KASKO’s platform empowers the multitrillion-dollar insurance industry to embark on the digital revolution that other industries have gone through already. It allows insurers to build better products for consumers and allows digital business of all types to work closer with insurers to deliver these products. Who We Are? We’re backed by some of the UK’s top investors incl. Seedcamp (TransferWise, PropertyPartner) and Chris Slater (Co-founder Simply Business, 500m exit). We are currently expanding our awesome development team based out of Riga. We also believe that you need to like and respect the people you work with and have some fun together. Thus, at least every quarter we will pick a European city, Airbnb and have some work but mostly fun. We’re a diverse team from England, UK, Germany, Holland, and Latvia with background in engineering, strategy consulting, enterprise sales, economics etc. The Technology We have a simple technology philosophy. Anything and everything should be automated. The front end of our platform is currently built on JS Webapps. The backend is build entirely on a Microservices architecture. These together allows us to easily deal with the multitude of complex and different workflows that could go into selling different insurance products in different places. Currently we get things done with  Angular.js, PHP , and  AWS , however we don’t limit our selection to these technologies, we believe that a good engineer can rapidly pick up any technology. The Job We’re looking for a senior software engineer who’s keen to take on big projects from scratch and shape how this platform and company is built. We want someone who is independent and capable of taking responsibility for large areas of delivery. You’ll have the opportunity to build things the way you want to from scratch. Essential Skills: Strong programming skills and a track record of getting projects done A passion for building great software Strong PHP experience Solid working proficiency of the English language Desirable skills: Comfortable with frameworks like Laravel and Symfony Experience building RESTful API’s Relational and NoSQL databases Experience with any of following: Angular.js, React, Golang, Node.js Familiarity with Amazon Web Services Bonus skills: DevOps skills Experience in FinTech Github profiles you’re proud of Benefits We believe our early-stage team members are essential to shaping this business. As such we can offer an attractive package of salary and equity (Equity Options based on experience and performance) as well as unlimited holiday policy where everyone takes responsibility for their own time off. We recognise you want to learn more and progress, that’s why everyone at KASKO get’s a learning budget they can use for courses and conferences they want to attend. We’re a small but growing team and everyone will have a voice of where this company goes. This is your opportunity to help shape a prospective early stage startup into something grand.

Problem we Are solving Insurance – we all need it, most people are confused by it and few really “get it”. Insurance products are hard to understand and don’t always seem to cover what you expect and on top of this buying insurance isn’t easy. In a world where we can get most things at the click of a button, buying insurance is usually still an offline or late-1990s-digital nightmare, with confusing forms and a horrible customer experience. Existing legacy IT-systems make it hard for insurers to bring out new products quickly, to sell them in digital channels, to integrate 3rd party services and to test what works and what doesn’t, in a low cost way. KASKO’s Solution? We offer a digital insurance platform, which acts as a middle layer between insurers and the digital world. This makes it easy for insurers: to create new insurance products offering best-in-class digital customer journeys connect to 3rd party APIs build in a sandbox or fully integrated with existing systems We can do this in a matter of weeks, rather than the traditional insurance speed of months or years. KASKO’s platform empowers the multitrillion-dollar insurance industry to embark on the digital revolution that other industries have gone through already. It allows insurers to build better products for consumers and allows digital business of all types to work closer with insurers to deliver these products. Who We Are? We’re backed by some of the UK’s top investors incl. Seedcamp (TransferWise, PropertyPartner) and Chris Slater (Co-founder Simply Business, 500m exit). We are currently expanding our awesome development team based out of Riga. We also believe that you need to like and respect the people you work with and have some fun together. Thus, at least every quarter we will pick a European city, Airbnb and have some work but mostly fun. We’re a diverse team from England, UK, Germany, Holland, and Latvia with background in engineering, strategy consulting, enterprise sales, economics etc. The Technology We have a simple technology philosophy. Anything and everything should be automated. The front end of our platform is currently built on JS Webapps. The backend is build entirely on a Microservices architecture. These together allows us to easily deal with the multitude of complex and different workflows that could go into selling different insurance products in different places. Currently we get things done with  Angular.js, PHP , and  AWS , however we don’t limit our selection to these technologies, we believe that a good engineer can rapidly pick up any technology. The Job We’re looking for a senior front end software engineer who’s keen to take on big projects from scratch and shape how this platform and company is built. We’re happy for a full stack developer but front end skills are a must. We want someone who is independent and capable of taking responsibility for large areas of delivery. You’ll have the opportunity to build things the way you want to from scratch. Essential Skills: Strong programming skills and a track record of getting projects done A passion for building great software In-depth knowledge and solid JavaScript development experience Advanced knowledge of JavaScript frameworks such as Angular or React Desirable skills: Deep understanding of front-end optimization techniques and best practices Experience in using automation and build tools (gulp, grunt, yeoman, webpack) Experience with CSS frameworks such as SAAS and LESS Experience with any of following: PHP, Golang, Node.js, Laravel Bonus skills: UI/UX skills Experience in FinTech Github profile you’re proud of Benefits We believe our early-stage team members are essential to shaping this business. As such we can offer an attractive package of salary and equity (Equity Options based on experience and performance) as well as unlimited holiday policy where everyone takes responsibility for their own time off. We recognise you want to learn more and progress, that’s why everyone at KASKO get’s a learning budget they can use for courses and conferences they want to attend. We’re a small but growing team and everyone will have a voice of where this company goes. This is your opportunity to help shape a prospective early stage startup into something grand.

Debt Collection Specialist We, Creamfinance, are an innovative financial company that provides one of the fastest and most flexible fast credit services in seven countries, including and not only in Europe. We believe in education and cultural diversity. Our team consists of staff of different nationalities, bookworms, pilots, fire safety specialists, dancers, NASA programmers and crazy parachutists. Think you can add some "razini" to our team? Come and join us as a debt recovery specialist!   Duties Customer service by phone and e-mail, in order to facilitate the fulfillment of credit obligations Arrangement with clients on the maturity date and procedure for debt repayment, as well as compliance control Entering and updating information in the company database about the contracts of the clients under the department Requirements for candidates Ability to formulate views and analyze information Excellent knowledge of Latvian, good Russian and preferred English Good computer skills We offer A dynamic and international working environment Health insurance Competitive salary

4finance is a FinTech business with a unique and compelling vision for the future of Consumer Finance. We will reshape and simplify the sector through innovative use of technology and data, an approach that is already having significant success across Europe and beyond. With impressive growth and global ambitions, 4finance is funding expansion to disrupt the way people around the world access funds for those special moments or emergency needs. The sleeping giant of FinTech is about to awaken. With the main HQ in Riga and regional HQ offices in Miami and Europe, our exciting business offers significant opportunities to those looking who want to be part of something truly unique. Previously 4finance has been understated in Consumer Finance… this is about to change and you can help drive that! About this position Project Manager Essential responsibilities: Deliver complex cross-functional and cross-border projects. Responsibility for on-time delivery of the project. Lead project team, including external partners and initiates corrective action where appropriate. Be responsible for overall project ownership. Ability to handle multiple projects at the same time, ensuring deadlines are met while driving best practices across the development team. Qualifications/Requirements: Relevant university degree. Experience within financial services and regulated industries and/ or experience in high competition and growth industries. Minimum of 5 years of experience in project management and/ or product development. Willingness and ability to travel, as required. Desired Characteristics: Experience with Project Management methodologies – waterfall and agile. Relevant Project Management certificate – PMP, Prince2, IPMA Experience with managing projects with global scope and resources.  Expertise working with Microsoft project. Proven stakeholder management skills. Ability to evaluate teams performance and identify improvement needs and solutions. High energy level self-starter. Sense of urgency in dealing with issues and tasks. Proven leadership skills and ability to effectively manage project teams. Ability to anticipate events and develop adaptive strategies. Strong skills in customer relationship building, facilitation and management. Exceptional oral and written communication skills. Strong interpersonal and leaderships skills. Strong team leadership and team building skills. Ability to drive and manage change in a dynamic environment. Proven ability to work globally. Proven ability to influence and negotiate internally and externally. Knowledge of the software development process. Possesses analytical/quantitative skills.  Possesses business process analysis skills.  Language: Ability and willingness to work in multinational English speaking environment

4finance is a FinTech business with a unique and compelling vision for the future of Consumer Finance. We will reshape and simplify the sector through innovative use of technology and data, an approach that is already having significant success across Europe and beyond. With impressive growth and global ambitions, 4finance is funding expansion to disrupt the way people around the world access funds for those special moments or emergency needs. The sleeping giant of FinTech is about to awaken. With the main HQ in Riga and regional HQ offices in Miami and Europe, our exciting business offers significant opportunities to those looking who want to be part of something truly unique. Previously 4finance has been understated in Consumer Finance… this is about to change and you can help drive that! About this position     To improve the fraud risk management system of AS "4finance" and its associates Analyse AS "4finance" and its related companies data, by grouping and analysing the fraudulent cases Align and put forward proposals for improvements in the quality of public data in IT systems, in order to make a qualitative analysis of the data Analyse the lending process and provide suggestions on how to reduce the proportion of fraudulent transactions. Analyse, process and integrate the information obtained from the use of economic, statistical and econometric methods in research Prepare monthly and ad-hoc reports to stake holders Requirements Higher education in economics / finance / mathematics At least 2 years of experience in similar analytical role Highly developed logical thinking and analytical skills Pro-actively communicate with business stakeholders Ability to plan and organize the work independently Ability to excel in a fast-paced work environment Exceptional computer skills, especially Microsoft Office applications Very good knowledge of Latvian and English.

4finance is a FinTech business with a unique and compelling vision for the future of Consumer Finance. We will reshape and simplify the sector through innovative use of technology and data, an approach that is already having significant success across Europe and beyond. With impressive growth and global ambitions, 4finance is funding expansion to disrupt the way people around the world access funds for those special moments or emergency needs. The sleeping giant of FinTech is about to awaken. With the main HQ in Riga and regional HQ offices in Miami and Europe, our exciting business offers significant opportunities to those looking who want to be part of something truly unique. Previously 4finance has been understated in Consumer Finance… this is about to change and you can help drive that! For this position, we are looking for talented data driven individual, who have a passion for problem solving, creativity and ability to tell a story using data.  Main responsibilities Development of risk assessment models using various statistical techniques, data gathering and preparation, model development and validation, practical application of models etc.  Regular monitoring of model performance and effectiveness  Redevelopment and recalibration of existing models  Improvement of existing modeling techniques  Documentation of modeling process and results Ability to present the finding to the management  Skills and Experience required Higher education in Mathematics, Statistics, IT, Finance or similar area Minimum of 1.5+ years analytical experience Previous experience working with such tools as R, SQL and SAS or tools with similar functionality Experience with Python, unstructured data, machine learning techniques will be considered as advantage Good knowledge of MS Office, especially Excel Good communication skills Good knowledge of English - oral and written language skills

4finance is a FinTech business with a unique and compelling vision for the future of Consumer Finance. We will reshape and simplify the sector through innovative use of technology and data, an approach that is already having significant success across Europe and beyond. With impressive growth and global ambitions, 4finance is funding expansion to disrupt the way people around the world access funds for those special moments or emergency needs. The sleeping giant of FinTech is about to awaken. With the main HQ in Riga and regional HQ offices in Miami and Europe, our exciting business offers significant opportunities to those looking who want to be part of something truly unique. Previously 4finance has been understated in Consumer Finance… this is about to change and you can help drive that! For this position of  Senior Data Scientist , we are looking for talented data driven individual, who have a passion for problem solving, creativity and ability to tell a story using data. Main responsibilities Development of risk assessment models using various statistical techniques, data gathering and preparation, model development and validation, including peer model reviews, practical application of models etc.  Regular monitoring of model performance and effectiveness  Redevelopment and recalibration of existing models  Improvement of existing modeling techniques  Documentation of modeling process and results Communication with involved parties, including coordination of the specific Data Science initiatives and active involvement in their implementation. Skills and Experience required Higher education in Mathematics, Statistics, IT, Finance or similar area Minimum of 3+ years analytical experience  Previous experience working with such tools as R, SQL and SAS or tools with similar functionality Experience with Python, unstructured data, machine learning techniques will be considered as advantage Developed Project Management ability Ability to present the finding to the management Good knowledge of MS Office, especially Excel  Good communication skills Good knowledge of English - oral and written language skills

4finance is a FinTech business with a unique and compelling vision for the future of Consumer Finance. We will reshape and simplify the sector through innovative use of technology and data, an approach that is already having significant success across Europe and beyond. With impressive growth and global ambitions, 4finance is funding expansion to disrupt the way people around the world access funds for those special moments or emergency needs. The sleeping giant of FinTech is about to awaken. With the main HQ in Riga and regional HQ offices in Miami and Europe, our exciting business offers significant opportunities to those looking who want to be part of something truly unique. Previously 4finance has been understated in Consumer Finance… this is about to change and you can help drive that! Main responsibilities Prepare approval rates, portfolio management, collections and other reporting on a regular basis Scorecards monitoring reports preparation and review Preparation of scorecards cut off setting analysis Scorecard’s recalibration Work in cooperation with portfolio managers on ad-hocks analysis Creation of alerts system on approval process and defaults Regular review of the alert system and further segmentation and analysis of suspicious trends Preparation of risk assumption for financial cases for the ultimate gain/loss evaluation Creation of loss model, regular loss forecast Pilot portfolio monitoring and maintenance Skills and Experience required Work experience in data analytics and big data samples processing Knowledge of the data mining tool /language, preferable postgre sql or SAS / WPS Data driven person with good sense of connection between data and business processes Ready to challenge personal, manager’s and team mates’ assumptions Work experience in retail risk management area is  advantage .