Decision Analyst Lead - Risk

  • Kabbage
  • Bangalore, Karnataka, India
  • Jul 30, 2018
Full time Risk

Job Description

Kabbage is blazing a trail in big data & fintech and we are looking for a Data Analytics team member to join us as we continue our amazing growth trajectory.

Kabbage is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders, and our products are expanding.  We’ve received numerous awards & recognition, including Glassdoor’s 2017 Best Places to Work, “36th fastest growing company in the US” on the INC 500 List, Fast Company’s "Top 10 most innovative companies in finance" and Forbes' "America’s Top 100 Most Promising Companies" among others.

What you’ll be doing:

  1. Provide credit solution to support the company’s consumer and commercial lending activities
  2. Develop customer acquisition, marketing, credit risk management, portfolio management and other business intelligence solutions through cross functional team engagements and research
  3. Manage large scale projects that include vendor scores and technological implementation assessments
  4. Leverage customer data and transactional unstructured data to build risk segmentation and mitigation strategies
  5. Complete complex analyses identifying authentication strategy and procedure gaps, manage implementation process across all credit life cycles to affect change
  6. Work with Technology team to drive availability of relevant data, tools and infrastructure

What you should have:

  • 8+ years' professional work experience in analytics and data science   Preferably from banking or lending industry  in consumer or/and commercial portfolio
  • Well versed in statistical methodology including parametric test, hypothesis testing and regression.
  • Familiarity with the dashboarding and data visualization tools and technologies.
  • Hands-on work experience with at least 2 of the languages among SQL, Python and R

 Bonus points:

  • Big Data Environment tools and technologies used in Hadoop
  • Predictive modeling experience – risk, marketing, fraud models and scorecards development.
  • Knowledge of US consumer/commericial lending and credit risk management practices – credit card, personal loans, SME and mortgage lending experience

What we're looking for in you:

  • Must be comfortable with a rapidly-changing workspace
  • The successful candidate will have a demonstrable analytic, problem solving, and leadership skills 
  • A perfectionist who tempers it with deadlines
  • Experience and desire for working in a fast-paced, ever-changing environment
  • Must have excellent communication and influencing skills, and be able to work across multiple groups with ease
  • A positive “can do” attitude
  • A constant drive to improve the experience of our users and our internal processes: "How can I make things better?"
  • Ability to remain focused and work in an open work place with frequent distractions

Why Kabbage?

  • Our people! We are very proud of our people, our products, and our fun, friendly, and passionate culture.
  • Equity – everyone’s an owner!
  • Full coverage of individual health benefits
  • Fully stocked kitchen & catered lunches daily
  • Casual work environment – just cover all of the requisite parts!
  • Top of the line hardware