Job Description
Kabbage is setting a new standard in big data and FinTech and we are looking for a Business Analyst to join us as we continue our amazing growth trajectory.
Kabbage is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders, and our products are growing rapidly. We’ve received numerous awards & recognition, including Glassdoor’s 2017 Best Places to Work, “36th fastest growing company in the US” on the INC 500 List, Fast Company’s "Top 10 most innovative companies in finance" and Forbes' "America’s Top 100 Most Promising Companies" among others.
Your mission:
Work on the most challenging and impactful projects, including the Kabbage Platform and partner implementations, as an embedded team member in Kabbage's Engineering team.
What you'll be doing:
- Lead projects independently; projects need to be led in a fashion that builds consensus while also identifying risks and removing roadblocks.
- Partner with subject matter experts to discover, define, assess, and document business needs and requirements. Must be able to quickly establish credibility while working in new subject areas and with various areas of the business (marketing, risk, finance, business development, customer support, etc).
- Manage the product backlog of requirements to support development activities related to the organizational roadmap.
- Proactively communicate and collaborate with external and internal customers to analyze information needs and functional requirements and deliver the following artifacts as needed: user stories, business requirements, business rules, use cases, screen mock-ups, and process flows.
- Act as the scrum master for the engineering team by planning and executing sprints, prioritizing backlog of work, communicating blockers, and reporting team metrics.
What you should have:
- Experience in a business analyst or product management role.
- Experience with large, distributed enterprise software implementations.
- Experience adapting requirements for third-party integrations to user stories.
What we're looking for in you:
- Operate Autonomously: Takes a project from ideation to delivery.
- Calm Under Pressure/Resilience: maintains stable performance when under heavy pressure or stress; remains composed and productive under pressure/stress.
- Proactivity: Proactive, self-driven, curious, loves learning.
- Communication: Communicates information, ideas, and concepts clearly.
- Organization and Planning: Plans, organizes, and schedules in an efficient, productive manner; focuses on key priorities; manages time well.
- Flexibility/Adaptability: Cool with quickly changing priorities and conditions; copes effectively with complexity and change.
- Persistence: Follows through on items without being managed. Resourceful, has grit, and a positive “can do” attitude.
- Leadership: Navigates and leads the team through high-priority last minute requests and other high stress situations.
The Kabbage Advantage
At Kabbage, our people are awesome, so we built the Kabbage Advantage—our way of being awesome right back. We offer competitive benefits including unlimited PTO, equity in the company, and exceptional health coverage options. Our team members enjoy a dynamic work environment with daily catered lunches, fully stocked kitchens, and onsite fitness classes.
While our perks and benefits are generous, the people are actually what make Kabbage great. Kabbagers are curious, creative, and resilient. We are enthusiastic, productive, and problem solvers. And we don’t do it alone. At Kabbage, you will find low ego individuals who work hard to communicate effectively and work collaboratively.
Kabbage, Inc. is a financial technology and data company pioneering a new, automated way for small businesses to access working capital. The company simplifies the manual application process to one that is 100% online and automated. Businesses can use their business data to submit an application online and receive an answer in minutes instead of waiting weeks and filling out numerous forms like traditional lending methods. Businesses can access ongoing lines of credit up to $250,000.
Kabbage leverages business data generated such as revenue, accounting data, business transactions, shipping data, social media and other sources to understand a business’s overall health and calculate credit lines throughout the customer lifecycle.
The company began serving online merchants in 2011 and extended its automated lending platform to all small businesses – online and brick-and-mortar – in February 2014.
In November 2013, Kabbage expanded its business to mobile with an iOS and Android app that enables users to apply or access their funds from their smartphones.
Kabbage used to provide a consumer lending product, Karrot, but it is no longer available.
Kabbage expanded the application of its platform in March 2015 by licensing the data and technology platform to power lending for other organizations. The company was named one of Forbes magazine’s Most Promising Companies list for the second year in a row. Kabbage further extended its lending reach in May 2015 with the announcement of the new Kabbage Card, which gives businesses the ability to pay for items at the point of sale with a purchasing card tied to their Kabbage account. Kabbage also collaborated with MasterCard in May 2015 to make Kabbage’s data and technology platform available through MasterCard’s network of acquirers.
In August 2015, Kabbage was named the 36th fastest-growing private company in America on the Inc. 500 list. In October 2015, Kabbage completed a Series E funding round of $135 million led by Reverence Capital Partners. Holland’s ING, Spain’s Santander (via InnoVentures, Santander's venture capital arm); and Canada’s Scotiabank also participated in the round. Kabbage also announced a strategic partnership with ING to deliver instant capital to small businesses throughout Spain.
In June 2016, Kabbage was named to CNBC's annual Disruptor 50 list of the most forward-thinking and ambitious companies that are revolutionizing industries and markets worldwide. Two months later, Kabbage was named to the Inc. 500 list of the country's fastest-growing private companies for the second year in a row
In August 2016, Kroll Bond Rating Agency (KBRA) upgraded and affirmed ratings on Class A2-2 Certificates issued by Kabbage Funding 2014-1 Resecurization Trust. The certificates were upgraded from BBB+(sf) to A-(sf) based on structural improvements to the transaction’s concentration requirements and the existence of more historical data relating to Kabbage’s collateral. KBRA also affirmed the ratings on the Class B2A Certificates of BB-(sf), Class B2B Certificates of BB-(sf) and Class B2C Certificates of B+(sf), which were initially rated in November 2015.
In 2017, the company raised $250 million from Softbank Group Corp., raising its total equity funding to $500 million, making Kabbage one of the most well-funded companies with a female co-founder at the helm. It also secured the largest asset-backed securitizations of small business loans in the online lending industry of $525 million. In November, it diversified its debt-funding sources further with a $200 million revolving credit facility with Credit Suisse, earning investment-grade ratings of ‘A’ and ‘BBB’ by DBRS. It ranked on the Inc. 500 list as one of the country’s fasting-growing private companies for a third consecutive year, on Deloitte’s Fast 500 list, among CB Insights Fintech 250, in the top 10 of KPMG’s Fiintech 100, and its co-founder, Kathryn Petralia, was named one of Forbes 100 Most Powerful Women in the World.
