We’re looking for an expert in financial crime to join our fast-growing Fincrime team here in London. You’ll work across different areas and products, including current accounts, business banking and international accounts. You’ll report directly to our Head of Financial Crime and play a strategic role in fighting fincrime. You’ll need to be a dab-hand at managing people, projects and investigations, but you’ll need to be ready to get hands-on too.
You should know that we fight financial crime a little differently at Monzo. You’ll work in a team with dedicated financial crime engineers and data scientists, which helps us to spot, assess and prevent crime quickly. We choose not to split out different areas of crime, either. Instead we tackle all financial crime together as one team. That includes AML, fraud, sanctions breaches, terrorist financing, bribery and corruption and tax evasion. You should know each of these like the back of your hand.
We’re the UK’s fastest growing bank, with 1.4 million customers and nearly 700 employees. We need a crack team of crime fighters to help us stay one step ahead as we continue to grow.
You should apply if:
You understand the financial crime risks associated with banking.
You’ve got experience communicating with senior internal and external stakeholders.
You take a strategic approach to managing risk and prioritising work.
You know when to delegate versus when to jump in and do something yourself.
You’re excited about working in a cross-functional team with engineers and data scientists.
You’re into using automated processes to find more efficient ways of working.
You want to manage fincrime analysts and help them to grow professionally.
Logistics:
We offer a competitive salary (taking into account experience and any specialism) plus stock options and lots of other benefits .
We care deeply about inclusive working practices and diverse teams. If you’d prefer to work part-time or as a job-share, we’ll facilitate this wherever we can - whether to help you meet other commitments or to help you strike a great work-life balance.
We’re keen to make sure we’re designing a bank that works for everyone, so we particularly encourage applications from different underrepresented demographics.
Feb 11, 2019
Full time
We’re looking for an expert in financial crime to join our fast-growing Fincrime team here in London. You’ll work across different areas and products, including current accounts, business banking and international accounts. You’ll report directly to our Head of Financial Crime and play a strategic role in fighting fincrime. You’ll need to be a dab-hand at managing people, projects and investigations, but you’ll need to be ready to get hands-on too.
You should know that we fight financial crime a little differently at Monzo. You’ll work in a team with dedicated financial crime engineers and data scientists, which helps us to spot, assess and prevent crime quickly. We choose not to split out different areas of crime, either. Instead we tackle all financial crime together as one team. That includes AML, fraud, sanctions breaches, terrorist financing, bribery and corruption and tax evasion. You should know each of these like the back of your hand.
We’re the UK’s fastest growing bank, with 1.4 million customers and nearly 700 employees. We need a crack team of crime fighters to help us stay one step ahead as we continue to grow.
You should apply if:
You understand the financial crime risks associated with banking.
You’ve got experience communicating with senior internal and external stakeholders.
You take a strategic approach to managing risk and prioritising work.
You know when to delegate versus when to jump in and do something yourself.
You’re excited about working in a cross-functional team with engineers and data scientists.
You’re into using automated processes to find more efficient ways of working.
You want to manage fincrime analysts and help them to grow professionally.
Logistics:
We offer a competitive salary (taking into account experience and any specialism) plus stock options and lots of other benefits .
We care deeply about inclusive working practices and diverse teams. If you’d prefer to work part-time or as a job-share, we’ll facilitate this wherever we can - whether to help you meet other commitments or to help you strike a great work-life balance.
We’re keen to make sure we’re designing a bank that works for everyone, so we particularly encourage applications from different underrepresented demographics.
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses accessing finance. Traditional banks are slow with rigid terms and burdensome criteria. In contrast, we use technology to offer flexible access to credit with five minute online applications and near-instant decisions.
Since 2012, we've lent over £800 million to almost 30,000 businesses across Europe. Our customers include everything from cafés to car dealers and salons to solicitors. Along the way we‘ve built a sophisticated technology platform, won numerous awards and grown to a smart, vibrant, fun team of over 250 people.
Despite this, we know we’re still small. Our aim is to fund a million small business within a decade and make a real dent on the funding gap.
Job Description
We are looking to hire a talented and committed Graphic Design intern for our Design team based at our London Office on Tottenham Court Road to play a critical role in iwoca continuing to have a customer focussed product by adding context and insight into the process of designing the user experience.
As a Marketing Designer at iwoca you will have a focus on delivering new designs to one of our core products. We work in an agile way and changes that you’ll design will make the way through testing and to the real product within a matter of weeks!
The internship is paid and will last for 3 months.
REQUIREMENTS
You must submit a portfolio to be considered for this role.
The Person:
You have a great grasp of design principles such as typography, color, layout, grid, and hierarchy.
You can work with a predefined brand and reinvent pieces that require change.
You understand how to build a brand book.
You have the ability to quickly learn new software and are curious and continuously hunting for new and better solutions to improve work processes.
You have great communication skills and you are comfortable with presenting your designs. You should also be good at taking feedback and quickly iterating.
You learn from your mistakes.
You absorb inspiration and know to imitate and synthesis it to useful things in your work.
Your have a critical eye and can critic not only your designs but others’.
You are obsessed with productivity and keen to try different technologies and methods to improve your communication and process.
You understand how 2D visuals behave in a 3D environment and can apply graphic design skills to a space (like interior or exhibition stand design).
You are aware of the design environment in London and go and participate in a variety of activities related to design.
You have interesting personal projects and a pure passion for the design profession.
You’ll learn:
To improve your craft as a Graphic Designer and sharpen your skills at printing, typography, and illustration.
You’ll become familiar with design and prototyping tools online and work with them.
To work to a brief and also produce a few.
To bring your ideas to reality and how it works in the context of the team with product marketing, media directors, content makers.
To move UI to bring more emotion to interfaces.
To work in a talented multidisciplinary team. To pitch your ideas and get feedback.
BENEFITS
In addition to a competitive salary, we also provide the following:
A smart, fun and internationally diverse team - together, we represent over 35 different nationalities
Company retreats in great locations - we have at least two per year in places like the French Alps and by the Spanish seaside
A really lovely office in central London - we’re right by Tottenham Court Road, and close to the bars, theatres and restaurants in Soho and Fitzrovia
Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!) - such as climbing, chess, cycling, football, running, boxing, etc
Regular novelty perks such as free massages, which can be proposed by anyone in the team
Plenty of drinks and snacks in our office kitchen
Cycle-to-work scheme for great value bikes
Company-wide talks with internal and external speakers
Jun 24, 2019
Intern
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses accessing finance. Traditional banks are slow with rigid terms and burdensome criteria. In contrast, we use technology to offer flexible access to credit with five minute online applications and near-instant decisions.
Since 2012, we've lent over £800 million to almost 30,000 businesses across Europe. Our customers include everything from cafés to car dealers and salons to solicitors. Along the way we‘ve built a sophisticated technology platform, won numerous awards and grown to a smart, vibrant, fun team of over 250 people.
Despite this, we know we’re still small. Our aim is to fund a million small business within a decade and make a real dent on the funding gap.
Job Description
We are looking to hire a talented and committed Graphic Design intern for our Design team based at our London Office on Tottenham Court Road to play a critical role in iwoca continuing to have a customer focussed product by adding context and insight into the process of designing the user experience.
As a Marketing Designer at iwoca you will have a focus on delivering new designs to one of our core products. We work in an agile way and changes that you’ll design will make the way through testing and to the real product within a matter of weeks!
The internship is paid and will last for 3 months.
REQUIREMENTS
You must submit a portfolio to be considered for this role.
The Person:
You have a great grasp of design principles such as typography, color, layout, grid, and hierarchy.
You can work with a predefined brand and reinvent pieces that require change.
You understand how to build a brand book.
You have the ability to quickly learn new software and are curious and continuously hunting for new and better solutions to improve work processes.
You have great communication skills and you are comfortable with presenting your designs. You should also be good at taking feedback and quickly iterating.
You learn from your mistakes.
You absorb inspiration and know to imitate and synthesis it to useful things in your work.
Your have a critical eye and can critic not only your designs but others’.
You are obsessed with productivity and keen to try different technologies and methods to improve your communication and process.
You understand how 2D visuals behave in a 3D environment and can apply graphic design skills to a space (like interior or exhibition stand design).
You are aware of the design environment in London and go and participate in a variety of activities related to design.
You have interesting personal projects and a pure passion for the design profession.
You’ll learn:
To improve your craft as a Graphic Designer and sharpen your skills at printing, typography, and illustration.
You’ll become familiar with design and prototyping tools online and work with them.
To work to a brief and also produce a few.
To bring your ideas to reality and how it works in the context of the team with product marketing, media directors, content makers.
To move UI to bring more emotion to interfaces.
To work in a talented multidisciplinary team. To pitch your ideas and get feedback.
BENEFITS
In addition to a competitive salary, we also provide the following:
A smart, fun and internationally diverse team - together, we represent over 35 different nationalities
Company retreats in great locations - we have at least two per year in places like the French Alps and by the Spanish seaside
A really lovely office in central London - we’re right by Tottenham Court Road, and close to the bars, theatres and restaurants in Soho and Fitzrovia
Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!) - such as climbing, chess, cycling, football, running, boxing, etc
Regular novelty perks such as free massages, which can be proposed by anyone in the team
Plenty of drinks and snacks in our office kitchen
Cycle-to-work scheme for great value bikes
Company-wide talks with internal and external speakers
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
REQUIREMENTS
We’re looking for our first Web Analyst to establish digital journey mapping and insights as a critical input into product and marketing decisions.
Your mission will be to:
Take ownership of all digital analytics projects
Identify tracking requirements, implement, test, deploy and maintain digital tracking infrastructure. Ensure tracking integrity for new features, products and digital media campaigns.
Create measurement plans for digital conversion funnel: mapping customer behaviour by segment, defining metrics and setting optimisation goals (together with Product, Marketing and Data Science teams)
Work with Product and Marketing on A/B tests, provide digital journey insights and recommendations
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have::
Proven experience as a Web/Digital Analyst, ideally in a startup environment
Proven track record in getting actionable insights using digital tracking tools (e.g. Google Analytics 360, Hotjar etc.)
Experience in implementing and deploying tags using Tag Management Systems (e.g. Google Tag Manager)
Superb analytical skills, ideally with some understanding of probabilistic testing
Business acumen and excellent communication, ability to explain complex technical issues in context of business impact and in plain English
Relentlessly curious about latest digital innovation
Familiarity with JavaScript and HTML a plusY
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
REQUIREMENTS
We’re looking for our first Web Analyst to establish digital journey mapping and insights as a critical input into product and marketing decisions.
Your mission will be to:
Take ownership of all digital analytics projects
Identify tracking requirements, implement, test, deploy and maintain digital tracking infrastructure. Ensure tracking integrity for new features, products and digital media campaigns.
Create measurement plans for digital conversion funnel: mapping customer behaviour by segment, defining metrics and setting optimisation goals (together with Product, Marketing and Data Science teams)
Work with Product and Marketing on A/B tests, provide digital journey insights and recommendations
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have::
Proven experience as a Web/Digital Analyst, ideally in a startup environment
Proven track record in getting actionable insights using digital tracking tools (e.g. Google Analytics 360, Hotjar etc.)
Experience in implementing and deploying tags using Tag Management Systems (e.g. Google Tag Manager)
Superb analytical skills, ideally with some understanding of probabilistic testing
Business acumen and excellent communication, ability to explain complex technical issues in context of business impact and in plain English
Relentlessly curious about latest digital innovation
Familiarity with JavaScript and HTML a plusY
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
DESCRIPTION
We are currently looking for a Tech & Analytics Chief of Staff, helping us to bring our Tech & Analytics department to the next level.
We’re a team of programmers and data analysts who love to do exactly that. Writing code, building systems and solving technical problems are things that the majority of us enjoy, but it means that sometimes other important projects or tasks get lost. Responsibility for all those other aspects of T&A is where you will fit in.
You will take charge of fixing or improving all the things in T&A to make the working lives of our programmers or analysts more productive.
You will report to the CTO and co-founder and work closely with all the tech team leaders
While the CTO maintains his responsibilities for architectural/coding decisions, you will be in charge of (amongst other tasks):
Improving leadership in the T&A team, acting as a coach to our engineering managers and ensuring that the team has the support they need to grow,
Launching and leading tech initiatives (like internal/external Hackathons, open-source initiatives, …) to maintain a high tech culture,
Improving our recruitment processes, making the candidate experience even better and the whole process more fair (reduce candidate bias) and efficient
Increase tech brand visibility, so that iwoca’s fame continues to grow in the tech scene and that we attract the best talent,
Creating urgency and processes to improve our internal documentation and ensure it’s kept at the standard we agree that it should be. In particular improving the internal processes, developer guides, career progression frameworks, …
Observing other things that we need to improve and coming with a roadmap with priorities,
Enforcing data security policies, to be sure that we continue to be in compliance with regulations.
REQUIREMENTS
You should have:
Proven experience in the tech industry,
A strong understanding of development / engineering or have a firm knowledge of great technical culture,
Experience with analysis and reporting
The ability to gain the trust and respect of the CTO and tech team captains
An effective balance of humility and ego – someone who can listen to the team needs and act accordingly
Diligence in following through on details and wrapping up loose ends
A desire to operate effectively with a fair amount of ambiguity, and the ability to ask clarifying questions
The emotional intelligence to understand and contribute to the culture we are building at iwoca – and the ability to contribute previous experience to this effort
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
We are currently looking for a Tech & Analytics Chief of Staff, helping us to bring our Tech & Analytics department to the next level.
We’re a team of programmers and data analysts who love to do exactly that. Writing code, building systems and solving technical problems are things that the majority of us enjoy, but it means that sometimes other important projects or tasks get lost. Responsibility for all those other aspects of T&A is where you will fit in.
You will take charge of fixing or improving all the things in T&A to make the working lives of our programmers or analysts more productive.
You will report to the CTO and co-founder and work closely with all the tech team leaders
While the CTO maintains his responsibilities for architectural/coding decisions, you will be in charge of (amongst other tasks):
Improving leadership in the T&A team, acting as a coach to our engineering managers and ensuring that the team has the support they need to grow,
Launching and leading tech initiatives (like internal/external Hackathons, open-source initiatives, …) to maintain a high tech culture,
Improving our recruitment processes, making the candidate experience even better and the whole process more fair (reduce candidate bias) and efficient
Increase tech brand visibility, so that iwoca’s fame continues to grow in the tech scene and that we attract the best talent,
Creating urgency and processes to improve our internal documentation and ensure it’s kept at the standard we agree that it should be. In particular improving the internal processes, developer guides, career progression frameworks, …
Observing other things that we need to improve and coming with a roadmap with priorities,
Enforcing data security policies, to be sure that we continue to be in compliance with regulations.
REQUIREMENTS
You should have:
Proven experience in the tech industry,
A strong understanding of development / engineering or have a firm knowledge of great technical culture,
Experience with analysis and reporting
The ability to gain the trust and respect of the CTO and tech team captains
An effective balance of humility and ego – someone who can listen to the team needs and act accordingly
Diligence in following through on details and wrapping up loose ends
A desire to operate effectively with a fair amount of ambiguity, and the ability to ask clarifying questions
The emotional intelligence to understand and contribute to the culture we are building at iwoca – and the ability to contribute previous experience to this effort
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
DESCRIPTION
Join one of Europe’s leading Fintech startups
At iwoca we believe finance should make life easier, not harder, for small businesses. When small businesses go to traditional lenders they are forced to deal with long waits, absurdly rigid criteria, and impersonal bureaucracies. We believe small businesses deserve a financing service that strips out the hassle; that gets to know each customer’s needs; that generates opportunities instead of problems. iwoca is finance, custom-built to expand possibilities for small business.
Your mission:
Data is central to everything we do: it drives our risk engine, enables us to develop cutting-edge UX and provides the insights we need to continuously become a better company. Our Analytics team develops cutting edge algorithms using statistical modelling and machine learning techniques; Python (Pandas, NumPy and SciPy) is our language of choice to deliver data-driven solutions. Working in a relaxed, collaborative and flexible environment, we give everyone the opportunity to make a significant contribution to the business. You will be expected to derive meaningful and actionable insights from our data as well as develop the innovative technologies behind our platform.
Whilst anchored in the Technology & Analytics team, the Operations Analyst role sits at the crossroads between data & risk analytics and business operations. You’ll be responsible for facilitating collaboration between both teams, working across a range of diverse projects, some strategic and others more tactical (the balance will be shaped over time). For example, you could be analysing data to provide actionable insights to our operational teams, working on the next iteration of our scorecard and risk engine, and managing the technical aspects of a product integration with a commercial partner.
REQUIREMENTS
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Experience in practical data processing, data visualization & information retrieval
Degree qualification in a quantitative subject (Mathematics, Physics, Computer Science, Economics, Finance or Engineering)
Good working knowledge of Python/Pandas is preferable or R, Matlab
Someone who is organised and proactive, possessing great communication skills and a keen to interact with various teams within iwoca. You’ll have to manage stakeholders (understanding requirements, providing timely updates on progress and explanations for any changes to the roadmap, etc.) and be able to effectively facilitate collaboration amongst various teams (Tech & Analytics, country operations teams, Marketing, etc.)
Proven ability to take ownership, work with stakeholders to properly understand problems or challenges, and develop the best solutions
Comfortable challenging the status quo, able to extract clarity from ambiguity
A good command of the German language is essential
Smart, humble and motivated
Keen to push yourself and develop your own skills, while also contributing towards iwoca’s growth and success!
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
Join one of Europe’s leading Fintech startups
At iwoca we believe finance should make life easier, not harder, for small businesses. When small businesses go to traditional lenders they are forced to deal with long waits, absurdly rigid criteria, and impersonal bureaucracies. We believe small businesses deserve a financing service that strips out the hassle; that gets to know each customer’s needs; that generates opportunities instead of problems. iwoca is finance, custom-built to expand possibilities for small business.
Your mission:
Data is central to everything we do: it drives our risk engine, enables us to develop cutting-edge UX and provides the insights we need to continuously become a better company. Our Analytics team develops cutting edge algorithms using statistical modelling and machine learning techniques; Python (Pandas, NumPy and SciPy) is our language of choice to deliver data-driven solutions. Working in a relaxed, collaborative and flexible environment, we give everyone the opportunity to make a significant contribution to the business. You will be expected to derive meaningful and actionable insights from our data as well as develop the innovative technologies behind our platform.
Whilst anchored in the Technology & Analytics team, the Operations Analyst role sits at the crossroads between data & risk analytics and business operations. You’ll be responsible for facilitating collaboration between both teams, working across a range of diverse projects, some strategic and others more tactical (the balance will be shaped over time). For example, you could be analysing data to provide actionable insights to our operational teams, working on the next iteration of our scorecard and risk engine, and managing the technical aspects of a product integration with a commercial partner.
REQUIREMENTS
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Experience in practical data processing, data visualization & information retrieval
Degree qualification in a quantitative subject (Mathematics, Physics, Computer Science, Economics, Finance or Engineering)
Good working knowledge of Python/Pandas is preferable or R, Matlab
Someone who is organised and proactive, possessing great communication skills and a keen to interact with various teams within iwoca. You’ll have to manage stakeholders (understanding requirements, providing timely updates on progress and explanations for any changes to the roadmap, etc.) and be able to effectively facilitate collaboration amongst various teams (Tech & Analytics, country operations teams, Marketing, etc.)
Proven ability to take ownership, work with stakeholders to properly understand problems or challenges, and develop the best solutions
Comfortable challenging the status quo, able to extract clarity from ambiguity
A good command of the German language is essential
Smart, humble and motivated
Keen to push yourself and develop your own skills, while also contributing towards iwoca’s growth and success!
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours. Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal. All this growth means that the complexity of our finance operations, reconciliation, treasury and payments have increased.
As a Delivery Manager at iwoca, you’ll be responsible for facilitating collaboration between various teams, to effectively test and roll-out new system releases and updates. You’ll be given the opportunity to work across a range of diverse projects, including both strategic planning as well as more tactical initiatives.
REQUIREMENTS
A typical day for you will be:
Day-to-day accountability for the successful delivery of the projects
Facilitating communication and cooperation via stand-ups, presentations, meetings, and workshops
Working with subject matter experts within the business to capture requirements and create Product Backlogs
Working closely across the teams to gather requirements, create roadmaps, and set the deliverables
Working with the software developers and data engineers to monitor progress, ensure smooth delivery, and proactively and decisively resolve blocks
Identifying improvement opportunities and communicating them to relevant teams, such as tech, risk and operations
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
A 2:1 or above in a quantitative degree from a leading university (Business, Engineering, Science, etc.)
Highly organised and proactive, with experience working across a variety of projects within an AGILE environment
Experience working with Jira is desirable but not essential
Proven ability to take ownership, work with stakeholders to properly understand problems / challenges and develop the best solutions
Comfortable challenging the status quo
Ability to manage through ambiguity to achieve clarity when needed
Great at managing stakeholders (understanding requirements, providing timely updates on progress and explanations for any changes to the roadmap, etc.) and able to effectively facilitate collaboration amongst various teams (Tech & Risk, country operations teams, marketing, etc.)
Fluent English is essential
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours. Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal. All this growth means that the complexity of our finance operations, reconciliation, treasury and payments have increased.
As a Delivery Manager at iwoca, you’ll be responsible for facilitating collaboration between various teams, to effectively test and roll-out new system releases and updates. You’ll be given the opportunity to work across a range of diverse projects, including both strategic planning as well as more tactical initiatives.
REQUIREMENTS
A typical day for you will be:
Day-to-day accountability for the successful delivery of the projects
Facilitating communication and cooperation via stand-ups, presentations, meetings, and workshops
Working with subject matter experts within the business to capture requirements and create Product Backlogs
Working closely across the teams to gather requirements, create roadmaps, and set the deliverables
Working with the software developers and data engineers to monitor progress, ensure smooth delivery, and proactively and decisively resolve blocks
Identifying improvement opportunities and communicating them to relevant teams, such as tech, risk and operations
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
A 2:1 or above in a quantitative degree from a leading university (Business, Engineering, Science, etc.)
Highly organised and proactive, with experience working across a variety of projects within an AGILE environment
Experience working with Jira is desirable but not essential
Proven ability to take ownership, work with stakeholders to properly understand problems / challenges and develop the best solutions
Comfortable challenging the status quo
Ability to manage through ambiguity to achieve clarity when needed
Great at managing stakeholders (understanding requirements, providing timely updates on progress and explanations for any changes to the roadmap, etc.) and able to effectively facilitate collaboration amongst various teams (Tech & Risk, country operations teams, marketing, etc.)
Fluent English is essential
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
DESCRIPTION
Join one of Europe’s leading Fintech startups
At iwoca we believe finance should make life easier, not harder, for small businesses. When small businesses go to traditional lenders they are forced to deal with long waits, absurdly rigid criteria, and impersonal bureaucracies. We believe small businesses deserve a financing service that strips out the hassle; that gets to know each customer’s needs; that generates opportunities instead of problems. iwoca is finance, custom-built to expand possibilities for small business.
Your mission will be:
Application of statistical modelling and machine learning techniques.
Delivery of data driven solutions and predictions for a diverse range of business problems, including risk assessment and contact prioritisation.
Development of real-time data pipelining and delivery of ML predictions.
A/B testing and data analysis using statistical methods to generate insights and optimise existing and future business processes.
Multi-disciplinary projects with the wider tech team and business stakeholders.
REQUIREMENTS
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Strong analytical background, e.g PhD or degree in Mathematics, Physics, Engineering, Computer Science or related field; or equivalent knowledge.
Established experience from working in industry or an academic data analyst/scientist position.
Experience with statistical data analysis, ability to generate well founded insights from potentially unstructured data.
Proven practical experience of predictive modelling and pragmatic implementation of machine learning techniques to effectively solve real-world problems.
Someone that isn't satisfied with just applying out-of-the-box models, you want to know how they work, when they work and why they work.
Practical object-oriented programming experience: Python, Java, C/C++ or similar.
Experience with some of the common Python data-science toolkits: Pandas, NumPy, SciPy, Scikit-learn OR experience with R, Matlab, and/or SQL would also be beneficial.
Self-starter with ability to work autonomously in a relatively unconstrained environment.
A healthy skepticism and desire to build innovative, but practical, solutions to business problems.
Love for coding and getting hands-on with the raw data to really understand the underlying processes and nuances of the problem.
Salary: Competitive
Location : London
Open Date: 17th May 2019
Closing Date : 16th June 2019
BENEFITS
In return, you’ll get a say in how things are done, the opportunity to make a difference to small business owners, and to work on big and challenging projects.
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code
Jun 24, 2019
Full time
DESCRIPTION
Join one of Europe’s leading Fintech startups
At iwoca we believe finance should make life easier, not harder, for small businesses. When small businesses go to traditional lenders they are forced to deal with long waits, absurdly rigid criteria, and impersonal bureaucracies. We believe small businesses deserve a financing service that strips out the hassle; that gets to know each customer’s needs; that generates opportunities instead of problems. iwoca is finance, custom-built to expand possibilities for small business.
Your mission will be:
Application of statistical modelling and machine learning techniques.
Delivery of data driven solutions and predictions for a diverse range of business problems, including risk assessment and contact prioritisation.
Development of real-time data pipelining and delivery of ML predictions.
A/B testing and data analysis using statistical methods to generate insights and optimise existing and future business processes.
Multi-disciplinary projects with the wider tech team and business stakeholders.
REQUIREMENTS
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Strong analytical background, e.g PhD or degree in Mathematics, Physics, Engineering, Computer Science or related field; or equivalent knowledge.
Established experience from working in industry or an academic data analyst/scientist position.
Experience with statistical data analysis, ability to generate well founded insights from potentially unstructured data.
Proven practical experience of predictive modelling and pragmatic implementation of machine learning techniques to effectively solve real-world problems.
Someone that isn't satisfied with just applying out-of-the-box models, you want to know how they work, when they work and why they work.
Practical object-oriented programming experience: Python, Java, C/C++ or similar.
Experience with some of the common Python data-science toolkits: Pandas, NumPy, SciPy, Scikit-learn OR experience with R, Matlab, and/or SQL would also be beneficial.
Self-starter with ability to work autonomously in a relatively unconstrained environment.
A healthy skepticism and desire to build innovative, but practical, solutions to business problems.
Love for coding and getting hands-on with the raw data to really understand the underlying processes and nuances of the problem.
Salary: Competitive
Location : London
Open Date: 17th May 2019
Closing Date : 16th June 2019
BENEFITS
In return, you’ll get a say in how things are done, the opportunity to make a difference to small business owners, and to work on big and challenging projects.
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code
DESCRIPTION
Who are we?
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £900 million to over 26,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
About the role:
At iwoca we are dedicated to building the smartest lending platform in the world as we believe that finance should be as simple, seamless and powerful as electricity. We like to use Agile(ish) processes, which means features or projects go live in days or weeks rather than months or years.
We are very fortunate to have a passionate and dedicated CTO / Co-founder who ensures that Tech is always at the forefront of the business so the work you do is always valued. You could be doing anything from working on our REST API, asynchronous processing, automated testing patterns or contributing to our underwriting tools.
We could include a load of technical acronyms here and tell you about all the greenfield projects you could be working on, but ultimately it is important for you to know that the environment here is always exciting, challenging and fast-paced. We believe in investing in research to find the best possible outcome.
Therefore we are looking for passionate developers with an eagerness to work in a collaborative environment to build an awesome product that will help SME’s across the world.
We run our Django-powered site on AWS, use asynchronous tools (Twisted, Celery) for time-consuming tasks and scientific libraries (numpy, scipy, pandas) for risk aspects. Application orchestration is done with Docker and Ansible and our monitoring is set up using StatsD, Elasticsearch-Logstash-Kibana.
REQUIREMENTS
Proven experience in Backend Programming (ideally in Python)
Computer Science or Software Engineering education or equivalent industry experience
Understanding of key computer science principles including algorithms, data structures and computational complexity theory
Experience developing Python
Familiarity with / exposure to other programming languages
Knowledge of SQL and NoSQL databases (ideally MongoDB and PostgreSQL)
Knowledge of web frameworks (we use Django)
Demonstrable experience creating robust, clever and scalable applications
Experience doing it all: designing, developing, testing, deploying and maintaining
Ability to manage projects, priorities, deadlines and deliverables (being autonomous is extremely important for us)
Desire to continue learning and developing skills
BENEFITS
You will always have a say in the business and have the opportunity to really make a difference. Joining our team means you will be working on some cool projects and get the opportunity to really make a difference to people’s lives. We also help all our employees become top performers and reward everyone in numerous different ways. Everyone at iwoca is smart, humble and motivated to do a good job so you are bound to love working here.
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga..
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday and an extra day off on your birthday
Extra leave if you want to travel or study
Flexible working
Cycle-to-work scheme
We’re obsessed with learning. We offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
Who are we?
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £900 million to over 26,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
About the role:
At iwoca we are dedicated to building the smartest lending platform in the world as we believe that finance should be as simple, seamless and powerful as electricity. We like to use Agile(ish) processes, which means features or projects go live in days or weeks rather than months or years.
We are very fortunate to have a passionate and dedicated CTO / Co-founder who ensures that Tech is always at the forefront of the business so the work you do is always valued. You could be doing anything from working on our REST API, asynchronous processing, automated testing patterns or contributing to our underwriting tools.
We could include a load of technical acronyms here and tell you about all the greenfield projects you could be working on, but ultimately it is important for you to know that the environment here is always exciting, challenging and fast-paced. We believe in investing in research to find the best possible outcome.
Therefore we are looking for passionate developers with an eagerness to work in a collaborative environment to build an awesome product that will help SME’s across the world.
We run our Django-powered site on AWS, use asynchronous tools (Twisted, Celery) for time-consuming tasks and scientific libraries (numpy, scipy, pandas) for risk aspects. Application orchestration is done with Docker and Ansible and our monitoring is set up using StatsD, Elasticsearch-Logstash-Kibana.
REQUIREMENTS
Proven experience in Backend Programming (ideally in Python)
Computer Science or Software Engineering education or equivalent industry experience
Understanding of key computer science principles including algorithms, data structures and computational complexity theory
Experience developing Python
Familiarity with / exposure to other programming languages
Knowledge of SQL and NoSQL databases (ideally MongoDB and PostgreSQL)
Knowledge of web frameworks (we use Django)
Demonstrable experience creating robust, clever and scalable applications
Experience doing it all: designing, developing, testing, deploying and maintaining
Ability to manage projects, priorities, deadlines and deliverables (being autonomous is extremely important for us)
Desire to continue learning and developing skills
BENEFITS
You will always have a say in the business and have the opportunity to really make a difference. Joining our team means you will be working on some cool projects and get the opportunity to really make a difference to people’s lives. We also help all our employees become top performers and reward everyone in numerous different ways. Everyone at iwoca is smart, humble and motivated to do a good job so you are bound to love working here.
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga..
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday and an extra day off on your birthday
Extra leave if you want to travel or study
Flexible working
Cycle-to-work scheme
We’re obsessed with learning. We offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to platforms like Treehouse if you want to learn to code.
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
Now we're looking for experienced Credit Analysts who can help us make even better lending decisions whilst supporting our rapid growth.
The role:
Our team of Credit Analysts are responsible for making lending decisions for each of the small businesses that approach iwoca. Your mission will be to:
Evaluate credit applications – using our cutting-edge tech platform, you will be analysing data from financial statements, credit reference agencies, application forms and other third party sources to arrive at fast, fair, and accurate decisions.
Analyse credit data, financial statements and other data sources to determine the level of risk involved in lending.
Conduct thorough due diligence to ensure affordability of credit in line with internal policy.
Understand and accurately capture the specific revenue and risk drivers for SMEs.
Be responsible for making lending decisions independently.
Be actively involved in improving the decision making framework, through developments to our systems and processes.
Communicate effectively with our Onboarding and Account Management teams to ensure customer needs are met at all times - Account Managers act as “customer champions” and you’ll work with them to ensure we do our best to meet our customer’s needs and offer a fast, slick service.
Work closely with the Tech and Analytics team to improve systems and our scorecard to enable us to make better, faster and fairer decisions.
Guide junior credit analysts in their credit decisions and support their goals and targets
REQUIREMENTS
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Experience in commercial loan underwriting, credit sanctioning or credit analysis, preferably within the SME sector or alternative lending.
Strong business acumen and a working understanding of what makes a good business good, so you can quickly identify the key drivers behind an application.
A good understanding of how businesses operate, including their main risk and revenue drivers.
The ability to interpret financial statements and an understanding of the key risk drivers specific to SMEs.
An analytical mindset with a practical approach to problem solving.
A confident and enthusiastic attitude that works well in a regularly changing and fast paced environment.
Excellent communication skills. You will have direct telephone contact with loan applicants to extract additional information so need a friendly telephone manner.
The ability to come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve our efficiency.
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
Now we're looking for experienced Credit Analysts who can help us make even better lending decisions whilst supporting our rapid growth.
The role:
Our team of Credit Analysts are responsible for making lending decisions for each of the small businesses that approach iwoca. Your mission will be to:
Evaluate credit applications – using our cutting-edge tech platform, you will be analysing data from financial statements, credit reference agencies, application forms and other third party sources to arrive at fast, fair, and accurate decisions.
Analyse credit data, financial statements and other data sources to determine the level of risk involved in lending.
Conduct thorough due diligence to ensure affordability of credit in line with internal policy.
Understand and accurately capture the specific revenue and risk drivers for SMEs.
Be responsible for making lending decisions independently.
Be actively involved in improving the decision making framework, through developments to our systems and processes.
Communicate effectively with our Onboarding and Account Management teams to ensure customer needs are met at all times - Account Managers act as “customer champions” and you’ll work with them to ensure we do our best to meet our customer’s needs and offer a fast, slick service.
Work closely with the Tech and Analytics team to improve systems and our scorecard to enable us to make better, faster and fairer decisions.
Guide junior credit analysts in their credit decisions and support their goals and targets
REQUIREMENTS
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Experience in commercial loan underwriting, credit sanctioning or credit analysis, preferably within the SME sector or alternative lending.
Strong business acumen and a working understanding of what makes a good business good, so you can quickly identify the key drivers behind an application.
A good understanding of how businesses operate, including their main risk and revenue drivers.
The ability to interpret financial statements and an understanding of the key risk drivers specific to SMEs.
An analytical mindset with a practical approach to problem solving.
A confident and enthusiastic attitude that works well in a regularly changing and fast paced environment.
Excellent communication skills. You will have direct telephone contact with loan applicants to extract additional information so need a friendly telephone manner.
The ability to come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve our efficiency.
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and decisions within minutes.
Since 2012, we've lent over £800 million to 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, turned profitable, won numerous awards and grown a fun and vibrant team of over 200 people from 35+ nationalities.
Partnerships are critical to iwoca’s vision - we want small businesses to be able to access finance where they want it, when they want it. In practise, this means access from within a range of the day-to-day services and tools they use to run their business, whether that’s their accounting software, payments platform or even their banking service.
As Partnerships Strategy Manager, you will be responsible for developing our partnerships and direct sales strategy and working with the partnerships team and sales team to implement it. The partnerships team covers a range of partner channels, including larger strategic partnerships, affiliate websites and services, commercial finance brokers, accountants, and B2B vendors.
You will be required to develop high quality analysis and insight, and then use excellent communication and project management to guide the teams through successful implementation of your strategy. The partnerships team has already built strong relationships with a number of key partners, and your role will focus on the strategy for both optimising these existing relationships and entering into targeted new partnerships.
The role sits within our partnerships team based in central London and will report to the Commercial Growth Director. You will also be responsible for managing our team of two partnerships analysts.
REQUIREMENTS
Your specific responsibilities will include:
Defining our growth strategy: bringing together crucial pieces of information such as competitor and market data, operational performance data, innovation insights etc., from various internal and external sources in order to create the strategic vision for iwoca’s partnerships and direct sales
Building our growth action plan: establishing and reviewing key strategic priorities for each part of the team and translating them into actionable and quantitative plans with clear short and long term targets
Overseeing performance tracking and management: managing the analysts in the team and reporting on performance against plans and targets as well as strategic objectives, including monthly and quarterly updates to the company on the progress of the team
Being our insight champion: analysing market trends and internal developments, and generating benchmarks, timely insights and recommendations for the partnerships and sales team
Coaching and developing the team: supporting the team in developing their capability to think strategically and develop strategic plans
Representing iwoca: networking and presenting at industry events and conferences
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Have worked at a top-tier management consulting firm or in-house in a corporate strategy team (ideally 3-5 years), so you have a strong grounding in frameworks and tools for shaping and delivering strategy, and measuring its success
Have excellent analytical and problem solving skills; able to process large amounts of data to drive business strategies and decisions
Have excellent communication and listening skills, including the ability to explain complex information clearly and simply, and the ability to articulate your thinking clearly and concisely in writing
Be a self-starter, who can work in an unstructured environment; you can deal with ambiguity and manage projects effectively with good attention to detail
Be confident manipulating data yourself in Excel/Google Sheets, or have experience with other data analytics software
Be great at stakeholder management; you’ll be working with a variety of people from across the business
BENEFITS
You will always have a say in the business and have the opportunity to really make a difference. We help all our employees become top performers and reward everyone in numerous different ways. Everyone at iwoca is smart, humble and motivated to do a good job, so you are bound to love working here. The team is young, fun and international and you’ll find we hold our own in terms of start-up perks.
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and decisions within minutes.
Since 2012, we've lent over £800 million to 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, turned profitable, won numerous awards and grown a fun and vibrant team of over 200 people from 35+ nationalities.
Partnerships are critical to iwoca’s vision - we want small businesses to be able to access finance where they want it, when they want it. In practise, this means access from within a range of the day-to-day services and tools they use to run their business, whether that’s their accounting software, payments platform or even their banking service.
As Partnerships Strategy Manager, you will be responsible for developing our partnerships and direct sales strategy and working with the partnerships team and sales team to implement it. The partnerships team covers a range of partner channels, including larger strategic partnerships, affiliate websites and services, commercial finance brokers, accountants, and B2B vendors.
You will be required to develop high quality analysis and insight, and then use excellent communication and project management to guide the teams through successful implementation of your strategy. The partnerships team has already built strong relationships with a number of key partners, and your role will focus on the strategy for both optimising these existing relationships and entering into targeted new partnerships.
The role sits within our partnerships team based in central London and will report to the Commercial Growth Director. You will also be responsible for managing our team of two partnerships analysts.
REQUIREMENTS
Your specific responsibilities will include:
Defining our growth strategy: bringing together crucial pieces of information such as competitor and market data, operational performance data, innovation insights etc., from various internal and external sources in order to create the strategic vision for iwoca’s partnerships and direct sales
Building our growth action plan: establishing and reviewing key strategic priorities for each part of the team and translating them into actionable and quantitative plans with clear short and long term targets
Overseeing performance tracking and management: managing the analysts in the team and reporting on performance against plans and targets as well as strategic objectives, including monthly and quarterly updates to the company on the progress of the team
Being our insight champion: analysing market trends and internal developments, and generating benchmarks, timely insights and recommendations for the partnerships and sales team
Coaching and developing the team: supporting the team in developing their capability to think strategically and develop strategic plans
Representing iwoca: networking and presenting at industry events and conferences
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Have worked at a top-tier management consulting firm or in-house in a corporate strategy team (ideally 3-5 years), so you have a strong grounding in frameworks and tools for shaping and delivering strategy, and measuring its success
Have excellent analytical and problem solving skills; able to process large amounts of data to drive business strategies and decisions
Have excellent communication and listening skills, including the ability to explain complex information clearly and simply, and the ability to articulate your thinking clearly and concisely in writing
Be a self-starter, who can work in an unstructured environment; you can deal with ambiguity and manage projects effectively with good attention to detail
Be confident manipulating data yourself in Excel/Google Sheets, or have experience with other data analytics software
Be great at stakeholder management; you’ll be working with a variety of people from across the business
BENEFITS
You will always have a say in the business and have the opportunity to really make a difference. We help all our employees become top performers and reward everyone in numerous different ways. Everyone at iwoca is smart, humble and motivated to do a good job, so you are bound to love working here. The team is young, fun and international and you’ll find we hold our own in terms of start-up perks.
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
REQUIREMENTS
The Client Onboarding Team is responsible for managing and developing the early stage of the client relationship, ensuring clients are informed about our product and its advantages and benefits.
This is a fantastic opportunity to get to know iwoca from the inside and gain valuable experience for future roles in the company.
As part of our German customer service team, you will be our first point of contact for our German clients. You will be responsible for collecting business documents submitted by our clients and you will get the chance to develop a deep understanding of the SME customer base. As you will be working closely with customers, you will need to be a successful communicator and passionate about providing the best service possible.
Your role at iwoca:
Building rapport with German business owners
Handling inbound calls and making outbound calls to resolve customer issues and chase documents
Pitching iwoca to customers who have already started the sign-up process but have not yet completed it
Maintaining accurate customer records and update systems
Ensuring that all necessary documents are in place to allow our Credit Analysts / Account Managers to make a lending decision
Handling requests received through the live chat on our website or via email
You will need:
Strong communication & listening skills with an excellent telephone manner and a passion for delighting customers
The ability to explain complex products and services to consumers
The ability to "think outside the box" to make suggestions that will help us improve our products, systems and processes
Basic understanding of business finance and accounting or the desire to acquire such understanding. We want you to develop a good business sense and an understanding of what makes SMEs tick
Be ready to take on ownership within our team and communicate with other country teams
A communicative personality and good team play skills
Proactive self-starter approach, eager to be part of a young and dynamic team
A perfect blend between sales, customer support and admin
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Jun 24, 2019
Full time
DESCRIPTION
iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
REQUIREMENTS
The Client Onboarding Team is responsible for managing and developing the early stage of the client relationship, ensuring clients are informed about our product and its advantages and benefits.
This is a fantastic opportunity to get to know iwoca from the inside and gain valuable experience for future roles in the company.
As part of our German customer service team, you will be our first point of contact for our German clients. You will be responsible for collecting business documents submitted by our clients and you will get the chance to develop a deep understanding of the SME customer base. As you will be working closely with customers, you will need to be a successful communicator and passionate about providing the best service possible.
Your role at iwoca:
Building rapport with German business owners
Handling inbound calls and making outbound calls to resolve customer issues and chase documents
Pitching iwoca to customers who have already started the sign-up process but have not yet completed it
Maintaining accurate customer records and update systems
Ensuring that all necessary documents are in place to allow our Credit Analysts / Account Managers to make a lending decision
Handling requests received through the live chat on our website or via email
You will need:
Strong communication & listening skills with an excellent telephone manner and a passion for delighting customers
The ability to explain complex products and services to consumers
The ability to "think outside the box" to make suggestions that will help us improve our products, systems and processes
Basic understanding of business finance and accounting or the desire to acquire such understanding. We want you to develop a good business sense and an understanding of what makes SMEs tick
Be ready to take on ownership within our team and communicate with other country teams
A communicative personality and good team play skills
Proactive self-starter approach, eager to be part of a young and dynamic team
A perfect blend between sales, customer support and admin
BENEFITS
What’s life like as an iwocan?
We all enjoy:
A lovely office in central London, right by Tottenham Court Road
Two company retreats a year (in places like the French Alps or Spanish seaside)
Pool, ping pong, foosball tables and tournaments and yoga
An ever-growing number of clubs including climbing, chess, football and boxing
Plenty of drinks and snacks in our office kitchen
A paid volunteering day each year, for you to support your chosen charity
Just for you:
Medical insurance from Vitality, including discounted gym membership
Stock options
Enhanced maternity and shared parental leave
A workplace nursery tax benefit scheme
25 days holiday per year and an extra day off on your birthday
Extra leave if you want to travel or study
Special celebrations for anniversaries and long service including sabbatical
Flexible working
Cycle-to-work scheme
And to make sure we all keep learning, we offer:
Tickets to tech conferences across Europe
Company-wide talks with internal and external speakers
A calendar of meetups we host at our office
Access to learning platforms like Treehouse if you want to learn to code.
Who are we?
WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple. Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 145 countries and the number is growing all the time.
Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world. These were never designed to work together, but WorldRemit makes it happen.
The journey is just beginning. We believe in faster, simpler, lower-cost money transfers. That means building beautiful products and better services for our customers. Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.
WorldRemit has grown at an average 50% year on year and is now processing over £1.5bn of remittances on an annualised basis. The company recently went through its Series C financing and raised $40m – a show of confidence by the investor community in the growth trajectory of our business. The company currently employees over 650 employees and has a global footprint, with offices in London, US, Philippines, Poland, Australia, New Zealand, Canada, Japan, Hong Kong and other locations.
WorldRemit’s Finance Function
Over the last years the Finance Function has established itself as a key partner to the Business and is central to strategy setting, facilitating growth and driving efficiencies across the organisation. As with any fintech company, we operate in a continually evolving, fast-paced environment, and the Finance team is on the forefront of that. In the last 6 months the team has been restructured to support the ongoing growth trajectory of the business, with the structure expanding the Finance Organisation to over 70 people across 3 locations.
The Finance Leadership team, reporting to Iain Balchin (CFO) are as follows:
James Ansell – Head of Corporate Finance and Projects
Justin Bradford – Head of Tax
Usha Ganesan – Group Financial Controller
Ellen Louw – Head of Business Partnering and FP&A
Raj Sahota – Head of Treasury
Richard Harris – Head of Finance Operations
About the role
The FP&A Manager will report into the FP&A Lead. This is a newly created position which will be responsible for the WR Global Revenue, Gross Margin, Customer planning and analytics as well as pro-actively identifying opportunities to accelerate growth.
The successful candidate will be a self-starter with proven commercial acumen, problem solving abilities and significant experience in influencing both peers and business teams. Transformation experience and ability to successfully drive change cross-functionally in a fast-paced organization will be beneficial.
This role is an excellent opportunity for a highly analytical and ambitious finance professional to develop new models and insights which will both broaden our product and customer understanding and identify key decisions impacting growth trajectory.
Responsibilities month end tools
Take ownership of WR Revenue, Gross Margin and Customer Reporting and Planning together with being able to influence the Business to drive decisions that will accelerate growth rates/profitability
Build strong understanding on the Revenue, Gross Margin & Customer Actuals vs Budget and trends
Able to design best-in-class process companywide
Drive continuous optimisation to the Forecast modelling to improve its accuracy level
Be responsible for the Flash and Board Pack monthly reporting production
Co-responsible for the Balance Sheet & Cashflow planning
Co-responsible for the WR Global P&L, including managing R&Os and landing Financial targets (including refreshing the rolling outlook (R&O))
Work with the Business Partnering and Controllership team to establish a “One Finance” brand and achieve coordinated communication to the Business
Build relationships with the senior management team to enable influencing of decisions
Prepare succinct insight and decision-focused presentations for senior management, including presentations on product & corridor performance, pricing changes impact, cLTV, recommendations, etc.
.
Requirements
Strong communication and interpersonal skills with proven ability to interact with and influence both peers and senior management (UK and globally)
Proven relationship builder and stakeholder manager
Proven independent thought leader with a pro-active approach and ability to driving change
Team player attitude and enjoying working collaboratively is a must
CA, ACA, ACCA, or equivalent with at least 5+ years’ PQE experience
Strong FP&A knowledge across process, tools and people covering P&L, cash-flow and balance sheet management in a multi-country, multi-currency environment
Transformation experience including in blank-sheet-of-paper process, template and tools design through execution (excel and automated)
Experience in working in multinational organisation and a high growth, dynamic, responsive environment is beneficial
Demonstrable understanding of the Business and partnering w senior stakeholders’ level
Ability to solve problems and think creatively – capacity to provide pragmatic solutions and have the drive and leadership to implement ideas through to successful conclusion
Excellent analytical skills applied to a broad range business and industry issues
Excellent organisational skills, with the ability to manage conflicting demands and appropriately prioritise.
Attention to detail, being able to understand and provide guidance on detailed data driven models with the ability to condense output into key messages for senior management
Strong modelling skills, ability to lead team to analyse large volumes of data and provide concise insights of key messages
Highest standards of accuracy and precision; highly numerate and organized
Demonstrate ability to roll-up sleeves and work with team members in a hands-on capacity
Providing impartial financial expertise and information to senior management to promote the ongoing growth and development of the business
Advanced Microsoft Excel and PowerPoint skills
Jun 06, 2019
Full time
Who are we?
WorldRemit is changing the way people send money abroad. We’ve taken something complicated and made it simple. Tap the WorldRemit App or click our website and your international transfer is made – to a bank account, cash pickup, Mobile Money, or airtime top-up. We send to more than 145 countries and the number is growing all the time.
Using WorldRemit is easy because we do the hard bit, connecting hundreds of banks, money agents, mobile operators and payment systems around the world. These were never designed to work together, but WorldRemit makes it happen.
The journey is just beginning. We believe in faster, simpler, lower-cost money transfers. That means building beautiful products and better services for our customers. Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen.
WorldRemit has grown at an average 50% year on year and is now processing over £1.5bn of remittances on an annualised basis. The company recently went through its Series C financing and raised $40m – a show of confidence by the investor community in the growth trajectory of our business. The company currently employees over 650 employees and has a global footprint, with offices in London, US, Philippines, Poland, Australia, New Zealand, Canada, Japan, Hong Kong and other locations.
WorldRemit’s Finance Function
Over the last years the Finance Function has established itself as a key partner to the Business and is central to strategy setting, facilitating growth and driving efficiencies across the organisation. As with any fintech company, we operate in a continually evolving, fast-paced environment, and the Finance team is on the forefront of that. In the last 6 months the team has been restructured to support the ongoing growth trajectory of the business, with the structure expanding the Finance Organisation to over 70 people across 3 locations.
The Finance Leadership team, reporting to Iain Balchin (CFO) are as follows:
James Ansell – Head of Corporate Finance and Projects
Justin Bradford – Head of Tax
Usha Ganesan – Group Financial Controller
Ellen Louw – Head of Business Partnering and FP&A
Raj Sahota – Head of Treasury
Richard Harris – Head of Finance Operations
About the role
The FP&A Manager will report into the FP&A Lead. This is a newly created position which will be responsible for the WR Global Revenue, Gross Margin, Customer planning and analytics as well as pro-actively identifying opportunities to accelerate growth.
The successful candidate will be a self-starter with proven commercial acumen, problem solving abilities and significant experience in influencing both peers and business teams. Transformation experience and ability to successfully drive change cross-functionally in a fast-paced organization will be beneficial.
This role is an excellent opportunity for a highly analytical and ambitious finance professional to develop new models and insights which will both broaden our product and customer understanding and identify key decisions impacting growth trajectory.
Responsibilities month end tools
Take ownership of WR Revenue, Gross Margin and Customer Reporting and Planning together with being able to influence the Business to drive decisions that will accelerate growth rates/profitability
Build strong understanding on the Revenue, Gross Margin & Customer Actuals vs Budget and trends
Able to design best-in-class process companywide
Drive continuous optimisation to the Forecast modelling to improve its accuracy level
Be responsible for the Flash and Board Pack monthly reporting production
Co-responsible for the Balance Sheet & Cashflow planning
Co-responsible for the WR Global P&L, including managing R&Os and landing Financial targets (including refreshing the rolling outlook (R&O))
Work with the Business Partnering and Controllership team to establish a “One Finance” brand and achieve coordinated communication to the Business
Build relationships with the senior management team to enable influencing of decisions
Prepare succinct insight and decision-focused presentations for senior management, including presentations on product & corridor performance, pricing changes impact, cLTV, recommendations, etc.
.
Requirements
Strong communication and interpersonal skills with proven ability to interact with and influence both peers and senior management (UK and globally)
Proven relationship builder and stakeholder manager
Proven independent thought leader with a pro-active approach and ability to driving change
Team player attitude and enjoying working collaboratively is a must
CA, ACA, ACCA, or equivalent with at least 5+ years’ PQE experience
Strong FP&A knowledge across process, tools and people covering P&L, cash-flow and balance sheet management in a multi-country, multi-currency environment
Transformation experience including in blank-sheet-of-paper process, template and tools design through execution (excel and automated)
Experience in working in multinational organisation and a high growth, dynamic, responsive environment is beneficial
Demonstrable understanding of the Business and partnering w senior stakeholders’ level
Ability to solve problems and think creatively – capacity to provide pragmatic solutions and have the drive and leadership to implement ideas through to successful conclusion
Excellent analytical skills applied to a broad range business and industry issues
Excellent organisational skills, with the ability to manage conflicting demands and appropriately prioritise.
Attention to detail, being able to understand and provide guidance on detailed data driven models with the ability to condense output into key messages for senior management
Strong modelling skills, ability to lead team to analyse large volumes of data and provide concise insights of key messages
Highest standards of accuracy and precision; highly numerate and organized
Demonstrate ability to roll-up sleeves and work with team members in a hands-on capacity
Providing impartial financial expertise and information to senior management to promote the ongoing growth and development of the business
Advanced Microsoft Excel and PowerPoint skills
CompareAsiaGroup is the leading online comparison platform for banking and insurance products in the Asia Pacific region. The Group helps people across Asia save money and make better choices about personal finance with comprehensive, free and independent online comparison tools for insurance, credit cards, personal loans and other financial products. In addition, financial institutions are able to lower customer acquisition costs and efficiently reach consumers through the internet. The Group was founded in 2014 in Hong Kong and currently employs over 200 financial experts and technologists. It has a presence in Singapore, Hong Kong, Taiwan, Indonesia, Malaysia, the Philippines and Thailand.
MoneyHero.com.hk is Hong Kong’s first one-stop financial product comparison platform for Hong Kong consumers. Established in 2013, we have been providing unbiased comparisons of financial products ranging from credit cards, personal loans, insurances, mortgages to securities and banking accounts. We only partner with reputable banks and financial institutions to provide the latest and most comprehensive financial product information, allowing you to compare and choose the products that best suit your needs with easy-to-use tools at no costs. For more details, visit our website at https://MoneyHero.com.hk
THE ROLE
We are looking for a highly organized and detail-oriented -Title- to join our finance team. Knowledge of general accounting and bookkeeping practices, as well as a strong work ethic, are required. If you are a proactive individual who loves challenges, is interested in the fintech industry and love meeting new people, you’ll fit right into our team.
YOUR TASK
Handle daily accounting and finance operations including accounts payable, accounts receivable and general ledger
Prepare bank reconciliation and payments
Responsible for month-end closing
Prepare management and financial reports
Handle insurance premium and client account
Liaise with insurance companies on premium payments and commission calculations
Collaborate with the team on ad-hoc projects aimed at increasing efficiency across the business
SKILLS & REQUIREMENTS
Bachelor’s degree in accounting, finance or related field preferred
At least 1-2 years’ experience in basic accounting/bookkeeping practices and processes
Computer knowledge and experience using Microsoft Suite (mainly Excel) and other accounting and data input software
Proficiency in using Xero is an advantage
Prior experience in the insurance (brokers) sector is preferred but not required
What can you expect from us?
Join a fantastic team : Work with the top management of the company, with backgrounds from leading consulting, banking and start-up companies.
Learn : Work with a team with a proven track-record of building successful internet companies.
Have fun : A challenging, fun and international environment
Grow : Great opportunities for further career advancements, either within the regional group or in one of our country teams
May 31, 2019
Full time
CompareAsiaGroup is the leading online comparison platform for banking and insurance products in the Asia Pacific region. The Group helps people across Asia save money and make better choices about personal finance with comprehensive, free and independent online comparison tools for insurance, credit cards, personal loans and other financial products. In addition, financial institutions are able to lower customer acquisition costs and efficiently reach consumers through the internet. The Group was founded in 2014 in Hong Kong and currently employs over 200 financial experts and technologists. It has a presence in Singapore, Hong Kong, Taiwan, Indonesia, Malaysia, the Philippines and Thailand.
MoneyHero.com.hk is Hong Kong’s first one-stop financial product comparison platform for Hong Kong consumers. Established in 2013, we have been providing unbiased comparisons of financial products ranging from credit cards, personal loans, insurances, mortgages to securities and banking accounts. We only partner with reputable banks and financial institutions to provide the latest and most comprehensive financial product information, allowing you to compare and choose the products that best suit your needs with easy-to-use tools at no costs. For more details, visit our website at https://MoneyHero.com.hk
THE ROLE
We are looking for a highly organized and detail-oriented -Title- to join our finance team. Knowledge of general accounting and bookkeeping practices, as well as a strong work ethic, are required. If you are a proactive individual who loves challenges, is interested in the fintech industry and love meeting new people, you’ll fit right into our team.
YOUR TASK
Handle daily accounting and finance operations including accounts payable, accounts receivable and general ledger
Prepare bank reconciliation and payments
Responsible for month-end closing
Prepare management and financial reports
Handle insurance premium and client account
Liaise with insurance companies on premium payments and commission calculations
Collaborate with the team on ad-hoc projects aimed at increasing efficiency across the business
SKILLS & REQUIREMENTS
Bachelor’s degree in accounting, finance or related field preferred
At least 1-2 years’ experience in basic accounting/bookkeeping practices and processes
Computer knowledge and experience using Microsoft Suite (mainly Excel) and other accounting and data input software
Proficiency in using Xero is an advantage
Prior experience in the insurance (brokers) sector is preferred but not required
What can you expect from us?
Join a fantastic team : Work with the top management of the company, with backgrounds from leading consulting, banking and start-up companies.
Learn : Work with a team with a proven track-record of building successful internet companies.
Have fun : A challenging, fun and international environment
Grow : Great opportunities for further career advancements, either within the regional group or in one of our country teams
Position Summary
You are responsible for overall loan operations management (and, once the operation takes off) supervision of the loan operations staff. This includes boarding, servicing, accounting and reporting functions for the company’s loan portfolio, which includes Consumer (unsecured loans) and MSMEs transactions. You will design and administer system processes and procedures to ensure accurate and timely processing. You are responsible to lead, train and supervise the operations staff to ensure department meets organizational goals. You are responsible for audit of loan operation activity, reviews daily reports for accuracy, and responsible for monthly and/or quarterly reports as required. You communicate with management to promote efficient and accurate workflow while also establishing positive working relationships.
Key Duties & Responsibilities
Maintain and demonstrate proficiency with loan software applications.
Work with system providers to utilize applications to the fullest capacity, streamlining processes and procedures, ensuring accuracy and compliance. Analyze, prepare, train for periodic updates to system software, and verify that enhancements are working correctly. Assist with system parameters and design to meet the needs of multiple departments. Manage user security access.
Direct loan input (system boarding) and verification procedures for all loans. Ensure proper segregation of duties, develop and maintain workflows for all stages of loan input.
Supervise the processing of loans in non-accrual, charge-offs or OREO status. Prepare related reports and administer the system.
Supervise all aspects of the loan operations (portfolio and sold). This supervision includes posting of payment, payoffs, escrow accounting, escrow analysis, draw request, balancing, disbursing loan funds.
Stay current on compliance and regulations by attending seminars and reading available information. Ensure necessary changes or recommendations have been implemented as directed.
Participates in the review and recommendations of operational systems and procedures.
Interviewing, hiring and training employees; planning, assigning, and directing work; employee performance management; addressing complaints and resolving problems.
Successfully interact with operation staff to improve accuracy and efficiencies.
Conduct various assessments and audits to ensure department procedures are achieving accurate and desired results.
Qualifications
Knowledge, Skills & Abilities
Analysis – Collects and researches data; uses intuition and experience to complement data; designs work flows and procedures.
Customer Service – Manages difficult or emotional customer situations – responds promptly to customer needs.
Ability to analyze and calculate figures and amounts on complex loan transactions.
Excels at collaborating with others at all levels to ensure organizational goals are attained.
Excellent organization and communication skills.
Demonstrated ability to digest complex issues and develop creative solutions.
Excellent decision-making, problem-solving and ability to multi-task in a fast pace environment.
Computer Skills – To perform this job successfully, an individual should have a strong knowledge of PC skills including Microsoft products
Can naturally identify opportunities for increased efficiency.
Education & Experience
Have 3+ years of supervisory and leadership experience and relevant loan operations management experience preferred
7+ years of banking experience preferred
Detailed knowledge of lending products, including residential, commercial, consumer and leasing.
Experience in solving practical problems and deal with a variety of variables in situations where only limited standardization exists.
Experience in developing, training, leading, inspiring and motivating teams.
Cambodia based
Experienced Loan Officer
LMS QA- work with integration team on functionality testing
Establish Loan Management Processes & Policies
Set-up Loan Management processes for various products in LMS
Ability to work with various internal stakeholders across the region
Review of loan accounts booking correctness, statuses and conduct relevant reconciliations
Loan Modifications support
Setting up and review of operational reports (failures etc)
Collection strategy, setting up alerts, reminders and notifications
Communicate with clients either to request or to provide information
Support Finance/Risk teams with portfolio reporting
Travel up to 10% of time
Proactive in resolving issues
May 31, 2019
Full time
Position Summary
You are responsible for overall loan operations management (and, once the operation takes off) supervision of the loan operations staff. This includes boarding, servicing, accounting and reporting functions for the company’s loan portfolio, which includes Consumer (unsecured loans) and MSMEs transactions. You will design and administer system processes and procedures to ensure accurate and timely processing. You are responsible to lead, train and supervise the operations staff to ensure department meets organizational goals. You are responsible for audit of loan operation activity, reviews daily reports for accuracy, and responsible for monthly and/or quarterly reports as required. You communicate with management to promote efficient and accurate workflow while also establishing positive working relationships.
Key Duties & Responsibilities
Maintain and demonstrate proficiency with loan software applications.
Work with system providers to utilize applications to the fullest capacity, streamlining processes and procedures, ensuring accuracy and compliance. Analyze, prepare, train for periodic updates to system software, and verify that enhancements are working correctly. Assist with system parameters and design to meet the needs of multiple departments. Manage user security access.
Direct loan input (system boarding) and verification procedures for all loans. Ensure proper segregation of duties, develop and maintain workflows for all stages of loan input.
Supervise the processing of loans in non-accrual, charge-offs or OREO status. Prepare related reports and administer the system.
Supervise all aspects of the loan operations (portfolio and sold). This supervision includes posting of payment, payoffs, escrow accounting, escrow analysis, draw request, balancing, disbursing loan funds.
Stay current on compliance and regulations by attending seminars and reading available information. Ensure necessary changes or recommendations have been implemented as directed.
Participates in the review and recommendations of operational systems and procedures.
Interviewing, hiring and training employees; planning, assigning, and directing work; employee performance management; addressing complaints and resolving problems.
Successfully interact with operation staff to improve accuracy and efficiencies.
Conduct various assessments and audits to ensure department procedures are achieving accurate and desired results.
Qualifications
Knowledge, Skills & Abilities
Analysis – Collects and researches data; uses intuition and experience to complement data; designs work flows and procedures.
Customer Service – Manages difficult or emotional customer situations – responds promptly to customer needs.
Ability to analyze and calculate figures and amounts on complex loan transactions.
Excels at collaborating with others at all levels to ensure organizational goals are attained.
Excellent organization and communication skills.
Demonstrated ability to digest complex issues and develop creative solutions.
Excellent decision-making, problem-solving and ability to multi-task in a fast pace environment.
Computer Skills – To perform this job successfully, an individual should have a strong knowledge of PC skills including Microsoft products
Can naturally identify opportunities for increased efficiency.
Education & Experience
Have 3+ years of supervisory and leadership experience and relevant loan operations management experience preferred
7+ years of banking experience preferred
Detailed knowledge of lending products, including residential, commercial, consumer and leasing.
Experience in solving practical problems and deal with a variety of variables in situations where only limited standardization exists.
Experience in developing, training, leading, inspiring and motivating teams.
Cambodia based
Experienced Loan Officer
LMS QA- work with integration team on functionality testing
Establish Loan Management Processes & Policies
Set-up Loan Management processes for various products in LMS
Ability to work with various internal stakeholders across the region
Review of loan accounts booking correctness, statuses and conduct relevant reconciliations
Loan Modifications support
Setting up and review of operational reports (failures etc)
Collection strategy, setting up alerts, reminders and notifications
Communicate with clients either to request or to provide information
Support Finance/Risk teams with portfolio reporting
Travel up to 10% of time
Proactive in resolving issues
About the Position:
The Global Finance and Accounting Analyst is a key position within the Finance and Administration team which will oversee business accounting cycle and its subsidiaries.
Primary Responsibilities:
Record-keeping, control, analysis and reconciliation of different accounts that make up the financial statements of the company’s entities.
Keep up to date accounting databases and chart of accounts
Generate monthly financial statements.
Reconciliation, coordination and supervision of processes related to accounting/operational information maintenance.
Supervise the operational cash flow report
Manage and keep documents up to date (hard/soft copy).
Supervise of company expenses policy compliance
Active engagement with the external annual audit: providing information, answers auditors request/ questions, prepare documents, etc.
Coordination of processes with other company teams.
Identify and implement opportunities for process improvements.
Responsible to issue, record, maintain and report accounts receivable and accounts payable
Update, analyze, supervise and prepare reports about payroll expenses.
Provide assistance to Finance & Accounting Manager
Who is a good fit?
The right candidate will have solid accounting and financial knowledge and be detail-oriented. He or she will be comfortable working with minimal supervision, organized, willing to learn and take on new challenges.
Required Qualifications:
Accounting Bachelor’s Degree
Minimum of 3 years of accounting-related experience
Excellent English Communication skills (spoken and written)
Demonstrated experience and knowledge of QuickBooks.
Advanced Excel
Preferred Qualifications:
Experience with Gmail, slack, Dropbox
Experience in service companies, ideally in a global setting
Microsoft Office
Our Perks:
Down-to-earth, motivated, collaborative team!
Flexible work schedule and generous time off
Casual dress code for our day to day work
EPS
Location: Miraflores, Lima, Peru
May 31, 2019
Full time
About the Position:
The Global Finance and Accounting Analyst is a key position within the Finance and Administration team which will oversee business accounting cycle and its subsidiaries.
Primary Responsibilities:
Record-keeping, control, analysis and reconciliation of different accounts that make up the financial statements of the company’s entities.
Keep up to date accounting databases and chart of accounts
Generate monthly financial statements.
Reconciliation, coordination and supervision of processes related to accounting/operational information maintenance.
Supervise the operational cash flow report
Manage and keep documents up to date (hard/soft copy).
Supervise of company expenses policy compliance
Active engagement with the external annual audit: providing information, answers auditors request/ questions, prepare documents, etc.
Coordination of processes with other company teams.
Identify and implement opportunities for process improvements.
Responsible to issue, record, maintain and report accounts receivable and accounts payable
Update, analyze, supervise and prepare reports about payroll expenses.
Provide assistance to Finance & Accounting Manager
Who is a good fit?
The right candidate will have solid accounting and financial knowledge and be detail-oriented. He or she will be comfortable working with minimal supervision, organized, willing to learn and take on new challenges.
Required Qualifications:
Accounting Bachelor’s Degree
Minimum of 3 years of accounting-related experience
Excellent English Communication skills (spoken and written)
Demonstrated experience and knowledge of QuickBooks.
Advanced Excel
Preferred Qualifications:
Experience with Gmail, slack, Dropbox
Experience in service companies, ideally in a global setting
Microsoft Office
Our Perks:
Down-to-earth, motivated, collaborative team!
Flexible work schedule and generous time off
Casual dress code for our day to day work
EPS
Location: Miraflores, Lima, Peru
About the Position:
The Global Finance and Accounting Analyst is a key position within the Finance and Administration team which will oversee business accounting cycle and its subsidiaries.
Primary Responsibilities:
Record-keeping, control, analysis and reconciliation of different accounts that make up the financial statements of the company’s entities.
Keep up to date accounting databases and chart of accounts
Generate monthly financial statements.
Reconciliation, coordination and supervision of processes related to accounting/operational information maintenance.
Supervise the operational cash flow report
Manage and keep documents up to date (hard/soft copy).
Supervise of company expenses policy compliance
Active engagement with the external annual audit: providing information, answers auditors request/ questions, prepare documents, etc.
Coordination of processes with other company teams.
Identify and implement opportunities for process improvements.
Responsible to issue, record, maintain and report accounts receivable and accounts payable
Update, analyze, supervise and prepare reports about payroll expenses.
Provide assistance to Finance & Accounting Manager
Who is a good fit?
The right candidate will have solid accounting and financial knowledge and be detail-oriented. He or she will be comfortable working with minimal supervision, organized, willing to learn and take on new challenges.
Required Qualifications:
Accounting Bachelor’s Degree
Minimum of 3 years of accounting-related experience
Excellent English Communication skills (spoken and written)
Demonstrated experience and knowledge of QuickBooks.
Advanced Excel
Preferred Qualifications:
Experience with Gmail, slack, Dropbox
Experience in service companies, ideally in a global setting
Microsoft Office
Our Perks:
Down-to-earth, motivated, collaborative team!
Flexible work schedule and generous time off
Casual dress code for our day to day work
EPS
Location: Miraflores, Lima, Peru
May 31, 2019
Full time
About the Position:
The Global Finance and Accounting Analyst is a key position within the Finance and Administration team which will oversee business accounting cycle and its subsidiaries.
Primary Responsibilities:
Record-keeping, control, analysis and reconciliation of different accounts that make up the financial statements of the company’s entities.
Keep up to date accounting databases and chart of accounts
Generate monthly financial statements.
Reconciliation, coordination and supervision of processes related to accounting/operational information maintenance.
Supervise the operational cash flow report
Manage and keep documents up to date (hard/soft copy).
Supervise of company expenses policy compliance
Active engagement with the external annual audit: providing information, answers auditors request/ questions, prepare documents, etc.
Coordination of processes with other company teams.
Identify and implement opportunities for process improvements.
Responsible to issue, record, maintain and report accounts receivable and accounts payable
Update, analyze, supervise and prepare reports about payroll expenses.
Provide assistance to Finance & Accounting Manager
Who is a good fit?
The right candidate will have solid accounting and financial knowledge and be detail-oriented. He or she will be comfortable working with minimal supervision, organized, willing to learn and take on new challenges.
Required Qualifications:
Accounting Bachelor’s Degree
Minimum of 3 years of accounting-related experience
Excellent English Communication skills (spoken and written)
Demonstrated experience and knowledge of QuickBooks.
Advanced Excel
Preferred Qualifications:
Experience with Gmail, slack, Dropbox
Experience in service companies, ideally in a global setting
Microsoft Office
Our Perks:
Down-to-earth, motivated, collaborative team!
Flexible work schedule and generous time off
Casual dress code for our day to day work
EPS
Location: Miraflores, Lima, Peru
LenddoEFL’s platform addresses a vast underserved market by allowing players in the financial ecosystem to accurately verify identity, control fraud, and cost effectively make accurate credit risk decisions on individuals and micro SMEs in seconds, by using their AI based machine learning platform. LenddoEFL has already been working with market leading financial institutions for a number of years, including top banks and NBFCs, and today has a successful and growing SaaS business serving this market segment.
LenddoEFL’s Finance & Administration team is seeking a dynamic intern whom will transform key financial functions to be more efficient through the use of technology. The work done by this intern would directly assist team members to better advise executives, using astute financial information and operational insights.
This internship is looking for individuals who thrive in situations that require a high degree of ownership and autonomy, are curious about the world of Fintech and Financial inclusion and are determined to advance a career in Finance. The work undertaken by this internship, contributes to LenddoEFL’s mission to include 1 billion people across the world to receive access to Financial Services.
Primary Responsibilities:
Critically analyse current Board Management and rolling budget frameworks and identify problems, inefficiencies and issues pertaining to current methods.
Research rolling budget methods undertaken by digitally progressive F&A teams worldwide and ideate a process suitable for LenddoEFL
Present findings to senior management and implement an approved rolling budget process
Work alongside a global F&A team and integrate rolling budget solutions to LenddoEFL’s finance operations.
Required Qualifications:
Undergraduate degree in Finance, Economics or Accounting or Graduate degrees in similar disciplines or Business Administration.
Fundamental understanding or interest in Financial Statements
Passion for technology and leveraging digital solutions to advance Finance functions
Ability to manage an end-to-end project with a high degree of autonomy in an organised fashion
What will you learn from this internship:
Get a deep understanding of budget management and board reporting
Ability to forecast business performance and communicate key finance metrics to board members, senior management and other stakeholders.
Gain strong project management skills involving managing an end-to-end project.
Appreciate the inner workings of Finance function in a quickly growing startup
Ascertain a highly transferable set of skills across digital transformation and finance
Develop a broad understanding of how a business works from sales to finance
To apply, please provide a CV and a short cover letter detailing your interest for internship. This internship is only accepting candidates who are able to commit for 3-month or 6-month periods. In order to fit into the company’s rolling budget cycle, selected interns are required to start on the last week of a month or on the 1st week of the following month. Please comment on your availability and preferred start dates in your cover letter.
May 31, 2019
Full time
LenddoEFL’s platform addresses a vast underserved market by allowing players in the financial ecosystem to accurately verify identity, control fraud, and cost effectively make accurate credit risk decisions on individuals and micro SMEs in seconds, by using their AI based machine learning platform. LenddoEFL has already been working with market leading financial institutions for a number of years, including top banks and NBFCs, and today has a successful and growing SaaS business serving this market segment.
LenddoEFL’s Finance & Administration team is seeking a dynamic intern whom will transform key financial functions to be more efficient through the use of technology. The work done by this intern would directly assist team members to better advise executives, using astute financial information and operational insights.
This internship is looking for individuals who thrive in situations that require a high degree of ownership and autonomy, are curious about the world of Fintech and Financial inclusion and are determined to advance a career in Finance. The work undertaken by this internship, contributes to LenddoEFL’s mission to include 1 billion people across the world to receive access to Financial Services.
Primary Responsibilities:
Critically analyse current Board Management and rolling budget frameworks and identify problems, inefficiencies and issues pertaining to current methods.
Research rolling budget methods undertaken by digitally progressive F&A teams worldwide and ideate a process suitable for LenddoEFL
Present findings to senior management and implement an approved rolling budget process
Work alongside a global F&A team and integrate rolling budget solutions to LenddoEFL’s finance operations.
Required Qualifications:
Undergraduate degree in Finance, Economics or Accounting or Graduate degrees in similar disciplines or Business Administration.
Fundamental understanding or interest in Financial Statements
Passion for technology and leveraging digital solutions to advance Finance functions
Ability to manage an end-to-end project with a high degree of autonomy in an organised fashion
What will you learn from this internship:
Get a deep understanding of budget management and board reporting
Ability to forecast business performance and communicate key finance metrics to board members, senior management and other stakeholders.
Gain strong project management skills involving managing an end-to-end project.
Appreciate the inner workings of Finance function in a quickly growing startup
Ascertain a highly transferable set of skills across digital transformation and finance
Develop a broad understanding of how a business works from sales to finance
To apply, please provide a CV and a short cover letter detailing your interest for internship. This internship is only accepting candidates who are able to commit for 3-month or 6-month periods. In order to fit into the company’s rolling budget cycle, selected interns are required to start on the last week of a month or on the 1st week of the following month. Please comment on your availability and preferred start dates in your cover letter.
LenddoEFL’s platform addresses a vast underserved market by allowing players in the financial ecosystem to accurately verify identity, control fraud, and cost effectively make accurate credit risk decisions on individuals and micro SMEs in seconds, by using their AI based machine learning platform. LenddoEFL has already been working with market leading financial institutions for a number of years, including top banks and NBFCs, and today has a successful and growing SaaS business serving this market segment.
LenddoEFL’s Finance & Administration team is seeking a dynamic intern whom will transform key financial functions to be more efficient through the use of technology. The work done by this intern would directly assist team members to better advise executives, using astute financial information and operational insights.
This internship is looking for individuals who thrive in situations that require a high degree of ownership and autonomy, are curious about the world of Fintech and Financial inclusion and are determined to advance a career in Finance. The work undertaken by this internship, contributes to LenddoEFL’s mission to include 1 billion people across the world to receive access to Financial Services.
Primary Responsibilities:
Critically analyse current Costing Project method, identify problems, inefficiencies and issues pertaining to current methods.
Scope out a suitable time tracking system for employees to use conveniently and for finance team members to analyse effectively.
Present findings to senior management and implement an approved costing project process
Work alongside a global F&A team and integrate costing solutions to LenddoEFL’s finance operations.
Required Qualifications:
Undergraduate degree in Finance, Economics or Accounting or Graduate degrees in similar disciplines or Business Administration.
Fundamental understanding or interest in Financial Statements
Passion for technology and leveraging digital solutions to advance Finance functions
Ability to manage an end-to-end project with a high degree of autonomy in an organised fashion
What will you learn from this internship:
Understand how to analyse client-level profitability
Inner workings of Finance function in a quickly growing startup
Ascertain a unique set of skills across digital transformation and finance
Develop a broad understanding of how a business works from sales to finance
Strong project management skills involving managing an end-to-end project.
To apply, please provide a CV and a short cover letter detailing your interest for internship. This internship is only accepting candidates who are able to commit for 3-month or 6-month periods. Please comment on your availability and preferred start dates in your cover letter.
May 31, 2019
Full time
LenddoEFL’s platform addresses a vast underserved market by allowing players in the financial ecosystem to accurately verify identity, control fraud, and cost effectively make accurate credit risk decisions on individuals and micro SMEs in seconds, by using their AI based machine learning platform. LenddoEFL has already been working with market leading financial institutions for a number of years, including top banks and NBFCs, and today has a successful and growing SaaS business serving this market segment.
LenddoEFL’s Finance & Administration team is seeking a dynamic intern whom will transform key financial functions to be more efficient through the use of technology. The work done by this intern would directly assist team members to better advise executives, using astute financial information and operational insights.
This internship is looking for individuals who thrive in situations that require a high degree of ownership and autonomy, are curious about the world of Fintech and Financial inclusion and are determined to advance a career in Finance. The work undertaken by this internship, contributes to LenddoEFL’s mission to include 1 billion people across the world to receive access to Financial Services.
Primary Responsibilities:
Critically analyse current Costing Project method, identify problems, inefficiencies and issues pertaining to current methods.
Scope out a suitable time tracking system for employees to use conveniently and for finance team members to analyse effectively.
Present findings to senior management and implement an approved costing project process
Work alongside a global F&A team and integrate costing solutions to LenddoEFL’s finance operations.
Required Qualifications:
Undergraduate degree in Finance, Economics or Accounting or Graduate degrees in similar disciplines or Business Administration.
Fundamental understanding or interest in Financial Statements
Passion for technology and leveraging digital solutions to advance Finance functions
Ability to manage an end-to-end project with a high degree of autonomy in an organised fashion
What will you learn from this internship:
Understand how to analyse client-level profitability
Inner workings of Finance function in a quickly growing startup
Ascertain a unique set of skills across digital transformation and finance
Develop a broad understanding of how a business works from sales to finance
Strong project management skills involving managing an end-to-end project.
To apply, please provide a CV and a short cover letter detailing your interest for internship. This internship is only accepting candidates who are able to commit for 3-month or 6-month periods. Please comment on your availability and preferred start dates in your cover letter.
Knoma is an early stage startup backed by a large European VC. We offer a payment solution and marketplace for lifelong learning with the aim of tackling the digital skills gap. We are looking for an experienced credit underwriter, who can become an instrumental part of the team. As a Credit Risk Manager you would oversee development of the logic and the systems associated with working out who we lend to and how much we lend, and then how we collect that money back.
Responsibilities
All underwriting (including redecisioning) along with any decision science work needed to build and deploy decisioning models and logic.
Credit limit assignment activity and credit limit increase/credit limit decrease programs
Setting and monitoring the credit risk control framework (e.g. early warning indicators, risk appetite etc.).
Provisioning, write offs and management of our P&L credit loss line
Ensuring we lend in a compliant and consumer centric way
Competences & Characteristics
Knoma would love you to apply if you have a deep understanding of managing consumer credit risk. You should understand all aspects of the credit lifecycle from decision science and underwriting through portfolio management, including collections and provisioning and all of the regulations that apply.
You should be comfortable using data and analytics to optimise across all of these stages. In particular, you should have experience of the following within a consumer lending environment:
Credit underwriting
Collections strategy design and management
Decision system management and development
Data Science (regression modelling and machine learning)
Portfolio optimisation, including redecisioning and credit limit strategy management
Credit reference agency data and products (including reporting back and negotiating commercials)
Customer Lifetime Value (CLV) modelling/Net Present Value (NPV) modelling/unit economic
Capital allocation and P&L income and losses modelling and stress testing
A/B test design and statistical significance
You should apply if :
Ideally Knoma is seeking someone from the FinTech space, who has experience in working with early stage financial startups.
You’re a real expert in consumer credit risk management and understand the detail behind how to optimise all of the various components that make lending products profitable
You have a solid understanding of how lending products work to generate profit including experience of building and using tools like Customer Lifetime Value and/or Net Present Value modelling and how income and losses are recognised on the P&L
You have a deep understanding for credit risk measurement and control frameworks and are able to set these up from scratch using first principle thinking
You’re self-motivated, highly organised and focussed on impact
You’re happy taking an MVP approach and doing what’s good enough for now
You’re excited about the future of finance and the importance of lifelong learning
You’re able to build strong, mutually respectful relationships with diverse teams
Salary competitive! If interested please send your CV over to support@knoma.io
May 30, 2019
Full time
Knoma is an early stage startup backed by a large European VC. We offer a payment solution and marketplace for lifelong learning with the aim of tackling the digital skills gap. We are looking for an experienced credit underwriter, who can become an instrumental part of the team. As a Credit Risk Manager you would oversee development of the logic and the systems associated with working out who we lend to and how much we lend, and then how we collect that money back.
Responsibilities
All underwriting (including redecisioning) along with any decision science work needed to build and deploy decisioning models and logic.
Credit limit assignment activity and credit limit increase/credit limit decrease programs
Setting and monitoring the credit risk control framework (e.g. early warning indicators, risk appetite etc.).
Provisioning, write offs and management of our P&L credit loss line
Ensuring we lend in a compliant and consumer centric way
Competences & Characteristics
Knoma would love you to apply if you have a deep understanding of managing consumer credit risk. You should understand all aspects of the credit lifecycle from decision science and underwriting through portfolio management, including collections and provisioning and all of the regulations that apply.
You should be comfortable using data and analytics to optimise across all of these stages. In particular, you should have experience of the following within a consumer lending environment:
Credit underwriting
Collections strategy design and management
Decision system management and development
Data Science (regression modelling and machine learning)
Portfolio optimisation, including redecisioning and credit limit strategy management
Credit reference agency data and products (including reporting back and negotiating commercials)
Customer Lifetime Value (CLV) modelling/Net Present Value (NPV) modelling/unit economic
Capital allocation and P&L income and losses modelling and stress testing
A/B test design and statistical significance
You should apply if :
Ideally Knoma is seeking someone from the FinTech space, who has experience in working with early stage financial startups.
You’re a real expert in consumer credit risk management and understand the detail behind how to optimise all of the various components that make lending products profitable
You have a solid understanding of how lending products work to generate profit including experience of building and using tools like Customer Lifetime Value and/or Net Present Value modelling and how income and losses are recognised on the P&L
You have a deep understanding for credit risk measurement and control frameworks and are able to set these up from scratch using first principle thinking
You’re self-motivated, highly organised and focussed on impact
You’re happy taking an MVP approach and doing what’s good enough for now
You’re excited about the future of finance and the importance of lifelong learning
You’re able to build strong, mutually respectful relationships with diverse teams
Salary competitive! If interested please send your CV over to support@knoma.io
Responsibilities
Preparing daily bank / cash journals as well as any month end close journals
Preparing daily transactional and monthly balance sheet reconciliations, taking ownership of discrepancies and ensuring monitoring and resolution of exceptions
Liaising with banking partners and external stakeholders to resolve data integrity and reporting issues
Updating documentation outlining the bank/cash reconciliation processes
Identify opportunities to improve processes
Assisting and supporting the automation of the cash recording and reconciliation process
Liaising with Customer Services to resolve customer queries
Supporting the wider Finance team as needed
Essential Requirements
Finance based degree with 2 years experience in any one of the following areas: Accounting, Reconciliations, Audit/Accounts preparation, working in a shared service centre.
Experience of analysing large volumes of data, typically low transaction values
Attention to detail
Confident spreadsheet skills – SUMIF, Pivot tables, VLOOKUP
Experience of using accounting software systems e.g. Netsuite
The ability to prioritise and meet deadlines efficiently within fast-paced environment
A flexible individual who enjoys working in a changing environment, with an enjoyment of problem-solving and a strong analytical mindset
An excellent communicator, both written and verbal
Desirable Requirements
Has started studying for an accounting qualification
Has worked within the money transfer, payments, gambling or travel industry
Experience using transaction matching systems such as Reconart, Smartstream, TLM
An interest in pursuing a career in finance and accounting within a fintech company
Experience using basic SQL queries and macros
May 29, 2019
Full time
Responsibilities
Preparing daily bank / cash journals as well as any month end close journals
Preparing daily transactional and monthly balance sheet reconciliations, taking ownership of discrepancies and ensuring monitoring and resolution of exceptions
Liaising with banking partners and external stakeholders to resolve data integrity and reporting issues
Updating documentation outlining the bank/cash reconciliation processes
Identify opportunities to improve processes
Assisting and supporting the automation of the cash recording and reconciliation process
Liaising with Customer Services to resolve customer queries
Supporting the wider Finance team as needed
Essential Requirements
Finance based degree with 2 years experience in any one of the following areas: Accounting, Reconciliations, Audit/Accounts preparation, working in a shared service centre.
Experience of analysing large volumes of data, typically low transaction values
Attention to detail
Confident spreadsheet skills – SUMIF, Pivot tables, VLOOKUP
Experience of using accounting software systems e.g. Netsuite
The ability to prioritise and meet deadlines efficiently within fast-paced environment
A flexible individual who enjoys working in a changing environment, with an enjoyment of problem-solving and a strong analytical mindset
An excellent communicator, both written and verbal
Desirable Requirements
Has started studying for an accounting qualification
Has worked within the money transfer, payments, gambling or travel industry
Experience using transaction matching systems such as Reconart, Smartstream, TLM
An interest in pursuing a career in finance and accounting within a fintech company
Experience using basic SQL queries and macros
