167 Risk jobs

Do you have in depth experience in risk and compliance assurance activity?  Can you quickly make sense of complex regulations and assess the bank’s compliance with these?  Can you demonstrate a track record of working at pace and managing multiple tasks whilst delivering high quality every time?  If yes, then we may have the role for you. As a Risk Assurance Manager, you will work as part of a team responsible for delivering Metro Bank’s annual assurance plan ensuring regulation, policies and procedures are being applied appropriately, whilst always looking for ways to improve processes.  You will achieve this by completing deep dive, thematic and monitoring reviews right across the bank. So what would you be doing?... • Providing oversight and assurance of the front line though sampling, testing, deep dives, thematic reviews and data gathering and analysis to ensure that policies and procedures are being applied appropriately and the regulators’ expectations are being met • Identifying opportunities through assurance work to support the improvement of processes • Working with colleagues across the front line, assessing their identification of risks and mitigating controls and providing guidance where improvements are needed • Identifying areas where systemic failures could occur and undertaking thematic reviews where appropriate You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers • Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Expert knowledge of regulatory and legislative requirements relevant to a retail bank • Experienced in scoping and completing assurance reviews end to end including testing, sampling and review of processes to mitigate risk • Excellent understanding of the relevant regulator handbooks • Able to give colleagues guidance to meet regulatory requirements • Good knowledge of risk assessment methodology, tools and processes • Excellent communication and stakeholder management skills including the ability to influence senior stakeholders Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Do you have the drive to delve into data every day? Can you inspire and nurture others? Are you an expert in all things related to operational risk? Our risk department is growing, and we need a highly motivated and inspiring leader to join the team!  As an operational risk manager you will be supporting our colleagues by providing clear advice, support, and guidance allowing them to assess and manage their key risks. You’ll be responsible for championing fair risk management practices across the bank, allowing us to continue to support and protect our customers. So what would you be doing?... • Supporting in the design, implementation and improvement of the overall risk management framework for the bank • Promoting a proactive approach to risk management across the Bank, as well as being a champion for the wider operational risk team to the rest of our colleagues  • Reviewing incidents, errors and potential breaches to determine whether there are common themes or issues that require increased enhancements to protect the bank • Advising or updating the team on industry requirements and best practices • Being part of the risk champion network across Metro Bank You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers • Prepared to stick at something - we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• You will have extensive operational risk knowledge, with experience of managing a team • Expert knowledge of Excel  • You will be risk aware and understand financial products, with a good knowledge of the regulatory environment for retail and commercial banking • Experience of evaluating and measuring risks across a business is essential Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Are you a guru when it comes to advisory compliance, dissecting complex regulations and regulatory reporting? Are you able to understand and navigate the regulators’ handbooks and simplify the detail within them? Do you want to join a fast growing, award winning British Bank which prides itself on unparalleled levels of customer service? Then look no further, as we may have the role for you! As a Compliance Manager, your role is to keep the Bank and our customers safe. You will be a key member of the Compliance Advisory Team, supporting teams across the Bank by providing timely and appropriate advice on a whole host of things but primarily GDPR and Data Privacy. This is a detail oriented role, focusing on regulatory incidents and breaches, regulatory awareness and regulatory reporting. So what would you be doing?... • You will support the business in the delivery of pragmatic compliance advice • You will support the first line of defence in ensuing the firm’s compliance with applicable privacy legislation, primarily the EU General Data Protection Regulation and the Data Protection Act 2018 • Working closely with the Data Protection Officer • Providing day to day advice on implications of FCA and other regulatory requirements • Supporting the Bank’s regulatory change agenda • Providing timely and pragmatic advice to make sure our Conduct Risk obligations are met and that fair outcomes are delivered for customers You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers • Prepared to stick at something - we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment • Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills.  But to be successful in this job you really do need to already be able to do most of these wonderful things...   • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders • Extensive experience within an Advisory Compliance role, however not the Financial Crime arena (we have other exciting roles in this space!) • Experience in developing and overseeing Conduct Risk and third party arrangements • Excellent knowledge of FCA and PRA handbooks/rulebooks • Excellent knowledge of GDPR and the Data Protection Act 2018 • Knowledge of the Regulatory priorities in regard to GDPR and Data Privacy • Retail banking or financial services background would be beneficial • Ability to interpret complex regulations into simplified text for colleagues Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Are you an analytical guru with the desire to really make a difference? A technical genius able to analyse data and problem solve?  Do you want to be part of an amazing Credit Risk team who are revolutionising British Banking? If yes, we may have the role for you! As a Lead Credit Risk Analytics Manager you will use your expertise to develop new and innovative analytical techniques to support Metro Bank’s growth. So what would you be doing?... • Developing insightful reporting on various Credit Risk metrics • Enabling the identification of root causes of risks and mitigation strategies• Using statistical or machine learning techniques to developing processes for monitoring and identifying emerging risk trends• Developing forecasting models for capital and impairment• Identifying and sourcing risk data and playing a pivotal role in how it is used and interpreted• Leading change projects and making sure regulatory expectations are met You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• You need to be highly numerate and experienced in analysing large amounts of data, focused with a high level of attention to detail• In order to be amazing in this role, you will have experience reconciling and manipulating data across multiple systems – Risk, Finance and Regulatory Reporting • We need you to have experience working with risk identification and awareness of credit risk • Ideally you will have some leadership and project or change management experience Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Are you an analytical genius? Do you consider yourself to be a game changer in the world of Credit Risk? Do you want join a Bank that focuses on providing professional development? Then look no further, we may have the role for you! So what would you be doing?... • Steering and shaping the development of business critical statistical risk models• Supporting the developing models, the implementation of model monitoring, calibration and stress testing • Working with various areas of the Bank to develop analytical and statistical solutions• Building and developing great relationships with a number of key colleagues across the bank• Sitting on a variety of technical working groups, project boards and business engagement forums• Championing the importance of credit risk to the wider bank You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Existing experience in a credit risk modelling under IFRS9 framework• In order to be amazing in this role, you will have extensive experience in a quantitative role in risk management at a financial institution with experience in either model development or validation• Already be proficient in SAS and Microsoft Office• You will have previous line management experience• You will probably come from a consultancy or banking background  Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Can you share your amazing SAS programming skills? Do you have a strong eye for detail? Would you like to join one of the fastest growing British Banks? If yes, then we may have the role for you! As a Lead Modelling Analyst, you will be responsible for the development of business critical statistical credit risk models. The role is focused on developing IFRS9 and AIRB compliant models. You will work closely with the business to establish the requirements and support the planning and delivery of projects. This role is a crucial role within our risk team, the risk team keep Metro Bank’s customers colleagues safe.  So what would you be doing?... • Developing statistical credit risk models including, origination and behavioral scorecards, basel (PD, EAD, LGD), impairment (IFRS9) and stress testing models• Supporting planning and delivery of projects• Being responsible for the provision of model documentation, implementation and subsequent monitoring• Championing Metro Bank’s incredible culture and values  You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers• Prepared to stick at something - we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Naturally, you will have experience working as a Risk Analyst• It would be helpful if you have financial services experience although it is not essential • In order to be amazing in this role, you need to have an excellent knowledge on SAS programming • We need you to have experience of analytical techniques to develop scorecards, basel (PD, EAD, LGD) and/or impairment (IFRS9) modelling  Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Do you have in depth experience in risk and compliance assurance activity?  Can you quickly make sense of complex regulations and assess the bank’s compliance with these?  Can you demonstrate a track record of working at pace and managing multiple tasks whilst delivering high quality every time?  If yes, then we may have the role for you. As a Risk Assurance Manager, you will work as part of a team responsible for delivering Metro Bank’s annual assurance plan ensuring regulation, policies and procedures are being applied appropriately, whilst always looking for ways to improve processes.  You will achieve this by completing deep dive, thematic and monitoring reviews right across the bank. So what would you be doing?...  • Providing oversight and assurance of the Bank’s systems and infrastructure though sampling, testing, deep dives, thematic reviews and data gathering and analysis to ensure that policies and procedures are being applied appropriately and IT and information security risks are being controlled in accordance with risk appetite• Identifying opportunities through assurance work to support the improvement of processes• Working with colleagues across the Bank, assessing their identification of risks and mitigating controls and providing guidance where improvements are needed• Identifying areas where systemic failures could occur and undertaking thematic reviews where appropriate  You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Experienced in delivering or assessing risk and control frameworks as they apply to IT, cyber and information security.• Working knowledge of Information Technology fundamental concepts like Access Management, Software Development Life Cycle, Change Management, Incident Management • Exposure to some industry frameworks ISO27001/ 27002, ISMS, NIST, COBIT• Preferably certified in one of Risk and Information Systems Control (CRISC), Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM) or similar qualification• Experience in testing, sampling and assurance of processes and controls to mitigate risk• Good knowledge of risk assessment methodology, tools and processes Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Are you an analytical genius? Do you consider yourself to be a game changer in the world of Credit Risk? Do you want to join a Bank that focuses on providing professional development? If yes, then we may have the role for you! So what would you be doing?... • Steering and shaping the development of business critical statistical risk models• Supporting the developing models, the implementation of model monitoring, calibration and stress testing • Working with various areas of the Bank to develop analytical and statistical solutions• Building and developing great relationships with a number of key colleagues across the bank• Sitting on a variety of technical working groups, project boards and business engagement forums• Championing the importance of credit risk to the wider bank  You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow• Able to work and learn quickly in a fast paced, fun and dynamic environment • Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Existing experience in a credit risk modelling role under IFRS9 framework• Already be proficient in SAS and Microsoft Office • Ideally you will have some leadership experience• You will probably come from a consultancy or banking background  Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Are you an analytical professional with the desire to really make a difference? Are you a SAS superstar? Are you ready to join the Banking Revolution? If yes, then we may have the role for you! As our Lead Impairment Manager, you will be heavily involved in the IFRS9 impairment reporting and analytics processes, with the opportunity to further expand into other such areas as stress testing, capital management and ICAAP. You will be our expert on how to keep Metro Bank within regulatory requirements in an ever changing world. So what would you be doing?... • Making sure appropriate measures are taken to be in line with the Bank's risk appetite, maintaining portfolio analysis through trends and segmentation analysis, devising and amending collections and recoveries • Understanding how certain impacts may have a ripple affect across the entire Bank • Keeping track of the impairment budget and making sure it is maintained and followed • Being able to problem solve and keeping on top of regular changes, from regulatory requirements, new product launches and corresponding market condition changes that have impacts on the Bank's portfolios You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers • Prepared to stick at something - we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow  • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Previous experience in a Credit Risk environment, with experience in a modelling role within Financial Services • Good knowledge of IFRS9 impairment standard, modelling approaches, forecasting and stress testing • Already proficient in SAS, Excel and Microsoft Office in general • Be up to date and at the forefront of any regulatory requirements and changes that may be required in the near future Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

Are you an analytical genius? Do you consider yourself to be a game changer in the world of Credit Risk? Do you want join a Bank that focuses on providing professional development? Then look no further, we may have the role for you! So what would you be doing?... • Steering and shaping the development of business critical statistical risk models• Supporting the developing models, the implementation of model monitoring, calibration and stress testing • Working with various areas of the Bank to develop analytical and statistical solutions• Building and developing great relationships with a number of key colleagues across the bank• Sitting on a variety of technical working groups, project boards and business engagement forums• Championing the importance of credit risk to the wider bank  You need to be this kind of person… • Passionate about providing unparalleled levels of service and convenience for customers• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow • Able to work and learn quickly in a fast paced, fun and dynamic environment• Care about doing a great job and exceeding expectations with the quality of what you do And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things... • Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders• Existing experience in a credit risk modelling under IFRS9 framework• In order to be amazing in this role, you will have extensive experience in a quantitative role in risk management at a financial institution with experience in either model development or validation• Already be proficient in SAS and Microsoft Office• You will have previous line management experience• You will probably come from a consultancy or banking background  Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

InvoiceFinance is a fast-growing Fintech startup with as a mission to make financing as simple as possible. InvoiceFinance helps companies provide fast and flexible working capital based on their outstanding invoices. Also known as factoring. We do that online with innovative technology, ambitious people and strong investors. Others talk about innovation in the financial sector, we do it! Together building a future in which customer satisfaction is ranked number one, that's what motivates us every day. InvoiceFinance is therefore looking for commercial professionals who are also financially male. What does your day look like: The sales team you come to work currently consists of 5 people and is responsible for generating new business. InvoiceFinance gives you the chance to make real impact. Supported by our smart software and tools, you have complete control over the sales process. You have personal contact with both prospects and existing customers and ensure that Fintech can show you how simple it can be. With your knowledge of business economics and our products, your entrepreneurs revert to their strength and make you successful from every moment of contact. You are responsible for: The full customer experience, from first contact to onboarding. Active select, approach and follow up of qualified leads. In a few minutes you have distinguished between high and low quality leads. The first financial analysis and assessment of feasibility. Convincing key decision makers about the benefits of InvoiceFinance. Good cooperation with the Risk department to process complex applications. Requested and unsolicited contributions to continuously improve and update our methods and procedures. You can be surprised with: At InvoiceFinance we are looking for talent! You are a true team player and you are communicative strong. You are always willing to take a step further for your (future) customers and colleagues, and at the same time do not be afraid to critically ask when necessary. You think and work at WO level and have gained 3-6 years of work experience in the financial sector. Experience with factoring is a great pré. You are passionate about financing with us as simple as possible. We offer next to an adventure: Important full time position in a team in which you can grow Good coffee, fresh fruit, Burgundy lunch and free ammunition in the cozy inner city of 's-Hertogenbosch MacBook Pro and all the gear you need Competitive salary 25 holiday days and 8% holiday money The chance to accelerate your career with a fast-growing Fintech startup Something extra's in mind? Ask us!

Description MarketFinance, one of the UK’s leading Fintechs, is looking for a Loans Underwriter to help shape the risk management capability of its loan portfolios and play a key part in making business finance quick and easy for customers. Who you’ll be working with The multi-faceted and highly skilled Risk team you’ll be joining is helping to create new products, meet the needs of our customers and develop world-leading risk-based pricing models. At MarketFinance, the opportunity for growth is as big as your ambition. Whether that’s progressing to a leadership role in your team or exploring an entirely new career path within the business. Maybe this job is part of your journey to starting your own business one day. We have big dreams and we expect you to have the same. About us We believe that finance has moved on with technology - and we’re here to make it work better for businesses. We want to help entrepreneurs spend more time on ideas and less time worrying about their cash flow. So what makes us different? With our smart online platform, we’re making it quick and easy for UK companies to access business finance. But it’s not just about the tech. Our people are our greatest asset and one of the best things about working at MarketFinance. We’re a team of bright and talented people from all over the world, who work together to get things done. Positivity is key to our culture, which means we support each other and have a lot of fun along the way. At MarketFinance, the opportunity for growth is as big as your ambition. We challenge ourselves to learn more and to think in different ways. In fintech, things move quickly - but that’s part of the adventure. Our values matter and as part of the team, they’ll be yours too: #MakeItHappen | #1Team1Dream | #AlwaysBeLearning Hear from our Co-Founder, Anil Stocker, on his favourite MarketFinance moment:   https://medium.com/@anilstocker/my-favourite-momen... What you’ll be doing As a Loans Underwriter, you’ll take ownership of the management, monitoring and control of a portfolio of customers using our loans finance solutions. We can’t wait for you to bring your knowledge of key SME collateral and risk drivers to the team. You may not have hands-on experience in IF but you’ll definitely have a strong understanding of IF risk in an underwriting, audit, survey and customer management capacity. We’ll trust you to run regular collateral assessments and reviews on customer facilities within agreed service levels. We’ll also rely on your sound judgement and strong commercial awareness across sectors to guide your approval of facility amendment requests under personal delegated mandates or via higher approval authority. You’ll have the opportunity go out and meet larger customers to better understand their business or help resolve risk-related issues. Using your excellent analytical and negotiation skills, you’ll structure Loans facility proposals for our customers based on the quality of their book debt collateral and financial strength. Your day-to-day responsibilities will also include approving specific invoices, debtors and/or supporting contracts/audit train documentation prior to launching trades on our smart online platform. Our default rate is consistently lower than the industry standard and your work here will be an essential part of our ability to maintain that. You’ll be a first line of defense, monitoring covenant compliance and ledger performance to ensure risk stays within agreed lending parameters. You’ll also identify, monitor and manage the strategy for all “watchlist” accounts. We know you’re independent but you’re also a great collaborator which is why you’ll work closely with the Audit and Survey team to ensure field examinations are conducted in good time and focus on the most relevant areas of the business. You’ll also support our Collections and Recovery team on impaired case management and be the first port of call for Account Management and Customer Success for risk-related queries. You’ll retrospectively review delinquent accounts to establish key learnings and identify changes in our risk approach. We’ll look to you for recommendations on the ongoing development of systems, processes and business practices to provide improvements in efficiency and capacity. You’ll have the opportunity to shape and develop our credit processes to deliver fast, efficient and robust decisions within agreed risk appetite parametres. Using your strong people management and communication skills, you’ll provide coaching, development and guidance on our risk parameters to colleagues as well as key business introducers/financial partners. There is also great scope for you to be actively involved in wider projects such as product development initiatives. Requirements Strong analytical skills and understanding of the key collateral and risk drivers specific to SME’s Strong communication & negotiation skills. Strong people management skills. You’re independent, well organized and with a “make things happen” attitude. You work hard and are passionate about achieving great results. You pitch-in and aren’t afraid to get your hands dirty. You’re excited by the challenge of revolutionising business finance. Benefits Competitive salary with commission and bonuses linked to performance Best in class share options scheme Innovation Days Enhanced maternity leave Childcare vouchers Amazon Kindle and ebooks Clear career progression Private health coverage and half-price Virgin Active gym membership Mentoring from industry leaders The opportunity to progress your career at one of the UK’s hottest FinTech companies 25 days annual leave per year, plus birthday off! A great office (complete with roof terrace, ping pong, table football and beer fridge) in the heart of Shoreditch. Ready to help UK businesses build the future? APPLY NOW! We do our best to reply to all applications. However if you have not had a response within 4 weeks, please assume your application has not been successful.

Knoma is an early stage startup backed by a large European VC. We offer a payment solution and marketplace for lifelong learning with the aim of tackling the digital skills gap.  We are looking for an experienced credit underwriter, who can become an instrumental part of the team. As a Credit Risk Manager you would oversee development of the logic and the systems associated with working out who we lend to and how much we lend, and then how we collect that money back. Responsibilities All underwriting (including redecisioning) along with any decision science work needed to build and deploy decisioning models and logic. Credit limit assignment activity and credit limit increase/credit limit decrease programs Setting and monitoring the credit risk control framework (e.g. early warning indicators, risk appetite etc.). Provisioning, write offs and management of our P&L credit loss line Ensuring we lend in a compliant and consumer centric way Competences & Characteristics Knoma would love you to apply if you have a deep understanding of managing consumer credit risk. You should understand all aspects of the credit lifecycle from decision science and underwriting through portfolio management, including collections and provisioning and all of the regulations that apply. You should be comfortable using data and analytics to optimise across all of these stages. In particular, you should have experience of the following within a consumer lending environment: Credit underwriting Collections strategy design and management Decision system management and development Data Science (regression modelling and machine learning) Portfolio optimisation, including redecisioning and credit limit strategy management Credit reference agency data and products (including reporting back and negotiating commercials) Customer Lifetime Value (CLV) modelling/Net Present Value (NPV) modelling/unit economic Capital allocation and P&L income and losses modelling and stress testing A/B test design and statistical significance You should apply if :  Ideally Knoma is seeking someone from the FinTech space, who has experience in working with early stage financial startups.  You’re a real expert in consumer credit risk management and understand the detail behind how to optimise all of the various components that make lending products profitable You have a solid understanding of how lending products work to generate profit including experience of building and using tools like Customer Lifetime Value and/or Net Present Value modelling and how income and losses are recognised on the P&L You have a deep understanding for credit risk measurement and control frameworks and are able to set these up from scratch using first principle thinking You’re self-motivated, highly organised and focussed on impact You’re happy taking an MVP approach and doing what’s good enough for now You’re excited about the future of finance and the importance of lifelong learning You’re able to build strong, mutually respectful relationships with diverse teams Salary competitive! If interested please send your CV over to support@knoma.io

Protect GoCardless from financial and reputational risk by conducting moderate to complex risk analysis, fraud investigations and underwriting account applications. About GC Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast. We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates. We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ). We’re backed by some of the world’s leading investors including Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator. About the team Every day you’re working as part of a small, close-knit risk team, conducting moderate to complex risk analysis, fraud investigations and underwriting account applications, while ensuring compliance with onboarding guidelines/policies, in order to protect GoCardless from financial and reputational risk. About the role Minimising fraud losses by resolving risk alerts based on data analysis through following GoCardless Risk policies and processes Delivering high levels of customer satisfaction to internal and external stakeholders whilst resolving risk related queries Performing underwriting activities for high-risk merchants applications and communicate decisions clearly and concisely to both internal and external stakeholders Developing monitoring programmes for high-risk merchants to reduce financial exposure Building and maintaining relationships with Sales, Business Intelligence, Compliance, Legal and Support teams to ensure timely resolution to cross-functional issues Maintaining fraud analysis models to improve efficiency and effectiveness You’ll act as a risk advocate in order to reduce the risk exposure of GoCardless. You will be reviewing and resolving risk alerts to reduce losses, responding to merchant /internal stakeholder requests related to risk matters, providing data insight to help with decision making... What we're looking for You are curious about the fraud trends and about researching/finding technical solutions based on patterns/issues You are easily dissatisfied with how things are run - you frequently feel the urge to act when someone tells you “this is how we’ve always done it” You have a tremendous sense of urgency tempered by the ability to keep calm under pressure Data production and manipulation is the base for everything you do - you are an expert in Excel and in SQL or Looker You have a proven record of improving internal processes, demonstrated by cost reduction and better customer experience You are a great team player, who has attention to detail and can perform tasks with accuracy You have the ability to read and interpret credit bureau reports and analyse corporate financial statements. Benefits Generous holiday allowance Private health insurance Private pension scheme Flexible working hours Generous maternity & paternity leave Training budget for your personal dev Breakfast, drinks and snacks Company lunch every month Volunteer time Yoga, football and basketball Plus many more Our team comes from a variety of backgrounds and we welcome diversity – if you're unsure, please apply.

Deputy MLRO GoCardless processes billions in payments each year. Tens of thousands of businesses across the UK and beyond rely on us to handle their payments, and hundreds more sign up every week. As we look to the future, those businesses will be larger, more demanding, and present in multiple countries - and so will we. We are responsible for ensuring that our products and services do not facilitate money laundering or terrorism financing, and that we fulfil our obligations to our regulators and partners, such as our banking partners, all whilst providing the best possible experience for our merchants, and enabling our business to scale. The Legal and Compliance team are at the forefront of GoCardless’ expansion - both domestically and abroad, and must ensure that GoCardless adopts, implements and maintains innovative and appropriate processes and controls. We are looking for a Deputy MLRO to ensure effective Anti-Money Laundering / Counter Terrorism Financing (AML/CTF) systems and controls are in place at a cutting-edge, dynamic and high-growth fintech company. The role You will be responsible for helping to set the money laundering agenda within GoCardless. You will take a consultative approach and work closely with every business division to implement and manage a comprehensive and proportionate to the nature, scale and complexity, AML/CTF framework. Some of the main elements of the role will involve: Ensuring that GoCardless remains up to date with relevant regulatory developments Carrying out a regular ML/TF risk assessment of GoCardless’ business Coordinating the implementation of standards, policies and guidance, and ensuring these are being communicated effectively to all relevant staff Advising our Compliance Operations team on the development and maintenance of AML/CTF procedures to ensure we stay true to our policies Identifying deficiencies in policies, procedures, systems or controls relating to ML/TF and implementing remedial actions to address such deficiencies Reviewing potential / existing high risk relationships and transactions Determining whether or not suspicious activity reports have substance and require disclosure to the relevant authorities Conducting an annual assessment of training and awareness needs, and implementing, together with the MLRO, an effective company-wide training programme Conducting regular monitoring, testing and reporting on the effectiveness of the AML/CTF programme, including system and tools, and day to day operations Preparing regular management information reports for distribution to the MLRO and Senior Management Lead GoCardless’ review of and response to relevant regulator and industry body consultations Supporting the MLRO in meetings with external auditors and regulators Deputise for the MLRO in their absence What we're looking for We’re looking for someone with relevant experience in a regulated financial institution, and who is passionate about moving to a fast-paced fintech startup. You will be driven and able to work independently, while taking a consultative approach in an area that can be seen as inhibitive to business. You are an experienced AML professional, looking to shape the AML/CTF function at a growing company. We’d love to hear from you if: You can say how new regulations coming into play will impact the business’ products and expansion plans You’ve operated in an environment with multiple regulatory requirements You have experience in drafting, implementing and rolling out AML/CTF frameworks and policies You’re constantly driving for improvement, efficiency and risk management Your risk radar is finely tuned and you work tirelessly to mitigate identified risks Your communication skills are first class, and you are able to distil complex and cumbersome regulation into understandable English You are easy to work with, and want to work in a fun, fast-growing but demanding young company Bonus points if: You’ve supported assessing  and implementing regulatory requirements across multiple geographies You’ve designed/maintained AML/CTF processes and procedures You’ve in depth knowledge of non-UK regulatory requirements You’ve overseen the validation of AML/CTF tools/scenarios (design and performance) You’ve been responsible for overseeing KYC/sanctions checks and/or conducted investigations You have relevant professional qualifications (e.g. ACAMS or ICA AML qualifications)

Responsibilities WorldRemit's Risk function are an expanding team due to the growth and future development of the business.  The team are   responsible   for   the   development   and   implementation   of   the   Enterprise   Risk Management framework.  The Group Risk Analyst will gain exposure to all areas of the business working closely with business and team leaders to ensure their risks are being identified and mitigated in line with company risk appetite and reporting on findings to senior management.   The role is hands on with maintaining and developing the risk management system; interpreting and analyzing risk data; helping embed the group risk framework and assists in promoting a risk aware culture within the business. The Group Risk Analyst reports to and keeps the Group Risk Director informed of existing and developing risks as well as those on the horizon.. Establishing controls and/or a trigger system for breaches of WorldRemit’s risk appetite or limits. Contribution to coordinating / running risk workshops, 1-1 sessions, trend analysis etc Horizon scanning for future potential regional risks which may have an impact on the company Keeping up to date with local regulatory changes within the remittances industry and key jurisdictions Reporting on risk items including but not limited to proposing appropriate risk-mitigating actions. Distributing risk management related communication, education, and awareness initiatives. Identifying material individual, aggregate, and emerging risks. To assist the BCM Team in developing and delivering viable business continuity programme that ensures adequate contingency plans are put into effect during the periods of disruption. To push global standardization of the BCM and Risk programmes. Support the Head of BCM in managing the development and maintenance of global business continuity plans in line with WorldRemit BCM Policies and local regulatory requirements Contribution to coordinating / running risk workshops and monthly BCM Coordinator meetings To provide timely management information on the readiness state of global business continuity plans when measured against the programme requirements Assessing these risks and measuring WorldRemit’s exposure to them. Creating , implementing and testing controls to ensure ongoing effectiveness to mitigate risks identified. Ongoing monitoring of the strategic decisions and risk exposures to ensure they are in line with the board-approved risk appetite and current policies and procedures. Assisting in the management of critical risk projects which have a strategic impact across the business Review risk issues for systemic problems and seek resolution. Escalate issues in line with the Risk Management Program and help manage the resolution of risk issues. Develop and compete reporting materials such as risk register, metrics for committee. Liaise closely with leaders of business units across the organisation to ensure robust communication and reporting of risk related practices. Assist in the coordination and support of risk related reviews, audits and examinations. Performing routine daily tasks—reviewing reports, preparing necessary correspondence, and participating in department projects. To support the Crisis Management programme by assisting the Risk Team and the WorldRemit Crisis Management Team;   Aiding in training associates on the Company’s risk policies and procedures. Carrying out any other tasks as may be requested from time to time.   Skills requirements   Key requirements:  - Ability to work closely with and manage key stakeholders across a fast-paced business - A strong sense of intuition and a 'can-do attitude' - The ability to listen in detail and understand and interpret the requirements of internal stakeholders - Holds a risk qualification or is willing to pursue one Strong risk management understanding and min 2-3 years previous experience in risk management or related discipline, such as actuarial, compliance or internal audit or risk assurance function. BA/BS or compensating experience in compliance. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio).

CompareAsiaGroup  is the largest personal finance platform in Asia, helping more than 30mm people per year across 7 countries. We are a team of 200+ people in 7 countries aligned around a shared vision to empower people to build healthier financial lives. We do this by connecting people to the best content and products for their needs, life stage and risk profile. We are currently focused on the banking and insurance sectors in Hong Kong, Taiwan, Singapore, Indonesia, the Philippines, Malaysia and Thailand. Headquartered in Hong Kong, we have established relationships with more than 100 leading financial institutions across Asia. MoneyHero.com.hk  &  Creditgo.com.hk  helps consumers compare rates and services of banking and insurance products. It is part of CompareAsiaGroup, Asia’s leading financial empowerment platform for banking and insurance products. In 2017, CompareAsiaGroup and MoneyHero.com.hk closed a $50mm Series B, bringing our total fundraising to more than $90mm from investors including Goldman Sachs, the IFC (World Bank), Ace & Company, Alibaba & Jardine Pacific. Join one of the fastest growing, fintech businesses – CreditGo – Asia’s first free credit scoring platform that helps users understand their credit situation for free, for life and find out which financial products they are suitable for. This product is already getting attention across Hong Kong and Singapore, is rapidly growing and has exciting ambitions for the future. Your Task: The go-to person for insight and analytics for, credit scoring, risk modelling, eligibility models within the group Able to coach, mentor and build a team of experts in the credit scoring, risk modelling, eligibility modelling area of the business Able to communicate clearly and convey necessary information and be the subject matter expert across all levels within the business Passionate about data and analytics and driving scoring initiatives across the group Key responsibilities: The go-to person for insight on the performance of core services for our customers, including creating presentations and delivering the results Monitoring the performance of and maintaining the integrity of eligibility models and scoring criteria Structuring and completing ad-hoc analysis – e.g. into marketing efficiency of campaigns, or studies into credit risk biases Leading and or supporting data exchanges with our customers and partners Taking ownership and responsibility for solutions Becoming well-versed in the meaning and structure of credit bureau data Training and mentoring employees Perform credit and financial analysis on new and existing customers in order to profile customer segments and recommend credit scoring criteria for consideration. Creating/preparing various reports for management. Maintaining/updating credit scorecards as needed. Work closely with the rest of the regional teams to understand and map out credit scoring needs. Other ad-hoc tasks as assigned from time to time. Skills and Requirements: Able to perform complex mathematical calculations. Able to recognize and attend to important details with accuracy and efficiency. Able to communicate clearly and convey necessary information. Able to interact effectively with all levels of management. Possesses strong organizational and time management skills, driving tasks to completion. Able to constructively work under stress and pressure when faced with high workloads and deadlines. Able to maintain and promote social, ethical, and organizational standards in conducting internal and external business activities. Able to work independently with minimum supervision. Able to maintain confidentiality of sensitive information Able to build solid, effective working relationships with others. What can you expect from us? Join a fantastic team  : Work with the top management of the company, with backgrounds from leading consulting, banking and start-up companies. Learn :  Work with a team with a proven track-record of building successful internet companies. Have fun :  A challenging, fun and international environment Grow :  Great opportunities for further career advancements, either within the regional group or in one of our country teams

About the Position: LenddoEFL is seeking an experienced Data Scientist to execute and improve our modeling efforts with an innovative, challenging alternative to traditional credit scoring. As a Data Scientist on LenddoEFL’s modeling team, you will be responsible for building, monitoring and deploying different types of models. The team works on non-traditional credit scoring techniques and is continuously looking for improvement on its standards.                                                             The role: Work with research scientists/engineers to develop, prototype and productize new machine learning and graph algorithms operating on wide and big data. Design scalable big data pipeline/workflows for behavioral and social algorithms. Build strong communication channels with different stakeholders   Specific responsibilities                                                        Review and analyze client and external data sets. Deploy and integrate LenddoEFL's solutions in clients’ environments. Establish and implement the risk frameworks including design variables and scorecards, model validation and portfolio performance monitoring. Design, build and implement Data Manipulation environments for internal and external purposes Rapid identification of R&D opportunities and model improvement. Research new non-traditional sources of data to include in the LenddoEFL platform.                                                             Preferred Qualifications:                                                                                                      Advanced degrees in Applied Math, Statistics, Engineering or equivalent 5+ years of job experience with statistical modeling Strong programming skills.                  Experience with statistical techniques and tools in python or R.                 Good communication skills; prefer candidates who have experience of presenting technical concepts and results to risk and business teams. Plays well with others; able to listen to, appreciate, and effectively critique peers’ opinions. Preferred Qualifications: Proven experience in Data manipulation. Database skills in any major database language. Deep fundamental understanding in the technical aspects, monitoring and evaluation techniques, and the challenges associated with traditional credit scoring. Demonstrated interest in machine learning and other non-traditional techniques for model construction, and able to leverage and work with skills of highly experienced data scientists. Experience in a wide range of numerical and statistical modeling, including pattern recognition, machine learning, and NLP. Experience (or keen desire for experience) in a small, fast-moving, high-growth company. Any level of experience with Spanish.

About the Position: LenddoEFL is seeking an experienced Data Scientist to execute and improve our modeling efforts with an innovative, challenging alternative to traditional credit scoring. As a Data Scientist on LenddoEFL’s modeling team, you will be responsible for building, monitoring and deploying different types of models. The team works on non-traditional credit scoring techniques and is continuously looking for improvement on its standards.                                                             The role: Work with research scientists/engineers to develop, prototype and productize new machine learning and graph algorithms operating on wide and big data. Design scalable big data pipeline/workflows for behavioral and social algorithms. Build strong communication channels with different stakeholders   Specific responsibilities                                                        Review and analyze client and external data sets. Deploy and integrate LenddoEFL's solutions in clients’ environments. Establish and implement the risk frameworks including design variables and scorecards, model validation and portfolio performance monitoring. Design, build and implement Data Manipulation environments for internal and external purposes Rapid identification of R&D opportunities and model improvement. Research new non-traditional sources of data to include in the LenddoEFL platform.                                                             Preferred Qualifications:                                                                                                      Advanced degrees in Applied Math, Statistics, Engineering or equivalent 5+ years of job experience with statistical modeling Strong programming skills.                  Experience with statistical techniques and tools in python or R.                 Good communication skills; prefer candidates who have experience of presenting technical concepts and results to risk and business teams. Plays well with others; able to listen to, appreciate, and effectively critique peers’ opinions.   Preferred Qualifications: Proven experience in Data manipulation. Database skills in any major database language. Deep fundamental understanding in the technical aspects, monitoring and evaluation techniques, and the challenges associated with traditional credit scoring. Demonstrated interest in machine learning and other non-traditional techniques for model construction, and able to leverage and work with skills of highly experienced data scientists. Experience in a wide range of numerical and statistical modeling, including pattern recognition, machine learning, and NLP. Experience (or keen desire for experience) in a small, fast-moving, high-growth company. Any level of experience with Spanish.

About the Position: LenddoEFL is seeking an experienced Data Scientist to execute and improve our modeling efforts with an innovative, challenging alternative to traditional credit scoring. As a Data Scientist on LenddoEFL’s modeling team, you will be responsible for building, monitoring and deploying different types of models. The team works on non-traditional credit scoring techniques and is continuously looking for improvement on its standards.                                                             The role: Work with research scientists/engineers to develop, prototype and productize new machine learning and graph algorithms operating on wide and big data. Design scalable big data pipeline/workflows for behavioral and social algorithms. Build strong communication channels with different stakeholders   Specific responsibilities                                                        Review and analyze client and external data sets. Deploy and integrate LenddoEFL's solutions in clients’ environments. Establish and implement the risk frameworks including design variables and scorecards, model validation and portfolio performance monitoring. Design, build and implement Data Manipulation environments for internal and external purposes Rapid identification of R&D opportunities and model improvement. Research new non-traditional sources of data to include in the LenddoEFL platform.                                                             Preferred Qualifications:                                                                                                      Advanced degrees in Applied Math, Statistics, Engineering or equivalent 5+ years of job experience with statistical modeling Strong programming skills.                  Experience with statistical techniques and tools in python or R.                 Good communication skills; prefer candidates who have experience of presenting technical concepts and results to risk and business teams. Plays well with others; able to listen to, appreciate, and effectively critique peers’ opinions.   Preferred Qualifications: Proven experience in Data manipulation. Database skills in any major database language. Deep fundamental understanding in the technical aspects, monitoring and evaluation techniques, and the challenges associated with traditional credit scoring. Demonstrated interest in machine learning and other non-traditional techniques for model construction, and able to leverage and work with skills of highly experienced data scientists. Experience in a wide range of numerical and statistical modeling, including pattern recognition, machine learning, andNLP. Experience (or keen desire for experience) in a small, fast-moving, high-growth company. Any level of experience with Spanish.