193 Risk jobs

Description MarketFinance, one of the UK’s leading Fintechs, is looking for a Loans Underwriter to help shape the risk management capability of its loan portfolios and play a key part in making business finance quick and easy for customers. Who you’ll be working with The multi-faceted and highly skilled Risk team you’ll be joining is helping to create new products, meet the needs of our customers and develop world-leading risk-based pricing models. At MarketFinance, the opportunity for growth is as big as your ambition. Whether that’s progressing to a leadership role in your team or exploring an entirely new career path within the business. Maybe this job is part of your journey to starting your own business one day. We have big dreams and we expect you to have the same. About us We believe that finance has moved on with technology - and we’re here to make it work better for businesses. We want to help entrepreneurs spend more time on ideas and less time worrying about their cash flow. So what makes us different? With our smart online platform, we’re making it quick and easy for UK companies to access business finance. But it’s not just about the tech. Our people are our greatest asset and one of the best things about working at MarketFinance. We’re a team of bright and talented people from all over the world, who work together to get things done. Positivity is key to our culture, which means we support each other and have a lot of fun along the way. At MarketFinance, the opportunity for growth is as big as your ambition. We challenge ourselves to learn more and to think in different ways. In fintech, things move quickly - but that’s part of the adventure. Our values matter and as part of the team, they’ll be yours too: #MakeItHappen | #1Team1Dream | #AlwaysBeLearning Hear from our Co-Founder, Anil Stocker, on his favourite MarketFinance moment:   https://medium.com/@anilstocker/my-favourite-momen... What you’ll be doing As a Loans Underwriter, you’ll take ownership of the management, monitoring and control of a portfolio of customers using our loans finance solutions. We can’t wait for you to bring your knowledge of key SME collateral and risk drivers to the team. You may not have hands-on experience in IF but you’ll definitely have a strong understanding of IF risk in an underwriting, audit, survey and customer management capacity. We’ll trust you to run regular collateral assessments and reviews on customer facilities within agreed service levels. We’ll also rely on your sound judgement and strong commercial awareness across sectors to guide your approval of facility amendment requests under personal delegated mandates or via higher approval authority. You’ll have the opportunity go out and meet larger customers to better understand their business or help resolve risk-related issues. Using your excellent analytical and negotiation skills, you’ll structure Loans facility proposals for our customers based on the quality of their book debt collateral and financial strength. Your day-to-day responsibilities will also include approving specific invoices, debtors and/or supporting contracts/audit train documentation prior to launching trades on our smart online platform. Our default rate is consistently lower than the industry standard and your work here will be an essential part of our ability to maintain that. You’ll be a first line of defense, monitoring covenant compliance and ledger performance to ensure risk stays within agreed lending parameters. You’ll also identify, monitor and manage the strategy for all “watchlist” accounts. We know you’re independent but you’re also a great collaborator which is why you’ll work closely with the Audit and Survey team to ensure field examinations are conducted in good time and focus on the most relevant areas of the business. You’ll also support our Collections and Recovery team on impaired case management and be the first port of call for Account Management and Customer Success for risk-related queries. You’ll retrospectively review delinquent accounts to establish key learnings and identify changes in our risk approach. We’ll look to you for recommendations on the ongoing development of systems, processes and business practices to provide improvements in efficiency and capacity. You’ll have the opportunity to shape and develop our credit processes to deliver fast, efficient and robust decisions within agreed risk appetite parametres. Using your strong people management and communication skills, you’ll provide coaching, development and guidance on our risk parameters to colleagues as well as key business introducers/financial partners. There is also great scope for you to be actively involved in wider projects such as product development initiatives. Requirements Strong analytical skills and understanding of the key collateral and risk drivers specific to SME’s Strong communication & negotiation skills. Strong people management skills. You’re independent, well organized and with a “make things happen” attitude. You work hard and are passionate about achieving great results. You pitch-in and aren’t afraid to get your hands dirty. You’re excited by the challenge of revolutionising business finance. Benefits Competitive salary with commission and bonuses linked to performance Best in class share options scheme Innovation Days Enhanced maternity leave Childcare vouchers Amazon Kindle and ebooks Clear career progression Private health coverage and half-price Virgin Active gym membership Mentoring from industry leaders The opportunity to progress your career at one of the UK’s hottest FinTech companies 25 days annual leave per year, plus birthday off! A great office (complete with roof terrace, ping pong, table football and beer fridge) in the heart of Shoreditch. Ready to help UK businesses build the future? APPLY NOW! We do our best to reply to all applications. However if you have not had a response within 4 weeks, please assume your application has not been successful.

Knoma is an early stage startup backed by a large European VC. We offer a payment solution and marketplace for lifelong learning with the aim of tackling the digital skills gap.  We are looking for an experienced credit underwriter, who can become an instrumental part of the team. As a Credit Risk Manager you would oversee development of the logic and the systems associated with working out who we lend to and how much we lend, and then how we collect that money back. Responsibilities All underwriting (including redecisioning) along with any decision science work needed to build and deploy decisioning models and logic. Credit limit assignment activity and credit limit increase/credit limit decrease programs Setting and monitoring the credit risk control framework (e.g. early warning indicators, risk appetite etc.). Provisioning, write offs and management of our P&L credit loss line Ensuring we lend in a compliant and consumer centric way Competences & Characteristics Knoma would love you to apply if you have a deep understanding of managing consumer credit risk. You should understand all aspects of the credit lifecycle from decision science and underwriting through portfolio management, including collections and provisioning and all of the regulations that apply. You should be comfortable using data and analytics to optimise across all of these stages. In particular, you should have experience of the following within a consumer lending environment: Credit underwriting Collections strategy design and management Decision system management and development Data Science (regression modelling and machine learning) Portfolio optimisation, including redecisioning and credit limit strategy management Credit reference agency data and products (including reporting back and negotiating commercials) Customer Lifetime Value (CLV) modelling/Net Present Value (NPV) modelling/unit economic Capital allocation and P&L income and losses modelling and stress testing A/B test design and statistical significance You should apply if :  Ideally Knoma is seeking someone from the FinTech space, who has experience in working with early stage financial startups.  You’re a real expert in consumer credit risk management and understand the detail behind how to optimise all of the various components that make lending products profitable You have a solid understanding of how lending products work to generate profit including experience of building and using tools like Customer Lifetime Value and/or Net Present Value modelling and how income and losses are recognised on the P&L You have a deep understanding for credit risk measurement and control frameworks and are able to set these up from scratch using first principle thinking You’re self-motivated, highly organised and focussed on impact You’re happy taking an MVP approach and doing what’s good enough for now You’re excited about the future of finance and the importance of lifelong learning You’re able to build strong, mutually respectful relationships with diverse teams Salary competitive! If interested please send your CV over to support@knoma.io

Protect GoCardless from financial and reputational risk by conducting moderate to complex risk analysis, fraud investigations and underwriting account applications. About GC Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast. We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates. We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ). We’re backed by some of the world’s leading investors including Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator. About the team Every day you’re working as part of a small, close-knit risk team, conducting moderate to complex risk analysis, fraud investigations and underwriting account applications, while ensuring compliance with onboarding guidelines/policies, in order to protect GoCardless from financial and reputational risk. About the role Minimising fraud losses by resolving risk alerts based on data analysis through following GoCardless Risk policies and processes Delivering high levels of customer satisfaction to internal and external stakeholders whilst resolving risk related queries Performing underwriting activities for high-risk merchants applications and communicate decisions clearly and concisely to both internal and external stakeholders Developing monitoring programmes for high-risk merchants to reduce financial exposure Building and maintaining relationships with Sales, Business Intelligence, Compliance, Legal and Support teams to ensure timely resolution to cross-functional issues Maintaining fraud analysis models to improve efficiency and effectiveness You’ll act as a risk advocate in order to reduce the risk exposure of GoCardless. You will be reviewing and resolving risk alerts to reduce losses, responding to merchant /internal stakeholder requests related to risk matters, providing data insight to help with decision making... What we're looking for You are curious about the fraud trends and about researching/finding technical solutions based on patterns/issues You are easily dissatisfied with how things are run - you frequently feel the urge to act when someone tells you “this is how we’ve always done it” You have a tremendous sense of urgency tempered by the ability to keep calm under pressure Data production and manipulation is the base for everything you do - you are an expert in Excel and in SQL or Looker You have a proven record of improving internal processes, demonstrated by cost reduction and better customer experience You are a great team player, who has attention to detail and can perform tasks with accuracy You have the ability to read and interpret credit bureau reports and analyse corporate financial statements. Benefits Generous holiday allowance Private health insurance Private pension scheme Flexible working hours Generous maternity & paternity leave Training budget for your personal dev Breakfast, drinks and snacks Company lunch every month Volunteer time Yoga, football and basketball Plus many more Our team comes from a variety of backgrounds and we welcome diversity – if you're unsure, please apply.

Deputy MLRO GoCardless processes billions in payments each year. Tens of thousands of businesses across the UK and beyond rely on us to handle their payments, and hundreds more sign up every week. As we look to the future, those businesses will be larger, more demanding, and present in multiple countries - and so will we. We are responsible for ensuring that our products and services do not facilitate money laundering or terrorism financing, and that we fulfil our obligations to our regulators and partners, such as our banking partners, all whilst providing the best possible experience for our merchants, and enabling our business to scale. The Legal and Compliance team are at the forefront of GoCardless’ expansion - both domestically and abroad, and must ensure that GoCardless adopts, implements and maintains innovative and appropriate processes and controls. We are looking for a Deputy MLRO to ensure effective Anti-Money Laundering / Counter Terrorism Financing (AML/CTF) systems and controls are in place at a cutting-edge, dynamic and high-growth fintech company. The role You will be responsible for helping to set the money laundering agenda within GoCardless. You will take a consultative approach and work closely with every business division to implement and manage a comprehensive and proportionate to the nature, scale and complexity, AML/CTF framework. Some of the main elements of the role will involve: Ensuring that GoCardless remains up to date with relevant regulatory developments Carrying out a regular ML/TF risk assessment of GoCardless’ business Coordinating the implementation of standards, policies and guidance, and ensuring these are being communicated effectively to all relevant staff Advising our Compliance Operations team on the development and maintenance of AML/CTF procedures to ensure we stay true to our policies Identifying deficiencies in policies, procedures, systems or controls relating to ML/TF and implementing remedial actions to address such deficiencies Reviewing potential / existing high risk relationships and transactions Determining whether or not suspicious activity reports have substance and require disclosure to the relevant authorities Conducting an annual assessment of training and awareness needs, and implementing, together with the MLRO, an effective company-wide training programme Conducting regular monitoring, testing and reporting on the effectiveness of the AML/CTF programme, including system and tools, and day to day operations Preparing regular management information reports for distribution to the MLRO and Senior Management Lead GoCardless’ review of and response to relevant regulator and industry body consultations Supporting the MLRO in meetings with external auditors and regulators Deputise for the MLRO in their absence What we're looking for We’re looking for someone with relevant experience in a regulated financial institution, and who is passionate about moving to a fast-paced fintech startup. You will be driven and able to work independently, while taking a consultative approach in an area that can be seen as inhibitive to business. You are an experienced AML professional, looking to shape the AML/CTF function at a growing company. We’d love to hear from you if: You can say how new regulations coming into play will impact the business’ products and expansion plans You’ve operated in an environment with multiple regulatory requirements You have experience in drafting, implementing and rolling out AML/CTF frameworks and policies You’re constantly driving for improvement, efficiency and risk management Your risk radar is finely tuned and you work tirelessly to mitigate identified risks Your communication skills are first class, and you are able to distil complex and cumbersome regulation into understandable English You are easy to work with, and want to work in a fun, fast-growing but demanding young company Bonus points if: You’ve supported assessing  and implementing regulatory requirements across multiple geographies You’ve designed/maintained AML/CTF processes and procedures You’ve in depth knowledge of non-UK regulatory requirements You’ve overseen the validation of AML/CTF tools/scenarios (design and performance) You’ve been responsible for overseeing KYC/sanctions checks and/or conducted investigations You have relevant professional qualifications (e.g. ACAMS or ICA AML qualifications)

Responsibilities WorldRemit's Risk function are an expanding team due to the growth and future development of the business.  The team are   responsible   for   the   development   and   implementation   of   the   Enterprise   Risk Management framework.  The Group Risk Analyst will gain exposure to all areas of the business working closely with business and team leaders to ensure their risks are being identified and mitigated in line with company risk appetite and reporting on findings to senior management.   The role is hands on with maintaining and developing the risk management system; interpreting and analyzing risk data; helping embed the group risk framework and assists in promoting a risk aware culture within the business. The Group Risk Analyst reports to and keeps the Group Risk Director informed of existing and developing risks as well as those on the horizon.. Establishing controls and/or a trigger system for breaches of WorldRemit’s risk appetite or limits. Contribution to coordinating / running risk workshops, 1-1 sessions, trend analysis etc Horizon scanning for future potential regional risks which may have an impact on the company Keeping up to date with local regulatory changes within the remittances industry and key jurisdictions Reporting on risk items including but not limited to proposing appropriate risk-mitigating actions. Distributing risk management related communication, education, and awareness initiatives. Identifying material individual, aggregate, and emerging risks. To assist the BCM Team in developing and delivering viable business continuity programme that ensures adequate contingency plans are put into effect during the periods of disruption. To push global standardization of the BCM and Risk programmes. Support the Head of BCM in managing the development and maintenance of global business continuity plans in line with WorldRemit BCM Policies and local regulatory requirements Contribution to coordinating / running risk workshops and monthly BCM Coordinator meetings To provide timely management information on the readiness state of global business continuity plans when measured against the programme requirements Assessing these risks and measuring WorldRemit’s exposure to them. Creating , implementing and testing controls to ensure ongoing effectiveness to mitigate risks identified. Ongoing monitoring of the strategic decisions and risk exposures to ensure they are in line with the board-approved risk appetite and current policies and procedures. Assisting in the management of critical risk projects which have a strategic impact across the business Review risk issues for systemic problems and seek resolution. Escalate issues in line with the Risk Management Program and help manage the resolution of risk issues. Develop and compete reporting materials such as risk register, metrics for committee. Liaise closely with leaders of business units across the organisation to ensure robust communication and reporting of risk related practices. Assist in the coordination and support of risk related reviews, audits and examinations. Performing routine daily tasks—reviewing reports, preparing necessary correspondence, and participating in department projects. To support the Crisis Management programme by assisting the Risk Team and the WorldRemit Crisis Management Team;   Aiding in training associates on the Company’s risk policies and procedures. Carrying out any other tasks as may be requested from time to time.   Skills requirements   Key requirements:  - Ability to work closely with and manage key stakeholders across a fast-paced business - A strong sense of intuition and a 'can-do attitude' - The ability to listen in detail and understand and interpret the requirements of internal stakeholders - Holds a risk qualification or is willing to pursue one Strong risk management understanding and min 2-3 years previous experience in risk management or related discipline, such as actuarial, compliance or internal audit or risk assurance function. BA/BS or compensating experience in compliance. Team player adaptable to fast-paced and changing environment. Ability to manage tight processes with accuracy and attention to detail. Highly disciplined person, self-motivated, and delivery focused. Excellent communication skills both verbal and written. Strong organizational skills. Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio).

CompareAsiaGroup  is the largest personal finance platform in Asia, helping more than 30mm people per year across 7 countries. We are a team of 200+ people in 7 countries aligned around a shared vision to empower people to build healthier financial lives. We do this by connecting people to the best content and products for their needs, life stage and risk profile. We are currently focused on the banking and insurance sectors in Hong Kong, Taiwan, Singapore, Indonesia, the Philippines, Malaysia and Thailand. Headquartered in Hong Kong, we have established relationships with more than 100 leading financial institutions across Asia. MoneyHero.com.hk  &  Creditgo.com.hk  helps consumers compare rates and services of banking and insurance products. It is part of CompareAsiaGroup, Asia’s leading financial empowerment platform for banking and insurance products. In 2017, CompareAsiaGroup and MoneyHero.com.hk closed a $50mm Series B, bringing our total fundraising to more than $90mm from investors including Goldman Sachs, the IFC (World Bank), Ace & Company, Alibaba & Jardine Pacific. Join one of the fastest growing, fintech businesses – CreditGo – Asia’s first free credit scoring platform that helps users understand their credit situation for free, for life and find out which financial products they are suitable for. This product is already getting attention across Hong Kong and Singapore, is rapidly growing and has exciting ambitions for the future. Your Task: The go-to person for insight and analytics for, credit scoring, risk modelling, eligibility models within the group Able to coach, mentor and build a team of experts in the credit scoring, risk modelling, eligibility modelling area of the business Able to communicate clearly and convey necessary information and be the subject matter expert across all levels within the business Passionate about data and analytics and driving scoring initiatives across the group Key responsibilities: The go-to person for insight on the performance of core services for our customers, including creating presentations and delivering the results Monitoring the performance of and maintaining the integrity of eligibility models and scoring criteria Structuring and completing ad-hoc analysis – e.g. into marketing efficiency of campaigns, or studies into credit risk biases Leading and or supporting data exchanges with our customers and partners Taking ownership and responsibility for solutions Becoming well-versed in the meaning and structure of credit bureau data Training and mentoring employees Perform credit and financial analysis on new and existing customers in order to profile customer segments and recommend credit scoring criteria for consideration. Creating/preparing various reports for management. Maintaining/updating credit scorecards as needed. Work closely with the rest of the regional teams to understand and map out credit scoring needs. Other ad-hoc tasks as assigned from time to time. Skills and Requirements: Able to perform complex mathematical calculations. Able to recognize and attend to important details with accuracy and efficiency. Able to communicate clearly and convey necessary information. Able to interact effectively with all levels of management. Possesses strong organizational and time management skills, driving tasks to completion. Able to constructively work under stress and pressure when faced with high workloads and deadlines. Able to maintain and promote social, ethical, and organizational standards in conducting internal and external business activities. Able to work independently with minimum supervision. Able to maintain confidentiality of sensitive information Able to build solid, effective working relationships with others. What can you expect from us? Join a fantastic team  : Work with the top management of the company, with backgrounds from leading consulting, banking and start-up companies. Learn :  Work with a team with a proven track-record of building successful internet companies. Have fun :  A challenging, fun and international environment Grow :  Great opportunities for further career advancements, either within the regional group or in one of our country teams

About the Position: LenddoEFL is seeking an experienced Data Scientist to execute and improve our modeling efforts with an innovative, challenging alternative to traditional credit scoring. As a Data Scientist on LenddoEFL’s modeling team, you will be responsible for building, monitoring and deploying different types of models. The team works on non-traditional credit scoring techniques and is continuously looking for improvement on its standards.                                                             The role: Work with research scientists/engineers to develop, prototype and productize new machine learning and graph algorithms operating on wide and big data. Design scalable big data pipeline/workflows for behavioral and social algorithms. Build strong communication channels with different stakeholders   Specific responsibilities                                                        Review and analyze client and external data sets. Deploy and integrate LenddoEFL's solutions in clients’ environments. Establish and implement the risk frameworks including design variables and scorecards, model validation and portfolio performance monitoring. Design, build and implement Data Manipulation environments for internal and external purposes Rapid identification of R&D opportunities and model improvement. Research new non-traditional sources of data to include in the LenddoEFL platform.                                                             Preferred Qualifications:                                                                                                      Advanced degrees in Applied Math, Statistics, Engineering or equivalent 5+ years of job experience with statistical modeling Strong programming skills.                  Experience with statistical techniques and tools in python or R.                 Good communication skills; prefer candidates who have experience of presenting technical concepts and results to risk and business teams. Plays well with others; able to listen to, appreciate, and effectively critique peers’ opinions. Preferred Qualifications: Proven experience in Data manipulation. Database skills in any major database language. Deep fundamental understanding in the technical aspects, monitoring and evaluation techniques, and the challenges associated with traditional credit scoring. Demonstrated interest in machine learning and other non-traditional techniques for model construction, and able to leverage and work with skills of highly experienced data scientists. Experience in a wide range of numerical and statistical modeling, including pattern recognition, machine learning, and NLP. Experience (or keen desire for experience) in a small, fast-moving, high-growth company. Any level of experience with Spanish.

About the Position: LenddoEFL is seeking an experienced Data Scientist to execute and improve our modeling efforts with an innovative, challenging alternative to traditional credit scoring. As a Data Scientist on LenddoEFL’s modeling team, you will be responsible for building, monitoring and deploying different types of models. The team works on non-traditional credit scoring techniques and is continuously looking for improvement on its standards.                                                             The role: Work with research scientists/engineers to develop, prototype and productize new machine learning and graph algorithms operating on wide and big data. Design scalable big data pipeline/workflows for behavioral and social algorithms. Build strong communication channels with different stakeholders   Specific responsibilities                                                        Review and analyze client and external data sets. Deploy and integrate LenddoEFL's solutions in clients’ environments. Establish and implement the risk frameworks including design variables and scorecards, model validation and portfolio performance monitoring. Design, build and implement Data Manipulation environments for internal and external purposes Rapid identification of R&D opportunities and model improvement. Research new non-traditional sources of data to include in the LenddoEFL platform.                                                             Preferred Qualifications:                                                                                                      Advanced degrees in Applied Math, Statistics, Engineering or equivalent 5+ years of job experience with statistical modeling Strong programming skills.                  Experience with statistical techniques and tools in python or R.                 Good communication skills; prefer candidates who have experience of presenting technical concepts and results to risk and business teams. Plays well with others; able to listen to, appreciate, and effectively critique peers’ opinions.   Preferred Qualifications: Proven experience in Data manipulation. Database skills in any major database language. Deep fundamental understanding in the technical aspects, monitoring and evaluation techniques, and the challenges associated with traditional credit scoring. Demonstrated interest in machine learning and other non-traditional techniques for model construction, and able to leverage and work with skills of highly experienced data scientists. Experience in a wide range of numerical and statistical modeling, including pattern recognition, machine learning, and NLP. Experience (or keen desire for experience) in a small, fast-moving, high-growth company. Any level of experience with Spanish.

About the Position: LenddoEFL is seeking an experienced Data Scientist to execute and improve our modeling efforts with an innovative, challenging alternative to traditional credit scoring. As a Data Scientist on LenddoEFL’s modeling team, you will be responsible for building, monitoring and deploying different types of models. The team works on non-traditional credit scoring techniques and is continuously looking for improvement on its standards.                                                             The role: Work with research scientists/engineers to develop, prototype and productize new machine learning and graph algorithms operating on wide and big data. Design scalable big data pipeline/workflows for behavioral and social algorithms. Build strong communication channels with different stakeholders   Specific responsibilities                                                        Review and analyze client and external data sets. Deploy and integrate LenddoEFL's solutions in clients’ environments. Establish and implement the risk frameworks including design variables and scorecards, model validation and portfolio performance monitoring. Design, build and implement Data Manipulation environments for internal and external purposes Rapid identification of R&D opportunities and model improvement. Research new non-traditional sources of data to include in the LenddoEFL platform.                                                             Preferred Qualifications:                                                                                                      Advanced degrees in Applied Math, Statistics, Engineering or equivalent 5+ years of job experience with statistical modeling Strong programming skills.                  Experience with statistical techniques and tools in python or R.                 Good communication skills; prefer candidates who have experience of presenting technical concepts and results to risk and business teams. Plays well with others; able to listen to, appreciate, and effectively critique peers’ opinions.   Preferred Qualifications: Proven experience in Data manipulation. Database skills in any major database language. Deep fundamental understanding in the technical aspects, monitoring and evaluation techniques, and the challenges associated with traditional credit scoring. Demonstrated interest in machine learning and other non-traditional techniques for model construction, and able to leverage and work with skills of highly experienced data scientists. Experience in a wide range of numerical and statistical modeling, including pattern recognition, machine learning, andNLP. Experience (or keen desire for experience) in a small, fast-moving, high-growth company. Any level of experience with Spanish.

Description   As a Principal Product Manager, you will own defining, executing, and delivering a technology roadmap that expands our product offerings and delivers new experiences to our customers. You will help drive technology innovation in the form of products, features, and platforms. You will help create and drive the long-term strategy, vision, and roadmap, with a high degree of ownership over critical features and the member experience. About the Role In this role, you will be responsible for leading the Risk platform for all Sofi products. As Sofi continues to expand its product offerings, the Risk platform is at the core of products and this role will drive product strategy and innovation to scale and manage losses. This role is inherently cross-functional—you will work closely with engineering, design, operations, finance,  and executive teams to set technology strategy, define and prioritize features. You’ll bridge technical and business worlds engaging with matrixed teams including engineering, design, operations, legal, risk, compliance and you must drive internal stakeholder and partner engagements necessary for the on-time launch of the product.   At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities Be able to drive disruptive innovative solutions in a customer centric environment Build a vision, strategy and own a multi-year product roadmap  Break vision into phases, prioritize and drive backlogs for launch with your dedicated engineering teams Own BI, instrumentation and data and analysis for your products to drive deep understanding, innovation and product plans. Be able to lead in a fast paced agile environment Work with internal project stakeholders from marketing, sales, operations, community and executive management to translate customer needs into a product. Be able to work closely with engineering to own and dive deep into backlogs , definition of done and technical details. Lead extensive framework of experimentation in order to drive customer impact.   Basic Qualifications Experience in building platform products to scale(preferably in Fintech space) Passionate and technically adept to drive innovation in Risk space Bachelor’s degree or higher with a technical discipline, or equivalent experience Demonstrated experience shipping commercially successful consumer products to global market segments Superior communication skills, written and verbal. Experience presenting to C-level leadership Experience in end to end ownership of a product and P&L  Experience managing complex product development cycles and highly technical solutions Demonstrated experience shipping commercially successful consumer products Superior communication skills, written and verbal. Experience presenting and influencing C-level leadership Experience leading cross-functional teams to deliver products and projects on deadlines Ability to work with remote teams   Preferred Qualifications MBA with BS or higher in Computer Science 10+ years product management Passion for fin tech  Demonstrated ability to understand and discuss technical concepts, manage tradeoffs and evaluate opportunistic new ideas with internal and external partners Ability to think strategically and execute methodically. Proven track record of taking ownership and successfully delivering results in a fast-paced, dynamic environment   Benefits Inspiring company mission Company paid lunch program, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFi for employees and their dependents.  401(k) and education on retirement planning.  Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Description   Summary  We are seeking a highly-talented and adaptable associate to join our Business Operations and Strategy supporting our next generation of Collections and servicing. We are looking for a creative professional with a passion for communications, technology, analysis, stakeholder engagement and the energy to effect organizational transformation.  The role will encompass a variety of areas and activities, including financial analysis, subcontracts/contracts administration, proposal analysis, communications and business. Exceptional skills in fiscal management, written communications, developing and sustaining organizational performance scorecards, and technology acumen are a must. The right person will help create our collections story through active engagement with the broader team, driving transparency and operational effectiveness across the organization, in support of our overall goals.  As a team member of the Business Operations and Strategy organization, you play an important strategic and operational role in the success of the organization. This role could be for you if you thrive in a fast-paced environment while solving complex problems, are able to manage multiple priorities, and deal well with ambiguity.  At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Essential Functions & Responsibilities  Work closely with Director, Servicing and Funding to:  Drive progress on organization-wide and/or high-level initiatives and ensure crucial deadlines are set and met.  Work closely with senior leadership team to coordinate the implementation of strategy and policy goals in accordance with leadership direction.  Set and align internal processes, standards and resources to strategic direction and to advance the purpose of the organization.  Drive organizational accountability by providing financial analytics and guidance for expenditures that align to division goals and objectives offerings.  Closely monitor and report on contract vehicles, ensuring appropriate allocation of expenditures and strategic alignment.  Drive a division brand through a cohesive communications and marketing strategy.  Liaise with senior member company representatives and other key stakeholders on behalf VP as required.  Set division up for break-through thinking and initiatives.  Advance the division as a competitive employer by shaping the work environment and attracting and retaining talent  Qualifications  Bachelor's Degree or equivalent work or military experience  At least 5 years of business analytics  MUST have vast experience building collections reporting Risk/credit experience  Preferred Qualifications  Master’s Degree in Information Systems, Computer Science, or Engineering or Business Management  5+ years of experience with technology concepts and methodologies  Agile certification  PMP certification  AWS Certification  Benefits Employer paid lunch program, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot. Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents. 401(k) and education on retirement planning. Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Description   Lead by the Chief Risk Officer, SoFi’s Risk Management group has responsibility for ensuring that the organization’s growth in lending and other Member activities aligns with the company’s risk appetite. The group directly manages the credit risk strategies and policies for all products, administers a strong Third Party Risk management program in tandem with business line partners, promotes strong compliance with regulations, creates processes for excellent operational controls, and helps SoFi deliver on a great customer experience  Responsibilities   Analyze portfolio performance to identify risk factors at early stage  Analyze the performances and derive data driven strategies for risk and/or marketing treatment strategies  Develop analytical tools ranging from customer segmentation to scorecard development  Develop forecasting methods and monitor the performance of different acquisition vintages as well as the roll rate of different past due/default buckets to define portfolio performance trend  Optimize targeting, offers and performance across multiple origination channels  Analysis of opportunity and risk of new product offerings  Perform other related duties as required and assigned     Qualifications   MS in a quantitative field (e.g., Applied Math, Econ, Statistics or related field preferred)  Five to seven years of experience in financial modeling/use of statistical/machine learning models  Strong data analysis experience within the financial services industry  Excellent SQL skills: extensive experience querying large, complex data sets  High proficiency with Excel including pivoting capabilities and analysis modules – VBA macros and ODBC sourcing a plus  Working knowledge of basic statistics; experience with R, SAS or similar a plus  Proven track record at delivering timely and accurate information in a fast-paced environment  Excellent critical thinking, problem solving, mathematical skills and sound judgment  Strong business acumen and ability to interface with executive management

Description   About the Role We are seeking a talented and self-motivated Investigator to join our Financial Crimes Investigation team. Our candidate will be responsible for all aspects of investigations as it relates to KYC, Fraud, Customer Due Diligence and the review of suspicious activity; advising and assisting Management in making and implementing strategic decisions and objectives; and driving business objectives.   About SoFi At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities and Duties Conducts thorough investigations and inquiries on identified and suspicious accounts within the specified systems Identify fraud trends, make recommendations for new strategies to prevent additional losses, and assume responsibility for special projects as assigned by Management Reviews alerts/reports to detect Suspicious Activity and file required reports (SARS) as appropriate Conduct periodic internal account/customer reviews to identify potentially suspicious activity Reviews disputed transactions to investigate fraud claims and ensure compliance with Regulation E with respect to the timeframes that govern disputed transactions Respond promptly and exercise exceptional communication skills in an effort to optimize each contact with customers, partners and external vendors/banks Establish and ensure compliance with departmental standards and processes to increase production and accommodate work volumes toward enhanced customer satisfaction Understand charge-offs involving fraudulent activity and provide resolution to prevent future cases Investigate the fraud alerts to protect the institution from fraud related losses and improve customer experience on all accounts including debit card Assists with creating and implementing policies and procedures across all teams Assist Management in construction of short term and long-term plans with associated benefits of strategies that are to be developed to reduce fraud exposure Builds and maintains thriving relationships between partners and vendors, cultivating a culture of collaboration, transparency and mutual success. Some travel may be required. Fosters a culture of accountability, collaboration, speed, innovation, excellence and a fun work environment while continuously elevating the quality and caliber of our fiscal controls. Works effectively across the organization to maximize company resources. Qualifications 3+ years of relevant risk experience in the banking, financial services, or other related industry. Knowledge of check, ACH, wire, debit/credit card and other payment channels operating rules Thorough understanding of bank operations, industry trends & best practices, and federal and state banking Outstanding time management skills and interpersonal skills, and the ability to work with all levels within the organization in a collaborative manner. Must be able to establish peer relationships and communicate effectively with multiple company disciplines, cross-functional, and external teams. Excellent project management, organizational and negotiation skills are required. Proficiency in Word, Excel, Outlook and PowerPoint. Ability to apply sound judgment, effectively solves problems, and determines fraudulent activity consistently. Understanding of electronic crimes as they relate to card fraud and theft of credentials. Excellent critical thinking and problem solving skills. Detail-oriented and process-oriented approach. Accepts responsibility, ownership, and accountability for work results. Finds a high-volume, dynamic, and team focused environment engaging. Ability to organize and prioritize workload.   Benefits Subsidized lunches, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.  401(k) and education on retirement planning. 
 Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Description   SoFi is seeking an experienced leader to assist in all aspects of our governance, risk and compliance program. This role will report to the Director of Information Security and work with cross-functional teams and external parties to support compliance, risk management and business development activities. At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities Manage and own major GRC-focused initiatives from beginning to end with minimal supervision. Assess and track compliance with regulatory and legal requirements relevant to the SoFi business such as GLBA, FINRA, NYDFS, Colorado Security Act and contractual commitments Perform vendor security and privacy due diligence Coordinate 3rd party audits of SoFi, SOC 2 audits and PCI Drive privacy and information security training and awareness Manage privacy incident response and coordinate remediation activities Maintain information security and privacy policies Works as an advisor to the business areas to plan for vendor solutions for managing the information security risk. Leads the escalation and resolution of risk and compliance issues with appropriate leadership including business, security, privacy, legal, compliance and IT teams Metrics driven, understands, develops and delivers meaningful dashboards and reports to a wide audience demonstrating our current program state and adherence to frameworks and standards.  Works closely with GRC Director towards overall program rollout and providing risk-based operational metrics/management support. Minimum qualifications BS degree in Computer Information Systems or related field 5+ years of experience in compliance, privacy and/or security risk management Strong  leadership skills Experience with business continuity planning and testing, as well as third-party security management Familiarity with U.S privacy regulations, SSAE18 SOC1/SOC2 and standards such as NIST and PCI Familiarity with GRC tools Self-starter with strong interpersonal and communication skills Demonstrate ability to assimilate new knowledge quickly Comfortable working in a fast-paced, dynamic environment Preferred qualifications MS in Management or MBA desired Big 4, or management/IT consulting experience Practical experience implementing GRC Experience with vendor risk management CISSP, CISM, CISA, CIPP or similar certifications Experience leading security or privacy training courses Benefits Subsidized lunches, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.  401(k) and education on retirement planning. 
 Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Pioneering advancements in blockchain technology infrastructure, Blockstream is the leading company extending Bitcoin at the protocol level to support a broad range of new asset types and financial markets. Blockstream supports values of decentralization, privacy, end-to-end security, user control, and open, permissionless innovation. We are looking for an experienced Project Manager to help us build the premier platform for crypto-finance applications. As the first person on the project management team, you will establish efficient project management practices, ensure smooth products delivery, and coordinate key projects and initiatives to ensure the company’s success. Your responsibilities will include collaboration with leadership, product management, and R&D organizations, and driving engineering and other teams towards successful projects development and release into production. You will also lead on-time completion of various projects and initiatives across the company. Qualifications: 3+ years of successful experience managing complex technical projects working with globally distributed teams Successful experience instilling discipline within a startup environment Track record of gaining trust and support from exceptional engineering teams and across organizations Excellent communications skills Experience with issue tracking software like Gitlab, JIRA, etc... Strong background in CS or related field History of holding others accountable Keen ability to identify risks, ability to escalate issues, and come up with solutions. Pluses: Knowledge of Bitcoin is a huge bonus FinTech Background Experience with products that have software and hardware components Security background is a big plus (Financial or Medical industry etc.) Ability to share impressive examples of complex projects delivery spanning various domains

Robinhood is changing the way America invests. We believe our financial system should work for everyone and not just a few. We offer commission-free trading for stocks, ETFs, options, and cryptocurrencies—all in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as the fastest-growing brokerage ever. About the Role Robinhood is hiring a Risk Associate to join its Market Operations team in Lake Mary. The Risk Associate will be responsible for monitoring the critical risks associated with running a brokerage. You will be monitoring our “Battlestation”, a set of real-time dashboards and alerts, and taking action on any anomalies. As a Risk Associate you will: Monitor real-time market and trading dashboards and alerts Design and follow policies and procedures in the event of alerts or data outliers Quickly diagnose and resolve issues independently or escalate to the appropriate parties Identify patterns and proactively recommend ideas to improve Robinhood’s risk monitoring tools and procedures Some things we consider critical to being a Risk Associate: Bachelor’s degree from an accredited institution Strong attention to detail and ability to analyze and interpret data General understanding of brokerage operations and financial markets Ability to learn quickly, think critically and apply logical problem-solving skills to isolate and resolve root causes of issues Must be trustworthy, self-motivated and able to thrive in an entrepreneurial environment A passion for Robinhood, our product and our mission to democratize access to America’s Financial System Nice to haves: Bachelor’s degree in Finance, Business, Economics or Computer Science 4+ years work experience with 2+ years relevant experience in brokerage operations, financial services, government financial regulatory agency, risk management, or compliance

DESCRIPTION About Monese Monese revolutionises banking for expats, digital nomads and immigrants. Residency restrictions imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when they arrive in a new country. Our breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app. Monese's fully-featured banking account comes with cheap global payments and a contactless debit card. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us! About the role We are looking for three proactive and eager persons to assist with our AML / fraud / SAR function for 2 months. You will support various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, global sanctions screening, enhanced due diligence or other AML processes. The person will also work closely with the MLRO on continuous improvements, occasional internal control auditing and reporting requirements. Role Responsibilities: Ensuring Suspicious Activity Reports, Sanctions Screening, KYC and PEP's are fully investigated in line with regulatory requirements. Investigating and identifying fraudulent activity, compiling full reports and ensuring all confirmed findings are reported to the MLRO. Serving as a subject matter expert on suspicious activity monitoring to other departments by providing advice and counsel to ensure they understand AML compliance and implications to their operations. Working closely with management to ensure critical functions are fulfilled timely and accurately. Detecting potential suspicious activity when complex manual processes are needed. Supporting the MLRO with internal control audits on customer support and other functions within the business, basing the results in line with company policies and regulations. Identifying and recommending training aids/materials that may aid in improved compliance and efficiency. Assisting the MLRO with continuous improvement ideas on processes and systems. REQUIREMENTS Experience, traits and skills required: Proven experience in an AML/Risk investigative type role is a must. Experience in AML within a bank is preferable, but not required. Strong attention to detail. Knowledge of current AML legislation, money laundering techniques/patterns and counter-fraud preventive measures is a must. A team player willing to help the team and educate those less aware of the risk of money laundering displaying a supportive and understanding attitude. Willingness to learn and adapt to the current business culture both in the Risk department and beyond. A proactive, can-do attitude. The ability to think outside the box and help improve the business, department and processes. Telephony and customer contact experience is preferable but not a necessity. BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

DESCRIPTION About Monese Monese revolutionises banking for expats, digital nomads and immigrants. Residency restrictions imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when they arrive in a new country. Our breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app. Monese's fully-featured banking account comes with cheap global payments and a contactless debit card. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us!   About the role We are looking for a proactive and eager person to assist with our AML function. The chosen candidate will support various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, global sanctions screening, enhanced due diligence or other AML processes. The person will also work closely with the MLRO on continuous improvements, occasional internal control auditing and reporting requirements.   Role Responsibilities: Ensuring Suspicious Activity Reports, Sanctions Screening, KYC and PEP's are fully investigated in line with regulatory requirements. Investigating and identifying fraudulent activity, compiling full reports and ensuring all confirmed findings are reported to the MLRO. Serving as a subject matter expert on suspicious activity monitoring to other departments by providing advice and counsel to ensure they understand AML compliance and implications to their operations. Working closely with management to ensure critical functions are fulfilled timely and accurately. Detecting potential suspicious activity when complex manual processes are needed. Supporting the MLRO with internal control audits on customer support and other functions within the business, basing the results in line with company policies and regulations. Providing occasional informal training and guidance to less experienced AML Investigators and customer support. Identifying and recommending training aids/materials that may aid in improved compliance and efficiency. Assisting the MLRO with continuous improvement ideas on processes and systems. REQUIREMENTS Experience, traits and skills required: At least 1 years experience in an AML/Risk investigative type role. Experience in AML within a bank is preferable, but not required. Strong attention to detail. Knowledge of current AML legislation, money laundering techniques/patterns and counter-fraud preventive measures is a must. A team player willing to help the team and educate those less aware of the risk of money laundering displaying a supportive and understanding attitude. Willingness to learn and adapt to the current business culture both in the Risk department and beyond. A proactive, can-do attitude. The ability to think outside the box and help improve the business, department and processes. Telephony and customer contact experience is preferable but not a necessity. BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

Plaid is fundamentally changing how Financial Service and Fintech companies work. Risk and compliance play an integral part in building a solid foundation for the company and our products. We build software that interfaces with Fintech companies, financial services providers and financial institutions.  Because of our partnerships with financial institutions our risk/compliance operations efforts are extremely important and continuing to evolve rapidly. This is where you come in. What excites you Performing KYC validations for new customers Conducting Enhanced due diligence on assigned customers to identify high risk accounts Completing searches utilizing Internet sources and/or third-party vendors to identify fraud signals and capture other relevant information Creating reports for KYC, OFAC and other due diligence findings Analyzing trends and patterns to help categorize risk and ultimately catch bad actors Communicating effectively with customers, peers and management when requesting for information or documentation, and addressing concerns or findings Partnering with the sales and growth teams to conduct compliance searches for new customers Working cross-functionally to articulate KYC and EDD processes and progress updates Help build and automate processes What excites us 1+ years of relevant compliance, risk, or operational experience with a specific focus on financial services Experience in conducting KYC/EDD and/or other risk operations Strong familiarity with a range of relevant technical concepts Clear and polished communication skills; experience in a client-facing role is a plus Strong analytical, prioritization and organizational skills We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Kabbage is setting a new standard in big data and FinTech and we are looking for a  Business Analyst  to join us as we continue our amazing growth trajectory.   Kabbage is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders, and our products are growing rapidly.  We’ve received numerous awards & recognition, including Glassdoor’s 2017 Best Places to Work, “36 th  fastest growing company in the US” on the INC 500 List, Fast Company’s "Top 10 most innovative companies in finance" and Forbes' "America’s Top 100 Most Promising Companies" among others. Your mission: Work on the most challenging and impactful projects, including the Kabbage Platform and partner implementations, as an embedded team member in Kabbage's Engineering team. What you'll be doing: Lead projects independently; projects need to be led in a fashion that builds consensus while also identifying risks and removing roadblocks. Partner with subject matter experts to discover, define, assess, and document business needs and requirements. Must be able to quickly establish credibility while working in new subject areas and with various areas of the business (marketing, risk, finance, business development, customer support, etc). Manage the product backlog of requirements to support development activities related to the organizational roadmap. Proactively communicate and collaborate with external and internal customers to analyze information needs and functional requirements and deliver the following artifacts as needed: user stories, business requirements, business rules, use cases, screen mock-ups, and process flows. Act as the scrum master for the engineering team by planning and executing sprints, prioritizing backlog of work, communicating blockers, and reporting team metrics. What you should have: Experience in a business analyst or product management role. Experience with large, distributed enterprise software implementations. Experience adapting requirements for third-party integrations to user stories. What we're looking for in you: Operate Autonomously:  Takes a project from ideation to delivery.   Calm Under Pressure/Resilience : maintains stable performance when under heavy pressure or stress; remains composed and productive under pressure/stress. Proactivity : Proactive, self-driven, curious, loves learning. Communication : Communicates information, ideas, and concepts clearly. Organization and Planning : Plans, organizes, and schedules in an efficient, productive manner; focuses on key priorities; manages time well. Flexibility/Adaptability : Cool with quickly changing priorities and conditions; copes effectively with complexity and change. Persistence : Follows through on items without being managed. Resourceful, has grit, and a positive “can do” attitude. Leadership : Navigates and leads the team through high-priority last minute requests and other high stress situations. The Kabbage Advantage At Kabbage, our people are awesome, so we built the Kabbage Advantage—our way of being awesome right back. We offer competitive benefits including unlimited PTO, equity in the company, and exceptional health coverage options. Our team members enjoy a dynamic work environment with daily catered lunches, fully stocked kitchens, and onsite fitness classes. While our perks and benefits are generous, the people are  actually  what make Kabbage great. Kabbagers are curious, creative, and resilient. We are enthusiastic, productive, and problem solvers. And we don’t do it alone. At Kabbage, you will find low ego individuals who work hard to communicate effectively and work collaboratively.