202 Risk jobs

Description   As a Principal Product Manager, you will own defining, executing, and delivering a technology roadmap that expands our product offerings and delivers new experiences to our customers. You will help drive technology innovation in the form of products, features, and platforms. You will help create and drive the long-term strategy, vision, and roadmap, with a high degree of ownership over critical features and the member experience. About the Role In this role, you will be responsible for leading the Risk platform for all Sofi products. As Sofi continues to expand its product offerings, the Risk platform is at the core of products and this role will drive product strategy and innovation to scale and manage losses. This role is inherently cross-functional—you will work closely with engineering, design, operations, finance,  and executive teams to set technology strategy, define and prioritize features. You’ll bridge technical and business worlds engaging with matrixed teams including engineering, design, operations, legal, risk, compliance and you must drive internal stakeholder and partner engagements necessary for the on-time launch of the product.   At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities Be able to drive disruptive innovative solutions in a customer centric environment Build a vision, strategy and own a multi-year product roadmap  Break vision into phases, prioritize and drive backlogs for launch with your dedicated engineering teams Own BI, instrumentation and data and analysis for your products to drive deep understanding, innovation and product plans. Be able to lead in a fast paced agile environment Work with internal project stakeholders from marketing, sales, operations, community and executive management to translate customer needs into a product. Be able to work closely with engineering to own and dive deep into backlogs , definition of done and technical details. Lead extensive framework of experimentation in order to drive customer impact.   Basic Qualifications Experience in building platform products to scale(preferably in Fintech space) Passionate and technically adept to drive innovation in Risk space Bachelor’s degree or higher with a technical discipline, or equivalent experience Demonstrated experience shipping commercially successful consumer products to global market segments Superior communication skills, written and verbal. Experience presenting to C-level leadership Experience in end to end ownership of a product and P&L  Experience managing complex product development cycles and highly technical solutions Demonstrated experience shipping commercially successful consumer products Superior communication skills, written and verbal. Experience presenting and influencing C-level leadership Experience leading cross-functional teams to deliver products and projects on deadlines Ability to work with remote teams   Preferred Qualifications MBA with BS or higher in Computer Science 10+ years product management Passion for fin tech  Demonstrated ability to understand and discuss technical concepts, manage tradeoffs and evaluate opportunistic new ideas with internal and external partners Ability to think strategically and execute methodically. Proven track record of taking ownership and successfully delivering results in a fast-paced, dynamic environment   Benefits Inspiring company mission Company paid lunch program, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFi for employees and their dependents.  401(k) and education on retirement planning.  Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Description   Summary  We are seeking a highly-talented and adaptable associate to join our Business Operations and Strategy supporting our next generation of Collections and servicing. We are looking for a creative professional with a passion for communications, technology, analysis, stakeholder engagement and the energy to effect organizational transformation.  The role will encompass a variety of areas and activities, including financial analysis, subcontracts/contracts administration, proposal analysis, communications and business. Exceptional skills in fiscal management, written communications, developing and sustaining organizational performance scorecards, and technology acumen are a must. The right person will help create our collections story through active engagement with the broader team, driving transparency and operational effectiveness across the organization, in support of our overall goals.  As a team member of the Business Operations and Strategy organization, you play an important strategic and operational role in the success of the organization. This role could be for you if you thrive in a fast-paced environment while solving complex problems, are able to manage multiple priorities, and deal well with ambiguity.  At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Essential Functions & Responsibilities  Work closely with Director, Servicing and Funding to:  Drive progress on organization-wide and/or high-level initiatives and ensure crucial deadlines are set and met.  Work closely with senior leadership team to coordinate the implementation of strategy and policy goals in accordance with leadership direction.  Set and align internal processes, standards and resources to strategic direction and to advance the purpose of the organization.  Drive organizational accountability by providing financial analytics and guidance for expenditures that align to division goals and objectives offerings.  Closely monitor and report on contract vehicles, ensuring appropriate allocation of expenditures and strategic alignment.  Drive a division brand through a cohesive communications and marketing strategy.  Liaise with senior member company representatives and other key stakeholders on behalf VP as required.  Set division up for break-through thinking and initiatives.  Advance the division as a competitive employer by shaping the work environment and attracting and retaining talent  Qualifications  Bachelor's Degree or equivalent work or military experience  At least 5 years of business analytics  MUST have vast experience building collections reporting Risk/credit experience  Preferred Qualifications  Master’s Degree in Information Systems, Computer Science, or Engineering or Business Management  5+ years of experience with technology concepts and methodologies  Agile certification  PMP certification  AWS Certification  Benefits Employer paid lunch program, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot. Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents. 401(k) and education on retirement planning. Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Description   Lead by the Chief Risk Officer, SoFi’s Risk Management group has responsibility for ensuring that the organization’s growth in lending and other Member activities aligns with the company’s risk appetite. The group directly manages the credit risk strategies and policies for all products, administers a strong Third Party Risk management program in tandem with business line partners, promotes strong compliance with regulations, creates processes for excellent operational controls, and helps SoFi deliver on a great customer experience  Responsibilities   Analyze portfolio performance to identify risk factors at early stage  Analyze the performances and derive data driven strategies for risk and/or marketing treatment strategies  Develop analytical tools ranging from customer segmentation to scorecard development  Develop forecasting methods and monitor the performance of different acquisition vintages as well as the roll rate of different past due/default buckets to define portfolio performance trend  Optimize targeting, offers and performance across multiple origination channels  Analysis of opportunity and risk of new product offerings  Perform other related duties as required and assigned     Qualifications   MS in a quantitative field (e.g., Applied Math, Econ, Statistics or related field preferred)  Five to seven years of experience in financial modeling/use of statistical/machine learning models  Strong data analysis experience within the financial services industry  Excellent SQL skills: extensive experience querying large, complex data sets  High proficiency with Excel including pivoting capabilities and analysis modules – VBA macros and ODBC sourcing a plus  Working knowledge of basic statistics; experience with R, SAS or similar a plus  Proven track record at delivering timely and accurate information in a fast-paced environment  Excellent critical thinking, problem solving, mathematical skills and sound judgment  Strong business acumen and ability to interface with executive management

Description   About the Role We are seeking a talented and self-motivated Investigator to join our Financial Crimes Investigation team. Our candidate will be responsible for all aspects of investigations as it relates to KYC, Fraud, Customer Due Diligence and the review of suspicious activity; advising and assisting Management in making and implementing strategic decisions and objectives; and driving business objectives.   About SoFi At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities and Duties Conducts thorough investigations and inquiries on identified and suspicious accounts within the specified systems Identify fraud trends, make recommendations for new strategies to prevent additional losses, and assume responsibility for special projects as assigned by Management Reviews alerts/reports to detect Suspicious Activity and file required reports (SARS) as appropriate Conduct periodic internal account/customer reviews to identify potentially suspicious activity Reviews disputed transactions to investigate fraud claims and ensure compliance with Regulation E with respect to the timeframes that govern disputed transactions Respond promptly and exercise exceptional communication skills in an effort to optimize each contact with customers, partners and external vendors/banks Establish and ensure compliance with departmental standards and processes to increase production and accommodate work volumes toward enhanced customer satisfaction Understand charge-offs involving fraudulent activity and provide resolution to prevent future cases Investigate the fraud alerts to protect the institution from fraud related losses and improve customer experience on all accounts including debit card Assists with creating and implementing policies and procedures across all teams Assist Management in construction of short term and long-term plans with associated benefits of strategies that are to be developed to reduce fraud exposure Builds and maintains thriving relationships between partners and vendors, cultivating a culture of collaboration, transparency and mutual success. Some travel may be required. Fosters a culture of accountability, collaboration, speed, innovation, excellence and a fun work environment while continuously elevating the quality and caliber of our fiscal controls. Works effectively across the organization to maximize company resources. Qualifications 3+ years of relevant risk experience in the banking, financial services, or other related industry. Knowledge of check, ACH, wire, debit/credit card and other payment channels operating rules Thorough understanding of bank operations, industry trends & best practices, and federal and state banking Outstanding time management skills and interpersonal skills, and the ability to work with all levels within the organization in a collaborative manner. Must be able to establish peer relationships and communicate effectively with multiple company disciplines, cross-functional, and external teams. Excellent project management, organizational and negotiation skills are required. Proficiency in Word, Excel, Outlook and PowerPoint. Ability to apply sound judgment, effectively solves problems, and determines fraudulent activity consistently. Understanding of electronic crimes as they relate to card fraud and theft of credentials. Excellent critical thinking and problem solving skills. Detail-oriented and process-oriented approach. Accepts responsibility, ownership, and accountability for work results. Finds a high-volume, dynamic, and team focused environment engaging. Ability to organize and prioritize workload.   Benefits Subsidized lunches, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.  401(k) and education on retirement planning. 
 Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Description   SoFi is seeking an experienced leader to assist in all aspects of our governance, risk and compliance program. This role will report to the Director of Information Security and work with cross-functional teams and external parties to support compliance, risk management and business development activities. At SoFi, you’ll become part of a new kind of finance company based around speed, transparency, and alignment with our members’ interests. Our goal is to be at the center of our members’ financial lives. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. We expanded into other types of loans, and then into insurance and wealth management with similarly inventive products and soon to be launched SoFi money a modern take on a checking or savings account. As the company has grown, we’ve been able to help more people with these tools. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. Responsibilities Manage and own major GRC-focused initiatives from beginning to end with minimal supervision. Assess and track compliance with regulatory and legal requirements relevant to the SoFi business such as GLBA, FINRA, NYDFS, Colorado Security Act and contractual commitments Perform vendor security and privacy due diligence Coordinate 3rd party audits of SoFi, SOC 2 audits and PCI Drive privacy and information security training and awareness Manage privacy incident response and coordinate remediation activities Maintain information security and privacy policies Works as an advisor to the business areas to plan for vendor solutions for managing the information security risk. Leads the escalation and resolution of risk and compliance issues with appropriate leadership including business, security, privacy, legal, compliance and IT teams Metrics driven, understands, develops and delivers meaningful dashboards and reports to a wide audience demonstrating our current program state and adherence to frameworks and standards.  Works closely with GRC Director towards overall program rollout and providing risk-based operational metrics/management support. Minimum qualifications BS degree in Computer Information Systems or related field 5+ years of experience in compliance, privacy and/or security risk management Strong  leadership skills Experience with business continuity planning and testing, as well as third-party security management Familiarity with U.S privacy regulations, SSAE18 SOC1/SOC2 and standards such as NIST and PCI Familiarity with GRC tools Self-starter with strong interpersonal and communication skills Demonstrate ability to assimilate new knowledge quickly Comfortable working in a fast-paced, dynamic environment Preferred qualifications MS in Management or MBA desired Big 4, or management/IT consulting experience Practical experience implementing GRC Experience with vendor risk management CISSP, CISM, CISA, CIPP or similar certifications Experience leading security or privacy training courses Benefits Subsidized lunches, a fully stocked kitchen, and subsidized gym membership. Competitive salary packages and bonuses. A flexible vacation policy allows you to truly relax and reboot.  Comprehensive health, vision, dental, and life insurance as well as disability benefits. 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.  401(k) and education on retirement planning. 
 Tuition reimbursement on approved programs, up to $5,250 a year. Monthly contribution to help you pay off your student loans.

Pioneering advancements in blockchain technology infrastructure, Blockstream is the leading company extending Bitcoin at the protocol level to support a broad range of new asset types and financial markets. Blockstream supports values of decentralization, privacy, end-to-end security, user control, and open, permissionless innovation. We are looking for an experienced Project Manager to help us build the premier platform for crypto-finance applications. As the first person on the project management team, you will establish efficient project management practices, ensure smooth products delivery, and coordinate key projects and initiatives to ensure the company’s success. Your responsibilities will include collaboration with leadership, product management, and R&D organizations, and driving engineering and other teams towards successful projects development and release into production. You will also lead on-time completion of various projects and initiatives across the company. Qualifications: 3+ years of successful experience managing complex technical projects working with globally distributed teams Successful experience instilling discipline within a startup environment Track record of gaining trust and support from exceptional engineering teams and across organizations Excellent communications skills Experience with issue tracking software like Gitlab, JIRA, etc... Strong background in CS or related field History of holding others accountable Keen ability to identify risks, ability to escalate issues, and come up with solutions. Pluses: Knowledge of Bitcoin is a huge bonus FinTech Background Experience with products that have software and hardware components Security background is a big plus (Financial or Medical industry etc.) Ability to share impressive examples of complex projects delivery spanning various domains

Robinhood is changing the way America invests. We believe our financial system should work for everyone and not just a few. We offer commission-free trading for stocks, ETFs, options, and cryptocurrencies—all in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as the fastest-growing brokerage ever. About the Role Robinhood is hiring a Risk Associate to join its Market Operations team in Lake Mary. The Risk Associate will be responsible for monitoring the critical risks associated with running a brokerage. You will be monitoring our “Battlestation”, a set of real-time dashboards and alerts, and taking action on any anomalies. As a Risk Associate you will: Monitor real-time market and trading dashboards and alerts Design and follow policies and procedures in the event of alerts or data outliers Quickly diagnose and resolve issues independently or escalate to the appropriate parties Identify patterns and proactively recommend ideas to improve Robinhood’s risk monitoring tools and procedures Some things we consider critical to being a Risk Associate: Bachelor’s degree from an accredited institution Strong attention to detail and ability to analyze and interpret data General understanding of brokerage operations and financial markets Ability to learn quickly, think critically and apply logical problem-solving skills to isolate and resolve root causes of issues Must be trustworthy, self-motivated and able to thrive in an entrepreneurial environment A passion for Robinhood, our product and our mission to democratize access to America’s Financial System Nice to haves: Bachelor’s degree in Finance, Business, Economics or Computer Science 4+ years work experience with 2+ years relevant experience in brokerage operations, financial services, government financial regulatory agency, risk management, or compliance

DESCRIPTION About Monese Monese revolutionises banking for expats, digital nomads and immigrants. Residency restrictions imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when they arrive in a new country. Our breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app. Monese's fully-featured banking account comes with cheap global payments and a contactless debit card. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us! About the role We are looking for three proactive and eager persons to assist with our AML / fraud / SAR function for 2 months. You will support various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, global sanctions screening, enhanced due diligence or other AML processes. The person will also work closely with the MLRO on continuous improvements, occasional internal control auditing and reporting requirements. Role Responsibilities: Ensuring Suspicious Activity Reports, Sanctions Screening, KYC and PEP's are fully investigated in line with regulatory requirements. Investigating and identifying fraudulent activity, compiling full reports and ensuring all confirmed findings are reported to the MLRO. Serving as a subject matter expert on suspicious activity monitoring to other departments by providing advice and counsel to ensure they understand AML compliance and implications to their operations. Working closely with management to ensure critical functions are fulfilled timely and accurately. Detecting potential suspicious activity when complex manual processes are needed. Supporting the MLRO with internal control audits on customer support and other functions within the business, basing the results in line with company policies and regulations. Identifying and recommending training aids/materials that may aid in improved compliance and efficiency. Assisting the MLRO with continuous improvement ideas on processes and systems. REQUIREMENTS Experience, traits and skills required: Proven experience in an AML/Risk investigative type role is a must. Experience in AML within a bank is preferable, but not required. Strong attention to detail. Knowledge of current AML legislation, money laundering techniques/patterns and counter-fraud preventive measures is a must. A team player willing to help the team and educate those less aware of the risk of money laundering displaying a supportive and understanding attitude. Willingness to learn and adapt to the current business culture both in the Risk department and beyond. A proactive, can-do attitude. The ability to think outside the box and help improve the business, department and processes. Telephony and customer contact experience is preferable but not a necessity. BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

DESCRIPTION About Monese Monese revolutionises banking for expats, digital nomads and immigrants. Residency restrictions imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when they arrive in a new country. Our breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app. Monese's fully-featured banking account comes with cheap global payments and a contactless debit card. Our fast growing team is located in London, United Kingdom and Tallinn, Estonia, and we know that what we’re building is bigger than anything on the market today. Join us!   About the role We are looking for a proactive and eager person to assist with our AML function. The chosen candidate will support various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, global sanctions screening, enhanced due diligence or other AML processes. The person will also work closely with the MLRO on continuous improvements, occasional internal control auditing and reporting requirements.   Role Responsibilities: Ensuring Suspicious Activity Reports, Sanctions Screening, KYC and PEP's are fully investigated in line with regulatory requirements. Investigating and identifying fraudulent activity, compiling full reports and ensuring all confirmed findings are reported to the MLRO. Serving as a subject matter expert on suspicious activity monitoring to other departments by providing advice and counsel to ensure they understand AML compliance and implications to their operations. Working closely with management to ensure critical functions are fulfilled timely and accurately. Detecting potential suspicious activity when complex manual processes are needed. Supporting the MLRO with internal control audits on customer support and other functions within the business, basing the results in line with company policies and regulations. Providing occasional informal training and guidance to less experienced AML Investigators and customer support. Identifying and recommending training aids/materials that may aid in improved compliance and efficiency. Assisting the MLRO with continuous improvement ideas on processes and systems. REQUIREMENTS Experience, traits and skills required: At least 1 years experience in an AML/Risk investigative type role. Experience in AML within a bank is preferable, but not required. Strong attention to detail. Knowledge of current AML legislation, money laundering techniques/patterns and counter-fraud preventive measures is a must. A team player willing to help the team and educate those less aware of the risk of money laundering displaying a supportive and understanding attitude. Willingness to learn and adapt to the current business culture both in the Risk department and beyond. A proactive, can-do attitude. The ability to think outside the box and help improve the business, department and processes. Telephony and customer contact experience is preferable but not a necessity. BENEFITS Benefits of working at Monese: Ample opportunity to develop your career within Monese as you will be an important part of a fast-growing company A horizontal structure where everyone has a voice and makes a direct and valued contribution to building the best product possible International team of open-minded people in a nice office environment with plenty of perks, snacks and drinks Many fun team events, office parties and summer ‘weekend-getaway’ to spend some quality time with your colleagues In- and outdoors Moneser’s sports activities Stock options and competitive salary

Plaid is fundamentally changing how Financial Service and Fintech companies work. Risk and compliance play an integral part in building a solid foundation for the company and our products. We build software that interfaces with Fintech companies, financial services providers and financial institutions.  Because of our partnerships with financial institutions our risk/compliance operations efforts are extremely important and continuing to evolve rapidly. This is where you come in. What excites you Performing KYC validations for new customers Conducting Enhanced due diligence on assigned customers to identify high risk accounts Completing searches utilizing Internet sources and/or third-party vendors to identify fraud signals and capture other relevant information Creating reports for KYC, OFAC and other due diligence findings Analyzing trends and patterns to help categorize risk and ultimately catch bad actors Communicating effectively with customers, peers and management when requesting for information or documentation, and addressing concerns or findings Partnering with the sales and growth teams to conduct compliance searches for new customers Working cross-functionally to articulate KYC and EDD processes and progress updates Help build and automate processes What excites us 1+ years of relevant compliance, risk, or operational experience with a specific focus on financial services Experience in conducting KYC/EDD and/or other risk operations Strong familiarity with a range of relevant technical concepts Clear and polished communication skills; experience in a client-facing role is a plus Strong analytical, prioritization and organizational skills We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Kabbage is setting a new standard in big data and FinTech and we are looking for a  Business Analyst  to join us as we continue our amazing growth trajectory.   Kabbage is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders, and our products are growing rapidly.  We’ve received numerous awards & recognition, including Glassdoor’s 2017 Best Places to Work, “36 th  fastest growing company in the US” on the INC 500 List, Fast Company’s "Top 10 most innovative companies in finance" and Forbes' "America’s Top 100 Most Promising Companies" among others. Your mission: Work on the most challenging and impactful projects, including the Kabbage Platform and partner implementations, as an embedded team member in Kabbage's Engineering team. What you'll be doing: Lead projects independently; projects need to be led in a fashion that builds consensus while also identifying risks and removing roadblocks. Partner with subject matter experts to discover, define, assess, and document business needs and requirements. Must be able to quickly establish credibility while working in new subject areas and with various areas of the business (marketing, risk, finance, business development, customer support, etc). Manage the product backlog of requirements to support development activities related to the organizational roadmap. Proactively communicate and collaborate with external and internal customers to analyze information needs and functional requirements and deliver the following artifacts as needed: user stories, business requirements, business rules, use cases, screen mock-ups, and process flows. Act as the scrum master for the engineering team by planning and executing sprints, prioritizing backlog of work, communicating blockers, and reporting team metrics. What you should have: Experience in a business analyst or product management role. Experience with large, distributed enterprise software implementations. Experience adapting requirements for third-party integrations to user stories. What we're looking for in you: Operate Autonomously:  Takes a project from ideation to delivery.   Calm Under Pressure/Resilience : maintains stable performance when under heavy pressure or stress; remains composed and productive under pressure/stress. Proactivity : Proactive, self-driven, curious, loves learning. Communication : Communicates information, ideas, and concepts clearly. Organization and Planning : Plans, organizes, and schedules in an efficient, productive manner; focuses on key priorities; manages time well. Flexibility/Adaptability : Cool with quickly changing priorities and conditions; copes effectively with complexity and change. Persistence : Follows through on items without being managed. Resourceful, has grit, and a positive “can do” attitude. Leadership : Navigates and leads the team through high-priority last minute requests and other high stress situations. The Kabbage Advantage At Kabbage, our people are awesome, so we built the Kabbage Advantage—our way of being awesome right back. We offer competitive benefits including unlimited PTO, equity in the company, and exceptional health coverage options. Our team members enjoy a dynamic work environment with daily catered lunches, fully stocked kitchens, and onsite fitness classes. While our perks and benefits are generous, the people are  actually  what make Kabbage great. Kabbagers are curious, creative, and resilient. We are enthusiastic, productive, and problem solvers. And we don’t do it alone. At Kabbage, you will find low ego individuals who work hard to communicate effectively and work collaboratively.

Kabbage is setting a new standard in big data and FinTech and we are looking for a  Decision Analyst (Risk)   to join us as we continue our amazing growth trajectory.Kabbage is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders, and our products are growing rapidly. We’ve received numerous awards & recognition, including Glassdoor’s 2017 Best Places to Work, “36th fastest growing company in the US” on the INC 500 List, Fast Company’s "Top 10 most innovative companies in finance" and Forbes' "America’s Top 100 Most Promising Companies" among others.   Your mission: You will have the opportunity to  work on the most challenging and impactful projects in the Risk space, help drive and implement  key strategic and tactical initiatives, demonstrating high standards of teamwork, collaboration and innovation . What you'll be doing: As a  Risk Analyst  you will have the opportunity to work on important initiatives from start to finish with a variety of teams. Some of your key responsibilities will be: Drive Risk management strategies to deliver profitable growth of existing portfolio and new products in lending, payment and other related financial products . Partner with all stakeholders to discover, define, assess, and document business needs and requirements. Must be able to quickly establish connect and credibility while working on behalf of the Risk organization and support Risk Analytics related requests across all aspects of product life cycle. Understand entire gamut of product offerings and help the team with support in Risk and Underwriting strategies implementation. Proactively communicate and collaborate with external and internal customers to analyze information needs and functional requirements and deliver the project with quality and within stipulated timelines Successfully engage in multiple project initiatives simultaneously. What you should have: MBA or equivalent degree from IIM/ISB Minimum of 3 years of experience in a analytics driven environment Exposure to statistical concepts, SQL, R, Python and analytical approaches. Hands on exposure is a plus. Ability to think logically, critically, and constructively about complex problems, clearly communicate findings and propose solutions that address expressed needs Outstanding oral and written communication skills, capable of addressing both technical and non-technical audiences at a variety of organizational levels Strong skills as a change agent, a facilitator, an analyst, and problem solver Maintain high standards of quality in all work What we're looking for in you : Enthusiasm : Exhibits passion and excitement over work; has a can-do attitude. Structured thinking : Ability to hone in on the key issues of a problem/project and cleanly structure a path to a solution. Curiosity : Desire to understand not just what to do but why we are doing it; natural inquisitiveness and willingness to challenge the status quo. Demonstrates ability to quickly and proficiently understand and absorb new information. Persistence : Follows through on items without being managed. Resourceful, has grit, possesses "can do" attitude. Empathy : Recognizes and respects the priorities of different individuals/teams so that when trade-offs are necessary, they are well informed and well-communicated. Flexibility/adaptability : Cool with rapidly changing priorities and projects. Calm under pressure : Ability to navigate and lead the team through high-priority last minute requests and other high stress situations; works well under high-pressure timelines. Communication : Ability to communicate clearly across multiple channels of communication (verbal, email, PowerPoint). Assertiveness : Moves quickly and takes a forceful stand without being overly abrasive. Organization and planning : Ability to effectively prioritize and sequence efforts both for him/herself as well as for a project. The Kabbage Advantage At Kabbage, our people are awesome, so we built the Kabbage Advantage—our way of being awesome right back. We offer competitive benefits including unlimited PTO, equity in the company, and exceptional health coverage options. Our team members enjoy a dynamic work environment with daily catered lunches, fully stocked kitchens, and onsite fitness classes. While our perks and benefits are generous, the people are  actually  what make Kabbage great. Kabbagers are curious, creative, and resilient. We are enthusiastic, productive, and problem solvers. And we don’t do it alone. At Kabbage, you will find low-ego individuals who work hard to communicate effectively and work collaboratively.

Kabbage is blazing a trail in big data & fintech and we are looking for a Data Analytics team member to join us as we continue our amazing growth trajectory. Kabbage is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders, and our products are expanding.  We’ve received numerous awards & recognition, including Glassdoor’s 2017 Best Places to Work, “36th fastest growing company in the US” on the INC 500 List, Fast Company’s "Top 10 most innovative companies in finance" and Forbes' "America’s Top 100 Most Promising Companies" among others. What you’ll be doing : Provide credit solution to support the company’s consumer and commercial lending activities Develop customer acquisition, marketing, credit risk management, portfolio management and other business intelligence solutions through cross functional team engagements and research Manage large scale projects that include vendor scores and technological implementation assessments Leverage customer data and transactional unstructured data to build risk segmentation and mitigation strategies Complete complex analyses identifying authentication strategy and procedure gaps, manage implementation process across all credit life cycles to affect change Work with Technology team to drive availability of relevant data, tools and infrastructure What you should have: 8+ years' professional work experience in analytics and data science   Preferably from banking or lending industry  in consumer or/and commercial portfolio Well versed in statistical methodology including parametric test, hypothesis testing and regression. Familiarity with the dashboarding and data visualization tools and technologies. Hands-on work experience with at least 2 of the languages among SQL, Python and R   Bonus points: Big Data Environment tools and technologies used in Hadoop Predictive modeling experience – risk, marketing, fraud models and scorecards development. Knowledge of US consumer/commericial lending and credit risk management practices – credit card, personal loans, SME and mortgage lending experience What we're looking for in you: Must be comfortable with a rapidly-changing workspace The successful candidate will have a demonstrable analytic, problem solving, and leadership skills  A perfectionist who tempers it with deadlines Experience and desire for working in a fast-paced, ever-changing environment Must have excellent communication and influencing skills, and be able to work across multiple groups with ease A positive “can do” attitude A constant drive to improve the experience of our users and our internal processes: "How can I make things better?" Ability to remain focused and work in an open work place with frequent distractions Why Kabbage? Our people! We are very proud of our people, our products, and our fun, friendly, and passionate culture. Equity – everyone’s an owner! Full coverage of individual health benefits Fully stocked kitchen & catered lunches daily Casual work environment – just cover all of the requisite parts! Top of the line hardware

About Earnin: Our financial system is fundamentally unfair for people who live paycheck to paycheck.  People shouldn’t have to wait weeks to get the pay they’ve already earned. This wait forces them to spend more than $100 billion a year on short-term credit products, late fees and overdraft fees. Earnin helps people overcome this unfairness by giving them real-time access to their money as soon as they have worked -- without fees or interest. Our team is bound together by a desire to level the financial playing field.  Our investors, Andreessen Horowitz, Ribbit Capital, Felicis Ventures, Matrix Partners and March Capital believe we will change the world.  You can help make a difference.  Join us. About the role: As Head of Risk at Earnin, you will be a key leader of the company overseeing the Risk and Analytics team function.  You will be responsible for architecting and executing Earnin’s assessment of reducing risk loss while maintaining and/or improving user experience and growth rates, using a mix of alternative and traditional data and employing the latest statistical methods.  You will also manage and cover all aspects of risk, including assessing current customer financial transactional history, established partnerships with data providers, implement underwriting models, monitoring and preventing fraud and working with Product, Data Science, and Engineering on expansion and compliance. Responsibilities: Lead and manage the Risk and Analytics function for assessing process improvement. Design a comprehensive risk strategy incorporating risk decisioning, data science, business analytics, and product management. Research, design, and implement novel approaches to helping our customers manage their money and better and to assessing risk behavior using a blend of traditional and alternative data. Create automated anomaly detection systems and track their performance. Perform ad-hoc analysis and prevent results in a clear manner. Minimum Qualifications: Bachelor’s degree or equivalent practical experience. Prior risk management experience developing multi-year strategy, business plans and roadmaps, building executive relationships and influencing cross-functional stakeholders. 5+ years of management experience with a small team of direct reports. 5+ years of professional experience with machine learning algorithms, data pipelines, and automated systems. Experience with data science toolkits, such as Python, SQL, Spark.  Excellence in at least two of these is high desirable. Experience with customers and data in emerging markets or with novel data sets is a strong plus. Extensive knowledge and skills in risk assessment analysis, identifying risk, and signs of changing risk levels. Preferred Qualifications: Flexible and creative leader capable of managing several priorities and complex projects simultaneously. . Willing to be hands on in the development of the team as well as implementation on new channels.   Ability to explain and articulate technical concepts using both technical and non-technical language. Self-starter with a team-oriented work style and ability to inspire trust by demonstrating sound judgement and integrity; excellent planning, analytical and interpersonal skills.

About Qapital We are a team of designers, behavioral scientists and financial technologists on a mission to build a new banking experience from scratch, starting with an automated savings product that has already helped over a 400,000 users in the U.S. save hundreds of millions toward their goals. In 2017, we launched a checking account, and have a pipeline of other banking services like Invest coming very soon. Our app has been awarded Most Innovative App by Google and been featured in Apps We Love by Apple, and we are proud of our high user ratings. We work with Dan Ariely, our Chief Behavioral Economist, to create innovative tools that help people become masters of their financial lives. Tools that are useful to everyone, but accessible to anyone. Tools that give people control when they want it, and automation when they don’t. Tools that help people put their money towards what matters most. Qapital is looking for an enthusiastic and experienced Risk Engineer to join our team in Stockholm, working closely with our team in New York. In this role you will be responsible for building the data tools that power all of risk’s automated decisioning and statistical modeling, as well as designing, building the services and infrastructure that builds trust with our customers and mitigates loss to Qapital. Skills and requirements Here’s what we really need you to be able to have from day one. At least 4 years’ worth of server-side Java development, where of at least 2 year working with risk and information security. Strong programming skills with the ability to write and structure code in a readable and maintainable way Extensive experience of the Spring Framework Extensive experience of building RESTful HTTP API’s Experience of building web front-end applications Experience of building microservices Experience of event driven applications Basic understanding of graph databases for risk analysis (e.g. neo4j or AWS Neptune) Strong proficiency in written and spoken English (Swedish isn’t necessary -- we have an international team and work through English) Self going, driven and curious The Qapital backend systems are structured in large part according to the Microservices pattern, and expose a RESTful HTTP API to our client apps. The core services are all developed in house, while we integrate with multiple external platform providers for more low-level banking infrastructure services. As a reference these are some of the technologies we currently use. Java 10 Spring Boot 2.0 R Aurora MySQL 5.7 Redis AWS (SQS, Machine Learning, S3, and more) CI/CD pipeline built on Jenkins and Docker Further we believe you have a degree in computer science or similar. You will be based in Stockholm, but work cross-functionally with teams in Stockholm and New York, travelling when needed. We offer Accelerate your career within an international company and succeed in an environment where you will have the possibility to make a daily impact. Involvement. Take responsibility for the entire app development process, and be part of a fantastic journey within a dynamic booming business. We typically focus the entire team, from product owners and designers to developers and operations engineers, on one feature because we think that with teamwork comes great innovation and knowledge sharing. Flexibility. We appreciate meeting up in the office but we can also work from anywhere anytime if that makes our lives easier. Great colleagues. The people at Qapital come from different backgrounds but all share the same passion for technology and product development.  Personal development. We aim to hire the best people and make sure they’re given the right environment to continue to grow. You will be given the opportunity to go to the best conferences, lunch and learn with your colleagues, and explore new interests in our recurring Hackday’s. Qapital is an entrepreneur-driven company where dedication and ownership is extremely important. Therefore we encourage all our employees to take part in our equity program. Relocation package available for the right person. Apply A diverse team is best positioned to truly serve our market, and diverse applicants bring ideas, abilities and perspectives that we haven’t even considered yet. We especially encourage you to apply if you are part of a category or group that is normally underrepresented in the tech industry. To be considered applications should include both CV and cover letter.

We are seeking folks who are passionate about fighting fraud while delivering a world-class customer experience. As a Fraud Prevention and Investigation Specialist, you will act as fraud-fighting detective and be responsible for helping to make Gusto the safest and most secure payroll solution. Risk Operations is at the core of our business and our team is a key stakeholder in company decisions and operations. We currently process  +$10bn  of payroll annually, but with your help, we will process more in a safe and sustainable way. We are a small, close, fun group that works hard and laughs a lot. No egos here — we collaborate and help each other out in a positive environment. Here’s what you’ll do day-to-day: Hunt fraudsters.  You are our internal police force - prevent the bad guys from abusing our system by reviewing, monitoring and investigating new accounts and suspicious activity. Solve puzzles.  Fraud is a complicated puzzle to solve. Come up with innovative methods to identify trends, patterns, and ultimately, catch the bad guys. Who doesn’t love a good caper? Operate cutting-edge tools.  Scope and drive continual enhancements to our systems and processes to identify and eliminate fraudulent activity. Work closely with key stakeholders.  Work cross-functionally with internal teams, our customers, and external partners (including banks, law enforcement, etc.) Here's what we're looking for: Experience . 0-1 year of work experience. We're looking for someone who is eager to learn.  Thought Process.  An insatiable appetite for problem solving, knack for structured thinking, ability to spot unusual patterns, and sharp attention to detail. Values.  Driven by a strong moral compass, is objective yet compassionate, and does the right thing every time. Discipline.  Excellent time management skills and ability to handle multiple projects/tasks simultaneously. Is extremely process and policy oriented. Attitude.  Goal-oriented, positive, and proactive. Comfortable in a fast-paced, results-oriented work environment. Communicates well with others. Background.  Minimum four year accredited university/college degree. Brownie points for: Professional certifications (CFE) Payroll industry experience Professional Tech experience  Start date:  July 23, 2018 About Gusto Our customers come from all walks of life and so do we. We hire people from a wide variety of backgrounds, not just because it’s the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.  Gusto’s mission is to create a world where work empowers a better life. By making complicated, impersonal business tasks simple and personal, Gusto is reimagining HR, payroll, and benefits for over 60,000 companies nationwide. Gusto has offices in San Francisco and Denver and the company’s investors include Google Capital, General Catalyst, Kleiner Perkins Caufield & Byers, as well as the founders of Instagram, Stripe, Nest, PayPal, Yelp, Dropbox, and Eventbrite, among others.

As a member of the team, you’ll have the opportunity to advise on system implementations, product launches and other business initiatives. You will support compliance initiatives throughout a fast paced dynamic startup environment. You’ll collaborate regularly with the operations, security, and development teams to complete a variety of engaging projects that assess enterprise technology risk. If you are a self-starter, with an appetite to learn and play a vital role in the growth of our compliance team, then this role is for you. What You'll Do: Develop and maintain information security policies, procedures, standards and guidelines based on best practices and regulatory and legal compliance Creates, manages and conducts workforce information security Ensures adequate and effective IT controls exist to meet applicable current and future security compliance requirements found in laws, regulations, frameworks such as requirements to comply with SSAE 16 SOC I & II, ISO 27001, NIST/FedRamp etc. Remediate internal controls related to IT, security, operations, and engineering Work with internal stakeholders to complete internal audit requirements Work with external auditors to assist in the completion of annual compliance audits Assist with user access/identity management reviews from automated and manual systems Performs other duties as assigned or necessitated by business, regulatory or emergency situations What We Expect: Bachelor's Degree required in Management Information Systems, Business or Accounting, or other related field 2-3 years of professional experience in a technology risk or compliance related role Big 4 experience preferred 2+ years experience with one or more of the internal controls frameworks (PCI, NIST 800-53, DoD STIGs, SSAE 18 (SOC), ISO 27001, MS-SDL, SOX) CPA, CISA, CISSP, or other related technology governance certifications a plus

Overview At Xapo, the largest custodian of Bitcoin in the world, we offer the convenience you would expect from an online checking account with the high tech security of our Bitcoin vault.Our business is growing fast, and we want to make sure we can keep providing the best quality support to our customers. We are looking for an experienced Information Security Process Analyst based in Europe who can actively contribute to a challenging / technological work environment.   Responsabilities High-level coordination and communication across various business units, overseeing operational execution of Global IT Security Policies, and ensuring regulatory IT Security compliance requirements are being met Enforcement and validation of Global information security policies, standards and procedures Assess IT general controls and/or application layer security controls to ensure compliance with XAPO Global Information Security policies, international standards, best practices and regulations, especially in the European Union (GDPR, the new Data Privacy Regulation in the EU) Deep understanding of business processes and technology used within the areas to ensure compliance with regulatory requirements and the XAPO Information Security Policy and applicable procedures, processes and standards Identify and evaluate technology risks internally and/or at third parties, internal controls which mitigate risks, and related opportunities for internal control improvements Ensure users understand and adhere to policies and procedures including implementation and enforcement of an information Security awareness program Some Perks of working with Xapo TOP-TIER COMPENSATION PLUS STOCK OPTIONS Absolute autonomy Remote work enviroment Working as part of a global team Learning from Silicon Valley’s brightest   Requirements 5 years or more as an auditor or in audit departments Proven experience in  SOC1/2 Reports and ISO 27001 Certification, Information Security controls - Big 4, Consulting or IT internal audit experience. Have understanding or work experience with GDPR, the new Data Privacy Regulation in the EU. Information Security certification such as CISSP, CISSM, CRISC, CISA or equivalent desirable. Deep understanding  and experience on implementation of Policies for Data Privacy and Security controls for protection of Personal Data and Personally Identifiable Information Privacy regulations and security compliance requirements affecting Global financial institutions (i.e. GDPR) To be located in Europe Additional Skills - Knowledge in various cybersecurity areas such as: Identity and Access Management, Threat and Vulnerability - Management, Information Risk and Governance, IT Architecture, Monitoring, Incident Response and Security Strategy, Physical Security and/or Business Resiliency - Good written and verbal communication skills for report writing, business requirement proposals, technical policies, and methodology documentation. - Strong analytical, problem solving, organizational, documentation; time management skills and attention to details - Good analytical and problem-solving skills coupled with thoroughness and attention to detail is highly desired - Ability to optimize and condense information and transform data into easily understandable concepts - Technical skills in MS Excel, PowerPoint, Word, and Project - Fluent in English. Speak a second language ideal, preferably Spanish, but not a requirement.

Job description Overview: At Xapo, the largest custodian of Bitcoin in the world, we offer the convenience you would expect from an online checking account with the high tech security of our Bitcoin vault. Our business is growing fast, and we want to make sure we can keep providing the best quality support to our customers. We are looking for an experienced information Security Process Analyst who can actively contribute to a challenging / technological work environment.   Responsabilities High-level coordination and communication across various business units, overseeing operational execution of Global IT Security Policies, and ensuring regulatory IT Security compliance requirements are being met Act as an Information Security liaison with US Regulators and Authorities Enforcement and validation of Global information security policies, standards and procedures Assess IT general controls and/or application layer security controls to ensure compliance  with XAPO Global Information Security policies, international standards, best practices and regulations, especially in the US Deep understanding of business processes and technology used within the areas to ensure compliance with regulatory requirements and the XAPO Information Security Policy and applicable procedures, processes and standards Identify and evaluate technology risks internally and/or at third parties, internal controls which mitigate risks, and related opportunities for internal control improvements Ensure users understand and adhere to policies and procedures including implementation and enforcement of an information Security awareness program Some Perks of working with Xapo TOP-TIER COMPENSATION PLUS STOCK OPTIONS Absolute autonomy Working as part of a global team Learning from Silicon Valley’s brightest Requirements 5 years or more as an auditor or in audit departments Proven experience in  SOC1/2 Reports and ISO 27001 Certification, Information Security controls - Big 4, Consulting or IT internal audit experience. Information Security certification such as CISSP, CISSM, CRISC, CISA or equivalent desirable. Deep understanding  and experience on implementation of Policies for Data Privacy and Security controls for protection of Personal Data and Personally Identifiable Information Privacy regulations and security compliance requirements affecting Global financial institutions (i.e. GDPR) Additional Skills Knowledge in various cybersecurity areas such as: Identity and Access Management, Threat and Vulnerability Management, Information Risk and Governance, IT Architecture, Monitoring, Incident Response and Security Strategy, Physical Security and/or Business Resiliency Good written and verbal communication skills for report writing, business requirement proposals, technical policies, and methodology documentation. Strong analytical, problem solving, organizational, documentation; time management skills and attention to details Good analytical and problem-solving skills coupled with thoroughness and attention to detail is highly desired Ability to optimize and condense information and transform data into easily understandable concepts Technical skills in MS Excel, PowerPoint, Word, and Project Fluent in English Speak a second language ideal, preferably Spanish, but not a requirement

Job description Xapo’s Finance function manages the group’s Balance Sheet, maintaining a balanced structure within an established risk appetite. The Risk Management team establishes the various risk parameters to monitor and optimize capital, credit, liquidity and market risk exposures affecting Xapo’s business model.  Job Overview: The Senior Risk Manager will support the development and implementation of the governance infrastructure (as per the Risk Management Framework) across all relevant risks affecting Xapo – namely credit / counterparty, capital, liquidity and market risk. Will formulate various risk policies and accompanying procedures for internal and external monitoring and reporting; undertake analysis for the calibration and limit setting in line with Xapo’s changing business model and needs across various jurisdictions and regulators. He/she will support the design and implementation of treasury management systems and controls based on our new accounting system (NetSuits). Also will lead the design of Stress Testing models (under multiple scenarios), and the presentation of results for internal senior management committees. He/she will liaise and provide support to the international centers on all risk related matters and produce other ad-hoc reports as required.    Key responsibilities   Support the implementation of the Group’s Risk Management Framework Contribute to the design of reports to the various regulators (USA, Gibraltar, Switzerland) and reconciliation to source systems Production and analysis of periodic management information reports and Stress Testing models Support the Group globally on a wide range of licensing and regulatory matters Provide Senior Management with accurate and timely treasury, cash flow and liquidity analysis, and financial information, based on evaluation of data and producing financial treasury management reports together with reporting against key performance indicators. Provide functional system assessment and support the implementation of NetSuits, Treasury Management Systems and bank systems  Contribute to the centralized Treasury approach and overseeing and substantiating decentralized execution where it is required due to country restrictions. Provide recommendations to enhance financial and treasury policies and to implement the necessary changes that will strengthen the financial controls and management throughout the Xapo. Provide global oversight of bank account management, liquidity holdings, foreign exchange conversion Participate in ad-hoc projects as required Provide guidance for the development of standard operating procedures for treasury operations and validate operational banking requirements to meet operational needs in remote locations and when using third party local partners. Make recommendations to Senior Management and statutory bodies regarding Treasury and Risk Management Key Accountabilities Ensure all policies, documentation, substantiation related to Treasury and financial risk management are accurate and complete, best practice and stand up to the scrutiny of oversight bodies and statutory requirements. Ensure management are provided with timely and accurate information on Treasury Management indicators and relevant critical impact analysis. Ensure a centralized treasury management approach and bank account structure meets operational needs to support Xapo’s business model. Provide guidance and instructions to be able to comply with financial regulations, rules and audit requirements in all jurisdictions. Effective safeguarding of global cash resources Conduct the Secretariat role and assist Head of Market Risk in managing the Risk Management Committee (RMC)  Approve opening and closing of corporate bank accounts and validate contextual bank account structures to meet global operational requirements.   Requirements A minimum of 10 years at a global level, of progressively responsible experience in treasury and risk management in banks BSc or MSc in Finance / Economics or similar Competent knowledge in all ALM / Treasury areas, with at least expert level in one of the following areas: capital, funding & liquidity, market, IR, credit / counterparty Experience dealing with Central Banks and Regulators “hands-on”, team-player, dependable, able to work independently without supervision (knows when to decide vs. escalate) Excellent analytical and data manipulation skills Very strong influencing and collaboration skills with the ability to work across departments and move processes and projects forward Excellent communication skills Flexible working hours / able to adapt swiftly Ability to maintain a high level of confidentiality